Visagar Finan.

Which are the latest news on Visagar Finan.?

Why is Visagar Financial Services Ltd falling/rising?

As of 05-Sep, Visagar Financial Services Ltd's stock price is at 0.30, unchanged, and has significantly underperformed against the Sensex across various time frames, with a year-to-date decline of 26.83% compared to the Sensex's 10.21%. The stock is trading below all moving averages, indicating a bearish trend and declining investor confidence.

As of 05-Sep, Visagar Financial Services Ltd's stock price is currently at 0.30, showing no change (0.00%). The stock has underperformed compared to the benchmark Sensex, which has declined by 0.97% over the past week. Over the last month, Visagar's stock has decreased by 6.25%, while the Sensex has only fallen by 2.44%. Year-to-date, the stock is down 26.83%, significantly worse than the Sensex's decline of 10.21%. <BR><BR>In terms of longer-term performance, the stock has seen a substantial drop of 42.31% over the past year, compared to a modest 5.21% decrease in the Sensex. The three-year performance shows an even more drastic decline of 70.00% for Visagar, while the Sensex has increased by 16.59%. However, there has been a slight recovery over the last five years, with Visagar's stock up by 11.11%, but this is still significantly lower than the Sensex's gain of 31.63%.<BR><BR>Today's performance indicates that Visagar Financial Services Ltd has underperformed its sector by 1.08%. The stock is trading below its moving averages across all time frames (5-day, 20-day, 50-day, 100-day, and 200-day), suggesting a bearish trend. Additionally, there has been a notable decline in investor participation, with delivery volume dropping by 26.32% compared to the 5-day average. This decrease in trading activity further indicates a lack of confidence among investors, contributing to the stock's downward trajectory. Overall, the combination of poor performance relative to benchmarks, declining investor interest, and trading below moving averages suggests that Visagar Financial Services Ltd is currently experiencing a falling stock price.

Who are in the management team of Visagar Finan.?

The management team of Visagar Finan includes Arvind G Desai (Whole Time Director), Asha Kothari (Chairperson), and several Non Executive Directors: Tilokchand Kothari, Suranjan Upadhyay, and Kailash Chhaparwal, along with Shalini Bose as Company Secretary.

The management team of Visagar Finan includes the following individuals:<BR><BR>1. **Arvind G Desai** - Whole Time Director<BR>2. **Tilokchand Kothari** - Non Executive Director<BR>3. **Suranjan Upadhyay** - Non Executive Independent Director<BR>4. **Kailash Chhaparwal** - Non Executive Independent Director<BR>5. **Asha Kothari** - Chairperson<BR>6. **Shalini Bose** - Company Secretary<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

What does Visagar Finan. do?

Visagar Financial Services Ltd is a Non-Banking Financial Company (NBFC) focused on lending in the micro-cap segment, originally incorporated in 1994. As of June 2026, it reported net sales of 1 Cr and a market cap of INR 18 Cr.

Overview:<BR>Visagar Financial Services Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap segment, primarily engaged in the business of lending money.<BR><BR>History:<BR>The company was incorporated in 1994 as Inca Finlease Private Limited and transitioned to a public limited company on July 08, 1994, changing its name to Inca Finlease Limited. It was rebranded to Visagar Financial Services Limited on February 11, 2011. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 0 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 18 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 28.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.51<BR>- Return on Equity: 1.06%<BR>- Price to Book: 0.29<BR><BR>Contact Details:<BR>Address: 907/908 Dev Plaza 9th Flr SV R, Andheri Fire Stn Andheri (W) Mumbai Maharashtra : 400058 <BR>Tel: 91-22-67424815 <BR>Email: info@visagar.com <BR>Website: http://www.vfsl.org

Who are the peers of the Visagar Finan.?

Visagar Finan.'s peers include TTI Enterprise, Maruti Global In, Moongipa Capital, Global Cap.Mkt., Cil Securities, Abirami Fin., Kuber Udyog, Step Two Corp., and Prism Finance. In terms of performance, Kuber Udyog leads with a 1-year return of 197.30%, while Visagar Finan. has a return of -35.42%.

