One Mobikwik

Why is One Mobikwik Systems Ltd falling/rising?

As of 27-Jun, One Mobikwik Systems Ltd's stock price is rising short-term but has a weak long-term outlook due to significant declines in year-to-date and one-year performance, alongside fundamental concerns.

As of 27-Jun, One Mobikwik Systems Ltd's stock price is rising, currently at 200.45, reflecting a change of 1.4 (0.7%) upward. The stock has outperformed its sector today by 1.24% and has shown consecutive gains over the last two days, accumulating a total return of 2.66% during this period. Additionally, the stock has performed positively over the past week, with a return of +0.88%, while the benchmark Sensex has declined by -0.40%.<BR><BR>Despite these short-term gains, the stock has faced significant challenges in the long term, as evidenced by its year-to-date performance, which shows a decline of -13.51%, and a one-year return of -18.18%. The company's fundamentals raise concerns, particularly with a negative EBITDA of Rs. -40.15 cr and an average Return on Equity (ROE) of 0%. Furthermore, domestic mutual funds hold only a small stake of 0.89% in the company, indicating a lack of confidence in its valuation or business prospects.<BR><BR>In summary, while One Mobikwik Systems Ltd is experiencing a rise in stock price in the short term, driven by recent performance and sector outperformance, the long-term outlook remains weak due to fundamental issues and significant underperformance compared to the broader market.

Which are the latest news on One Mobikwik?

What does One Mobikwik do?

One Mobikwik Systems Ltd is a Small Cap fintech company based in New Delhi, incorporated in 2008 and publicly listed since 2021. As of March 2026, it reported net sales of 289 Cr and a net profit of 4 Cr, with a market cap of INR 1,510 Cr.

Overview:<BR>One Mobikwik Systems Ltd operates in the Financial Technology (Fintech) industry and is categorized as a Small Cap company.<BR><BR>History:<BR>The company was incorporated in New Delhi in 2008 as a Private Limited Company and later converted into a Public Limited Company, with its name changed to One Mobikwik Systems Limited on June 25, 2021. The most recent quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 289 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 4 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 1,510 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: N/A<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.51<BR>- Return on Equity: -8.65%<BR>- Price to Book: 2.80<BR><BR>Contact Details:<BR>No Company Details Available. Registrar Address: Not available.

How big is One Mobikwik?

As of 10th June, One Mobikwik Systems Ltd has a market capitalization of 1,510.00 Cr, with net sales of 1,119.23 Cr and a net loss of 62.11 Cr over the last four quarters.

As of 10th June, <BR><BR>Market Cap: One Mobikwik Systems Ltd has a market capitalization of 1,510.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 1,119.23 Cr, while the sum of Net Profit for the same period shows a loss of 62.11 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is for March 2025, with Shareholder's Funds amounting to 588.65 Cr and Total Assets valued at 1,360.37 Cr.

Who are the peers of the One Mobikwik?

One Mobikwik's peers include PB Fintech, One 97, AvenuesAI, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and MOS Utility. In terms of performance, One Mobikwik has a 1-year return of -31.97%, better than AvenuesAI's -42.24% but lower than One 97's 8.08%.

Peers: The peers of One Mobikwik are PB Fintech, One 97, AvenuesAI, Fino Payments, WSFX Global, Suvidhaa Info., AGS Transact, and MOS Utility.<BR><BR>Quality Snapshot: Excellent management risk is observed at PB Fintech, One 97, AvenuesAI, Fino Payments, WSFX Global, and MOS Utility, while Average management risk is found at PB Fintech and Fino Payments. Below Average management risk is noted for One 97, AvenuesAI, One Mobikwik, WSFX Global, Suvidhaa Info., AGS Transact, and the rest. Excellent growth is seen at PB Fintech, AvenuesAI, WSFX Global, and MOS Utility, while Good growth is found at One 97, One Mobikwik, and Fino Payments. Below Average growth is noted for Suvidhaa Info. and AGS Transact. Excellent capital structure is observed at PB Fintech, One 97, AvenuesAI, One Mobikwik, Fino Payments, WSFX Global, and MOS Utility, while Below Average capital structure is found at Suvidhaa Info. and AGS Transact.<BR><BR>Return Snapshot: The peer with the highest 1-year return is One 97 at 8.08%, while the peer with the lowest is AvenuesAI at -42.24%. One Mobikwik's 1-year return is -31.97%, which is lower than One 97's but higher than AvenuesAI's. Additionally, Fino Payments, Suvidhaa Info., AGS Transact, and MOS Utility all have negative six-month returns.

Should I buy, sell or hold One Mobikwik Systems Ltd?

Are One Mobikwik Systems Ltd latest results good or bad?

One Mobikwik Systems Ltd's latest results show a net profit increase, marking its second consecutive profitable quarter, but concerns arise from declining revenue and heavy reliance on non-operating income, alongside poor capital efficiency metrics. Investors should be cautious due to these underlying operational challenges.

