Visagar Finan.

What does Visagar Finan. do?

Visagar Financial Services Ltd is a micro-cap Non Banking Financial Company (NBFC) that provides financial services. It was established in 1994 and reported net sales of 12 Cr and a net loss of 2 Cr for the quarter ending March 2025.

Overview:<BR>Visagar Financial Services Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>The company was incorporated in 1994 as Inca Finlease Private Limited and transitioned to a public limited company on July 08, 1994, changing its name to Inca Finlease Limited. It was rebranded to Visagar Financial Services Limited on February 11, 2011. The latest quarterly results reported are for March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 12 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: -2 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 30 Cr (Micro Cap) <BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.70 <BR>Return on Equity: -0.25% <BR>Price to Book: 0.49 <BR><BR>Contact Details:<BR>Address: 907/908 Dev Plaza 9th Flr SV R, Andheri Fire Stn Andheri (W) Mumbai Maharashtra : 400058 <BR>Tel: 91-22-67424815 <BR>Email: info@visagar.com <BR>Website: http://www.vfsl.org

Who are in the management team of Visagar Finan.?

As of March 2018, the management team of Visagar Finan includes Arvind G Desai (Whole Time Director), Asha Kothari (Chairperson), and several non-executive directors: Tilokchand Kothari, Suranjan Upadhyay, and Kailash Chhaparwal, along with Shalini Bose as Company Secretary.

As of March 2018, the management team of Visagar Finan includes the following individuals:<BR><BR>1. Arvind G Desai - Whole Time Director<BR>2. Tilokchand Kothari - Non Executive Director<BR>3. Suranjan Upadhyay - Non Executive Independent Director<BR>4. Kailash Chhaparwal - Non Executive Independent Director<BR>5. Asha Kothari - Chairperson<BR>6. Shalini Bose - Company Secretary<BR><BR>The team comprises a mix of executive and non-executive roles, with a chairperson and a company secretary included in the management structure.

What is the bonus history of the Visagar Finan.?

Visagar Financial Services Ltd has issued bonuses historically, with the most recent being a 1:2 bonus on January 20, 2022, and a prior 1:1 bonus on December 4, 2012. This reflects the company's commitment to rewarding its shareholders.

Visagar Financial Services Ltd has a history of issuing bonuses. The most recent bonus was a 1:2 bonus issue, which was announced with an ex-date of January 20, 2022, and a record date of January 21, 2022. Prior to that, the company issued a 1:1 bonus on December 4, 2012, with a record date of December 5, 2012. This indicates that the company has actively engaged in rewarding its shareholders through bonus issues over the years.

Has Visagar Finan. declared dividend?

No Dividend History Available

Who are the peers of the Visagar Finan.?

Visagar Finan.'s peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Adinath Exim Res, Swati Projects, Jindal Capital, and Libord Finance. While Jio Financial shows excellent growth and management risk, Visagar Finan. has below-average management risk and the lowest 1-year return at -35.00%.

Peers: The peers of Visagar Finan. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Adinath Exim Res, Swati Projects, Jindal Capital, and Libord Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Good management risk is found at Shriram Finance, while Below Average management risk is noted for Adinath Exim Res, Visagar Finan., Swati Projects, and Jindal Capital. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, and Visagar Finan., while Average growth is seen at Jindal Capital, and the rest show Below Average growth. Excellent capital structure is present in Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Adinath Exim Res, Visagar Finan., Swati Projects, Jindal Capital, and the rest.<BR><BR>Return Snapshot: Adinath Exim Res has the highest 1-year return at 178.05%, while Visagar Finan. has the lowest at -35.00%. This indicates that Visagar Finan.'s performance is significantly worse compared to its peers. Additionally, peers such as Swati Projects and Jindal Capital have negative six-month returns.

What is the technical trend for Visagar Finan.?

As of June 6, 2025, Visagar Finan's technical trend is mildly bearish, influenced by bearish daily moving averages and mixed signals from the MACD and Bollinger Bands.

As of 6 June 2025, the technical trend for Visagar Finan has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish. The Bollinger Bands show a mildly bearish trend in both weekly and monthly time frames. Daily moving averages are bearish, and the KST reflects a mildly bullish position weekly but bearish monthly. The Dow Theory suggests a mildly bullish trend on the weekly chart, with no trend on the monthly. Overall, the current technical stance is mildly bearish, driven primarily by the bearish daily moving averages and the mixed signals from the MACD and Bollinger Bands.

Who are the top shareholders of the Visagar Finan.?

The top shareholder of Visagar Finan is Tilokchand Manaklal Kothari, with a 2.93% stake. Individual investors hold 89.37% of the shares, with no mutual funds, foreign institutional investors, or pledged promoter holdings involved.

The top shareholders of Visagar Finan include Tilokchand Manaklal Kothari, who holds the highest promoter stake at 2.93%. The majority of the shares are held by individual investors, accounting for 89.37% of the total holdings. There are no mutual funds or foreign institutional investors involved, and there are no pledged promoter holdings.

How big is Visagar Finan.?

As of 24th July, Visagar Financial Services Ltd has a market capitalization of 30.00 Cr, with net sales of 129.56 Cr and a net loss of 0.15 Cr over the last four quarters. Shareholder's funds are valued at 62.03 Cr, and total assets amount to 104.44 Cr.

As of 24th July, <BR><BR>Market Cap: Visagar Financial Services Ltd has a market capitalization of 30.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 129.56 Cr, while the sum of Net Profit for the same period reflects a loss of 0.15 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2024. Shareholder's Funds are valued at 62.03 Cr, and Total Assets amount to 104.44 Cr.

