Optimus Finance

When is the next results date for Optimus Finance?

No Upcoming Board Meetings

Who are in the management team of Optimus Finance?

As of March 2022, the management team of Optimus Finance includes Deepak Raval (Chairman & Wholetime Director), Vinay Pandya, Rahil Thaker, and Divya Zalani (all Independent Directors), along with Divya Prajapati (Company Secretary & Compliance Officer). Each member contributes to the company's governance and oversight.

As of March 2022, the management team of Optimus Finance includes the following individuals:<BR><BR>1. Deepak Raval - Chairman & Wholetime Director<BR>2. Vinay Pandya - Independent Director<BR>3. Rahil Thaker - Independent Director<BR>4. Divya Zalani - Independent Director<BR>5. Divya Prajapati - Company Secretary & Compliance Officer<BR><BR>Each member plays a distinct role in the governance and oversight of the company.

Has Optimus Finance declared dividend?

No Dividend History Available

Who are the peers of the Optimus Finance?

Optimus Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, J A Finance, Sonal Mercantile, Times Guaranty, and Arunjyoti Bio. In terms of management risk, growth, and capital structure, they vary from excellent to below average, with Optimus Finance showing a 1-year return of 109.57%.

Peers: The peers of Optimus Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, J A Finance, Sonal Mercantile, Times Guaranty, Arunjyoti Bio.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial. Good management risk is noted at Shriram Finance, and the rest have Below Average management risk, which includes J A Finance, Optimus Finance, Sonal Mercantile, Times Guaranty, and Arunjyoti Bio. Growth is Excellent at Jio Financial, Optimus Finance, and Arunjyoti Bio, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Sonal Mercantile, while Average growth is seen at Muthoot Finance, and Below Average growth is present at J A Finance, Times Guaranty. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, J A Finance, Optimus Finance, Sonal Mercantile, and Times Guaranty, while Good is noted at Cholaman.Inv.&Fn and Average at Arunjyoti Bio.<BR><BR>Return Snapshot: The peer with the highest 1-year return is J A Finance at 412.35%, while the lowest is Jio Financial at -20.22%. Optimus Finance has a 1-year return of 109.57%, which is significantly higher than Jio Financial but lower than J A Finance. Additionally, the peers with negative six-month returns include Jio Financial, Sonal Mercantile, Arunjyoti Bio, and IBL Finance.

What is the technical trend for Optimus Finance?

As of April 23, 2025, Optimus Finance's trend is mildly bullish overall, but mixed signals from various indicators, including bearish weekly MACD and RSI, suggest caution.

As of 23 April 2025, the technical trend for Optimus Finance has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals. The RSI shows no signal on the weekly chart but is bearish on the monthly, suggesting weakness in momentum. Bollinger Bands are bearish on the weekly but mildly bullish on the monthly, reflecting volatility concerns. Daily moving averages are mildly bullish, providing some support. KST is mildly bearish on the weekly and bullish on the monthly, further complicating the outlook. Overall, the current stance is mildly bullish, but the strength is tempered by bearish indicators in the weekly time frame.

What does Optimus Finance do?

Optimus Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of ₹452 Cr and a net profit of ₹12 Cr for March 2025. The company has a market cap of ₹135 Cr and key metrics include a P/E ratio of 26.00 and a debt-equity ratio of 0.40.

Overview:<BR>Optimus Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market segment.<BR><BR>History:<BR>The company was originally incorporated as 'Kalali Finance and Leasing Co. Ltd' in 1991, underwent name changes to 'Transpek Finance Ltd' in 1992, and finally became 'Optimus Finance Ltd' in 2016. The latest quarterly results reported net sales and profit for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 452 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 12 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: INR 135 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 26.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.40<BR>- Return on Equity: 10.16%<BR>- Price to Book: 2.28<BR><BR>Contact Details:<BR>Address: 504A Ozon Vadi-Wadi, Dr Vikram Sarabhai Marg Vadodara Gujarat : 390003<BR>Tel: 91-265-2325321<BR>Email: info@optimusfinance.in<BR>Website: http://www.optimusfinance.in

Who are the top shareholders of the Optimus Finance?

The top shareholder of Optimus Finance is Sukruti Infratech Private Limited, holding 53.89%. Other notable shareholders include Aryaman Capital Markets Limited with 4.97% and individual investors with a collective stake of 19.26%.

The top shareholders of Optimus Finance are primarily the promoters, with Sukruti Infratech Private Limited holding the largest stake at 53.89%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Aryaman Capital Markets Limited, which owns 4.97%. Additionally, individual investors collectively hold 19.26% of the company's shares.

How big is Optimus Finance?

