Unifinz Capital

Why is Unifinz Capital India Ltd falling/rising?

As of 10-Aug, Unifinz Capital India Ltd's stock price is declining, currently at Rs 108.30, down 5.0% after three days of gains. Despite a year-to-date increase of 15.77%, the stock has underperformed its sector and is down 6.64% over the past year.

As of 10-Aug, Unifinz Capital India Ltd's stock price is falling, currently at Rs 108.30, reflecting a decrease of Rs 5.7 or 5.0%. This decline follows a trend reversal after three consecutive days of gains. The stock has underperformed its sector by 5.63% today, indicating a significant drop in performance relative to its peers. <BR><BR>Additionally, the stock has experienced a notable decrease of 14.72% over the past month, contrasting with a slight increase of 1.25% in the Sensex during the same period. Although the year-to-date performance shows a positive return of 15.77%, the one-year performance is down by 6.64%, which suggests a longer-term struggle despite some recent gains.<BR><BR>Today's trading also saw the stock touch an intraday low of Rs 108.3, which is a 5% decrease from its previous close. The weighted average price indicates that more volume was traded closer to this low price, further supporting the downward trend. While there has been a rise in investor participation, with delivery volume increasing by 218.5% against the five-day average, this has not translated into upward price momentum today. Overall, these factors contribute to the current decline in Unifinz Capital India Ltd's stock price.

Which are the latest news on Unifinz Capital?

Are Unifinz Capital India Ltd latest results good or bad?

Unifinz Capital India Ltd's latest results show a decline in net profit by 28.97% in Q4 FY26, despite impressive year-on-year revenue growth of 234.97%. The drop in operating margins raises concerns about the sustainability of profitability amid ongoing expansion.

Unifinz Capital India Ltd's latest results present a mixed picture. In Q4 FY26, the company reported a net profit of ₹19.22 crores, which reflects a significant decline of 28.97% compared to the previous quarter. This drop in profitability is concerning, especially given the backdrop of a remarkable year-on-year growth of 160.43%.<BR><BR>On the revenue front, the company achieved net sales of ₹152.01 crores, marking a modest sequential growth of 3.06% and an impressive year-on-year increase of 234.97%. However, the operating margin has come under pressure, declining to 23.47%, down from 33.73% in the previous quarter, which raises questions about the sustainability of profitability as the company continues to expand.<BR><BR>While Unifinz Capital has demonstrated exceptional growth metrics over the past year, the recent decline in net profit and operating margins suggests that the company may be facing challenges in maintaining its previous pace of growth without sacrificing profitability. Investors should closely monitor the upcoming quarters to see if the company can stabilize its margins while continuing to grow its revenue.

Should I buy, sell or hold Unifinz Capital India Ltd?

When is the next results date for Unifinz Capital India Ltd?

The next results date for Unifinz Capital India Ltd is 08 August 2026.

The next results date for Unifinz Capital India Ltd is scheduled for 08 August 2026.

What does Unifinz Capital do?

Unifinz Capital India Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, formerly known as Shree Worstex Limited. As of March 2026, it reported net sales of 152 Cr and a net profit of 19 Cr, with a market cap of INR 327 Cr.

Overview:<BR>Unifinz Capital India Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>The company was originally incorporated as 'Shree Worstex Limited' in 1982. It underwent a name change to Unifinz Capital India Limited on December 14, 2022, following approval from the Reserve Bank of India. The latest quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 152 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 19 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 327 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 4.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.68%<BR>- Debt Equity: 1.69<BR>- Return on Equity: 53.09%<BR>- Price to Book: 1.99<BR><BR>Contact Details:<BR>Address: 325 III Floor Aggarwal Plaza, Sector-14 Rohini New Delhi New Delhi : 110085<BR>Tel: 91-11-45689444<BR>Email: shreewortex@gmail.com<BR>Website: http://www.unifinz.in

How big is Unifinz Capital?

As of 10th June, Unifinz Capital India Ltd has a market capitalization of 327.00 Cr, with recent net sales of 511.57 Cr and a net profit of 87.14 Cr.

As of 10th June, Unifinz Capital India Ltd has a market capitalization of 327.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Unifinz Capital reported Net Sales of 511.57 Cr and a Net Profit of 87.14 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 77.55 Cr and Total Assets of 124.04 Cr.