Peers: The peers of Visagar Finan. are TTI Enterprise, Maruti Global In, Moongipa Capital, Global Cap.Mkt., Cil Securities, Abirami Fin., Kuber Udyog, Step Two Corp., Prism Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at TTI Enterprise, Moongipa Capital, Global Cap.Mkt., Cil Securities, Kuber Udyog, Step Two Corp., and Prism Finance, while Average management risk is found at Moongipa Capital and Prism Finance, and Below Average management risk is noted at TTI Enterprise, Global Cap.Mkt., Cil Securities, Kuber Udyog, Step Two Corp., and Visagar Finan. Growth is Average at Visagar Finan. and Moongipa Capital, while Below Average growth is seen at TTI Enterprise, Global Cap.Mkt., Cil Securities, and the rest. Excellent capital structure is noted at TTI Enterprise, Moongipa Capital, Global Cap.Mkt., Cil Securities, Kuber Udyog, Step Two Corp., and Visagar Finan.<BR><BR>Return Snapshot: Kuber Udyog has the highest 1-year return at 197.30%, while Maruti Global In has the lowest at -50.43%. Visagar Finan.'s 1-year return of -35.42% is better than Maruti Global In's but worse than Kuber Udyog's. Additionally, peers such as TTI Enterprise, Global Cap.Mkt., and Maruti Global In have negative six-month returns.

How big is Visagar Finan.?

As of 31st August, Visagar Financial Services Ltd has a market capitalization of 18.00 Cr, with recent Net Sales of 8.51 Cr and a Net Profit of 0.64 Cr. Shareholder's Funds are 60.54 Cr and Total Assets amount to 104.37 Cr as of March 2025.

As of 31st August, Visagar Financial Services Ltd has a market capitalization of 18.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 8.51 Cr and a Net Profit of 0.64 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 60.54 Cr and Total Assets of 104.37 Cr.

Should I buy, sell or hold Visagar Financial Services Ltd?

When is the next results date for Visagar Financial Services Ltd?

The next results date for Visagar Financial Services Ltd is 14 August 2026.

The next results date for Visagar Financial Services Ltd is scheduled for 14 August 2026.

Are Visagar Financial Services Ltd latest results good or bad?

Visagar Financial Services Ltd's latest results are concerning, showing a net profit loss of ₹0.96 crores and a 76.29% year-on-year revenue decline. The company's financial health has deteriorated significantly, leading to a "STRONG SELL" rating and underperformance compared to peers in the NBFC sector.

Visagar Financial Services Ltd's latest results are quite concerning. In the fourth quarter of FY26, the company reported a net profit loss of ₹0.96 crores, a significant decline from a profit of ₹1.44 crores in the previous quarter. This marks a dramatic shift from profitability to loss, reflecting severe financial distress.<BR><BR>Revenue also plummeted to ₹2.75 crores, representing a staggering 76.29% decrease year-on-year and a 7.72% decline from the previous quarter. The company's profit after tax (PAT) margin fell to negative 34.91%, down from a positive 48.32% in the prior quarter, indicating a significant deterioration in financial health.<BR><BR>Overall, the company's performance has been characterized by erratic revenue patterns and mounting losses, leading to a "STRONG SELL" rating with a Mojo Score of just 17 out of 100. Additionally, Visagar Financial has underperformed its peers in the NBFC sector, with a negative return of 28.85% over the past year.<BR><BR>Given these factors, the latest results can be classified as bad, highlighting a critical need for the company to stabilize its operations and return to profitability.

Is Visagar Finan. overvalued or undervalued?

