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Universal Insurance Holdings, Inc.

  • Market Cap: Micro Cap
  • Industry: Insurance
  • ISIN: US91359V1070
USD
31.71
4.82 (17.92%)

Feb 06

NYS

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

31.6232.42

52 Week

19.4635.38
Valuation
Technical
Day's Volume

CASH

125.65 k

Shareholding (Sep 2025)

FII

11.23%

Held by 80 FIIs

DII

59.67%

Held by 31 DIIs

Promoter

0.15%

How big is Universal Insurance Holdings, Inc.?

22-Jun-2025

As of Jun 18, Universal Insurance Holdings, Inc. has a market capitalization of $1.16 billion, with shareholder's funds of $373.25 million and total assets of $1.99 billion.

As of Jun 18, Universal Insurance Holdings, Inc. has a market capitalization of 1,157.86 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported net sales of 0.00 million for the latest four quarters, while the consolidated net profit for the same period was 66.72 million.<BR><BR>As of Dec 24, the company's balance sheet shows shareholder's funds of 373.25 million and total assets amounting to 1,987.07 million.

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What does Universal Insurance Holdings, Inc. do?

22-Jun-2025

Universal Insurance Holdings, Inc. is a micro-cap company specializing in personal residential homeowners insurance. As of March 2025, it reported a net profit of $41 million and has a market cap of approximately $1.16 billion.

Overview: <BR>Universal Insurance Holdings, Inc. is a private personal residential homeowners insurance company operating in the insurance industry, categorized as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Net Profit: 41 Million (Quarterly Results - Mar 2025) <BR>Market Cap: USD 1,157.86 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 18.00 <BR>Dividend Yield: 117.69% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 15.79% <BR>Price to Book: 2.74<BR><BR>Contact Details: <BR>Address: 1110 W Commercial Blvd Ste 100, FORT LAUDERDALE FL: 33309-3749 <BR>Tel: 1 954 9581200 <BR>Fax: 1 302 6365454 <BR>Website: http://www.universalinsuranceholdings.com/

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Who are in the management team of Universal Insurance Holdings, Inc.?

22-Jun-2025

As of March 2022, the management team of Universal Insurance Holdings, Inc. includes Executive Chairman Sean Downes, CEO Stephen Donaghy, and several directors, including Lead Independent Director Michael Pietrangelo and other independent directors. They oversee the company's operations and strategic direction.

As of March 2022, the management team of Universal Insurance Holdings, Inc. includes the following individuals:<BR><BR>- Mr. Sean Downes, who serves as the Executive Chairman of the Board.<BR>- Mr. Stephen Donaghy, who is the Chief Executive Officer and a Director.<BR>- Ms. Kimberly Campos, who holds the positions of Chief Administrative Officer, Chief Information Officer, and Director.<BR>- Mr. Jon Springer, who is a Director.<BR>- Mr. Michael Pietrangelo, who serves as the Lead Independent Director.<BR>- Mr. Scott Callahan, who is an Independent Director.<BR>- Mr. Ralph Palmieri, who is also an Independent Director.<BR>- Mr. Richard Peterson, who serves as an Independent Director.<BR>- Mr. Ozzie Schindler, who is an Independent Director.<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

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Is Universal Insurance Holdings, Inc. technically bullish or bearish?

30-Sep-2025

As of September 26, 2025, Universal Insurance Holdings, Inc. shows a bullish technical trend driven by strong MACD and RSI signals, despite some caution from the KST and mixed indicators from Dow Theory and OBV.

As of 26 September 2025, the technical trend for Universal Insurance Holdings, Inc. has changed from mildly bullish to bullish. The weekly MACD and RSI are both bullish, indicating strong momentum, while the daily moving averages also confirm a bullish stance. The Bollinger Bands are bullish on both weekly and monthly time frames. However, the KST shows a bearish signal on the weekly and mildly bearish on the monthly, which suggests some caution. Dow Theory indicates a mildly bullish trend on the weekly but mildly bearish on the monthly, and the OBV is mildly bearish weekly but bullish monthly. Overall, the current technical stance is bullish with moderate strength, driven primarily by the positive signals from MACD, RSI, and moving averages. Multi-period return data is not available for comparison with the S&P 500.

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Is Universal Insurance Holdings, Inc. overvalued or undervalued?

28-Oct-2025

As of October 24, 2025, Universal Insurance Holdings, Inc. is fairly valued with a P/E ratio of 18, a Price to Book Value of 2.86, a ROE of 15.79%, and a strong dividend yield of 112.93%, despite being slightly more expensive than its peer with a P/E of 16.53%.

