TATACAP Share Price | Tata Capital Ltd Stock Analysis & Recommendation

Q: Why is Tata Capital Ltd falling/rising?

As of 05-Sep, Tata Capital Ltd's stock price is rising, currently at 375.00, reflecting an increase of 3.3 points or 0.89%. This upward movement can be attributed to several factors. Firstly, the stock has been gaining for the last two days, with a total return of 2.85% during this period. Additionally, it is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a strong upward trend.Investor participation has also increased, as evidenced by a significant rise in delivery volume, which was up by 47.28% compared to the 5-day average. This suggests that more investors are willing to buy and hold the stock, contributing to its price increase. Furthermore, the stock is close to its 52-week high, being only 3.93% away from the peak price of Rs 390.In terms of performance relative to the market, Tata Capital has outperformed the Sensex over the past month, gaining 4.08% compared to the Sensex's decline of 2.44%. Year-to-date, the stock has shown a robust increase of 9.36%, while the Sensex has decreased by 10.21%. These positive trends in both stock performance and investor sentiment indicate a favorable outlook for Tata Capital Ltd, contributing to its rising stock price.

Q: Should I buy, sell or hold Tata Capital Ltd?

Based on the current analysis of Tata Capital Ltd, it would be advisable to hold your position in the company. The firm demonstrates strong long-term fundamental strength, although it has shown a 0% compound annual growth rate (CAGR) in operating profits and net sales. Despite this stagnation, the company reported a healthy growth in net sales of 3.67% and has declared positive results for the last three consecutive quarters. Notably, the operating profit to interest ratio is strong at 1.53 times, and the profit after tax for the first nine months has grown significantly by 39.20%. However, the valuation appears to be on the expensive side, with a price-to-book value of 3.4 and a return on equity (ROE) of 10.6%. While the stock has not generated a return over the past year, the increase in profits by 33% is a positive indicator.Given these factors, holding your investment seems prudent as the company shows potential for growth, but caution is warranted due to its current valuation and stagnant operating metrics.

Q: What does Tata Capital do?

Overview: Tata Capital Ltd is a large-cap Non-Banking Financial Company (NBFC) that provides a range of financial services.History: Tata Capital Limited was incorporated in 1991 as Primal Investments & Finance Limited and later changed its name in 2007. The most recent quarterly results report net sales and net profit for June 2026.Financial Snapshot: Most recent Net Sales: 8,822 Cr (Quarterly Results - Jun 2026) Most recent Net Profit: 1,547 Cr (Quarterly Results - Jun 2026) Market-cap value: INR 156,551 Cr (Large Cap)Key Metrics: P/E: 29.00 Industry P/E: 21 Dividend Yield: 0.13% Debt Equity: 5.15 Return on Equity: 10.64% Price to Book: 3.48 Contact Details: Address: Not available Phone: N/A Email: N/A Website: N/A

Q: Who are the peers of the Tata Capital?

Peers: The peers of Tata Capital are Bajaj Finance, Shriram Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and M & M Fin. Serv.Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and SBI Cards, while Good management risk is found at Shriram Finance, Aditya Birla Cap, and HDB FINANC SER. Average management risk is present at Jio Financial, L&T Finance Ltd, and M & M Fin. Serv. Growth is Excellent at Jio Financial, while Good growth is seen at Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Aditya Birla Cap. Average growth is noted at SBI Cards and M & M Fin. Serv., with Below Average growth at L&T Finance Ltd and HDB FINANC SER. Capital Structure is Excellent for Bajaj Finance, Shriram Finance, Jio Financial, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, and SBI Cards, while Good capital structure is seen at Cholaman.Inv.&Fn and HDB FINANC SER.Return Snapshot: Shriram Finance has the highest 1-year return at 88.34%, while Jio Financial has the lowest at -23.30%. Tata Capital's 1-year return is not available for comparison. Additionally, Muthoot Finance, Jio Financial, and HDB FINANC SER have negative six-month returns.

Technical Trend Update: Tata Capital witnessed a change in Technical Grade on 21 Sep 2026. Click here to discover latest technical change!

Mojo Score Change: Tata Capital has changed its score on 23 Sep 2026. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

36.65 lacs (77.04%) Volume

Shareholding (Jun 2026)

FII

5.18%

Held by 126 FIIs

DII

3.57%

Held by 50 DIIs

Promoter

85.41%

Which are the latest news on Tata Capital?

23-Sep-2026

Tata Capital Ltd Technical Momentum Shifts Amid Mixed Market Signals
Tata Capital Ltd Upgraded to Buy by MarketsMOJO on Strong Financial and Technical Grounds

Why is Tata Capital Ltd falling/rising?

06-Sep-2026

As of 05-Sep, Tata Capital Ltd's stock price is rising to 375.00, reflecting a 0.89% increase. This trend is supported by strong investor participation, significant delivery volume growth, and outperformance against the Sensex, indicating a favorable outlook for the stock.

View full answer

Should I buy, sell or hold Tata Capital Ltd?

