Spandana Sphoort

Why is Spandana Sphoorty Financial Ltd falling/rising?

As of 12-Jun, Spandana Sphoorty Financial Ltd's stock price has risen slightly to 226.80, but it has significantly underperformed the market and its sector, with a year-to-date decline of 15.86% and concerning financial metrics. Despite a minor short-term gain, the long-term outlook remains negative due to poor growth and profitability indicators.

As of 12-Jun, Spandana Sphoorty Financial Ltd is experiencing a slight rise in its stock price, currently at 226.80, with a change of 0.35 (0.15%) upward. This increase comes after two consecutive days of decline, indicating a potential trend reversal. However, despite this short-term gain, the stock has significantly underperformed compared to the broader market and its sector, with a performance today that is 4.05% lower than its sector.<BR><BR>Over the past week, the stock has dropped by 10.95%, and it has shown a year-to-date decline of 15.86%. The long-term outlook remains concerning, as the company has reported poor growth metrics, including a negative annual growth rate of net sales at -7.14% and an operating profit decline of -192.27%. Additionally, the company has a negative EBITDA of Rs. -443.24 cr, which raises concerns about its financial health.<BR><BR>While there is a notable high institutional holding at 25.68%, indicating some level of confidence from larger investors, the overall performance metrics suggest a consistent underperformance against benchmarks over the last three years. The stock has generated a return of -19.57% in the past year, further emphasizing its struggles.<BR><BR>In summary, while there is a minor uptick in the stock price today, the overall trend and financial indicators point towards a challenging situation for Spandana Sphoorty Financial Ltd, with significant long-term risks and underperformance relative to both the market and its sector.

Which are the latest news on Spandana Sphoort?

What does Spandana Sphoort do?

Spandana Sphoorty Financial Ltd is a small-cap finance company based in Hyderabad, India, incorporated in 2003. As of March 2026, it reported net sales of 260 Cr and a net profit of 5 Cr, with a market cap of INR 1,728 Cr.

Overview:<BR>Spandana Sphoorty Financial Ltd operates in the finance industry and is categorized as a small-cap company.<BR><BR>History:<BR>The company was incorporated in 2003 under the name "Spandana Sphoorty Innovative Financial Services Limited" in Hyderabad, Andhra Pradesh, India. It received its Certificate of Commencement of Business on November 11, 2003. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 260 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 5 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 1,728 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.85 <BR>Return on Equity: -32.83% <BR>Price-to-Book: 0.80 <BR><BR>Contact Details:<BR>No Company Details Available <BR>Registrar Address: Not available.

How big is Spandana Sphoort?

As of 10th June, Spandana Sphoorty Financial Ltd has a market capitalization of 1,728.00 Cr and reported Net Sales of 1,023.97 Cr, with a Net Profit loss of 699.04 Cr over the latest four quarters.

As of 10th June, Spandana Sphoorty Financial Ltd has a market capitalization of 1,728.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 1,023.97 Cr. However, it experienced a loss of 699.04 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 2,633.05 Cr and Total Assets of 8,018.50 Cr.

Who are in the management team of Spandana Sphoort?

The management team of Spandana Sphoort includes Shalabh Saxena (Managing Director & CEO), Abanti Mitra (Chairperson), and several independent directors, along with nominees and a company secretary, bringing diverse expertise to the company.

The management team of Spandana Sphoort includes the following individuals:<BR><BR>1. **Shalabh Saxena** - Managing Director & CEO<BR>2. **Abanti Mitra** - Chairperson<BR>3. **Deepak Calian Vaidya** - Independent Director<BR>4. **Jagdish Capoor** - Independent Director<BR>5. **Animesh Chauhan** - Independent Director<BR>6. **Dipali Sheth** - Independent Director<BR>7. **Vinayak Prasad** - Independent Director<BR>8. **Ramchandra Kasargod Kamath** - Nominee<BR>9. **Kartikeya Dhruv Kaji** - Nominee<BR>10. **Sunish Sharma** - Nominee<BR>11. **Ramesh Periasamy** - Company Secretary & Compliance Officer<BR>12. **Neeraj Swaroop** - Director<BR>13. **Padmaja Gangireddy** - Director<BR><BR>This team brings a diverse range of expertise and leadership to the company.

