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White Mountains Insurance Group Ltd.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: BMG9618E1075
USD
2,037.79
12.24 (0.6%)

Dec 04

NYS

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  • Price Points
  • Score
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  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

2,020.052,050.90

52 Week

1,648.002,050.90
Valuation
Technical
Day's Volume

CASH

17.75 k

Shareholding (Mar 2025)

FII

6.93%

Held by 107 FIIs

DII

51.12%

Held by 42 DIIs

Promoter

0.01%

How big is White Mountains Insurance Group Ltd.?

22-Jun-2025

As of Jun 18, White Mountains Insurance Group Ltd. has a market capitalization of 4,502.58 million, classifying it as a Small Cap company, with shareholder's funds of 4,483.70 million and total assets of 9,336.60 million.

Market Cap: As of Jun 18, White Mountains Insurance Group Ltd. has a market capitalization of 4,502.58 million, which classifies it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported net sales of 0.00 million and a net profit of 124.60 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company's shareholder's funds amounted to 4,483.70 million, while total assets were reported at 9,336.60 million.

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What does White Mountains Insurance Group Ltd. do?

22-Jun-2025

White Mountains Insurance Group Ltd. is a small-cap holding company in the insurance sector, with a recent net profit of $62 million and a market cap of approximately $4.5 billion. Key metrics include a P/E ratio of 49.00 and a dividend yield of 0.06%.

Overview:<BR>White Mountains Insurance Group Ltd. is a holding company operating in the insurance industry, classified as a small-cap entity.<BR><BR>Financial Snapshot:<BR>- Most recent Net Profit: 62 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 4,502.58 Million (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 49.00<BR>- Dividend Yield: 0.06%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: 2.12%<BR>- Price to Book: 1.00<BR><BR>Contact Details:<BR>- Address: 23 SOUTH MAIN STREET, SUITE 3B, HANOVER NH: 03755<BR>- Tel: 1 603 6402200<BR>- Website: http://www.whitemountains.com/

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Who are in the management team of White Mountains Insurance Group Ltd.?

22-Jun-2025

As of March 2022, the management team of White Mountains Insurance Group Ltd. includes Mr. Morgan Davis (Non-Executive Independent Chairman), Mr. George Rountree (CEO), Mr. David Tanner (Independent Vice Chairman), and several independent directors: Mr. Peter Carlson, Ms. Mary Choksi, Mr. Philip Gelston, and Ms. Edith Holiday. This diverse team oversees the company's governance and strategic direction.

As of March 2022, the management team of White Mountains Insurance Group Ltd. includes the following individuals:<BR><BR>- Mr. Morgan Davis: Non-Executive Independent Chairman of the Board<BR>- Mr. George Rountree: Chief Executive Officer, Director<BR>- Mr. David Tanner: Independent Vice Chairman of the Board<BR>- Mr. Peter Carlson: Independent Director<BR>- Ms. Mary Choksi: Independent Director<BR>- Mr. Philip Gelston: Independent Director<BR>- Ms. Edith Holiday: Independent Director<BR><BR>This team comprises a mix of executive and independent directors, contributing to the governance and strategic direction of the company.

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Is White Mountains Insurance Group Ltd. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, White Mountains Insurance Group Ltd. is in a mildly bearish trend, with daily moving averages indicating bearishness, while weekly indicators show mild bullishness, and despite outperforming the S&P 500 recently, it lags behind on a year-to-date and one-year basis.

As of 3 October 2025, the technical trend for White Mountains Insurance Group Ltd. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by daily moving averages indicating a bearish trend, while the weekly MACD and KST show mild bullishness. The Bollinger Bands are bullish on both weekly and monthly time frames, but the overall monthly indicators, including MACD and Dow Theory, lean bearish. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week and month, but it lags behind the benchmark on a year-to-date and one-year basis. Over three years, the stock has returned 40.07% compared to the S&P 500's 82.57%, and over five years, it has returned 121.41% versus the S&P 500's 100.56%.

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Is White Mountains Insurance Group Ltd. overvalued or undervalued?

