HUDCO

Who are in the management team of HUDCO?

As of March 2023, the HUDCO management team includes Kuldip Narayan (Chairman & Managing Director), D Guhan (Director of Finance & CFO), and several independent directors, along with government nominees. Key members also include Harish Kumar Sharma (Company Secretary) and M Nagaraj (Director of Corporate Planning).

As of March 2023, the management team of HUDCO includes the following individuals:<BR><BR>1. Harish Kumar Sharma - Company Secretary & Compliance Officer<BR>2. M Nagaraj - Director (Corporate Planning)<BR>3. D Guhan - Director (Finance) & CFO<BR>4. Ravindra Kumar Ray - Independent Director<BR>5. Sabitha Bojan - Independent Director<BR>6. Siyaram Singh - Independent Director<BR>7. Banshilal Gurjar - Independent Director<BR>8. Kuldip Narayan - Chairman & Managing Director<BR>9. Sanjeet - Nominee (Government)<BR>10. Satinder Pal Singh - Nominee (Government)<BR><BR>These members play various roles in the governance and management of the company.

What does HUDCO do?

HUDCO (Housing & Urban Development Corporation Ltd.) is a large-cap finance company established in 1970, focusing on housing and urban development. As of March 2025, it reported net sales of ₹2,845 Cr and a net profit of ₹728 Cr, with a market cap of ₹49,337 Cr.

Overview: <BR>Housing & Urban Development Corporation Ltd. (HUDCO) operates in the finance industry and is categorized as a large-cap company.<BR><BR>History: <BR>HUDCO was incorporated in 1970 as 'The Housing and Urban Development Finance Corporation Private Limited' and later renamed to its current title in 1974. The most recent quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 2,845 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 728 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 49,337 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 18.00 <BR>Industry P/E: 13 <BR>Dividend Yield: 2.32% <BR>Debt Equity: 5.97 <BR>Return on Equity: 15.08% <BR>Price to Book: 2.70 <BR><BR>Contact Details: <BR>Address: HUDCO Bhavan Core 7-A, India Habitat Centre Lodhi Rd New Delhi New Delhi : 110003 <BR>Tel: 91-11-24649610-27 <BR>Email: cswhudco@hudco.org <BR>Website: http://www.hudco.org

Who are the peers of the HUDCO?

HUDCO's peers include I R F C, Power Fin. Corpn., REC Ltd, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, Tour. Fin. Corp., and Spandana Sphoort, with varying management and growth risks. Tour. Fin. Corp. has the highest 1-year return at 53.91%, while HUDCO's return is -30.71%.

Peers: The peers of HUDCO are I R F C, Power Fin.Corpn., REC Ltd, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, Tour. Fin. Corp., Spandana Sphoort.<BR><BR>Quality Snapshot: Excellent management risk is observed at Power Fin.Corpn. and REC Ltd, while Average management risk is found at I R F C, Indian Renewable, Muthoot Microfin, Spandana Sphoort, and the rest. Below Average management risk is noted at IFCI and Tour. Fin. Corp., while CreditAcc. Gram. has Good management risk. In terms of growth, Excellent growth is seen at Indian Renewable, Average growth is found at Power Fin.Corpn., I R F C, REC Ltd, Muthoot Microfin, and the rest, while Below Average growth is noted at HUDCO, IFCI, Tour. Fin. Corp., and Spandana Sphoort. For capital structure, Excellent capital structure is observed at HUDCO, CreditAcc. Gram., IFCI, Muthoot Microfin, Tour. Fin. Corp., and the rest, while Good capital structure is found at REC Ltd and Indian Renewable.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 53.91%, while the lowest is Indian Renewable at -41.23%. HUDCO's own 1-year return is -30.71%, which is better than Indian Renewable but worse than Tour. Fin. Corp. Additionally, the peers with negative six-month returns include Indian Renewable, Muthoot Microfin, and Spandana Sphoort.

Who are the top shareholders of the HUDCO?

The top shareholders of HUDCO include the President of India, holding 54.27%, followed by the Life Insurance Corporation of India with 7.08%, and individual investors with 11.49%. Additionally, mutual funds hold 1.63% and foreign institutional investors hold 2.46%, with no pledged promoter holdings reported.

The top shareholders of HUDCO are primarily dominated by the promoters, with the President of India, through the Secretary of the Ministry of Housing and Urban Affairs, holding the largest stake at 54.27%. Other significant shareholders include the Life Insurance Corporation of India, which holds 7.08%, and individual investors collectively owning 11.49%. Additionally, HUDCO has mutual funds holding 1.63% across 27 schemes and foreign institutional investors (FIIs) holding 2.46% through 93 different entities. There are no pledged promoter holdings reported.