Who are in the management team of Unifinz Capital?

The management team of Unifinz Capital includes Pawan Kumar Mittal, Kiran Mittal, Achal Kapoor (Directors), Jitendra Kumar Agarwal and Pankaj Kapoor (Independent Directors), and Ketna Kumari (Company Secretary & Compliance Officer).

The management team of Unifinz Capital includes the following individuals:<BR><BR>1. Pawan Kumar Mittal - Director<BR>2. Kiran Mittal - Director<BR>3. Jitendra Kumar Agarwal - Independent Director<BR>4. Pankaj Kapoor - Independent Director<BR>5. Achal Kapoor - Director<BR>6. Ketna Kumari - Company Secretary & Compliance Officer<BR><BR>If you need more information about their roles or the company itself, feel free to ask!

Who are the peers of the Unifinz Capital?

Unifinz Capital's peers include Purple Finance, UVS Hospitality, MKVentures Cap., and others, with varying management risks and growth rates. Unifinz Capital has a 1-year return of -28.96%, better than MKVentures Cap. but lower than Dhruva Cap.Serv., which leads with a 1-year return of 187.08%.

Peers: The peers of Unifinz Capital are Purple Finance, UVS Hospitality, MKVentures Cap., Naperol Invest., Corporate Merch, Muthoot Cap.Serv, Alacrity Sec., Dhruva Cap.Serv., Stellant Secu.<BR><BR>Quality Snapshot: Excellent management risk is observed at Purple Finance, UVS Hospitality, and the rest. Good management risk is found at Unifinz Capital, while Average management risk is present at MKVentures Cap. and Stellant Secu. Below Average management risk is noted at UVS Hospitality, Naperol Invest., Muthoot Cap.Serv, Alacrity Sec., and the rest. Growth is excellent at Purple Finance, UVS Hospitality, Unifinz Capital, Dhruva Cap.Serv., Stellant Secu., and the rest, while Average growth is seen at MKVentures Cap. and Below Average growth at Naperol Invest., Muthoot Cap.Serv, and the rest. Excellent capital structure is noted at Purple Finance, UVS Hospitality, Unifinz Capital, MKVentures Cap., Naperol Invest., Muthoot Cap.Serv, Alacrity Sec., Dhruva Cap.Serv., Stellant Secu., and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Dhruva Cap.Serv. at 187.08%, while the lowest is MKVentures Cap. at -44.21%. Unifinz Capital's 1-year return is -28.96%, which is higher than MKVentures Cap. but lower than Dhruva Cap.Serv. Additionally, Muthoot Cap.Serv., Naperol Invest., and Corporate Merch have negative six-month returns.

Has Unifinz Capital India Ltd declared dividend?

Yes, Unifinz Capital India Ltd has declared a 5% dividend, amounting to ₹0.5 per share, with an ex-date of April 6, 2026. While recent short-term returns have been negative, the company has shown significant long-term price appreciation and dividend returns.

Unifinz Capital India Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 06 Apr 26<BR><BR>Dividend Yield: 0.09%<BR><BR>Total Returns by Period:<BR>In the last 3 months, the price return was -8.8%, the dividend return was 0.54%, resulting in a total return of -8.26%.<BR><BR>Over the past 6 months, the price return was -24.78%, the dividend return was 0.46%, leading to a total return of -24.32%.<BR><BR>In the 1-year period, the price return stood at -28.57%, with a dividend return of 0.39%, culminating in a total return of -28.18%.<BR><BR>For the 2-year period, the price return was 587.7%, the dividend return was 7.82%, resulting in a total return of 595.52%.<BR><BR>In the last 3 years, the price return was 386.27%, with a dividend return of 6.66%, leading to a total return of 392.93%.<BR><BR>Over the 4-year period, the price return was 203.57%, the dividend return was 4.17%, resulting in a total return of 207.74%.<BR><BR>In the 5-year period, the price return was 0%, with no dividend return, leading to a total return of 0.0%.<BR><BR>Overall, Unifinz Capital India Ltd has declared a dividend, which contributes to the total returns, particularly notable in the longer-term periods where the company has shown significant price appreciation alongside dividend returns. However, recent shorter periods reflect negative price returns, indicating potential volatility.