As of 24th July, Optimus Finance Ltd has a market capitalization of 161.00 Cr, with recent net sales of 158.26 Cr and a net profit of 5.82 Cr. The balance sheet for March 2024 shows shareholder's funds of 38.90 Cr and total assets of 93.70 Cr.

As of 24th July, Optimus Finance Ltd has a market capitalization of 161.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Optimus Finance reported Net Sales of 158.26 Cr and a Net Profit of 5.82 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 38.90 Cr and Total Assets of 93.70 Cr.

How has been the historical performance of Optimus Finance?

Optimus Finance has shown significant growth from March 2020 to March 2025, with net sales increasing from 31.97 Cr to 158.27 Cr and profit after tax rising from 3.54 Cr to 9.60 Cr, indicating strong profitability and operational efficiency. Total assets grew from 48.21 Cr to 148.03 Cr, reflecting a solid financial position.

Answer:<BR>The historical performance of Optimus Finance shows a significant upward trend in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Optimus Finance has demonstrated robust growth in net sales, increasing from 31.97 Cr in March 2020 to 158.27 Cr in March 2025. This growth is reflected in total operating income, which rose from 60.26 Cr in March 2019 to 158.27 Cr in March 2025. The company's total expenditure has also increased, but at a slower pace, leading to an operating profit (PBDIT) of 15.88 Cr in March 2025, up from 4.66 Cr in March 2020. Profit before tax has similarly improved, reaching 11.03 Cr in March 2025 compared to 3.99 Cr in March 2019. The profit after tax has followed suit, rising to 9.60 Cr in March 2025 from 3.54 Cr in March 2019. The company's total assets have expanded significantly, from 48.21 Cr in March 2020 to 148.03 Cr in March 2025, while total liabilities increased from 36.46 Cr to 95.22 Cr in the same period. Cash flow from financing activities has been positive, particularly in March 2025, with a net cash inflow of 9.00 Cr, indicating a strong liquidity position. Overall, Optimus Finance's financial metrics reflect a solid growth trajectory and improved operational efficiency over the years.

Is Optimus Finance overvalued or undervalued?

As of November 28, 2025, Optimus Finance is considered undervalued with a PE Ratio of 17.85 and an attractive valuation grade, especially compared to peers like Bajaj Finance, indicating potential for recovery despite recent underperformance.

As of 28 November 2025, Optimus Finance has moved from a fair to an attractive valuation grade. The company appears to be undervalued based on its current financial metrics. Key ratios include a PE Ratio of 17.85, an EV to EBITDA of 8.99, and a ROCE of 15.27%. <BR><BR>In comparison to its peers, Optimus Finance's valuation stands out; for instance, Bajaj Finance is considered very expensive with a PE Ratio of 35.28, while Life Insurance is very attractive with a PE of 11.07. The current price of Optimus Finance at 14.64 is significantly lower than its 52-week high of 29.00, indicating potential upside. Despite recent underperformance compared to the Sensex, particularly in the year-to-date return of -40.24% versus the Sensex's 9.68%, the overall valuation suggests that the stock is positioned for recovery.

Are Optimus Finance Ltd latest results good or bad?

Optimus Finance Ltd's latest results show positive revenue and profit growth, with a net profit of ₹1.72 crores and net sales of ₹46.11 crores. However, concerns about low return on equity, negative cash flow, and significant stock decline suggest caution for investors.

Optimus Finance Ltd's latest results present a mixed picture. In Q2 FY26, the company reported a consolidated net profit of ₹1.72 crores, which reflects a positive growth of 19.44% quarter-on-quarter (QoQ) and 23.74% year-on-year (YoY). Additionally, net sales grew to ₹46.11 crores, marking a 15.83% increase QoQ and a robust 27.91% increase YoY. This indicates strong operational performance and revenue growth.<BR><BR>However, there are significant concerns that overshadow these positive results. The company's return on equity (ROE) is at 12.32%, which is below the average quality expected in the financial services sector. Furthermore, the stock has underperformed significantly, with a one-year decline of 31.69%, indicating market skepticism about the sustainability of its growth and profitability. <BR><BR>Additionally, the company has faced challenges with cash flow, reporting negative operating cash flow of ₹10 crores in FY25 despite a profit before tax of ₹11 crores. This raises questions about the quality of earnings and operational efficiency. <BR><BR>Overall, while there are positive indicators in terms of revenue growth and profit increases, the underlying issues with cash flow, declining ROE, and poor stock performance suggest that the results may not be viewed as entirely good. Investors should approach with caution, considering the structural weaknesses that remain.

Should I buy, sell or hold Optimus Finance Ltd?

Why is Optimus Finance Ltd falling/rising?