Are Visagar Finan. latest results good or bad?

Visagar Financial Services reported disappointing results for Q2 2025, with net sales down 91.72% year-on-year to Rs 14.15 crore and a Profit After Tax of Rs -3.39 crore, leading to a 'Strong Sell' recommendation from MarketsMOJO. Overall, the company's financial performance is poor, indicating significant challenges ahead.

Visagar Financial Services has reported disappointing results for the quarter ending June 2025. The company experienced a dramatic decline in net sales, which fell by 91.72% year-on-year to Rs 14.15 crore. This significant drop raises concerns about the company's sales performance and overall market position.<BR><BR>Additionally, the Profit After Tax (PAT) was reported at Rs -3.39 crore, indicating ongoing challenges in profitability, as it also reflects a year-on-year decrease of 91.72%. The financial score of the company has worsened, dropping to -16 from -9 over the past three months, which suggests a troubling trend.<BR><BR>Given these results, the market sentiment is negative, with MarketsMOJO issuing a 'Strong Sell' recommendation on the stock. Overall, the latest financial performance of Visagar Financial Services can be characterized as poor, highlighting serious issues that the company needs to address moving forward.

How has been the historical performance of Visagar Finan.?

Visagar Finan's historical performance has shown significant volatility, with net sales peaking at 334.18 Cr in March 2024 before dropping to 129.57 Cr in March 2025, while operating profit and net profits remained negative throughout this period. Total assets and liabilities were stable, but cash flow from operating activities continued to be negative.

Answer:<BR>The historical performance of Visagar Finan shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>Visagar Finan's net sales peaked at 334.18 Cr in March 2024 but dropped sharply to 129.57 Cr in March 2025, following a low of just 1.10 Cr in March 2023. The total operating income mirrored this trend, reaching 334.18 Cr in March 2024 and falling to 129.57 Cr in March 2025. The company's total expenditure also decreased from 335.28 Cr in March 2024 to 129.61 Cr in March 2025. Operating profit, excluding other income, showed a slight improvement from -1.10 Cr in March 2024 to -0.04 Cr in March 2025, although it remained negative. Profit before tax improved from -1.21 Cr in March 2024 to -0.16 Cr in March 2025, while profit after tax also saw a similar trend, moving from -1.21 Cr to -0.16 Cr. The company's total assets were stable, at 104.37 Cr in March 2025 compared to 104.44 Cr in March 2024, while total liabilities slightly decreased from 104.44 Cr to 104.37 Cr in the same period. Cash flow from operating activities remained negative at 0.00 Cr in March 2025, consistent with the previous year's outflow of -25.00 Cr. Overall, Visagar Finan's financial performance reflects a challenging environment with significant volatility in sales and profitability.

Should I buy, sell or hold Visagar Finan.?

Is Visagar Finan. overvalued or undervalued?

As of December 4, 2025, Visagar Finan. is fairly valued despite significant profitability challenges, with a PE ratio of -10.85, an EV to EBITDA ratio of -63.19, and a Price to Book Value of 0.41, contrasting sharply with peers like Bajaj Finance at a PE of 34.9 and Life Insurance at 10.85, indicating potential for recovery despite a YTD return of -44.74% compared to the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for Visagar Finan. has moved from risky to fair. The company is currently fairly valued, with a PE ratio of -10.85, an EV to EBITDA ratio of -63.19, and a Price to Book Value of 0.41. These figures indicate significant challenges in profitability and valuation metrics compared to its peers.<BR><BR>In comparison to notable peers, Bajaj Finance is considered very expensive with a PE ratio of 34.9, while Life Insurance is very attractive with a PE ratio of 10.85. The stark contrast in valuation metrics highlights Visagar Finan.'s relative position in the market. Despite recent underperformance against the Sensex, with a YTD return of -44.74% compared to the Sensex's 9.12%, the company's fair valuation suggests a potential for recovery if operational improvements are realized.

When is the next results date for Visagar Financial Services Ltd?

The next results date for Visagar Financial Services Ltd is 12 February 2026.

The next results date for Visagar Financial Services Ltd is scheduled for 12 February 2026.

Why is Visagar Financial Services Ltd falling/rising?

As of 07-Feb, Visagar Financial Services Ltd's stock price is at 0.39, reflecting a 2.63% increase today. Despite this short-term rise, the stock has a negative long-term performance, with a 42.65% decline over the past year and decreased investor participation.

As of 07-Feb, Visagar Financial Services Ltd's stock price is rising, currently at 0.39, with a change of 0.01, representing a 2.63% increase. This rise can be attributed to its performance today, where it outperformed the sector by 2.01%. Additionally, the stock has shown a positive return of 5.41% over the past week, which is significantly higher than the Sensex's return of 1.59% during the same period.<BR><BR>However, it is important to note that while the stock is experiencing a short-term rise, its longer-term performance has been negative, with a decline of 4.88% over the past month and a substantial drop of 42.65% over the past year. The stock is currently trading higher than its 5-day moving averages, but it remains below its 20-day, 50-day, 100-day, and 200-day moving averages, indicating mixed signals regarding its overall trend.<BR><BR>Moreover, there has been a notable decrease in investor participation, as evidenced by a 57.95% drop in delivery volume compared to the 5-day average. Despite this decline in participation, the stock remains liquid enough for trading, which may contribute to the current upward movement in price.

Which are the latest news on Visagar Finan.?