As of December 4, 2025, Visagar Finan. is fairly valued despite significant profitability challenges, with a PE ratio of -10.85, an EV to EBITDA ratio of -63.19, and a Price to Book Value of 0.41, contrasting sharply with peers like Bajaj Finance at a PE of 34.9 and Life Insurance at 10.85, indicating potential for recovery despite a YTD return of -44.74% compared to the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for Visagar Finan. has moved from risky to fair. The company is currently fairly valued, with a PE ratio of -10.85, an EV to EBITDA ratio of -63.19, and a Price to Book Value of 0.41. These figures indicate significant challenges in profitability and valuation metrics compared to its peers.<BR><BR>In comparison to notable peers, Bajaj Finance is considered very expensive with a PE ratio of 34.9, while Life Insurance is very attractive with a PE ratio of 10.85. The stark contrast in valuation metrics highlights Visagar Finan.'s relative position in the market. Despite recent underperformance against the Sensex, with a YTD return of -44.74% compared to the Sensex's 9.12%, the company's fair valuation suggests a potential for recovery if operational improvements are realized.

How has been the historical performance of Visagar Finan.?

Visagar Finan's historical performance has shown significant volatility, with net sales peaking at 334.18 Cr in March 2024 before dropping to 129.57 Cr in March 2025, while operating profit and net profits remained negative throughout this period. Total assets and liabilities were stable, but cash flow from operating activities continued to be negative.

Answer:<BR>The historical performance of Visagar Finan shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>Visagar Finan's net sales peaked at 334.18 Cr in March 2024 but dropped sharply to 129.57 Cr in March 2025, following a low of just 1.10 Cr in March 2023. The total operating income mirrored this trend, reaching 334.18 Cr in March 2024 and falling to 129.57 Cr in March 2025. The company's total expenditure also decreased from 335.28 Cr in March 2024 to 129.61 Cr in March 2025. Operating profit, excluding other income, showed a slight improvement from -1.10 Cr in March 2024 to -0.04 Cr in March 2025, although it remained negative. Profit before tax improved from -1.21 Cr in March 2024 to -0.16 Cr in March 2025, while profit after tax also saw a similar trend, moving from -1.21 Cr to -0.16 Cr. The company's total assets were stable, at 104.37 Cr in March 2025 compared to 104.44 Cr in March 2024, while total liabilities slightly decreased from 104.44 Cr to 104.37 Cr in the same period. Cash flow from operating activities remained negative at 0.00 Cr in March 2025, consistent with the previous year's outflow of -25.00 Cr. Overall, Visagar Finan's financial performance reflects a challenging environment with significant volatility in sales and profitability.

Who are the top shareholders of the Visagar Finan.?

The top shareholder of Visagar Finan is Tilokchand Manaklal Kothari, with a 2.93% stake. Individual investors hold 89.37% of the shares, with no mutual funds, foreign institutional investors, or pledged promoter holdings involved.

The top shareholders of Visagar Finan include Tilokchand Manaklal Kothari, who holds the highest promoter stake at 2.93%. The majority of the shares are held by individual investors, accounting for 89.37% of the total holdings. There are no mutual funds or foreign institutional investors involved, and there are no pledged promoter holdings.

What is the technical trend for Visagar Finan.?

As of June 6, 2025, Visagar Finan's technical trend is mildly bearish, influenced by bearish daily moving averages and mixed signals from the MACD and Bollinger Bands.

As of 6 June 2025, the technical trend for Visagar Finan has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish. The Bollinger Bands show a mildly bearish trend in both weekly and monthly time frames. Daily moving averages are bearish, and the KST reflects a mildly bullish position weekly but bearish monthly. The Dow Theory suggests a mildly bullish trend on the weekly chart, with no trend on the monthly. Overall, the current technical stance is mildly bearish, driven primarily by the bearish daily moving averages and the mixed signals from the MACD and Bollinger Bands.

What is the bonus history of the Visagar Finan.?

Visagar Financial Services Ltd has issued bonuses historically, with the most recent being a 1:2 bonus on January 20, 2022, and a prior 1:1 bonus on December 4, 2012. This reflects the company's commitment to rewarding its shareholders.

Visagar Financial Services Ltd has a history of issuing bonuses. The most recent bonus was a 1:2 bonus issue, which was announced with an ex-date of January 20, 2022, and a record date of January 21, 2022. Prior to that, the company issued a 1:1 bonus on December 4, 2012, with a record date of December 5, 2012. This indicates that the company has actively engaged in rewarding its shareholders through bonus issues over the years.

Has Visagar Finan. declared dividend?

No Dividend History Available