02-Dec-2025

As of November 28, 2025, White Mountains Insurance Group Ltd. is considered overvalued with a P/E ratio of 49 and an EV to EBITDA of 85.01, significantly higher than its peers, and has underperformed the S&P 500 with a 1-year return of only 0.74%.

As of 28 November 2025, the valuation grade for White Mountains Insurance Group Ltd. has moved from very expensive to expensive. The company appears to be overvalued based on its current metrics, including a P/E ratio of 49, an EV to EBITDA of 85.01, and a Price to Book Value of 1.04. In comparison to its peers, CNA Financial Corp. has a P/E of 14.82 and Unum Group has a P/E of 13.25, indicating that White Mountains is trading at a significant premium relative to these companies.<BR><BR>The company's recent stock performance shows a 1-year return of 0.74%, which underperforms the S&P 500's return of 14.18% over the same period, reinforcing the notion that the stock may not be a compelling investment at its current valuation. Overall, the high valuation ratios and the comparative analysis suggest that White Mountains Insurance Group Ltd. is overvalued in the current market context.

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Strong Sell
Sell
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Dashboard
1

  • PRE-TAX PROFIT(Q) At USD 204.9 MM has Grown at 260.26%
  • NET PROFIT(Q) At USD 147.62 MM has Grown at 518.6%
  • RAW MATERIAL COST(Y) Fallen by 0% (YoY)
2

With ROE of 2.12%, it has a very expensive valuation with a 1.04 Price to Book Value

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 4,551 Million (Small Cap)

stock-summary
P/E

49.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.06%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

6.11%

stock-summary
Price to Book

0.98

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
162 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
13.18%
0%
13.18%
6 Months
13.93%
0%
13.93%
1 Year
2.44%
0%
2.44%
2 Years
33.81%
0%
33.81%
3 Years
52.24%
0%
52.24%
4 Years
106.48%
0%
106.48%
5 Years
109.96%
0%
109.96%

White Mountains Insurance Group Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News

Is White Mountains Insurance Group Ltd. overvalued or undervalued?

As of 28 November 2025, the valuation grade for White Mountains Insurance Group Ltd. has moved from very expensive to expensive, indicating a slight improvement in perceived value. The company appears to be overvalued based on its high P/E ratio of 49, an EV to EBITDA of 85.01, and a Price to Book Value of 1.04. In comparison, CNA Financial Corp. has a P/E of 14.82 and Unum Group has a P/E of 13.25, both of which suggest that White Mountains is trading at a significant premium relative to its peers. Additionally, the company's recent stock performance shows a 1-year return of 0.53%, which is notably lower than the S&P 500's return of 14.18% over the same period, reinforcing the notion that the stock may be overvalued. Given these metrics and comparisons, White Mountains Insurance Group Ltd. is currently considered overvalued....

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Is White Mountains Insurance Group Ltd. overvalued or undervalued?

As of 28 November 2025, the valuation grade for White Mountains Insurance Group Ltd. has moved from very expensive to expensive, indicating a slight improvement in perceived value. The company is currently considered overvalued, supported by a P/E ratio of 49, an EV to EBITDA ratio of 85.01, and a price to book value of 1.04. In comparison, CNA Financial Corp. has a P/E of 14.82 and Unum Group has a P/E of 13.25, both of which suggest that White Mountains is trading at a significant premium relative to its peers. Despite its recent performance, where it returned 4.07% year-to-date compared to the S&P 500's 16.45%, the high valuation ratios indicate that the stock may not be justified at its current price level. Overall, the combination of elevated valuation metrics and the company's relative performance suggests that White Mountains Insurance Group Ltd. is overvalued in the current market context....

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Is White Mountains Insurance Group Ltd. overvalued or undervalued?