How big is HUDCO?

As of 24th July, Housing & Urban Development Corporation Ltd. has a market capitalization of 45,103.00 Cr, with recent net sales of 10,311.29 Cr and a net profit of 2,709.14 Cr. Shareholder's funds are 16,612.56 Cr, and total assets amount to 93,422.34 Cr.

As of 24th July, Housing & Urban Development Corporation Ltd. has a market capitalization of 45,103.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 10,311.29 Cr and a Net Profit of 2,709.14 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 16,612.56 Cr and Total Assets of 93,422.34 Cr.

Are HUDCO latest results good or bad?

HUDCO's latest results show strong revenue growth of 27.85% year-on-year, reaching ₹3,219.03 crores, and a slight net profit increase of 3.08%. However, profitability concerns arise from a decline in profit margins, indicating challenges despite the revenue boost.

HUDCO's latest results present a mixed picture. On one hand, the company achieved a significant net sales growth of 27.85% year-on-year, reaching ₹3,219.03 crores, which is the highest quarterly revenue in its recent history. Additionally, net profit increased by 3.08% year-on-year to ₹709.83 crores, reflecting some positive momentum.<BR><BR>However, there are notable concerns regarding profitability. The profit after tax (PAT) margin has compressed to 22.05%, down from 27.35% in the same quarter last year, indicating challenges in maintaining profitability despite revenue growth. The gross margin also declined sharply to 29.75%, down from 39.82% year-on-year, primarily due to rising interest expenses and competitive pressures in the housing finance sector.<BR><BR>Overall, while HUDCO's revenue growth is commendable, the significant margin compression and rising costs raise caution about its profitability outlook. Investors may need to weigh these factors carefully when assessing the company's performance.

Has HUDCO declared dividend?

Yes, HUDCO has declared a 10% dividend, with an ex-date of November 19, 2025. The company has shown strong total returns across various periods, indicating positive financial performance and a commitment to shareholder value.

Housing & Urban Development Corporation Ltd. has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Ex-date: 19 Nov 25<BR><BR>Dividend Yield: 2.19%.<BR><BR>Total Returns by Period:<BR>In the 3-month period, the price return was 9.65%, the dividend return was 1.47%, resulting in a total return of 11.12%.<BR><BR>For the 6-month period, the price return was 10.67%, the dividend return was 1.40%, leading to a total return of 12.07%.<BR><BR>Over the 1-year period, the price return was 7.48%, the dividend return was 2.99%, which culminated in a total return of 10.47%.<BR><BR>In the 2-year period, the price return was 187.3%, the dividend return was 12.26%, resulting in a total return of 199.56%.<BR><BR>During the 3-year period, the price return was 466.83%, the dividend return was 28.11%, leading to a total return of 494.94%.<BR><BR>For the 4-year period, the price return was 414.96%, the dividend return was 43.61%, culminating in a total return of 458.57%.<BR><BR>In the 5-year period, the price return was 612.04%, the dividend return was 51.59%, resulting in a total return of 663.63%.<BR><BR>Overall, HUDCO's declaration of a dividend alongside strong total returns across various periods indicates a positive financial performance and a commitment to returning value to shareholders. The consistent growth in both price and dividend returns suggests a robust investment opportunity.

How has been the historical performance of HUDCO?

HUDCO has shown significant growth in financial performance, with net sales increasing from 7,049.46 Cr in March 2023 to 10,311.29 Cr in March 2025, alongside rising profits and total assets. However, cash flow from operating activities turned negative, with a cash outflow of 31,602.00 Cr in March 2025.