One Mobikwik Systems Ltd's latest results present a mixed picture. On the positive side, the company reported a net profit of ₹4.38 crore for Q4 FY26, which is an 8.15% increase compared to the previous quarter. This marks the second consecutive profitable quarter, indicating some operational improvement. Additionally, the operating margin, excluding other income, reached 3.49%, the highest in eight quarters, suggesting better cost management.<BR><BR>However, there are significant concerns that overshadow these positive developments. The company's revenue for the quarter was ₹288.71 crore, showing a slight decline of 0.08% from the previous quarter, which raises questions about its growth momentum. More critically, a staggering 88.73% of the profit before tax came from non-operating income, highlighting a heavy reliance on non-core earnings rather than sustainable operational profitability.<BR><BR>Moreover, the company has alarming capital efficiency metrics, with an average Return on Equity (ROE) of 0.00% and a negative Return on Capital Employed (ROCE) of -2771.32%. These figures indicate fundamental issues in generating returns for shareholders. The market's skepticism is reflected in the low institutional ownership of just 8.32%, and the stock is trading significantly below its 52-week high.<BR><BR>In summary, while the recent profitability is a step in the right direction, the underlying operational challenges and dependency on non-operating income raise doubts about the sustainability of this performance. Investors should approach the stock with caution, considering the significant risks involved.

Is One Mobikwik overvalued or undervalued?

As of December 4, 2025, One Mobikwik is considered very expensive and overvalued, with a PE ratio of -10.75 and an EV to EBITDA of -8.14, significantly underperforming compared to peers like Bajaj Finance and Life Insurance, and has seen a year-to-date return of -60.4% against the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for One Mobikwik has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently assessed as overvalued. Key ratios highlight this concern, with a PE ratio of -10.75, an EV to EBITDA of -8.14, and an EV to Sales ratio of 1.22, all suggesting that the company's financial performance is under severe stress.<BR><BR>In comparison to peers, One Mobikwik's valuation stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a more attractive EV to EBITDA of 8.92. The stark contrast in these ratios underscores the challenges faced by One Mobikwik in the financial technology sector. Additionally, the company's stock has underperformed significantly against the Sensex, with a year-to-date return of -60.4% compared to the Sensex's 9.12%, reinforcing the notion of overvaluation amidst declining investor confidence.

How has been the historical performance of One Mobikwik?

One Mobikwik's historical performance from March 2024 to March 2025 showed net sales growth to 1,170.17 crore, but significant losses with a profit after tax of -121.53 crore and increased expenditures leading to an operating profit of -79.40 crore. Despite these challenges, the company improved its cash flow, achieving a net inflow of 133.00 crore.

Answer:<BR>The historical performance of One Mobikwik shows significant changes from March 2024 to March 2025.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, One Mobikwik reported net sales of 1,170.17 crore, an increase from 875.00 crore in the previous year. However, the total expenditure rose sharply to 1,271.89 crore from 853.09 crore, leading to an operating profit (PBDIT) of -79.40 crore, a decline from a positive 37.22 crore in March 2024. The company faced a profit before tax of -119.56 crore, down from 14.08 crore, resulting in a profit after tax of -121.53 crore compared to 14.08 crore the prior year. The earnings per share also reflected this downturn, falling to -15.64 from 2.46. On the balance sheet, total liabilities increased to 1,360.37 crore from 854.65 crore, while total assets rose to 1,360.37 crore, indicating a significant growth in shareholder's funds to 588.65 crore from 162.59 crore. The cash flow statement revealed a net cash inflow of 133.00 crore, a notable improvement from 8.00 crore in the previous year, with closing cash and cash equivalents at 112.00 crore, up from -20.00 crore. Overall, while One Mobikwik experienced growth in sales and cash flow, it faced substantial losses in profitability and increased expenditures.

Is One Mobikwik technically bullish or bearish?

As of June 23, 2025, the market trend is neutral with no clear direction, supported by indicators like the MACD and Bollinger Bands showing sideways movement, and a significant year-to-date decline of -59.76%.

As of 23 June 2025, the technical trend has changed from mildly bearish to sideways. The current stance is neutral, reflecting a lack of clear direction in the market. Key indicators supporting this view include the MACD showing no signals on both weekly and monthly time frames, and the Bollinger Bands indicating a sideways movement on both time frames. Additionally, the Dow Theory and OBV also show no trend, reinforcing the absence of a strong bullish or bearish signal. The stock has experienced significant declines over the past year, with a year-to-date return of -59.76%, further contributing to the neutral outlook.

Who are the top shareholders of the One Mobikwik?

The top shareholders of One Mobikwik include Bipin Preet Singh with 14.71%, Bajaj Finance Limited with 10.27%, and individual investors holding 22.81%. Mutual funds and foreign institutional investors hold 3.52% and 3.9%, respectively, with no pledged promoter holdings reported.

The top shareholders of One Mobikwik include Bipin Preet Singh, who holds the highest promoter stake at 14.71%. Bajaj Finance Limited is the largest public shareholder with a holding of 10.27%. Additionally, individual investors collectively own 22.81% of the company. The remaining shares are held by various mutual funds and foreign institutional investors, with mutual funds holding 3.52% across four schemes and 15 FIIs holding 3.9%. There are no pledged promoter holdings reported.

When is the next results date for One Mobikwik?

No Upcoming Board Meetings

Has One Mobikwik declared dividend?

No Dividend History Available