V B Desai Fin.

Why is V B Desai Financial Services Ltd falling/rising?

As of 18-Jul, V B Desai Financial Services Ltd's stock price is at 17.00, reflecting a decline of 0.06%. The stock has significantly underperformed the Sensex, with a year-to-date drop of 29.23% compared to the Sensex's 8.30%, indicating a bearish trend and declining investor interest.

As of 18-Jul, V B Desai Financial Services Ltd is experiencing a slight decline in its stock price, currently at 17.00, reflecting a change of -0.01 (-0.06%). The stock has underperformed compared to the benchmark Sensex, which has increased by 0.75% over the past week, while V B Desai's stock has decreased by 4.23%. <BR><BR>In the longer term, the stock has shown significant declines, with a year-to-date drop of 29.23% compared to the Sensex's decline of only 8.30%. Over the past year, the stock has fallen by 34.62%, while the Sensex has only decreased by 4.99%. This trend indicates a consistent underperformance relative to the broader market.<BR><BR>Additionally, there are signs of falling investor participation, as evidenced by a drastic reduction in delivery volume, which dropped by 80.76% against the 5-day average. The stock's trading activity has also been erratic, with it not trading on one day out of the last 20 days. While the stock is trading higher than its 20-day moving average, it remains below its 5-day, 50-day, 100-day, and 200-day moving averages, suggesting a bearish trend.<BR><BR>Overall, the combination of poor performance relative to the benchmark, declining investor interest, and erratic trading patterns contribute to the current downward movement in V B Desai Financial Services Ltd's stock price.

Which are the latest news on V B Desai Fin.?

Should I buy, sell or hold V B Desai Financial Services Ltd?

What does V B Desai Fin. do?

V B Desai Financial Services Ltd is a Non-Banking Financial Company specializing in investment banking and financial advisory services, established in 1985. As of March 2026, it reported net sales of 1 Cr and a market cap of INR 8 Cr.

Overview: <BR>V B Desai Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector, focusing on investment banking and financial advisory services.<BR><BR>History: <BR>The company was incorporated in September 1985 and has established itself in the domestic investment banking and corporate advisory space. The latest quarterly results report net sales and net profit for March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 8 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 9.00 <BR>Industry P/E: 9 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 6.73% <BR>Price to Book: 0.61 <BR><BR>Contact Details: <BR>Address: Cama Building 1st Floor, 24/26 Dalal Street Fort Mumbai Maharashtra : 400001 <BR>Tel: 91-022-40770777 <BR>Email: investor@vbdesai.com <BR>Website: http://www.vbdesai.com

How big is V B Desai Fin.?

As of 10th June, V B Desai Financial Services Ltd has a market capitalization of 8.00 Cr, with recent net sales of 2.83 Cr and net profit of 0.87 Cr over the last four quarters. Shareholder's funds are valued at 12.05 Cr, and total assets amount to 12.55 Cr.

As of 10th June, <BR><BR>Market Cap: V B Desai Financial Services Ltd has a market capitalization of 8.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2.83 Cr, while the sum of Net Profit for the same period is 0.87 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds are valued at 12.05 Cr, and Total Assets amount to 12.55 Cr.

Who are in the management team of V B Desai Fin.?

The management team of V B Desai Fin. includes Pradip R Shroff (Managing Director), Manoj T Shroff, Hemendara J Shroff, Rachana S Vijayakar (Directors), Samir R Dedhia (Chairman & Independent Director), and several Independent Directors including Nilesh Ramanlal Doshi, Jitendra Ratilal Shroff, and Sanjay Natwarlal Kapadia, along with Kamlesh M Gagavani as Company Secretary & Compliance Officer.

