Team India Guar.

Why is Team India Guaranty Ltd falling/rising?

As of 27-Aug, Team India Guaranty Ltd's stock price is rising to 244.90, up 2.62%. This increase is driven by strong recent performance, outperforming the Sensex, and heightened investor interest, despite a year-to-date decline.

As of 27-Aug, Team India Guaranty Ltd's stock price is rising, currently at 244.90, reflecting a change of 6.25 (2.62%) upward. This increase can be attributed to several factors. Over the past week, the stock has outperformed the Sensex, gaining 6.66% compared to the benchmark's decline of 0.78%. Additionally, the stock has shown a strong performance today, opening with a significant gain of 13.14% and achieving an intraday high of Rs 270.<BR><BR>The stock has also been on a positive trajectory, with consecutive gains over the last two days, resulting in a total return of 6.48% during this period. Furthermore, there has been a notable increase in investor participation, with delivery volume rising by 508.32% against the 5-day average, indicating heightened interest in the stock.<BR><BR>Despite the stock's year-to-date decline of 16.73%, the recent performance and increased trading activity suggest a positive sentiment among investors, contributing to the current rise in stock price.

Which are the latest news on Team India Guar.?

Should I buy, sell or hold Team India Guaranty Ltd?

Who are in the management team of Team India Guar.?

The management team of Team India Guar includes Chairman Sivakumar Sundaram, Executive Director & CEO Anita Malusare, and several Non-Executive Directors, including Arun Arora and Mitu Samarnath Jha, among others. Shweta Chaturvedi serves as the Company Secretary & Compliance Officer.

The management team of Team India Guar includes the following individuals:<BR><BR>1. **Sivakumar Sundaram** - Chairman (Non-Executive)<BR>2. **Arun Arora** - Non-Executive & Independent Director<BR>3. **Mitu Samarnath Jha** - Non-Executive & Independent Director<BR>4. **Shweta Chaturvedi** - Company Secretary & Compliance Officer<BR>5. **Anita Malusare** - Executive Director & CEO<BR>6. **Gopalkrishnan Ramaswamy** - Non-Executive & Non-Independent Director<BR>7. **Jayaprakash Madhavan Nair** - Director<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

What does Team India Guar. do?

Team India Guaranty Ltd is a Non Banking Financial Company (NBFC) focused on retail and corporate lending, merchant banking, and money market activities. Incorporated in 1989, it reported net sales of 2 Cr and a net loss of 1 Cr for March 2026, with a market cap of INR 207 Cr.

Overview:<BR>Team India Guaranty Ltd operates as a Non Banking Financial Company (NBFC) in the micro cap market, focusing on retail and corporate lending, merchant banking, and money market activities.<BR><BR>History:<BR>Incorporated on November 27, 1989, the company received its Certificate of Commencement of Business on December 4, 1989, and became active in February 1990. It diversified into Portfolio Management Services in April 1991 and became an active player in the OTCEI in 1993. The latest quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 2 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: -1 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 207 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 286.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.46% <BR>Price to Book: 4.18 <BR><BR>Contact Details:<BR>Address: 5th Flr Times Tower Kamala Mil, Senapati Bapat Marg LowerParel Mumbai Maharashtra : 400013 <BR>Tel: 91-22-65131731 <BR>Email: info@timesguarantylimited.com <BR>Website: http://www.timesguarantylimited.com

Who are the peers of the Team India Guar.?

Peers of Team India Guar. include Alfred Herbert, Last Mile Enter., Vaarad Ventures, and others, with varying management and growth risks. Indus Finance leads in 1-year returns at 314.70%, while Team India Guar. has a return of -21.99%.

Peers: The peers of Team India Guar. are Alfred Herbert, Last Mile Enter., Vaarad Ventures, Sangam Finserv, Jhaveri Credits, Landmarc Leisur., Crescentis Capit, AMPL Capital, and Indus Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Alfred Herbert and AMPL Capital, while Average management risk is found at Crescentis Capit, and the rest have Below Average management risk. Excellent growth is noted at Alfred Herbert, Last Mile Enter., and AMPL Capital, while Average growth is found at Jhaveri Credits, and the rest have Below Average growth. Excellent capital structure is present in Alfred Herbert, AMPL Capital, and all others except Vaarad Ventures, which does not qualify.<BR><BR>Return Snapshot: Indus Finance has the highest 1-year return at 314.70%, while Last Mile Enter. has the lowest at -58.60%. Team India Guar.'s 1-year return of -21.99% is better than Last Mile Enter. but worse than Indus Finance. Additionally, the six-month return is negative for Team India Guar., Last Mile Enter., Jhaveri Credits, and Crescentis Capit.

Are Team India Guaranty Ltd latest results good or bad?

Team India Guaranty Ltd's latest results are concerning, showing a net loss of ₹0.69 crores in Q4 FY26, a 195.83% decline year-on-year, despite a 59.18% revenue growth. The company's operational inefficiencies and high employee costs raise significant concerns about its future viability.

