MAS FINANC SER

What is the bonus history of the MAS FINANC SER?

MAS Financial Services Ltd has announced a 2:1 bonus issue, with an ex-date and record date of February 22, 2024, meaning shareholders will receive two additional shares for every one share held as of that date.

MAS Financial Services Ltd has a recent bonus issue history that includes a 2:1 bonus announcement. The ex-date for this bonus is set for February 22, 2024, which is also the record date. This means that shareholders on record as of this date will receive two additional shares for every one share they currently hold. If you have any more questions about the company or its financial activities, feel free to ask!

Who are the peers of the MAS FINANC SER?

Peers of MAS FINANC SER include IIFL Finance, Capri Global, SBFC Finance, and others, with varying management and growth risks. MAS FINANC SER has a 1-year return of 18.85%, higher than Capri Global but lower than SBFC Finance's 45.16%.

Peers: The peers of MAS FINANC SER are IIFL Finance, Capri Global, SBFC Finance, Bengal & Assam, Religare Enterp., Fedbank Financi., Indostar Capital, Northern ARC, and Dhani Services.<BR><BR>Quality Snapshot: Excellent management risk is observed at IIFL Finance and MAS FINANC SER, while Average management risk is found at Capri Global, SBFC Finance, Bengal & Assam, Religare Enterp., Fedbank Financi., Northern ARC, and Dhani Services, and Below Average management risk is noted for Indostar Capital. Growth is Excellent for Capri Global, SBFC Finance, and Northern ARC, while Good growth is seen at Religare Enterp. and MAS FINANC SER, Average growth is noted for IIFL Finance and Dhani Services, and Below Average growth is found at Bengal & Assam and Indostar Capital. Excellent capital structure is present in IIFL Finance, Capri Global, SBFC Finance, Bengal & Assam, Religare Enterp., MAS FINANC SER, Fedbank Financi., Indostar Capital, Northern ARC, and Dhani Services.<BR><BR>Return Snapshot: The peer with the highest 1-year return is SBFC Finance at 45.16%, while the lowest is Capri Global at -17.05%. MAS FINANC SER's 1-year return is 18.85%, which is higher than Capri Global's but lower than SBFC Finance's. Additionally, Fedbank Financi. and Dhani Services have negative six-month returns.

Who are in the management team of MAS FINANC SER?

As of March 2023, the management team of MAS FINANC SER includes Kamlesh Chimanlal Gandhi (Chairman & Managing Director), Darshana Saumil Pandya (CEO), and several independent directors, along with the Company Secretary Riddhi Bhaveshbhai Bhayani. They oversee the company's operations and strategic direction.

As of March 2023, the management team of MAS FINANC SER includes:<BR><BR>1. Kamlesh Chimanlal Gandhi - Chairman & Managing Director<BR>2. Darshana Saumil Pandya - Director & Chief Executive Officer<BR>3. Balabhaskaran - Independent Director<BR>4. Chetan Ramniklal Shah - Independent Director<BR>5. Umesh Rajanikant Shah - Independent Director<BR>6. Riddhi Bhaveshbhai Bhayani - Company Secretary & Compliance Officer<BR>7. Daksha Niranjan Shah - Independent Director<BR>8. Narayanan Sadanandan - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

What does MAS FINANC SER do?

MAS Financial Services Ltd is a Gujarat-based NBFC that provides retail financing to lower and middle-income groups. As of March 2025, it reported net sales of ₹4,376 Cr and a net profit of ₹825 Cr, with a market cap of ₹5,953 Cr.

Overview: <BR>MAS Financial Services Ltd is a Gujarat-headquartered Non Banking Financial Company (NBFC) specializing in providing retail financing services to lower and middle-income groups.<BR><BR>History: <BR>The company has been operational for more than two decades and is based in Ahmedabad. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 4,376 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 825 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 5,953 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 20.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.47% <BR>Debt Equity: 3.51 <BR>Return on Equity: 11.90% <BR>Price to Book: 2.20<BR><BR>Contact Details: <BR>Address: 6 Narayan Chambers Ground Flr, Behind Patang Hotel Ashram Road Ahmedabad Gujarat : 380009 <BR>Tel: 91-79-30016500 <BR>Email: secretarial@mas.co.in <BR>Website: http://www.mas.co.in

Who are the top shareholders of the MAS FINANC SER?

The top shareholders of MAS FINANC SER include Shweta Kamlesh Gandhi with 27.01%, mutual funds with 12.86%, 82 foreign institutional investors holding 3.12%, and the Business Excellence Trust III at 6.69%, along with individual investors representing 7.66%.

