Team India Guar.

Why is Team India Guaranty Ltd falling/rising?

As of 09-Aug, Team India Guaranty Ltd's stock price is at 220.00, down -3.57% and significantly underperforming the Sensex. The stock has seen a year-to-date decline of -25.20% and a one-year drop of -29.03%, with recent trading patterns indicating a bearish trend and decreased investor interest.

As of 09-Aug, Team India Guaranty Ltd's stock price is falling, currently at 220.00, reflecting a change of -8.15 (-3.57%). The stock has underperformed significantly compared to the benchmark Sensex, which has shown a positive return of +0.52% over the past week, while Team India Guaranty Ltd has declined by -2.44%. Over the past month, the stock has also decreased by -3.11%, contrasting with the Sensex's modest gain of +0.41%.<BR><BR>Year-to-date, the stock has experienced a substantial decline of -25.20%, while the Sensex has only fallen by -7.89%. The one-year performance shows a similar trend, with the stock down -29.03% compared to the Sensex's decline of -2.63%. Although the stock has performed well over the longer term, with increases of +294.62% over three years and +320.65% over five years, the recent trends indicate a significant downturn.<BR><BR>Today's trading performance highlights that the stock has underperformed its sector by a staggering -97.98%. Additionally, the stock has shown erratic trading patterns, not trading on one day out of the last twenty. It is currently trading below all key moving averages (5-day, 20-day, 50-day, 100-day, and 200-day), indicating a bearish trend. Furthermore, there has been a drastic decline in investor participation, with delivery volume dropping by -98.59% against the five-day average, suggesting a lack of interest from investors. Overall, these factors contribute to the stock's current downward trajectory.

Which are the latest news on Team India Guar.?

How big is Team India Guar.?

As of 10th June, Team India Guaranty Ltd has a market capitalization of 225.00 Cr, with recent net sales of 5.55 Cr and a net profit of 0.71 Cr. Shareholder's funds are 47.77 Cr, and total assets amount to 47.93 Cr.

As of 10th June, Team India Guaranty Ltd has a market capitalization of 225.00 Cr, classified as a Micro Cap.<BR><BR>In the latest four quarters, the company reported Net Sales of 5.55 Cr and a Net Profit of 0.71 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 47.77 Cr and Total Assets of 47.93 Cr.

Who are in the management team of Team India Guar.?

The management team of Team India Guar includes Chairman Sivakumar Sundaram, Executive Director & CEO Anita Malusare, and several Non-Executive & Independent Directors, among others. Key members also include Company Secretary Shweta Chaturvedi and Director Jayaprakash Madhavan Nair.

The management team of Team India Guar includes the following individuals:<BR><BR>1. **Sivakumar Sundaram** - Chairman (Non-Executive)<BR>2. **Arun Arora** - Non-Executive & Independent Director<BR>3. **Mitu Samarnath Jha** - Non-Executive & Independent Director<BR>4. **Shweta Chaturvedi** - Company Secretary & Compliance Officer<BR>5. **Anita Malusare** - Executive Director & CEO<BR>6. **Gopalkrishnan Ramaswamy** - Non-Executive & Non-Independent Director<BR>7. **Jayaprakash Madhavan Nair** - Director<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the Team India Guar.?

Peers of Team India Guar. include Shalibhadra Fin., Gamco Ltd, Alfred Herbert, Delphi World, Capital Trade Lk, Crescentis Capit, Landmarc Leisure, Emerald Finance, and Naga Dhunseri. Team India Guar. has the highest 1-year return at 36.51%, while Shalibhadra Fin. has the lowest at -40.23%.

