SLM Corp.

  • Market Cap: Small Cap
  • Industry: Finance
  • ISIN: US78442P1066
USD
30.16
0.38 (1.28%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

1.98 M

Shareholding (Mar 2025)

FII

14.90%

Held by 172 FIIs

DII

28.06%

Held by 82 DIIs

Promoter

0.09%

How big is SLM Corp.?

22-Jun-2025

As of Jun 18, SLM Corp. has a market capitalization of 10,893.12 million and reported net sales of 3,046.41 million with a net profit of 622.93 million over the latest four quarters.

Market Cap: As of Jun 18, SLM Corp. has a market capitalization of 10,893.12 million, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, SLM Corp. reported net sales of 3,046.41 million and a net profit of 622.93 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the company's shareholder's funds amounted to 2,159.92 million, while total assets were reported at 30,072.11 million.

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What does SLM Corp. do?

22-Jun-2025

SLM Corporation is a finance holding company that originates and services student loans for education costs. As of March 2025, it reported net sales of $868 million and a net profit of $305 million, with a market cap of approximately $10.9 billion.

Overview: <BR>SLM Corporation is a holding company in the finance industry that primarily originates and services loans for students and their families to finance education costs.<BR><BR>Financial Snapshot: <BR>Net Sales: 868 Million (Quarterly Results - Mar 2025) <BR>Net Profit: 305 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 10,893.12 Million (Mid Cap) <BR><BR>Key Metrics: <BR>P/E: 18.00 <BR>Dividend Yield: 1.04% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 25.95% <BR>Price to Book: 4.54 <BR><BR>Contact Details: <BR>Address: 300 Continental Dr, NEWARK DE: 19713-4322 <BR>Tel: ['1 302 2838000', '1 302 4510304'] <BR>Fax: 1 302 6365454 <BR>Website: http://www.salliemae.com/

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Should I buy, sell or hold SLM Corp.?

22-Jun-2025

Who are in the management team of SLM Corp.?

22-Jun-2025

As of March 2022, the management team of SLM Corp. includes Chairman Ms. Carter Franke, CEO Mr. Jonathan Witter, and several independent directors: Mr. Paul Child, Mr. Earl Goode, Ms. Marianne Keler, Mr. Mark Lavelle, and Mr. Jim Matheson. They oversee the company's operations and strategic direction.

As of March 2022, the management team of SLM Corp. includes the following individuals:<BR><BR>- Ms. Carter Franke, Chairman of the Board<BR>- Mr. Jonathan Witter, Chief Executive Officer and Director<BR>- Mr. Paul Child, Lead Independent Director<BR>- Mr. Earl Goode, Independent Director<BR>- Ms. Marianne Keler, Independent Director<BR>- Mr. Mark Lavelle, Independent Director<BR>- Mr. Jim Matheson, Independent Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

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Is SLM Corp. overvalued or undervalued?

20-Sep-2025

As of June 30, 2025, SLM Corp. is fairly valued with a P/E ratio of 18 and strong long-term performance, having returned 249.94% over five years, despite a recent 1-week decline of 2.00%.

As of 30 June 2025, SLM Corp. has moved from an expensive to a fair valuation grade. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 18, an EV to EBITDA of 4.68, and a Price to Book Value of 4.67. In comparison to peers, Mr. Cooper Group, Inc. has a higher P/E of 29.22, while Ryder System, Inc. shows a lower P/E of 14.15, indicating SLM Corp. is positioned reasonably within its industry.<BR><BR>Despite recent underperformance with a 1-week return of -2.00% compared to the S&P 500's 1.05%, SLM Corp. has shown strong long-term performance with a 5-year return of 249.94%, significantly outpacing the S&P 500's 96.61% over the same period. This suggests that while the stock may be currently fairly valued, its historical performance indicates potential for future growth.

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Is SLM Corp. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, SLM Corp. shows a mildly bearish trend, with bearish indicators from MACD, KST, and Dow Theory, and has underperformed the S&P 500 with returns of -12.83% over the past month and -1.67% year-to-date.