The latest results for Team India Guaranty Ltd indicate a troubling performance. In the fourth quarter of FY26, the company reported a net loss of ₹0.69 crores, which represents a significant decline of 195.83% year-on-year. This is particularly concerning given that the company had previously shown profitability in earlier quarters.<BR><BR>On a more positive note, the company experienced a revenue growth of 59.18% year-on-year, with net sales reaching ₹1.56 crores. However, this growth did not translate into profitability, as the operating profit margin collapsed to -40.38%, highlighting severe operational inefficiencies.<BR><BR>Additionally, there has been an alarming surge in employee costs, which skyrocketed to ₹1.18 crores, consuming 75.64% of net sales. This unsustainable cost structure raises significant concerns about the company's operational discipline and future viability.<BR><BR>While the stock showed some resilience in the immediate aftermath of the results, advancing by 5.14% to ₹263.90, the underlying financial metrics suggest a critical need for management to address these issues. Overall, the results can be characterized as bad, reflecting a fundamental deterioration in profitability and operational efficiency.

How big is Team India Guar.?

As of 14th August, Team India Guaranty Ltd has a market capitalization of 213.00 Cr, with net sales of 5.55 Cr and a net profit of 0.71 Cr over the latest four quarters.

As of 14th August, Team India Guaranty Ltd has a market capitalization of 213.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Team India Guaranty Ltd reported Net Sales of 5.55 Cr and a Net Profit of 0.71 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 47.77 Cr and Total Assets of 47.93 Cr.

How has been the historical performance of Team India Guar.?

Team India Guar has shown a recovery in net sales and profitability, with net sales increasing to 3.53 Cr in Mar'25 from 3.24 Cr in Mar'24, although performance remains below the peak levels of Mar'21. Key metrics like operating profit and profit after tax have also improved, indicating a positive trend.

Answer:<BR>The historical performance of Team India Guar shows fluctuations in net sales and profitability over the years, with a notable decline from Mar'21 to Mar'22, followed by a gradual recovery. <BR><BR>Breakdown:<BR>Team India Guar reported net sales of 3.53 Cr in Mar'25, an increase from 3.24 Cr in Mar'24 and 1.96 Cr in Mar'23, indicating a positive trend in revenue. The total operating income mirrored this growth, reaching 3.53 Cr in Mar'25, up from 3.24 Cr in Mar'24. Operating profit (PBDIT) also saw an increase to 2.72 Cr in Mar'25 from 2.36 Cr in Mar'24, although it was significantly lower than the 8.05 Cr recorded in Mar'21. Profit before tax followed a similar pattern, rising to 2.72 Cr in Mar'25 from 2.36 Cr in Mar'24, while profit after tax increased to 2.25 Cr in Mar'25 from 1.79 Cr in Mar'24. The company's earnings per share (EPS) improved to 2.5 in Mar'25 from 1.99 in Mar'24. Total assets grew to 47.93 Cr in Mar'25 from 45.50 Cr in Mar'24, and total liabilities also increased to 47.93 Cr in Mar'25 from 45.50 Cr in Mar'24. Cash flow from investing activities showed a net inflow of 2.00 Cr in Mar'25, contributing to a closing cash balance of 2.00 Cr. Overall, while Team India Guar has shown recovery in recent years, its performance remains below the peak levels seen in earlier years.

When is the next results date for Team India Guar.?

The next results date for Team India Guar. is 14 November 2025.

The next results date for Team India Guar. is scheduled for 14 November 2025.

Who are the top shareholders of the Times Guaranty?

The top shareholders of Times Guaranty include Team India Managers Ltd with 45.31%, individual investors with 20.64%, and a small presence from Foreign Institutional Investors and mutual funds. There are no pledged promoter holdings or significant public shareholders.

The top shareholders of Times Guaranty include the promoters, with Team India Managers Ltd holding the largest share at 45.31%. Additionally, the company has some institutional investment, with two Foreign Institutional Investors (FIIs) holding a combined 1.92%. Mutual funds have a minor presence through three schemes, holding 0.01%. Individual investors collectively own 20.64% of the shares. There are no pledged promoter holdings or significant public shareholders noted.

Is Times Guaranty overvalued or undervalued?

As of April 26, 2023, Times Guaranty is considered very expensive and overvalued with a PE ratio of 64.21, despite a strong one-year stock return of 52.52%, as its high valuation metrics and low ROE of 4.94% do not support its current price levels.

As of 26 April 2023, the valuation grade for Times Guaranty has moved from does not qualify to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a PE ratio of 64.21, an EV to EBIT ratio of 50.70, and a PEG ratio of 2.06. In comparison to its peers, Life Insurance has a fair PE ratio of 12.54, while Bajaj Finance, also categorized as very expensive, has a PE ratio of 35.01, highlighting the substantial premium at which Times Guaranty is trading.<BR><BR>Despite a strong one-year stock return of 52.52% compared to the Sensex's 7.61%, the high valuation metrics suggest that the stock may not sustain its current price levels. With an ROE of 4.94% and an ROCE of 8.66%, the underlying fundamentals do not support the elevated valuation, reinforcing the conclusion that Times Guaranty is overvalued in the current market environment.

What is the technical trend for Times Guaranty?

As of April 21, 2025, Times Guaranty shows a mildly bullish trend with mixed signals from MACD and daily moving averages, but caution is advised due to bearish weekly Bollinger Bands and weak overall trend strength.

As of 21 April 2025, the technical trend for Times Guaranty has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals across time frames. The daily moving averages are mildly bullish, supporting a positive short-term outlook. However, the weekly Bollinger Bands are bearish, which adds caution. Overall, the strength of the trend is weak, with no clear signals from the RSI, KST, or Dow Theory across both weekly and monthly perspectives.

Has Times Guaranty declared dividend?

No Dividend History Available