As of 17-Mar, Optimus Finance Ltd's stock price is at 12.83, down 3.1% and on a downward trend, having declined 3.68% over the last three days. The stock has significantly underperformed the Sensex, with a year-to-date drop of 23.86% and a one-year decline of 45.17%.

As of 17-Mar, Optimus Finance Ltd's stock price is falling, currently at 12.83, reflecting a decrease of 0.41 or 3.1%. The stock has been on a downward trend, having underperformed its sector by 3.9% today and experiencing a consecutive decline over the last three days, with a total drop of 3.68% during this period. <BR><BR>In terms of performance relative to benchmarks, the stock has shown significant declines over various time frames, including a year-to-date drop of 23.86% compared to the Sensex's 10.74%. Over the past month, the stock has decreased by 11.64%, while the Sensex has only fallen by 8.84%. Additionally, the stock's performance over the past year is particularly concerning, with a decline of 45.17%, contrasting sharply with the Sensex's increase of 2.56%.<BR><BR>The stock is also trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Furthermore, there has been a decline in investor participation, with the delivery volume on 16 March falling by 5.81% compared to the 5-day average. This combination of factors contributes to the ongoing decline in the stock price of Optimus Finance Ltd.

Why is Optimus Finance Ltd falling/rising?

As of 18-Mar, Optimus Finance Ltd's stock price has risen by 1.33% to 13.00, following a trend reversal after three days of decline and increased investor participation. However, it remains below its moving averages, indicating potential longer-term downward trends despite the short-term gains.

As of 18-Mar, Optimus Finance Ltd's stock price is rising, having increased by 0.17 (1.33%) to a current price of 13.00. This upward movement follows a trend reversal, as the stock has gained after three consecutive days of decline. Additionally, there is a notable increase in investor participation, with delivery volume rising by 25.45% compared to the five-day average, indicating growing interest in the stock. <BR><BR>However, it is important to note that despite this recent rise, the stock is currently trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. This suggests that while there is a short-term gain, the longer-term trend may still be downward. Overall, the combination of a recent price increase and rising investor participation contributes to the current rise in Optimus Finance Ltd's stock price.

Why is Optimus Finance Ltd falling/rising?

As of 19-Mar, Optimus Finance Ltd's stock price is at 12.81, down 0.85%. The stock has significantly underperformed the Sensex, with declines of 23.98% year-to-date and 46.18% over the past year, while trading below all key moving averages.

As of 19-Mar, Optimus Finance Ltd's stock price is currently at 12.81, reflecting a decrease of 0.11, or 0.85%. The stock has been underperforming compared to the benchmark Sensex, with a decline of 3.83% over the past week and a significant drop of 10.61% over the past month. Year-to-date, the stock has fallen by 23.98%, which is notably worse than the Sensex's decline of 12.92%. Over the past year, the stock has experienced a dramatic decrease of 46.18%, while the Sensex has only fallen by 1.65%.<BR><BR>Despite today's performance indicating that Optimus Finance has outperformed its sector by 2.99%, it is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. Additionally, the finance/NBFC sector has seen a decline of 3.85%, contributing to the overall negative sentiment surrounding the stock. <BR><BR>On a more positive note, there has been a rise in investor participation, with delivery volume increasing by 25.11% compared to the 5-day average. However, the overall liquidity remains adequate for trading, as indicated by the stock's trading volume. <BR><BR>In summary, the combination of significant declines over various time frames, underperformance against the benchmark, and trading below moving averages are primary factors contributing to the falling stock price of Optimus Finance Ltd.

Why is Optimus Finance Ltd falling/rising?

As of 20-Mar, Optimus Finance Ltd's stock price is at 12.71, reflecting a 1.24% decrease and a bearish trend as it underperforms its sector and benchmarks. The stock has declined significantly over various time frames, including a year-to-date drop of 24.57%, with reduced investor participation indicated by a 65.2% drop in delivery volume.

As of 20-Mar, Optimus Finance Ltd's stock price is falling, currently at 12.71, which reflects a decrease of 0.16 or 1.24%. The stock has underperformed its sector by 0.67% today and has been on a consecutive decline for the last two days, resulting in a total drop of 1.63% during this period. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>The stock has experienced significant declines over various time frames, with a year-to-date drop of 24.57% compared to a 12.54% decline in the benchmark Sensex. Over the past month, the stock has fallen by 11.61%, while the Sensex decreased by only 10.00%. Furthermore, the stock's delivery volume has significantly decreased, with a 65.2% drop against the 5-day average, suggesting a decline in investor participation. These factors collectively contribute to the ongoing decline in the stock price of Optimus Finance Ltd.

Which are the latest news on Optimus Finance?