Who are the peers of the Spandana Sphoort?

Spandana Sphoort's peers include HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and Guj. State Fin. In terms of management risk, CreditAcc. Gram. is rated excellent, while Spandana Sphoort and others have average to below average ratings; Tour. Fin. Corp. leads in 1-year returns at 61.69%, with Spandana Sphoort at -20.05%.

Peers: The peers of Spandana Sphoort are HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and Guj. State Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at CreditAcc. Gram., while Average management risk is found at HUDCO, Indian Renewable, Muthoot Microfin, Fusion Finance, and Spandana Sphoort. Below Average management risk is noted for IFCI, Tour. Fin. Corp., and Satin Creditcare. Growth is rated as Good for Indian Renewable and Average for HUDCO, CreditAcc. Gram., and Satin Creditcare, while Below Average growth is seen in Muthoot Microfin, Fusion Finance, Spandana Sphoort, IFCI, and Tour. Fin. Corp. Capital Structure is rated as Excellent for CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and Spandana Sphoort, while Good capital structure is found at HUDCO.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 61.69%, while the lowest is Indian Renewable at -34.75%. Spandana Sphoort's 1-year return of -20.05% is better than Indian Renewable's but worse than Tour. Fin. Corp.'s. Additionally, the six-month return is negative for HUDCO, Indian Renewable, Fusion Finance, and Guj. State Fin.

Are Spandana Sphoorty Financial Ltd latest results good or bad?

Spandana Sphoorty Financial Ltd's latest Q4 FY26 results show a return to profitability with a net profit of ₹5.27 crore, but challenges remain, including a 37.39% year-on-year decline in interest earned and a full-year loss of ₹1,035 crore for FY25. Investors should be cautious as the company's financial health is still concerning despite recent improvements.

Spandana Sphoorty Financial Ltd's latest results for Q4 FY26 show a mixed picture. On one hand, the company has returned to profitability with a net profit of ₹5.27 crore, a significant turnaround from a loss of ₹95 crore in the previous quarter. This is a positive sign indicating potential stabilization after a challenging financial year.<BR><BR>However, the company is still facing substantial challenges. Interest earned has decreased by 37.39% year-on-year to ₹259.69 crore, reflecting a contraction in its loan book and overall business operations. The operating margin has improved dramatically to 46.44%, up from negative margins in previous quarters, which suggests better cost management.<BR><BR>Despite the return to profitability, the overall financial health of the company remains concerning. The full-year loss of ₹1,035 crore for FY25 compared to a profit of ₹500 crore in FY24 highlights significant operational stress. Additionally, the reliance on other income for profitability raises questions about the sustainability of this turnaround.<BR><BR>In summary, while the latest quarterly results show improvement and a return to profit, the company still faces significant headwinds, including declining revenues and asset quality concerns. Investors should be cautious and monitor future performance closely to determine if this is a genuine turnaround or a temporary respite.

Should I buy, sell or hold Spandana Sphoorty Financial Ltd?

When is the next results date for Spandana Sphoorty Financial Ltd?

The next results date for Spandana Sphoorty Financial Ltd is 05 May 2026.

The next results date for Spandana Sphoorty Financial Ltd is scheduled for 05 May 2026.

Is Spandana Sphoort overvalued or undervalued?

As of November 28, 2025, Spandana Sphoort is considered overvalued with a valuation grade shift from risky to expensive, reflected by poor financial metrics such as a PE ratio of -1.28 and a year-to-date stock decline of 19.37%, significantly underperforming compared to peers like Bajaj Finance and the Sensex.

