TC Bancshares, Inc.

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US87224V1089
USD
21.65
-0.02 (-0.09%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

5.55 k

Shareholding (Mar 2025)

FII

0.12%

Held by 2 FIIs

DII

95.06%

Held by 5 DIIs

Promoter

0.00%

How big is TC Bancshares, Inc.?

22-Jun-2025

As of Jun 18, TC Bancshares, Inc. has a market capitalization of 73.06 million, with total assets of 516.21 million and shareholder's funds of 77.33 million as of Dec'24.

Market Cap: As of Jun 18, TC Bancshares, Inc. has a market capitalization of 73.06 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported a sum of interest earned of 27.39 million and a net profit of 1.01 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the reporting period shows Shareholder's Funds at 77.33 million and Total Assets at 516.21 million.

Read More

What does TC Bancshares, Inc. do?

22-Jun-2025

TC Bancshares, Inc. operates in the savings banks industry with a market cap of $73.06 million, reporting net sales of $7 million and no net profit as of March 2025. Key metrics include a P/E ratio of 72.00 and a return on equity of 1.35%.

Overview: <BR>TC Bancshares, Inc. operates in the savings banks industry and falls within the micro-cap market segment.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 7 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 73.06 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 72.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.35% <BR>Price to Book: 0.96<BR><BR>Contact Details: <BR>Registrar Address: Not available.

Read More

Should I buy, sell or hold TC Bancshares, Inc.?

22-Jun-2025

Is TC Bancshares, Inc. technically bullish or bearish?

20-Sep-2025

As of September 10, 2025, TC Bancshares, Inc. shows a bullish technical trend with strong indicators, despite some caution from the RSI, and has outperformed the S&P 500 with a year-to-date return of 24.46% compared to 12.22%.

As of 10 September 2025, the technical trend for TC Bancshares, Inc. has changed from mildly bullish to bullish. The current technical stance is bullish, with strength indicated by a bullish MACD across both weekly and monthly time frames, and bullish Bollinger Bands. However, the RSI shows bearish signals on both weekly and monthly charts, suggesting some caution. Moving averages are bullish on a daily basis, while the Dow Theory indicates a mildly bullish stance on both weekly and monthly levels. <BR><BR>In terms of performance, TC Bancshares has outperformed the S&P 500 over multiple periods, with a year-to-date return of 24.46% compared to the S&P 500's 12.22%, and a one-year return of 27.12% versus 17.14%.

Read More

Is TC Bancshares, Inc. overvalued or undervalued?

07-Oct-2025

As of October 3, 2025, TC Bancshares, Inc. is considered an attractive investment due to its undervalued status reflected in a high P/E ratio of 72 compared to peers, a price-to-book value of 0.97, and a low PEG ratio of 0.03, indicating strong growth potential in the savings banks sector.

As of 3 October 2025, the valuation grade for TC Bancshares, Inc. moved from expensive to attractive, indicating a shift towards a more favorable assessment. The company appears undervalued, particularly when considering its P/E ratio of 72, which is significantly higher than peers like First Capital, Inc. at 12.46 and CF Bankshares, Inc. at 10.00. Additionally, TC Bancshares has a price-to-book value of 0.97 and an EV to EBITDA ratio of 46.50, suggesting that the market may not fully recognize its potential relative to its peers.<BR><BR>In comparison to the broader market, TC Bancshares has not provided specific return data against the S&P 500, but the recent valuation metrics indicate a more attractive investment opportunity. The PEG ratio of 0.03 further supports the notion that the stock is undervalued relative to its growth prospects. Overall, TC Bancshares, Inc. presents a compelling case for investors looking for value in the savings banks sector.

Read More
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of -0.50%

  • Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 15.92%
2

The company has declared Positive results for the last 3 consecutive quarters

3

With ROA of 0.16%, it has a fair valuation with a 0.97 Price to Book Value

4

Majority shareholders : Mutual Funds

 
5

Market Beating Performance

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Savings Banks

stock-summary
Market cap

USD 94 Million (Micro Cap)

stock-summary
P/E

72.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

2.11%

stock-summary
Price to Book

1.23

Revenue and Profits:
Net Sales:
7 Million
(Quarterly Results - Jun 2025)
Net Profit:
1 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
6.6%
0%
6.6%
6 Months
39.5%
0%
39.5%
1 Year
24.43%
0%
24.43%
2 Years
61.09%
0%
61.09%
3 Years
43.71%
0%
43.71%
4 Years
62.78%
0%
62.78%
5 Years
0%
0%
0.0%

TC Bancshares, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
96.68%
EBIT Growth (5y)
18.80%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
71.53%
Pledged Shares
0
Institutional Holding
14.40%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
72
Industry P/E
Price to Book Value
0.97
EV to EBIT
46.50
EV to EBITDA
46.50
EV to Capital Employed
0.96
EV to Sales
2.29
PEG Ratio
0.03
Dividend Yield
NA
ROCE (Latest)
2.07%
ROE (Latest)
1.35%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 3 Schemes (4.82%)

Foreign Institutions

Held by 2 Foreign Institutions (0.12%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by TC Bancshares, Inc."
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by TC Bancshares, Inc."
  }
]
stock-summaryCompany CV
About TC Bancshares, Inc. stock-summary
stock-summary
TC Bancshares, Inc.
Savings Banks
No Details Available.
Company Coordinates stock-summary
Icon
No Company Details Available