Peers: The peers of Team India Guar. are Shalibhadra Fin., Gamco Ltd, Alfred Herbert, Delphi World, Capital Trade Lk, Crescentis Capit, Landmarc Leisur., Emerald Finance, and Naga Dhunseri.<BR><BR>Quality Snapshot: Excellent management risk is observed at Alfred Herbert, Delphi World, Capital Trade Lk, Crescentis Capit, Landmarc Leisur., and Naga Dhunseri, while Average management risk is found at Alfred Herbert and Crescentis Capit, and Below Average management risk is noted at Shalibhadra Fin., Gamco Ltd, Team India Guar., Delphi World, Capital Trade Lk, Landmarc Leisur., Emerald Finance, and Naga Dhunseri. Growth is Excellent at Alfred Herbert, Delphi World, and Emerald Finance, Average at Shalibhadra Fin. and Naga Dhunseri, and Below Average at Gamco Ltd, Team India Guar., Capital Trade Lk, Crescentis Capit, and Landmarc Leisur. Finally, Excellent capital structure is found at Shalibhadra Fin., Team India Guar., Capital Trade Lk, Crescentis Capit, Landmarc Leisur., Alfred Herbert, Delphi World, and Naga Dhunseri, while Below Average capital structure is not applicable to any of the peers.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Team India Guar. at 36.51%, while the peer with the lowest is Shalibhadra Fin. at -40.23%. Team India Guar.'s return is significantly higher than all its peers. Additionally, the six-month return is negative for Shalibhadra Fin., Gamco Ltd, Delphi World, Capital Trade Lk, Emerald Finance, and Naga Dhunseri.

What does Team India Guar. do?

Team India Guaranty Ltd is a Non-Banking Financial Company (NBFC) focused on retail and corporate lending, merchant banking, and money market activities. As of March 2026, it reported net sales of 2 Cr and a net profit of -1 Cr, with a market cap of INR 225 Cr.

Overview:<BR>Team India Guaranty Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, focusing on retail and corporate lending, merchant banking, and money market activities.<BR><BR>History:<BR>The company was incorporated on November 27, 1989, and received its Certificate of Commencement of Business on December 4, 1989. It became active in February 1990 and has since diversified its operations, including a move into Portfolio Management Services in April 1991. The latest quarterly results reported net sales and profit for March 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 2 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: -1 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 225 Cr (Micro Cap) <BR><BR>Key Metrics:<BR>P/E: 312.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.46% <BR>Price to Book: 4.47 <BR><BR>Contact Details:<BR>Address: 5th Flr Times Tower Kamala Mil, Senapati Bapat Marg Lower Parel Mumbai Maharashtra : 400013 <BR>Tel: 91-22-65131731 <BR>Email: info@timesguarantylimited.com <BR>Website: http://www.timesguarantylimited.com

Should I buy, sell or hold Team India Guaranty Ltd?

Are Team India Guaranty Ltd latest results good or bad?

The latest results for Team India Guaranty Ltd are concerning, with a 74.63% decline in net profit to ₹0.17 crores despite a 60% year-on-year revenue growth. The significant drop in operating margin and high effective tax rate indicate serious profitability challenges, making the stock a risky investment.

The latest results for Team India Guaranty Ltd are concerning. In Q3 FY26, the company reported a net profit of ₹0.17 crores, which is a significant decline of 74.63% compared to the previous quarter. This marks the lowest quarterly earnings in recent history and raises serious questions about the company's operational efficiency and cost management.<BR><BR>While the company experienced strong revenue growth of 60% year-on-year, the revenue for the quarter was ₹1.36 crores, showing a slight decline of 0.73% from the previous quarter. However, this revenue growth did not translate into profitability, as the operating margin dropped sharply from 58.39% in Q2 FY26 to just 32.35% in Q3 FY26.<BR><BR>Additionally, the effective tax rate surged to an unusually high 61.36%, which further impacted net profits. The profit after tax (PAT) margin fell dramatically from 48.91% to 12.50%, indicating significant challenges in maintaining profitability.<BR><BR>Overall, the financial performance reflects a stark contrast between revenue growth and declining profitability, leading to a "Very Expensive" valuation at a P/E ratio of 96x, which is much higher than industry averages. Given these factors, the results can be characterized as bad, and investors may want to approach the stock with caution.

How has been the historical performance of Team India Guar.?

Team India Guar has shown a recovery in net sales and profitability, with net sales increasing to 3.53 Cr in Mar'25 from 3.24 Cr in Mar'24, although performance remains below the peak levels of Mar'21. Key metrics like operating profit and profit after tax have also improved, indicating a positive trend.