02-Sep-2026

What does Tata Capital do?

01-Sep-2026

Tata Capital Ltd is a large-cap Non-Banking Financial Company (NBFC) offering various financial services, with a recent net sales of ₹8,822 Cr and a net profit of ₹1,547 Cr as of June 2026. It has a market capitalization of ₹156,551 Cr and key metrics include a P/E ratio of 29.00 and a return on equity of 10.64%.

View full answer

Who are the peers of the Tata Capital?

01-Sep-2026

Tata Capital's peers include Bajaj Finance, Shriram Finance, Jio Financial, and others. Shriram Finance leads with the highest 1-year return at 88.34%, while Jio Financial has the lowest at -23.30%.

View full answer

How big is Tata Capital?

01-Sep-2026

As of 31st August, Tata Capital Ltd has a market capitalization of 156,551.00 Cr, with recent net sales of 32,695.45 Cr and a net profit of 5,403.59 Cr. The company reported shareholder's funds of 45,861.49 Cr and total assets of 2,89,156.64 Cr.

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Are Tata Capital Ltd latest results good or bad?

29-Jul-2026

Tata Capital Ltd's Q1 FY27 results are strong, with a 56.32% increase in net profit to ₹1,547.38 crore and record net sales of ₹8,821.93 crore. However, the return on equity at 10.64% is below the industry average, indicating a need for improved capital efficiency.

View full answer

Compare Tata Capital with Similar Stocks

Cholaman.Inv.&Fn Muthoot Finance Jio Financial

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With a growth in Net Sales of 3.67%, the company declared Very Positive results in Jun 26

The company has declared positive results for the last 3 consecutive quarters
OPERATING PROFIT TO INTEREST(Q) Highest at 1.53 times
PAT(9M) At Rs 4,339.14 cr has Grown at 39.20%
NET SALES(Q) Highest at Rs 8,821.93 cr

With ROE of 10.6, it has a Expensive valuation with a 3.2 Price to Book Value

Majority shareholders : Promoters

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 146,724 Cr (Large Cap)

P/E

27.00

Industry P/E

Dividend Yield

0.15%

Debt Equity

5.15

Return on Equity

10.64%

Price to Book

3.16

Revenue and Profits:

Net Sales:

8,822 Cr

(Quarterly Results - Jun 2026)

Net Profit:

1,547 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0.15%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-0.65%

0.14%

-0.51%

6 Months

12.11%

0.16%

12.27%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Latest dividend: 0.5 per share ex-dividend date: Jul-27-2026

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Tata Capital Ltd Technical Momentum Shifts Amid Mixed Market Signals

Tata Capital Ltd, a prominent large-cap player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in its technical momentum, reflecting a complex interplay of bullish and bearish signals across key indicators. Despite a recent downgrade in daily price performance, the company’s overall technical grade has improved from Hold to Buy, signalling cautious optimism among market analysts as of 18 Sep 2026.

Read full news article

Tata Capital Ltd Upgraded to Buy by MarketsMOJO on Strong Financial and Technical Grounds

Tata Capital Ltd, a prominent player in the Non Banking Financial Company (NBFC) sector, has seen its investment rating upgraded from Hold to Buy as of 18 Sep 2026. This upgrade reflects a comprehensive improvement across technical indicators, financial trends, valuation metrics, and overall quality, signalling renewed investor confidence in the large-cap stock.

Read full news article

Tata Capital Ltd Technical Momentum Shifts Signal Bullish Outlook

Tata Capital Ltd has exhibited a notable shift in its technical momentum, moving from a mildly bullish stance to a more confident bullish trend. This change is underscored by key technical indicators such as the MACD, RSI, and moving averages, signalling renewed investor interest and potential upside in the Non Banking Financial Company (NBFC) sector.

Read full news article

Announcements

Closure of Trading Window

22-Sep-2026 | Source : BSE

Tata Capital Limited has informed the Exchange regarding closure of Trading Window.

Announcement under Regulation 30 (LODR)-Change in Management

09-Sep-2026 | Source : BSE

Intimation under Regulation 30 of SEBI LODR regarding change in Senior Management Personnel of the Company.

Announcement under Regulation 30 (LODR)-Allotment

08-Sep-2026 | Source : BSE

Tata Capital Limited has informed the exchange regarding allotment of Non-convertible Debentures.