The management team of V B Desai Fin. includes the following individuals:<BR><BR>1. **Pradip R Shroff** - Managing Director<BR>2. **Manoj T Shroff** - Director<BR>3. **Hemendara J Shroff** - Director<BR>4. **Samir R Dedhia** - Chairman & Independent Director<BR>5. **Rachana S Vijayakar** - Director<BR>6. **Kamlesh M Gagavani** - Company Secretary & Compliance Officer<BR>7. **Nilesh Ramanlal Doshi** - Independent Director<BR>8. **Jitendra Ratilal Shroff** - Independent Director<BR>9. **Sanjay Natwarlal Kapadia** - Independent Director<BR><BR>If you have any more questions about the company or its operations, feel free to ask!

Who are the peers of the V B Desai Fin.?

V B Desai Fin.'s peers include Rich Universe, Kuber Udyog, Sujala Trading &, Thirani Projects, Galada Finance, Delta Industrial, and PS IT Infra. In terms of performance, Rich Universe leads with a 1-year return of 35.16%, while V B Desai Fin. has a return of -49.42%.

Peers: The peers of V B Desai Fin. are Rich Universe, Kuber Udyog, Sujala Trading &, Thirani Projects, Galada Finance, Delta Industrial, and PS IT Infra.<BR><BR>Quality Snapshot: Excellent management risk is observed at Rich Universe, Kuber Udyog, Thirani Projects, Galada Finance, Delta Industrial, and V B Desai Fin., while Below Average management risk is found at Sujala Trading & and PS IT Infra. Average growth is noted at Rich Universe and Kuber Udyog, while Below Average growth is seen at Sujala Trading &, V B Desai Fin., Thirani Projects, Delta Industrial, and PS IT Infra, and Good growth is observed at Galada Finance. Excellent capital structure is present in Rich Universe, Kuber Udyog, V B Desai Fin., Thirani Projects, Galada Finance, and Delta Industrial, while Good capital structure is noted at Sujala Trading & and Below Average capital structure is found at PS IT Infra.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Rich Universe at 35.16%, while the peer with the lowest is Sujala Trading & at -74.10%. V B Desai Fin. has a 1-year return of -49.42%, which is significantly lower than Rich Universe and higher than Sujala Trading &. Additionally, the six-month return is negative for V B Desai Fin., Sujala Trading &, Thirani Projects, Galada Finance, and PS IT Infra.

Are V B Desai Financial Services Ltd latest results good or bad?

V B Desai Financial Services Ltd's latest results are mixed; while net profit increased slightly and profit margins improved, a significant year-on-year revenue decline raises concerns about sustainability and operational challenges. Overall, the results lean more negative than positive.

The latest results for V B Desai Financial Services Ltd present a mixed picture. On one hand, the company reported a net profit of ₹0.21 crores for Q4 FY26, which is a 4.55% increase compared to the previous quarter and flat year-on-year. This indicates some resilience in profitability. Additionally, the profit after tax (PAT) margin improved to 33.87%, up from 28.17% a year earlier, suggesting better cost management.<BR><BR>However, the revenue for the same quarter declined by 12.68% year-on-year to ₹0.62 crores, although it did show an 8.77% increase compared to the previous quarter. This year-on-year decline raises concerns about the sustainability of the business model, especially since the company has been struggling to generate meaningful operating profits from its core advisory services, with operating profit before depreciation, interest, tax, and other income standing at zero.<BR><BR>Overall, while there are some positive aspects in terms of profit margins, the significant revenue decline and reliance on other income for profitability highlight underlying challenges. Therefore, the results can be viewed as more negative than positive, reflecting ongoing operational difficulties in a challenging environment for smaller advisory firms.

When is the next results date for V B Desai Financial Services Ltd?

The next results date for V B Desai Financial Services Ltd is 25 May 2026.

The next results date for V B Desai Financial Services Ltd is scheduled for 25 May 2026.

Is V B Desai Fin. overvalued or undervalued?

As of November 17, 2025, V B Desai Fin. is considered undervalued with an attractive valuation grade, a PE ratio of 15.64, and a PEG ratio of 0.26, outperforming the Sensex with a 2.94% return compared to its peers like Bajaj Finance and Life Insurance.