As of 3 October 2025, the technical trend for SLM Corp. has changed from mildly bullish to mildly bearish. The weekly MACD and KST indicators are bearish, while the monthly MACD and KST are mildly bearish. The Dow Theory also indicates a mildly bearish stance on both weekly and monthly time frames. The daily moving averages are mildly bullish, but this is overshadowed by the overall bearish signals from the other indicators. <BR><BR>In terms of performance, SLM Corp. has underperformed the S&P 500 over the past month and year-to-date, with returns of -12.83% and -1.67% compared to 4.15% and 14.18% for the index, respectively. Overall, the current technical stance is mildly bearish.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 32.73%

 
2

Poor long term growth as Net Sales has grown by an annual rate of 2.94%

 
3

Flat results in Jun 25

4

With ROE of 25.95%, it has a fair valuation with a 4.67 Price to Book Value

5

High Institutional Holdings at 100%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Finance

stock-summary
Market cap

USD 10,572 Million (Small Cap)

stock-summary
P/E

18.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

1.11%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

18.62%

stock-summary
Price to Book

4.45

Revenue and Profits:
Net Sales:
689 Million
(Quarterly Results - Jun 2025)
Net Profit:
71 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-2.3%
0%
-2.3%
6 Months
-7.68%
0%
-7.68%
1 Year
13.81%
0%
13.81%
2 Years
91.74%
0%
91.74%
3 Years
75.35%
0%
75.35%
4 Years
66.91%
0%
66.91%
5 Years
163.52%
0%
163.52%

SLM Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
2.94%
EBIT Growth (5y)
-0.79%
EBIT to Interest (avg)
7.65
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
23.50%
Dividend Payout Ratio
17.15%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
32.73%
Valuation key factors
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
4.67
EV to EBIT
4.75
EV to EBITDA
4.68
EV to Capital Employed
-4.99
EV to Sales
2.41
PEG Ratio
NA
Dividend Yield
1.01%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
25.95%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 91 Schemes (56.93%)

Foreign Institutions

Held by 172 Foreign Institutions (14.9%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -20.59% vs 24.74% in Mar 2025",
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      },
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -76.58% vs 172.85% in Mar 2025",
        "dir": -1
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    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
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          "field": "Net Sales",
          "val1": "689.40",
          "val2": "868.10",
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          "chgp_class": "negative"
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          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "325.50",
          "val2": "514.30",
          "chgp": "-36.71%",
          "chgp_class": "negative"
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        {
          "field": "Interest",
          "val1": "84.30",
          "val2": "82.90",
          "chgp": "1.69%",
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          "field": "Exceptional Items",
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          "chgp_class": "neutral"
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          "field": "Consolidate Net Profit",
          "val1": "71.30",
          "val2": "304.50",
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          "chgp_class": "negative"
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          "chgp": "10.41%",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
689.40
868.10
-20.59%
Operating Profit (PBDIT) excl Other Income
325.50
514.30
-36.71%
Interest
84.30
82.90
1.69%
Exceptional Items
0.00
0.00
Consolidate Net Profit
71.30
304.50
-76.58%
Operating Profit Margin (Excl OI)
249.40%
559.90%
-31.05%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is -20.59% vs 24.74% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -76.58% vs 172.85% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
3,028.50
2,887.20
4.89%
Operating Profit (PBDIT) excl Other Income
1,528.20
1,477.90
3.40%
Interest
298.10
270.00
10.41%
Exceptional Items
0.00
0.00
Consolidate Net Profit
608.30
581.40
4.63%
Operating Profit Margin (Excl OI)
362.10%
363.10%
-0.10%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 4.89% vs 21.84% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 4.63% vs 23.97% in Dec 2023

stock-summaryCompany CV
About SLM Corp. stock-summary
stock-summary
SLM Corp.
Finance
SLM Corporation is a holding company. The Company's primary business is to originate and service loans it makes to students and their families to finance the cost of their education. The Company is a saving, planning and paying for college company. It is engaged in originating and servicing Private Education Loans it makes to students and their families. It uses Private Education Loans to mean education loans to students or their families that are not made, insured or guaranteed by any state or federal government. It also operates Upromise, Inc., a consumer savings network that provides financial rewards on everyday purchases to help families save for college. Its Private Education Loans that it owns or services are originated and funded by its subsidiary, Sallie Mae Bank (the Bank). Its services include resources dedicated to assist customers with needs and escalated inquiries. It provides access to a free online scholarship database, which includes information about scholarships.
Company Coordinates stock-summary
Company Details
300 Continental Dr , NEWARK DE : 19713-4322
stock-summary
Tel: 1 302 28380001 302 4510304
stock-summary
Registrar Details