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

Tata Capital Ltd has declared 5% dividend, ex-date: 27 Jul 26

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

EBIT Growth (5y)

Net Debt to Equity (avg)

Institutional Holding

8.74%

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

3.24

EV to EBIT

16.91

EV to EBITDA

16.52

EV to Capital Employed

1.37

EV to Sales

12.09

PEG Ratio

Dividend Yield

0.14%

ROCE (Latest)

8.10%

ROE (Latest)

10.64%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Sideways

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

Bullish

OBV

No Trend

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Jun 2026

Shareholding Compare (%holding)

Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 34 Schemes (1.82%)

FIIs

Held by 126 FIIs (5.18%)

Promoter with highest holding

Tata Sons Private Limited (78.8%)

Highest Public shareholder

None

Individual Investors Holdings

4.56%

Financial

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          "field": "Interest",
          "val1": "3,017.36",
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          "val2": "0.00",
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          "field": "Standalone Net Profit",
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          "field": "Operating Profit Margin (Excl OI)",
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        "suffix": " Growth in half year ended Sep 2025 is 12.17% vs 65.55% in Sep 2024",
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        "Sep'25",
        "Sep'24",
        "Change(%)"
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          "val2": "13,731.06",
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          "chgp_class": "positive"
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "9,534.23",
          "chgp": "16.86%",
          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "8,041.20",
          "val2": "7,234.48",
          "chgp": "11.15%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
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          "field": "Consolidate Net Profit",
          "val1": "2,087.21",
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          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "69.44%",
          "chgp": "2.90%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
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    "btn_text": "All Nine Monthly Results",
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        "suffix": "YoY Growth in nine months ended Dec 2025 is 12.21% vs 21.72% in Dec 2024",
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        "suffix": "YoY Growth in nine months ended Dec 2025 is 27.98% vs -15.33% in Dec 2024",
        "dir": 1
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    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
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      ],
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          "val2": "20,834.67",
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          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "16,945.34",
          "val2": "14,875.78",
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        {
          "field": "Interest",
          "val1": "11,968.79",
          "val2": "11,069.98",
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          "field": "Exceptional Items",
          "val1": "-44.04",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Consolidate Net Profit",
          "val1": "3,344.08",
          "val2": "2,612.95",
          "chgp": "27.98%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "71.40%",
          "chgp": "1.08%",
          "chgp_class": "positive"
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Quarterly Results Snapshot (Standalone) - Jun'26 - QoQ

Jun'26

Mar'26

Change(%)

Net Sales

6,334.12

6,109.65

3.67%

Operating Profit (PBDIT) excl Other Income

4,498.97

4,398.46

2.29%

Interest

3,017.36

2,731.54

10.46%

Exceptional Items

0.00

Standalone Net Profit

999.44

1,182.60

-15.49%

Operating Profit Margin (Excl OI)

71.03%

71.99%

-0.96%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2026 is 3.67% vs 5.65% in Mar 2026

Standalone Net Profit

QoQ Growth in quarter ended Jun 2026 is -15.49% vs 49.72% in Mar 2026

All Quarterly Results

Half Yearly Results Snapshot (Consolidated) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

15,401.99

13,731.06

12.17%

Operating Profit (PBDIT) excl Other Income

11,141.39

9,534.23

16.86%

Interest

8,041.20

7,234.48

11.15%

Exceptional Items

0.00

Consolidate Net Profit

2,087.21

1,537.38

35.76%

Operating Profit Margin (Excl OI)

72.34%

69.44%

2.90%

Values in Rs Cr.

Compare with Peers

Net Sales

Growth in half year ended Sep 2025 is 12.17% vs 65.55% in Sep 2024

Consolidated Net Profit

Growth in half year ended Sep 2025 is 35.76% vs -0.08% in Sep 2024

All Half Yearly Results

Nine Monthly Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

23,378.23

20,834.67

12.21%

Operating Profit (PBDIT) excl Other Income

16,945.34

14,875.78

13.91%

Interest

11,968.79

11,069.98

8.12%

Exceptional Items

-44.04

0.00

Consolidate Net Profit

3,344.08

2,612.95

27.98%

Operating Profit Margin (Excl OI)

72.48%

71.40%

1.08%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in nine months ended Dec 2025 is 12.21% vs 21.72% in Dec 2024

Consolidated Net Profit

YoY Growth in nine months ended Dec 2025 is 27.98% vs -15.33% in Dec 2024

All Nine Monthly Results

Annual Results Snapshot (Consolidated) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

31,539.89

28,311.37

11.40%

Operating Profit (PBDIT) excl Other Income

23,081.66

20,282.30

13.80%

Interest

15,985.31

15,029.64

6.36%

Exceptional Items

-44.04

0.00

Consolidate Net Profit

4,846.10

3,664.66

32.24%

Operating Profit Margin (Excl OI)

73.18%

71.64%

1.54%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 11.40% vs 55.77% in Mar 2025

Consolidated Net Profit

YoY Growth in year ended Mar 2026 is 32.24% vs 16.33% in Mar 2025

All Annual Results

Company CV

About Tata Capital Ltd

Tata Capital Ltd

Large Cap

Non Banking Financial Company (NBFC)

Tata Capital Limited (TCL) was incorporated as `Primal Investments & Finance Limited' as a Public limited company, on March 8, 1991, with the Additional Registrar of Companies, Mumbai and commenced its operations pursuant to a Certificate for Commencement of Business dated April 1, 1991. Subsequently, the name of the Company was changed to `Tata Capital Limited' dated May 8, 2007 vide fresh certificate obtained from the Registrar of Companies, Mumbai.

Company Coordinates

No Company Details Available

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