As of 28 November 2025, the valuation grade for Spandana Sphoort has moved from risky to expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued based on its financial metrics. Notable ratios include a PE ratio of -1.28, an EV to EBITDA of -3.18, and a ROE of -66.63%, all of which suggest underlying financial distress.<BR><BR>In comparison to its peers, Spandana Sphoort's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 35.28, while Life Insurance boasts a much healthier EV to EBITDA of 9.12. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date decline of 19.37% compared to the Sensex's gain of 9.68%. Overall, these factors contribute to the conclusion that Spandana Sphoort is overvalued in its current market position.

Is Spandana Sphoort technically bullish or bearish?

As of November 10, 2025, the market trend is mildly bearish, with mixed indicators showing bearish signals outweighing bullish ones, suggesting a cautious approach.

As of 10 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a combination of indicators. The weekly MACD is mildly bullish, but the monthly MACD remains bearish, indicating mixed signals. The RSI shows no signal on the weekly chart while being bullish on the monthly, suggesting potential for upward movement but lacking immediate momentum. Bollinger Bands are bearish on both weekly and monthly timeframes, reinforcing the bearish outlook. Daily moving averages are also bearish, further supporting the negative sentiment. KST is mildly bullish on the weekly but bearish monthly, and Dow Theory indicates no trend weekly and mildly bearish monthly. Overall, the mixed indicators suggest a cautious approach, with the bearish signals outweighing the bullish ones at this time.

How has been the historical performance of Spandana Sphoort?

Spandana Sphoort experienced significant financial fluctuations, with net sales peaking at 2,423.71 crore in March 2024 before declining to 2,355.16 crore in March 2025, resulting in substantial losses and a negative profit after tax of -1,035.16 crore for 2025. The company also saw a drastic increase in total expenditure and a decrease in total liabilities and assets during this period.

Answer:<BR>The historical performance of Spandana Sphoort shows significant fluctuations in key financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Spandana Sphoort's net sales peaked at 2,423.71 crore in March 2024 but declined to 2,355.16 crore by March 2025. The total operating income followed a similar trend, reaching 2,423.71 crore in March 2024 before dropping to 2,355.16 crore in March 2025. The company's total expenditure, excluding depreciation, surged to 2,847.93 crore in March 2025 from 916.19 crore in March 2024, leading to an operating profit (PBDIT) of -492.77 crore in March 2025, a stark contrast to the previous year's profit of 1,507.52 crore. This decline in profitability was reflected in the profit before tax, which fell to -1,378.80 crore in March 2025 from 670.57 crore in March 2024, resulting in a profit after tax of -1,035.16 crore for March 2025, down from 500.72 crore the prior year. The company's total liabilities decreased from 13,249.82 crore in March 2024 to 8,018.50 crore in March 2025, while total assets also declined to 8,018.50 crore from 13,249.82 crore. Cash flow from operating activities turned positive at 3,668 crore in March 2025, contrasting with the negative cash flow of -2,678 crore in March 2024. Overall, the financial performance of Spandana Sphoort indicates a challenging year in 2025, marked by significant losses and a reduction in both sales and profitability compared to the previous year.

Who are the top shareholders of the Spandana Sphoort?

The top shareholders of Spandana Sphoort include Kangchenjunga Limited, the largest promoter with 41.1%, and 58 Foreign Institutional Investors holding 19.83%. Additionally, Goldman Sachs Funds owns 3.76%, while individual investors hold 22.44% of the shares.

The top shareholders of Spandana Sphoort include the promoters, with Kangchenjunga Limited being the largest individual promoter holding 41.1%. In terms of institutional investors, 58 Foreign Institutional Investors (FIIs) collectively hold 19.83% of the company. Additionally, Goldman Sachs Funds - Goldman Sachs India Equity P is the highest public shareholder, owning 3.76%. Individual investors also hold a significant portion, accounting for 22.44% of the shares.

Has Spandana Sphoort declared dividend?

No Dividend History Available