RBL Bank

how big is RBL Bank?

As of Jun 06, RBL Bank Ltd has a market capitalization of 13,253.00 Cr, categorizing it as a Mid Cap company. The latest quarterly data shows no valid Net Sales, but the Net Profit for the last four quarters is 695.37 Cr, with Shareholder's Funds of 14,837.44 Cr and Total Assets of 1,38,458.95 Cr as of Mar'24.

Market Cap: As of Jun 06, RBL Bank Ltd has a market capitalization of 13,253.00 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: The company has reported no valid Net Sales data for the latest quarters, resulting in a sum of Net Sales of 0.00 Cr. However, the Net Profit for the latest four quarters, which includes periods up to Mar'25, Dec'24, Sep'24, and Jun'24, is 695.37 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: The Standalone balance sheet for the latest annual period, ending in Mar'24, shows Shareholder's Funds of 14,837.44 Cr and Total Assets of 1,38,458.95 Cr.

What does RBL Bank do?

RBL Bank Ltd is a rapidly growing private sector bank in India, offering a variety of banking and financial services since its incorporation in 1943. As of March 2025, it reported net sales of ₹3,475.57 Cr and a net profit of ₹69 Cr, with a market capitalization of ₹13,250 Cr.

Overview: <BR>RBL Bank Ltd is one of India's fastest growing private sector banks, engaged in providing a wide range of banking and financial services.<BR><BR>History: <BR>Incorporated in 1943 in Kolhapur, Maharashtra, RBL Bank was formerly known as Ratnakar Bank. The latest quarterly results reported are for March 2025, showing sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 3,475.57 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 69 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 13,250 Cr (Mid Cap) <BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.72% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: 1st Lane Shahupuri, Kolhapur Maharashtra: 416001 <BR>Phone: 91-231-2653006 <BR>Email: investorgrievances@rblbank.com/cust <BR>Website: http://www.rblbank.com

Has RBL Bank declared dividend?

Yes, RBL Bank has declared a 15% dividend, amounting to ₹1.5 per share, with an ex-date of July 26, 2024. The bank has shown varying total returns across different periods, with notable gains over the long term despite some short-term declines.

RBL Bank Ltd has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1.5<BR>- Ex-date: 26 Jul 24<BR><BR>Dividend Yield: 0.72%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, RBL Bank experienced a price return of 24.39% with no dividend return, resulting in a total return of 24.39%.<BR><BR>For the 1-year period, the price return was -10.97%, with a dividend return of 0.59%, leading to a total return of -10.38%.<BR><BR>Over the 2-year period, the price return stood at 23.72%, with a dividend return of 1.74%, culminating in a total return of 25.46%.<BR><BR>In the 3-year period, RBL Bank achieved a remarkable price return of 99.54% and a dividend return of 3.51%, resulting in a total return of 103.05%.<BR><BR>For the 4-year period, the price return was modest at 1.05%, with a dividend return of 1.40%, leading to a total return of 2.45%.<BR><BR>In the 5-year period, the price return was 71.88%, alongside a dividend return of 1.69%, resulting in a total return of 73.57%.<BR><BR>Overall, RBL Bank has declared a dividend and has shown varying total returns across different periods, with significant gains in the longer-term periods despite some negative performance in the shorter term.

Who are the peers of the RBL Bank?

RBL Bank's peers include HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, J&K Bank, South Ind. Bank, Karnataka Bank, and T N Merc. Bank. RBL Bank has average management and growth risk, with a 1-year return of -18.69%, higher than J&K Bank but lower than its other peers.

Peers: The peers of RBL Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, J&K Bank, South Ind.Bank, Karnataka Bank, T N Merc. Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank and ICICI Bank, while Good management risk is found at Kotak Mah. Bank, J&K Bank, South Ind.Bank, and the rest. Average management risk is present at RBL Bank and T N Merc. Bank. For Growth, Excellent growth is seen at HDFC Bank and ICICI Bank, while Good growth is noted at Kotak Mah. Bank, Axis Bank, IDBI Bank, J&K Bank, South Ind.Bank, Karnataka Bank, and the rest. Average growth is found at RBL Bank and T N Merc. Bank. Excellent capital structure is held by HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, RBL Bank, South Ind.Bank, T N Merc. Bank, and the rest, while Good capital structure is observed at J&K Bank and Karnataka Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.06%, while the lowest is J&K Bank at -22.97%. RBL Bank's 1-year return is -18.69%, which is higher than J&K Bank's but lower than all other peers. Additionally, the six-month return is negative for Axis Bank, Karnataka Bank, and T N Merc. Bank.