As of 24 October 2025, the valuation grade for Universal Insurance Holdings, Inc. moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 18, a Price to Book Value of 2.86, and a ROE of 15.79%. In comparison, a peer such as Universal Insurance Holdings, Inc. has a P/E of 16.53, suggesting that it is slightly more expensive than its peer group.<BR><BR>The company's strong dividend yield of 112.93% and its solid returns, including a 59.45% return over the past year compared to the S&P 500's 16.90%, further reinforce its competitive position. Overall, Universal Insurance Holdings, Inc. is fairly valued in the current market context.

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Compare Universal Insurance Holdings, Inc. with Similar Stocks

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iScoreScore
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Strong Sell
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Dashboard

1

With a growth in Operating Profit of NAN%, the company declared Very Positive results in Jun 25

  • OPERATING CASH FLOW(Y) Highest at USD 274.27 MM
  • NET PROFIT(HY) Higher at USD 76.53 MM
  • RAW MATERIAL COST(Y) Fallen by 0% (YoY)
2

With ROE of 15.79%, it has a fair valuation with a 2.86 Price to Book Value

3

Consistent Returns over the last 3 years

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Insurance

stock-summary
Market cap

USD 828 Million (Micro Cap)

stock-summary
P/E

18.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

2.63%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

24.72%

stock-summary
Price to Book

1.67

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
35 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
52.23%
0%
52.23%
6 Months
49.43%
0%
49.43%
1 Year
66.89%
0%
66.89%
2 Years
99.69%
0%
99.69%
3 Years
160.34%
0%
160.34%
4 Years
125.21%
0%
125.21%
5 Years
69.21%
0%
69.21%

Universal Insurance Holdings, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
10.37%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
27.95%
Dividend Payout Ratio
31.80%
Pledged Shares
0
Institutional Holding
83.00%
ROCE (avg)
0
ROE (avg)
9.05%

Valuation key factors

Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
2.86
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
-9.96
EV to Sales
0.46
PEG Ratio
NA
Dividend Yield
112.93%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
15.79%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 54 Schemes (28.95%)

Foreign Institutions

Held by 80 Foreign Institutions (11.23%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
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          "val1": "1.60",
          "val2": "1.60",
          "chgp": "",
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          "field": "Consolidate Net Profit",
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          "val2": "35.40",
          "chgp": "-0.85%",
          "chgp_class": "negative"
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        {
          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "130.30%",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is -11.83% vs 399.55% in Dec 2023",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary

Jun'25
Jun'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
0.00
0.00
Interest
1.60
1.60
Exceptional Items
0.00
0.00
Consolidate Net Profit
35.10
35.40
-0.85%
Operating Profit Margin (Excl OI)
119.90%
130.30%
-1.04%
USD in Million.
stock-summary Compare with Peers
Net Sales

YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is -0.85% vs 23.78% in Jun 2024

All Quarterly Resultsstock-summary

Annual Results Snapshot (Consolidated) - Dec'24stock-summary

Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
6.10
7.30
-16.44%
Interest
6.50
6.50
Exceptional Items
0.00
0.00
Consolidate Net Profit
58.90
66.80
-11.83%
Operating Profit Margin (Excl OI)
59.90%
68.20%
-0.83%
USD in Million.
stock-summary Compare with Peers
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -11.83% vs 399.55% in Dec 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About Universal Insurance Holdings, Inc. stock-summary
stock-summary
Universal Insurance Holdings, Inc.
Insurance
Universal Insurance Holdings, Inc. (UVE) is a private personal residential homeowners insurance company in Florida. The Company performs substantially all aspects of insurance underwriting, policy issuance, general administration, and claims processing and settlement internally. The Company's subsidiaries include Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC). UPCIC writes homeowners insurance policies in states, including Alabama, Delaware, Florida, Georgia, Hawaii, Indiana, Maryland, Massachusetts, Michigan, Minnesota, North Carolina, Pennsylvania, South Carolina and Virginia. APPCIC writes homeowners and commercial residential insurance policies in Florida. The Company has developed a suite of applications that provide underwriting, policy and claim administration services, including billing, policy maintenance, inspections, refunds, commissions and data analysis.
Company Coordinates stock-summary
Company Details
1110 W Commercial Blvd Ste 100 , FORT LAUDERDALE FL : 33309-3749
stock-summary
Tel: 1 954 95812001 954 9581200
stock-summary
http://www.universalinsuranceholdings.com/
stock-summary
Registrar Details
Stock List
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