Answer:<BR>The historical performance of Team India Guar shows fluctuations in net sales and profitability over the years, with a notable decline from Mar'21 to Mar'22, followed by a gradual recovery. <BR><BR>Breakdown:<BR>Team India Guar reported net sales of 3.53 Cr in Mar'25, an increase from 3.24 Cr in Mar'24 and 1.96 Cr in Mar'23, indicating a positive trend in revenue. The total operating income mirrored this growth, reaching 3.53 Cr in Mar'25, up from 3.24 Cr in Mar'24. Operating profit (PBDIT) also saw an increase to 2.72 Cr in Mar'25 from 2.36 Cr in Mar'24, although it was significantly lower than the 8.05 Cr recorded in Mar'21. Profit before tax followed a similar pattern, rising to 2.72 Cr in Mar'25 from 2.36 Cr in Mar'24, while profit after tax increased to 2.25 Cr in Mar'25 from 1.79 Cr in Mar'24. The company's earnings per share (EPS) improved to 2.5 in Mar'25 from 1.99 in Mar'24. Total assets grew to 47.93 Cr in Mar'25 from 45.50 Cr in Mar'24, and total liabilities also increased to 47.93 Cr in Mar'25 from 45.50 Cr in Mar'24. Cash flow from investing activities showed a net inflow of 2.00 Cr in Mar'25, contributing to a closing cash balance of 2.00 Cr. Overall, while Team India Guar has shown recovery in recent years, its performance remains below the peak levels seen in earlier years.

When is the next results date for Team India Guar.?

The next results date for Team India Guar. is 14 November 2025.

The next results date for Team India Guar. is scheduled for 14 November 2025.

Who are the top shareholders of the Times Guaranty?

The top shareholders of Times Guaranty include Team India Managers Ltd with 45.31%, individual investors with 20.64%, and a small presence from Foreign Institutional Investors and mutual funds. There are no pledged promoter holdings or significant public shareholders.

The top shareholders of Times Guaranty include the promoters, with Team India Managers Ltd holding the largest share at 45.31%. Additionally, the company has some institutional investment, with two Foreign Institutional Investors (FIIs) holding a combined 1.92%. Mutual funds have a minor presence through three schemes, holding 0.01%. Individual investors collectively own 20.64% of the shares. There are no pledged promoter holdings or significant public shareholders noted.

Is Times Guaranty overvalued or undervalued?

As of April 26, 2023, Times Guaranty is considered very expensive and overvalued with a PE ratio of 64.21, despite a strong one-year stock return of 52.52%, as its high valuation metrics and low ROE of 4.94% do not support its current price levels.

As of 26 April 2023, the valuation grade for Times Guaranty has moved from does not qualify to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, with a PE ratio of 64.21, an EV to EBIT ratio of 50.70, and a PEG ratio of 2.06. In comparison to its peers, Life Insurance has a fair PE ratio of 12.54, while Bajaj Finance, also categorized as very expensive, has a PE ratio of 35.01, highlighting the substantial premium at which Times Guaranty is trading.<BR><BR>Despite a strong one-year stock return of 52.52% compared to the Sensex's 7.61%, the high valuation metrics suggest that the stock may not sustain its current price levels. With an ROE of 4.94% and an ROCE of 8.66%, the underlying fundamentals do not support the elevated valuation, reinforcing the conclusion that Times Guaranty is overvalued in the current market environment.

What is the technical trend for Times Guaranty?

As of April 21, 2025, Times Guaranty shows a mildly bullish trend with mixed signals from MACD and daily moving averages, but caution is advised due to bearish weekly Bollinger Bands and weak overall trend strength.

As of 21 April 2025, the technical trend for Times Guaranty has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals across time frames. The daily moving averages are mildly bullish, supporting a positive short-term outlook. However, the weekly Bollinger Bands are bearish, which adds caution. Overall, the strength of the trend is weak, with no clear signals from the RSI, KST, or Dow Theory across both weekly and monthly perspectives.

Has Times Guaranty declared dividend?

No Dividend History Available