The top shareholders of MAS FINANC SER include several key players. The majority shareholder is Shweta Kamlesh Gandhi, who holds 27.01% of the shares. Additionally, the company has mutual funds represented by six schemes, collectively holding 12.86%. There are also 82 foreign institutional investors (FIIs) with a combined holding of 3.12%. The highest public shareholder is the Business Excellence Trust III - India Business Excellence Fund III, which holds 6.69%. Individual investors account for 7.66% of the total holdings.

How big is MAS FINANC SER?

As of 24th July, MAS Financial Services Ltd has a market capitalization of 6,042.00 Cr, with Net Sales of 1,698.12 Cr and a Net Profit of 324.21 Cr reported in the latest 4 quarters. Shareholder's Funds are valued at 1,782.71 Cr, and Total Assets amount to 9,535.49 Cr for the annual period ending March 2024.

As of 24th July, MAS Financial Services Ltd has a market capitalization of 6,042.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 1,698.12 Cr and a Net Profit of 324.21 Cr.<BR><BR>For the latest annual period ending in March 2024, Shareholder's Funds were valued at 1,782.71 Cr, while Total Assets amounted to 9,535.49 Cr.

Is MAS FINANC SER technically bullish or bearish?

As of October 1, 2025, the trend has shifted to mildly bullish, supported by daily moving averages, though caution is advised due to mixed signals from weekly indicators.

As of 1 October 2025, the technical trend has changed from sideways to mildly bullish. The current stance is mildly bullish, driven primarily by the daily moving averages indicating a bullish sentiment. However, the weekly MACD and KST are mildly bearish, suggesting some caution. The monthly indicators, including MACD and Bollinger Bands, are bullish, reinforcing the overall positive outlook. The RSI shows no signals, indicating a lack of momentum in either direction. Overall, while there are mixed signals in the weekly timeframe, the shift to a mildly bullish trend suggests a positive outlook in the short term.

How has been the historical performance of MAS FINANC SER?

MAS FINANC SER has shown consistent growth in net sales and profits, with net sales increasing from 690.24 Cr in March 2022 to 1,596.48 Cr in March 2025, and profit after tax rising from 161.20 Cr to 313.98 Cr in the same period, despite higher interest expenses and negative cash flow from operations. Total liabilities and assets both rose to 12,191.61 Cr by March 2025.

Answer:<BR>The historical performance of MAS FINANC SER shows a consistent growth trend in net sales and profits over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>MAS FINANC SER has demonstrated significant growth in net sales, increasing from 690.24 Cr in March 2022 to 1,596.48 Cr in March 2025. The total operating income followed a similar trajectory, reaching 1,596.48 Cr in March 2025, up from 690.24 Cr in March 2022. Operating profit (PBDIT) also saw a rise, climbing to 1,189.41 Cr in March 2025 from 557.30 Cr in March 2022. However, interest expenses increased notably, reaching 762.80 Cr in March 2025, compared to 338.68 Cr in March 2022, impacting profit before tax, which was 421.01 Cr in March 2025, up from 216.55 Cr in March 2022. The profit after tax increased to 313.98 Cr in March 2025 from 161.20 Cr in March 2022. On the balance sheet, total liabilities rose to 12,191.61 Cr in March 2025 from 6,294.35 Cr in March 2022, while total assets increased to 12,191.61 Cr from 6,294.35 Cr in the same period. Cash flow from operating activities remained negative but improved to -1,133.00 Cr in March 2025 from -805.00 Cr in March 2022, while cash flow from financing activities surged to 2,197.00 Cr in March 2025, indicating strong financing support. Overall, MAS FINANC SER has shown robust growth in revenue and profits, despite rising interest costs and negative cash flow from operations.

Is MAS FINANC SER overvalued or undervalued?

As of December 4, 2025, MAS FINANC SER is considered undervalued with a favorable PE ratio of 16.77 and an attractive valuation compared to peers, having outperformed the Sensex with a year-to-date return of 13.34%.

As of 4 December 2025, the valuation grade for MAS FINANC SER has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 16.77, an EV to EBITDA ratio of 10.71, and a PEG ratio of 0.84, suggesting that it is trading at a lower valuation compared to its growth prospects.<BR><BR>In comparison to its peers, MAS FINANC SER's valuation metrics stand out favorably. For instance, Bajaj Finance is deemed very expensive with a PE ratio of 34.9, while Life Insurance is classified as very attractive with a PE of 10.85. This highlights that MAS FINANC SER is positioned competitively within its industry. Additionally, the company's recent stock performance has outpaced the Sensex, with a year-to-date return of 13.34% compared to the Sensex's 9.12%, reinforcing the attractiveness of its current valuation.