Answer:<BR>The historical performance of HUDCO shows significant growth in net sales and profit over the years, culminating in a net sales figure of 10,311.29 Cr for the year ending March 2025. This marks a substantial increase from 7,784.29 Cr in March 2024 and 7,049.46 Cr in March 2023. Operating profit also reflects this upward trend, reaching 10,394.75 Cr in March 2025, compared to 7,814.12 Cr in the previous year. Profit before tax increased to 3,636.66 Cr in March 2025 from 2,843.44 Cr in March 2024, while profit after tax rose to 2,709.14 Cr from 2,116.74 Cr. The company's total assets grew to 1,28,495.65 Cr in March 2025, up from 93,422.34 Cr in March 2024, indicating a robust expansion. However, total liabilities also increased to 1,28,495.65 Cr, reflecting a rise in short-term borrowings to 1,07,296.76 Cr. The cash flow from operating activities showed a negative trend, with a cash outflow of 31,602.00 Cr in March 2025, compared to a lesser outflow of 10,286.00 Cr in March 2024.<BR><BR>Breakdown:<BR>HUDCO's financial performance has demonstrated a consistent upward trajectory in net sales, which increased from 7,049.46 Cr in March 2023 to 10,311.29 Cr in March 2025. This growth is mirrored in the operating profit, which rose from 6,771.08 Cr to 10,394.75 Cr over the same period. Profit before tax also saw a notable increase from 2,289.41 Cr to 3,636.66 Cr, while profit after tax improved from 1,701.62 Cr to 2,709.14 Cr. The company's total assets expanded significantly, reaching 1,28,495.65 Cr in March 2025, alongside a rise in total liabilities to the same figure, primarily driven by increased short-term borrowings. Despite the growth in profits, cash flow from operating activities turned negative, indicating challenges in cash management, with a cash outflow of 31,602.00 Cr in March 2025.

Is HUDCO overvalued or undervalued?

As of November 21, 2025, HUDCO is considered overvalued with a PE ratio of 16.44 and an EV to EBITDA of 15.07, reflecting a shift from very attractive to very expensive, despite a strong long-term return of 602.9% and underperformance against the Sensex year-to-date.

As of 21 November 2025, HUDCO's valuation grade has moved from very attractive to very expensive, indicating a significant shift in its market perception. The company is currently assessed as overvalued. Key ratios include a PE ratio of 16.44, an EV to EBITDA of 15.07, and a dividend yield of 2.65%. <BR><BR>In comparison to its peers, HUDCO's PE ratio is notably lower than that of Piramal Finance, which stands at 61.32, but higher than LIC Housing Finance at 5.45. The EV to EBITDA ratio also suggests that HUDCO is more expensive than PNB Housing, which has an EV to EBITDA of 11.15. Despite a strong performance over the long term, with a 5-year return of 602.9%, recent trends show that HUDCO's stock has underperformed against the Sensex year-to-date, reinforcing the notion of its current overvaluation.

Is HUDCO technically bullish or bearish?

As of December 1, 2025, HUDCO's trend is mildly bullish, supported by daily moving averages and weekly MACD signals, though caution is advised due to mildly bearish monthly indicators and underperformance relative to the Sensex.

As of 1 December 2025, the technical trend for HUDCO has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating bullish momentum and the weekly MACD also showing bullish signals. However, the monthly MACD and KST are mildly bearish, suggesting some caution. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, reinforcing the overall positive sentiment. Despite the lack of strong signals from the RSI and Dow Theory, the recent price action, including today's high of 240.75, indicates a potential for upward movement, although the stock has underperformed compared to the Sensex over the past month and year.

When is the next results date for Housing & Urban Development Corporation Ltd.?

The next results date for Housing & Urban Development Corporation Ltd. is January 29, 2026.

The next results date for Housing & Urban Development Corporation Ltd. is scheduled for January 29, 2026.

Why is Housing & Urban Development Corporation Ltd. falling/rising?

As of 28-Jan, the stock price of Housing & Urban Development Corporation Ltd. is rising to 204.25, driven by recent gains, increased investor participation, and a favorable dividend yield, despite some concerns about its longer-term performance.

As of 28-Jan, the stock price of Housing & Urban Development Corporation Ltd. is rising, currently at 204.25, reflecting a change of 5.85 (2.95%) upward. This increase can be attributed to several factors. Notably, the stock has been gaining for the last two days, with a total return of 4.21% during this period. Additionally, the stock reached an intraday high of Rs 204.6, indicating positive momentum.<BR><BR>Investor participation has also increased, as evidenced by a significant rise in delivery volume, which was up by 203.2% compared to the five-day average. This heightened interest from investors suggests a growing confidence in the stock. Furthermore, the company boasts a high dividend yield of 3.07% at the current price, which can attract income-focused investors.<BR><BR>Despite the positive short-term performance, it is important to note that the stock has underperformed its sector by 0.73% today and has shown a decline of 7.81% over the past month. However, the long-term fundamentals remain strong, with an average Return on Equity (ROE) of 13.11% and increasing participation from institutional investors, who have raised their stake by 0.57% in the last quarter.<BR><BR>In summary, the stock's rise is primarily driven by recent gains, increased investor participation, and a favorable dividend yield, despite some underlying concerns regarding its longer-term performance.

Which are the latest news on HUDCO?

Should I buy, sell or hold Housing & Urban Development Corporation Ltd.?