Dashboard
Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of -0.50%
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 15.92%
The company has declared Positive results for the last 3 consecutive quarters
With ROA of 0.16%, it has a fair valuation with a 0.97 Price to Book Value
Majority shareholders : Mutual Funds
Market Beating Performance
Total Returns (Price + Dividend) 
TC Bancshares, Inc. for the last several years.
Risk Adjusted Returns v/s 
News

TC Bancshares, Inc. Experiences Revision in Its Stock Evaluation Amid Market Dynamics
TC Bancshares, Inc., a microcap in the savings banks sector, has a notable P/E ratio of 72 and a price-to-book value of 0.97. Its PEG ratio of 0.03 indicates a distinct growth potential compared to competitors. Year-to-date, it has outperformed the S&P 500, though it lags over three years.
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TC Bancshares, Inc. Experiences Revision in Its Stock Evaluation Amid Market Dynamics
TC Bancshares, Inc. has recently adjusted its valuation, showcasing a high P/E ratio of 72 and a low PEG ratio of 0.03. The company has outperformed the S&P 500 in year-to-date and annual returns, despite facing short-term challenges. Its valuation metrics indicate a competitive landscape in the savings banks industry.
Read MoreIs TC Bancshares, Inc. overvalued or undervalued?
As of 3 October 2025, the valuation grade for TC Bancshares, Inc. has moved from expensive to attractive, indicating a shift in its perceived value. The company appears to be undervalued, especially when considering its P/E ratio of 72, which is significantly higher than the industry average, and its Price to Book Value of 0.97, suggesting that the stock is trading below its book value. Additionally, the PEG ratio stands at an impressive 0.03, indicating strong growth potential relative to its price. In comparison to peers, First Capital, Inc. has a P/E of 12.46 and CF Bankshares, Inc. has a P/E of 10.00, both of which highlight TC Bancshares' relatively high valuation metrics. Despite this, the company's recent performance shows a year-to-date return of 20.09%, outperforming the S&P 500's return of 14.18% in the same period, which reinforces the attractiveness of its current valuation....
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Shareholding Snapshot : Mar 2025
Shareholding Compare (%holding) 
Domestic Funds
Held in 3 Schemes (4.82%)
Held by 2 Foreign Institutions (0.12%)






