TC Bancshares, Inc.

How big is TC Bancshares, Inc.?

As of Jun 18, TC Bancshares, Inc. has a market capitalization of 73.06 million, with total assets of 516.21 million and shareholder's funds of 77.33 million as of Dec'24.

Market Cap: As of Jun 18, TC Bancshares, Inc. has a market capitalization of 73.06 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported a sum of interest earned of 27.39 million and a net profit of 1.01 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the reporting period shows Shareholder's Funds at 77.33 million and Total Assets at 516.21 million.

What does TC Bancshares, Inc. do?

TC Bancshares, Inc. operates in the savings banks industry with a market cap of $73.06 million, reporting net sales of $7 million and no net profit as of March 2025. Key metrics include a P/E ratio of 72.00 and a return on equity of 1.35%.

Overview: <BR>TC Bancshares, Inc. operates in the savings banks industry and falls within the micro-cap market segment.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 7 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 73.06 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 72.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.35% <BR>Price to Book: 0.96<BR><BR>Contact Details: <BR>Registrar Address: Not available.

Should I buy, sell or hold TC Bancshares, Inc.?

Is TC Bancshares, Inc. technically bullish or bearish?

As of September 10, 2025, TC Bancshares, Inc. shows a bullish technical trend with strong indicators, despite some caution from the RSI, and has outperformed the S&P 500 with a year-to-date return of 24.46% compared to 12.22%.

As of 10 September 2025, the technical trend for TC Bancshares, Inc. has changed from mildly bullish to bullish. The current technical stance is bullish, with strength indicated by a bullish MACD across both weekly and monthly time frames, and bullish Bollinger Bands. However, the RSI shows bearish signals on both weekly and monthly charts, suggesting some caution. Moving averages are bullish on a daily basis, while the Dow Theory indicates a mildly bullish stance on both weekly and monthly levels. <BR><BR>In terms of performance, TC Bancshares has outperformed the S&P 500 over multiple periods, with a year-to-date return of 24.46% compared to the S&P 500's 12.22%, and a one-year return of 27.12% versus 17.14%.

Is TC Bancshares, Inc. overvalued or undervalued?

As of October 3, 2025, TC Bancshares, Inc. is considered an attractive investment due to its undervalued status reflected in a high P/E ratio of 72 compared to peers, a price-to-book value of 0.97, and a low PEG ratio of 0.03, indicating strong growth potential in the savings banks sector.

As of 3 October 2025, the valuation grade for TC Bancshares, Inc. moved from expensive to attractive, indicating a shift towards a more favorable assessment. The company appears undervalued, particularly when considering its P/E ratio of 72, which is significantly higher than peers like First Capital, Inc. at 12.46 and CF Bankshares, Inc. at 10.00. Additionally, TC Bancshares has a price-to-book value of 0.97 and an EV to EBITDA ratio of 46.50, suggesting that the market may not fully recognize its potential relative to its peers.<BR><BR>In comparison to the broader market, TC Bancshares has not provided specific return data against the S&P 500, but the recent valuation metrics indicate a more attractive investment opportunity. The PEG ratio of 0.03 further supports the notion that the stock is undervalued relative to its growth prospects. Overall, TC Bancshares, Inc. presents a compelling case for investors looking for value in the savings banks sector.