When is the next results date for RBL Bank?

The next results date for RBL Bank is 19 July 2025.

The next results date for RBL Bank is scheduled for 19 July 2025.

Who are in the management team of RBL Bank?

As of March 2023, RBL Bank's management team includes R. Subramaniakumar (Managing Director & CEO), Rajeev Ahuja (Executive Director), and several Independent and Non-Executive Directors, totaling 13 key members who bring diverse expertise to the bank.

As of March 2023, the management team of RBL Bank includes the following individuals:<BR><BR>1. R. Subramaniakumar - Managing Director & CEO<BR>2. Rajeev Ahuja - Executive Director<BR>3. Prakash Chandra - Independent Non-Executive Director<BR>4. Ishan Raina - Independent Non-Executive Director<BR>5. VEENA VIKAS MANKAR - Non-Executive & Non-Independent Director<BR>6. Ranjana Agarwal - Independent Non-Executive Director<BR>7. Vimal Bhandari - Non-Executive & Non-Independent Director<BR>8. Somnath Ghosh - Independent Non-Executive Director<BR>9. Chandan Sinha - Independent Non-Executive Director<BR>10. Manjeev Singh Puri - Independent Non-Executive Director<BR>11. Yogesh Kumar Dayal - Additional Director<BR>12. G Sivakumar - Independent Non-Executive Director<BR>13. Gopal Jain - Non-Executive & Non-Independent Director<BR><BR>This diverse team brings a range of expertise and experience to the bank's operations.

Who are the top shareholders of the RBL Bank?

The top shareholders of RBL Bank include mutual funds with 29.19%, Foreign Institutional Investors (FIIs) at 17.56%, and individual investors holding 28.75%. Notably, there are no pledged promoter holdings, and the highest public shareholder is Quant Mutual Fund with a minimal stake of 0%.

The top shareholders of RBL Bank include a diverse mix of institutional and individual investors. Notably, mutual funds hold a significant portion, with 35 schemes collectively owning 29.19% of the bank's shares. Foreign Institutional Investors (FIIs) also have a substantial stake, accounting for 17.56% through 191 different entities. Individual investors represent 28.75% of the shareholding. Interestingly, there are no pledged promoter holdings, and the highest public shareholder is Quant Mutual Fund, although their stake is minimal at 0%.

Are RBL Bank latest results good or bad?

RBL Bank's latest Q2 FY26 results are largely negative, with a 10.15% decline in net profit quarter-on-quarter and a 16.94% drop year-on-year, despite a slight increase in net interest income. The low return on equity of 3.40% and high price-to-earnings ratio suggest caution for investors.

RBL Bank's latest results for Q2 FY26 present a mixed picture, leaning towards the negative side. The bank reported a net profit of ₹192.46 crore, which reflects a decline of 10.15% quarter-on-quarter and a significant drop of 16.94% year-on-year. This decline in profitability is concerning, especially given the competitive environment in the banking sector.<BR><BR>On a more positive note, the bank's net interest income increased by 4.78% sequentially to ₹1,551.56 crore, although it still shows a year-on-year decline of 3.93%. Interest earned also saw a slight increase of 1.94% quarter-on-quarter, but it remained flat year-on-year, indicating limited growth in core lending operations.<BR><BR>The return on equity (ROE) stands at a low 3.40%, which is below industry standards, raising concerns about the bank's capital efficiency and overall profitability. Additionally, the stock has been trading at a relatively high price-to-earnings ratio of 35.05x, which appears stretched given the current operational performance.<BR><BR>Overall, while there are some signs of sequential improvement in certain metrics, the overall decline in profitability and weak return ratios suggest that RBL Bank's latest results are not favorable. Investors may want to approach this stock with caution, considering the challenges the bank is facing.

How has been the historical performance of RBL Bank?

RBL Bank has experienced steady growth in income and deposits, with interest earned rising from ₹8,514.38 crore in March 2020 to ₹14,039.07 crore in March 2025. However, profitability has declined, with profit before tax dropping from ₹1,299.15 crore in March 2019 to ₹668.13 crore in March 2025.