Is Unifinz Capital technically bullish or bearish?

As of December 1, 2025, Unifinz Capital's technical trend is mildly bearish, driven by bearish daily moving averages and monthly RSI and KST, despite some mildly bullish signals from the weekly MACD and Bollinger Bands, indicating a cautious approach is advisable.

As of 1 December 2025, the technical trend has changed from sideways to mildly bearish. The current technical stance for Unifinz Capital is mildly bearish. Key indicators driving this stance include the daily moving averages indicating a bearish trend, the monthly RSI showing bearish momentum, and the monthly KST also reflecting a bearish outlook. While the weekly MACD and Bollinger Bands show mildly bullish signals, they are outweighed by the bearish indicators on the monthly time frame. Overall, the mixed signals suggest a cautious approach is warranted.

Is Unifinz Capital overvalued or undervalued?

As of November 25, 2025, Unifinz Capital is considered overvalued with a valuation grade of expensive, despite strong performance metrics like a PE ratio of 9.02 and a year-to-date return of 32.17%, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 25 November 2025, Unifinz Capital's valuation grade has moved from fair to expensive, indicating a shift in its market perception. The company is currently deemed overvalued. Key ratios include a PE ratio of 9.02, an EV to EBITDA of 6.89, and a ROE of 45.94%, which, while impressive, suggest that the stock may not justify its current price level given the overall market conditions.<BR><BR>In comparison to its peers, Unifinz Capital's valuation appears high, especially when compared to Bajaj Finance, which has a PE ratio of 33.52 and is categorized as very expensive, and Life Insurance, which is very attractive with a PE of 11.11. Despite Unifinz Capital's strong performance with a year-to-date return of 32.17% compared to the Sensex's 8.25%, the elevated valuation metrics signal caution for potential investors.

How has been the historical performance of Unifinz Capital?

Unifinz Capital has demonstrated significant growth, with net sales increasing from 0.50 Cr in March 2022 to 121.35 Cr in March 2025, alongside a recovery in profitability, achieving a profit after tax of 20.06 Cr in March 2025. The company's total assets rose to 124.04 Cr, reflecting strong financial performance and recovery over the past few years.

Answer:<BR>The historical performance of Unifinz Capital shows significant growth in net sales and profitability over the years, particularly in the most recent fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Unifinz Capital's net sales have surged from 0.50 Cr in March 2022 to 121.35 Cr in March 2025, indicating a remarkable upward trend. Total operating income followed a similar trajectory, rising from 0.50 Cr in March 2022 to 121.35 Cr in March 2025. The company has also improved its operating profit, achieving 28.07 Cr in March 2025, a significant recovery from a loss of 0.98 Cr in March 2024. Profit before tax reached 26.63 Cr in March 2025, compared to a loss of 1.74 Cr in the previous year, while profit after tax also turned positive at 20.06 Cr, rebounding from a loss of 1.14 Cr in March 2024. The earnings per share (EPS) reflect this positive trend, increasing to 22.67 in March 2025 from a negative EPS of 3.63 in March 2024. On the balance sheet, total assets rose sharply to 124.04 Cr in March 2025 from 37.49 Cr in March 2024, driven by an increase in shareholder's funds to 77.55 Cr. However, total liabilities also increased to 124.04 Cr, with total debt at 32.94 Cr. Cash flow from financing activities was strong at 52.00 Cr in March 2025, contributing to a net cash inflow of 6.00 Cr for the year. Overall, Unifinz Capital has shown a strong recovery and growth in its financial metrics over the past few years.

Who are the top shareholders of the Unifinz Capital?

The top shareholders of Unifinz Capital include promoter Pawan Kumar Mittal with 13.69%, public shareholder Paaven Bansal at 20.14%, and individual investors holding 46.11%. Additionally, a foreign institutional investor holds 11.29%, with no pledged promoter holdings or mutual funds involved.

The top shareholders of Unifinz Capital include Pawan Kumar Mittal, who is the promoter with the highest holding at 13.69%. The highest public shareholder is Paaven Bansal, holding 20.14%. Additionally, individual investors collectively hold 46.11% of the company's shares. There is also one foreign institutional investor (FII) that holds 11.29% of the shares. Notably, there are no pledged promoter holdings and no mutual funds involved in the shareholding.