As of 21 November 2025, the valuation grade for White Mountains Insurance Group Ltd. has moved from very expensive to expensive, indicating a slight improvement in perceived value. The company appears overvalued based on its current metrics, particularly with a P/E ratio of 49, which is significantly higher than peers like CNA Financial Corp. at 14.82 and Unum Group at 13.25. Additionally, the EV to EBITDA ratio stands at an extremely high 85.01, further supporting the overvaluation assessment. In comparison to its peers, White Mountains Insurance Group Ltd. has a Price to Book Value of 1.04, which is relatively low, but this is overshadowed by its high P/E ratio and EV to EBITDA. The company's recent stock performance has outpaced the S&P 500 over the past week and month, with returns of 3.91% and 4.12%, respectively, but it has lagged behind on a year-to-date and one-year basis, with returns of 2.82% and...

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Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
35.92%
EBIT Growth (5y)
0
EBIT to Interest (avg)
-0.20
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.06%
Dividend Payout Ratio
1.11%
Pledged Shares
0
Institutional Holding
94.49%
ROCE (avg)
0
ROE (avg)
8.21%
Valuation key factors
Factor
Value
P/E Ratio
49
Industry P/E
Price to Book Value
1.04
EV to EBIT
NA
EV to EBITDA
85.01
EV to Capital Employed
1.05
EV to Sales
1.72
PEG Ratio
NA
Dividend Yield
0.05%
ROCE (Latest)
ROE (Latest)
2.12%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 76 Schemes (41.93%)

Foreign Institutions

Held by 107 Foreign Institutions (6.93%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
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        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 159.20% vs 150.90% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
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          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "5.10",
          "val2": "5.20",
          "chgp": "-1.92%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "18.60",
          "val2": "17.80",
          "chgp": "4.49%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-28.40",
          "val2": "-9.70",
          "chgp": "-192.78%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "162.00",
          "val2": "62.50",
          "chgp": "159.20%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "324.30%",
          "val2": "172.90%",
          "chgp": "15.14%",
          "chgp_class": "positive"
        }
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        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is -51.00% vs 402.74% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "field": "Interest",
          "val1": "60.80",
          "val2": "62.70",
          "chgp": "-3.03%",
          "chgp_class": "positive"
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        {
          "field": "Exceptional Items",
          "val1": "-61.30",
          "val2": "-48.70",
          "chgp": "-25.87%",
          "chgp_class": "negative"
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        {
          "field": "Consolidate Net Profit",
          "val1": "281.10",
          "val2": "573.70",
          "chgp": "-51.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "195.90%",
          "val2": "312.40%",
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]
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
5.10
5.20
-1.92%
Interest
18.60
17.80
4.49%
Exceptional Items
-28.40
-9.70
-192.78%
Consolidate Net Profit
162.00
62.50
159.20%
Operating Profit Margin (Excl OI)
324.30%
172.90%
15.14%
USD in Million.
stock-summary Compare with Peers
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 159.20% vs 150.90% in Mar 2025

All Quarterly Resultsstock-summary
Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
22.00
7.20
205.56%
Interest
60.80
62.70
-3.03%
Exceptional Items
-61.30
-48.70
-25.87%
Consolidate Net Profit
281.10
573.70
-51.00%
Operating Profit Margin (Excl OI)
195.90%
312.40%
-11.65%
USD in Million.
stock-summary Compare with Peers
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -51.00% vs 402.74% in Dec 2023

All Annual Resultsstock-summary
stock-summaryCompany CV
About White Mountains Insurance Group Ltd. stock-summary
stock-summary
White Mountains Insurance Group Ltd.
Insurance
White Mountains Insurance Group, Ltd. is a holding company. The Company's principal businesses are conducted through its insurance subsidiaries and other affiliates. Its segments include HG Global/BAM and Other Operations. The HG Global/BAM segment consists of the operations of HG Global Ltd. (HG Global) and Build America Mutual Assurance Company (BAM). The Other Operations segment consists of the Company and its intermediate holding companies, its investment management subsidiary, White Mountains Advisors LLC, and certain consolidated and unconsolidated private capital investments.
Company Coordinates stock-summary
Company Details
23 SOUTH MAIN STREET, SUITE 3B , HANOVER NH : 03755
stock-summary
Tel: 1 603 6402200
stock-summary
http://www.whitemountains.com/
stock-summary
Registrar Details
Stock List
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