Answer:<BR>The historical performance of RBL Bank shows a mixed trend over the years, with significant fluctuations in key financial metrics.<BR><BR>Breakdown:<BR>RBL Bank's interest earned has increased from 8,514.38 crore in March 2020 to 14,039.07 crore in March 2025, reflecting a steady growth in income on investments and interest on advances. The total income rose from 7,743.08 crore in March 2019 to 17,845.25 crore in March 2025, while net interest income also grew from 3,629.64 crore to 6,463.02 crore during the same period. However, profit before tax saw a decline from 1,299.15 crore in March 2019 to 668.13 crore in March 2025, with profit after tax following a similar trend, peaking at 1,167.92 crore in March 2024 before dropping to 695.37 crore in March 2025. The bank's total liabilities increased significantly from 88,977.77 crore in March 2020 to 1,46,752.47 crore in March 2025, driven by a rise in deposits from 57,812.22 crore to 1,10,943.53 crore. Despite these increases, the bank's cash flow showed volatility, with a net decrease in cash and cash equivalents of 1,607 crore in March 2025, contrasting with a net increase of 5,604 crore in March 2024. Overall, while RBL Bank has shown growth in income and deposits, its profitability has faced challenges in recent years.

Is RBL Bank overvalued or undervalued?

As of December 4, 2025, RBL Bank is considered overvalued with a PE ratio of 38.32 and a low ROE of 3.03%, despite an 88.83% year-to-date return, especially when compared to peers like HDFC Bank and ICICI Bank, which have lower PE ratios.

As of 4 December 2025, RBL Bank's valuation grade has moved from very expensive to expensive, indicating a slight improvement in its perceived value. However, the bank is still considered overvalued based on its current metrics. The PE ratio stands at 38.32, while the Price to Book Value is 1.16, and the PEG ratio is at 0.00, suggesting that the stock may not be justified at its current price level.<BR><BR>In comparison to its peers, RBL Bank's PE ratio is significantly higher than that of HDFC Bank at 21.56 and ICICI Bank at 20.01, both of which are also categorized as expensive. Additionally, RBL Bank's return on equity (ROE) is relatively low at 3.03%, which raises concerns about its profitability compared to the industry. Although RBL Bank has outperformed the Sensex with a year-to-date return of 88.83% versus the Sensex's 9.12%, the overall valuation still leans towards overvaluation given the high PE ratio and low ROE.

Is RBL Bank technically bullish or bearish?

As of December 4, 2025, RBL Bank's technical trend is mildly bullish, supported by daily moving averages and Bollinger Bands, though caution is advised due to mixed signals from weekly indicators.

As of 4 December 2025, the technical trend has changed from bullish to mildly bullish. The current technical stance for RBL Bank is mildly bullish, driven by the daily moving averages indicating mild bullishness and the Bollinger Bands showing a mildly bullish trend on both weekly and monthly time frames. However, the weekly MACD and KST are mildly bearish, which suggests some caution. The overall strength of the bullish stance is tempered by the mixed signals from the weekly indicators, while the monthly indicators remain more positive.

Should I buy, sell or hold RBL Bank Ltd?

Why is RBL Bank Ltd falling/rising?

As of 02-Feb, RBL Bank Ltd's stock price is rising to 296.75, driven by positive financial results, increased investor participation, and strong historical performance. The stock has outperformed its sector and shows significant investor confidence, reflected in a notable rise in delivery volume and institutional holdings.

As of 02-Feb, RBL Bank Ltd's stock price is rising, currently at 296.75, reflecting an increase of 4.55 (1.56%). This upward movement can be attributed to several positive factors. The stock has outperformed its sector by 1.11% today, indicating strong market interest. Additionally, it reached an intraday high of Rs 298.2, showcasing positive trading momentum.<BR><BR>Investor participation has also increased, with a delivery volume of 26.46 lacs on January 30, which is a significant rise of 44.94% compared to the 5-day average. This suggests that more investors are willing to hold onto the stock, reflecting confidence in its performance.<BR><BR>Moreover, RBL Bank has recently reported positive financial results after four consecutive quarters of losses, with the Gross NPA at its lowest of 1.88% and the Net Interest Income (NII) at its highest of Rs 1,657.24 crore. The interest earned also reached a record high of Rs 3,666.74 crore, further bolstering investor sentiment.<BR><BR>The stock's performance over the past year has been impressive, generating a return of 78.17%, significantly outperforming the market benchmark. High institutional holdings at 61.95%, which have increased by 10.8% over the previous quarter, indicate that knowledgeable investors are confident in the company's fundamentals.<BR><BR>In summary, the combination of positive financial results, increased investor participation, and strong historical performance contributes to the rising stock price of RBL Bank Ltd.

Which are the latest news on RBL Bank?