Has MAS Financial Services Ltd declared dividend?

Yes, MAS Financial Services Ltd has declared a dividend of 12% (₹0.70 per share) with an ex-date of February 4, 2026. The company has shown positive total returns across most periods, with a 1-year total return of 27.19%.

MAS Financial Services Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 0.70<BR>- Ex-date: 04 Feb 26<BR><BR>Dividend Yield: 0.53%<BR><BR>Total Returns by Period:<BR>In the last 3 months, the price return was 4.56%, the dividend return was 0.37%, resulting in a total return of 4.93%.<BR><BR>Over the past 6 months, the price return was 4.8%, the dividend return was 0.63%, leading to a total return of 5.43%.<BR><BR>In the 1-year period, the price return was 26.05%, the dividend return was 1.14%, culminating in a total return of 27.19%.<BR><BR>For the 2-year period, the price return was -2.66%, the dividend return was 1.04%, resulting in a total return of -1.62%.<BR><BR>In the last 3 years, the price return was 26.51%, the dividend return was 3.04%, leading to a total return of 29.55%.<BR><BR>Over the past 4 years, the price return was 95.48%, the dividend return was 6.15%, culminating in a total return of 101.63%.<BR><BR>In the 5-year period, the price return was 11.15%, the dividend return was 5.24%, resulting in a total return of 16.39%.<BR><BR>Overall, MAS Financial Services Ltd has declared a significant dividend and has shown positive total returns across most periods, indicating a favorable performance for investors.

When is the next results date for MAS Financial Services Ltd?

The next results date for MAS Financial Services Ltd is April 29, 2026.

The next results date for MAS Financial Services Ltd is scheduled for April 29, 2026.

Are MAS Financial Services Ltd latest results good or bad?

MAS Financial Services Ltd's latest Q4 FY26 results are strong, with a net profit of ₹103.12 crores, marking a 25.04% year-on-year increase and 11.84% sequential growth. The company shows consistent performance with rising net interest income and stable margins, positioning it well in the NBFC sector.

MAS Financial Services Ltd's latest results for Q4 FY26 can be considered quite good. The company reported a net profit of ₹103.12 crores, which reflects a robust year-on-year increase of 25.04% and an impressive sequential growth of 11.84%. This marks the seventh consecutive quarter of profit growth, indicating a strong and consistent performance.<BR><BR>Additionally, the net interest income rose by 23.54% year-on-year to ₹542.47 crores, showcasing effective revenue generation and loan book expansion. The net interest margin remained stable at 26.02%, which is a positive sign of the company's pricing power in a competitive lending environment.<BR><BR>Overall, the results demonstrate MAS Financial's ability to capitalize on the growing demand for retail credit in underserved segments while maintaining disciplined cost management. The combination of accelerating profitability, strong revenue growth, and stable margins positions the company favorably in the NBFC sector.

Should I buy, sell or hold MAS Financial Services Ltd?

Why is MAS Financial Services Ltd falling/rising?

As of 08-May, MAS Financial Services Ltd's stock price is slightly down at Rs 346.75, but it has shown strong performance with a 1-week increase of 1.97% and a 11.44% rise over the past month. Despite a recent decline in investor participation, the stock remains above key moving averages, indicating a generally bullish trend.

As of 08-May, MAS Financial Services Ltd is experiencing a slight decline in its stock price, currently at Rs 346.75, down by Rs 1.25 or 0.36%. Despite this minor decrease, the stock has shown strong performance over various time frames, including a 1-week increase of 1.97% and a substantial 11.44% rise over the past month. Year-to-date, the stock has gained 7.32%, contrasting with a significant decline of 9.26% in the benchmark index, the Sensex.<BR><BR>The stock is currently trading close to its 52-week high, just 2.77% away from Rs 358.4, and has outperformed its sector by 0.69% today. Additionally, it has been on a positive trend, gaining for the last two days with a total return of 1.09% during this period. MAS Financial Services Ltd is also trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a generally bullish trend.<BR><BR>However, there are some negative indicators affecting the stock's immediate performance. Notably, there has been a significant drop in investor participation, with delivery volume on May 7 falling by 68.68% compared to the 5-day average. This decline in trading activity may contribute to the stock's current price drop.<BR><BR>Overall, while MAS Financial Services Ltd is facing a minor decline in price at the moment, its strong long-term fundamentals, consistent growth in net sales and profits, and high institutional holdings suggest a robust outlook for the company.

Which are the latest news on MAS FINANC SER?