As of 17 November 2025, the valuation grade for V B Desai Fin. has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 15.64, a price to book value of 0.98, and an EV to EBIT ratio of 11.55. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to its peers, V B Desai Fin. stands out favorably against Bajaj Finance, which is classified as very expensive with a PE ratio of 34.85, and Life Insurance, which is very attractive with a PE of 11.33. The PEG ratio of V B Desai Fin. at 0.26 further reinforces its undervaluation relative to the market. Notably, the company's stock has outperformed the Sensex over the past week, returning 2.94% compared to the Sensex's 1.69%, highlighting its potential for growth in the current market environment.

How has been the historical performance of V B Desai Fin.?

V B Desai Fin. saw a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, but improved operational efficiency led to increased operating profit and profit after tax. Total assets and liabilities rose, maintaining a debt-free status, while cash flow from operations showed an outflow of 8.00 Cr, offset by positive cash flow from investing activities.

Answer:<BR>The historical performance of V B Desai Fin. shows a fluctuating trend in net sales and profits over the years, with a notable decrease in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. The total operating income followed a similar pattern, declining from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25. Operating profit (PBDIT) increased from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, indicating improved operational efficiency despite the drop in sales. Profit before tax also rose from 0.62 Cr in Mar'24 to 0.77 Cr in Mar'25, leading to a profit after tax increase from 0.47 Cr to 0.56 Cr in the same period. The earnings per share (EPS) improved from 1.04 in Mar'24 to 1.23 in Mar'25, reflecting better profitability per share. On the balance sheet, total assets grew from 12.09 Cr in Mar'24 to 12.55 Cr in Mar'25, while total liabilities increased from 12.09 Cr to 12.55 Cr, indicating a stable financial position with no debt. The cash flow from operating activities showed a significant outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, suggesting active investment despite operational cash challenges.<BR><BR>Breakdown:<BR>V B Desai Fin. experienced a decline in net sales from 3.12 Cr in Mar'24 to 2.83 Cr in Mar'25, while total operating income mirrored this decrease. However, the company managed to increase its operating profit (PBDIT) from 0.62 Cr to 0.77 Cr, indicating improved operational efficiency. Profit before tax also rose from 0.62 Cr to 0.77 Cr, contributing to an increase in profit after tax from 0.47 Cr to 0.56 Cr. The earnings per share (EPS) improved from 1.04 to 1.23, showcasing enhanced profitability per share. On the balance sheet, total assets increased from 12.09 Cr to 12.55 Cr, with total liabilities rising correspondingly, maintaining a debt-free status. The cash flow from operating activities reflected an outflow of 8.00 Cr in Mar'25, while cash flow from investing activities was positive at 8.00 Cr, indicating ongoing investment despite operational cash flow challenges.

What is the technical trend for V B Desai Fin.?

As of May 23, 2025, V B Desai Fin. shows a mildly bullish trend due to positive daily moving averages, despite some caution from mildly bearish weekly MACD and RSI signals, while the monthly MACD remains bullish.

As of 23 May 2025, the technical trend for V B Desai Fin. has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating a positive trend. However, the weekly MACD and RSI are showing mildly bearish signals, which suggests some caution. The monthly MACD remains bullish, providing a counterbalance to the weaker weekly indicators. Overall, while there are some bearish signals in the weekly timeframe, the strength of the monthly indicators supports a mildly bullish outlook.

Who are the top shareholders of the V B Desai Fin.?

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd. with 17.04%, individual investors with 52.2%, and the highest public shareholder, Dev Ashok Karvat, holding 2.07%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of V B Desai Fin. include Desai Investments Pvt. Ltd., which holds the highest promoter stake at 17.04%. Additionally, individual investors collectively hold a significant portion at 52.2%. The highest public shareholder is Dev Ashok Karvat, with a holding of 2.07%. There is also one foreign institutional investor (FII) that holds 0.99% of the shares. Notably, there are no pledged promoter holdings and no mutual funds currently holding shares in the company.

Has V B Desai Fin. declared dividend?

No Dividend History Available