Optimus Finance

When is the next results date for Optimus Finance?

No Upcoming Board Meetings

Who are in the management team of Optimus Finance?

As of March 2022, the management team of Optimus Finance includes Deepak Raval (Chairman & Wholetime Director), Vinay Pandya, Rahil Thaker, and Divya Zalani (all Independent Directors), along with Divya Prajapati (Company Secretary & Compliance Officer). Each member contributes to the company's governance and oversight.

As of March 2022, the management team of Optimus Finance includes the following individuals:<BR><BR>1. Deepak Raval - Chairman & Wholetime Director<BR>2. Vinay Pandya - Independent Director<BR>3. Rahil Thaker - Independent Director<BR>4. Divya Zalani - Independent Director<BR>5. Divya Prajapati - Company Secretary & Compliance Officer<BR><BR>Each member plays a distinct role in the governance and oversight of the company.

Has Optimus Finance declared dividend?

No Dividend History Available

Who are the peers of the Optimus Finance?

Optimus Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, J A Finance, Sonal Mercantile, Times Guaranty, and Arunjyoti Bio. In terms of management risk, growth, and capital structure, they vary from excellent to below average, with Optimus Finance showing a 1-year return of 109.57%.

Peers: The peers of Optimus Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, J A Finance, Sonal Mercantile, Times Guaranty, Arunjyoti Bio.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial. Good management risk is noted at Shriram Finance, and the rest have Below Average management risk, which includes J A Finance, Optimus Finance, Sonal Mercantile, Times Guaranty, and Arunjyoti Bio. Growth is Excellent at Jio Financial, Optimus Finance, and Arunjyoti Bio, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Sonal Mercantile, while Average growth is seen at Muthoot Finance, and Below Average growth is present at J A Finance, Times Guaranty. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, J A Finance, Optimus Finance, Sonal Mercantile, and Times Guaranty, while Good is noted at Cholaman.Inv.&Fn and Average at Arunjyoti Bio.<BR><BR>Return Snapshot: The peer with the highest 1-year return is J A Finance at 412.35%, while the lowest is Jio Financial at -20.22%. Optimus Finance has a 1-year return of 109.57%, which is significantly higher than Jio Financial but lower than J A Finance. Additionally, the peers with negative six-month returns include Jio Financial, Sonal Mercantile, Arunjyoti Bio, and IBL Finance.

What is the technical trend for Optimus Finance?

As of April 23, 2025, Optimus Finance's trend is mildly bullish overall, but mixed signals from various indicators, including bearish weekly MACD and RSI, suggest caution.

As of 23 April 2025, the technical trend for Optimus Finance has changed from bullish to mildly bullish. The weekly MACD is mildly bearish, while the monthly MACD remains bullish, indicating mixed signals. The RSI shows no signal on the weekly chart but is bearish on the monthly, suggesting weakness in momentum. Bollinger Bands are bearish on the weekly but mildly bullish on the monthly, reflecting volatility concerns. Daily moving averages are mildly bullish, providing some support. KST is mildly bearish on the weekly and bullish on the monthly, further complicating the outlook. Overall, the current stance is mildly bullish, but the strength is tempered by bearish indicators in the weekly time frame.

What does Optimus Finance do?

Optimus Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of ₹452 Cr and a net profit of ₹12 Cr for March 2025. The company has a market cap of ₹135 Cr and key metrics include a P/E ratio of 26.00 and a debt-equity ratio of 0.40.

Overview:<BR>Optimus Finance Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market segment.<BR><BR>History:<BR>The company was originally incorporated as 'Kalali Finance and Leasing Co. Ltd' in 1991, underwent name changes to 'Transpek Finance Ltd' in 1992, and finally became 'Optimus Finance Ltd' in 2016. The latest quarterly results reported net sales and profit for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 452 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 12 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: INR 135 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 26.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.40<BR>- Return on Equity: 10.16%<BR>- Price to Book: 2.28<BR><BR>Contact Details:<BR>Address: 504A Ozon Vadi-Wadi, Dr Vikram Sarabhai Marg Vadodara Gujarat : 390003<BR>Tel: 91-265-2325321<BR>Email: info@optimusfinance.in<BR>Website: http://www.optimusfinance.in

Who are the top shareholders of the Optimus Finance?

The top shareholder of Optimus Finance is Sukruti Infratech Private Limited, holding 53.89%. Other notable shareholders include Aryaman Capital Markets Limited with 4.97% and individual investors with a collective stake of 19.26%.

The top shareholders of Optimus Finance are primarily the promoters, with Sukruti Infratech Private Limited holding the largest stake at 53.89%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Aryaman Capital Markets Limited, which owns 4.97%. Additionally, individual investors collectively hold 19.26% of the company's shares.

How big is Optimus Finance?

As of 24th July, Optimus Finance Ltd has a market capitalization of 161.00 Cr, with recent net sales of 158.26 Cr and a net profit of 5.82 Cr. The balance sheet for March 2024 shows shareholder's funds of 38.90 Cr and total assets of 93.70 Cr.

As of 24th July, Optimus Finance Ltd has a market capitalization of 161.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Optimus Finance reported Net Sales of 158.26 Cr and a Net Profit of 5.82 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 38.90 Cr and Total Assets of 93.70 Cr.

How has been the historical performance of Optimus Finance?

Optimus Finance has shown significant growth from March 2020 to March 2025, with net sales increasing from 31.97 Cr to 158.27 Cr and profit after tax rising from 3.54 Cr to 9.60 Cr, indicating strong profitability and operational efficiency. Total assets grew from 48.21 Cr to 148.03 Cr, reflecting a solid financial position.

Answer:<BR>The historical performance of Optimus Finance shows a significant upward trend in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Optimus Finance has demonstrated robust growth in net sales, increasing from 31.97 Cr in March 2020 to 158.27 Cr in March 2025. This growth is reflected in total operating income, which rose from 60.26 Cr in March 2019 to 158.27 Cr in March 2025. The company's total expenditure has also increased, but at a slower pace, leading to an operating profit (PBDIT) of 15.88 Cr in March 2025, up from 4.66 Cr in March 2020. Profit before tax has similarly improved, reaching 11.03 Cr in March 2025 compared to 3.99 Cr in March 2019. The profit after tax has followed suit, rising to 9.60 Cr in March 2025 from 3.54 Cr in March 2019. The company's total assets have expanded significantly, from 48.21 Cr in March 2020 to 148.03 Cr in March 2025, while total liabilities increased from 36.46 Cr to 95.22 Cr in the same period. Cash flow from financing activities has been positive, particularly in March 2025, with a net cash inflow of 9.00 Cr, indicating a strong liquidity position. Overall, Optimus Finance's financial metrics reflect a solid growth trajectory and improved operational efficiency over the years.

Is Optimus Finance overvalued or undervalued?

As of November 28, 2025, Optimus Finance is considered undervalued with a PE Ratio of 17.85 and an attractive valuation grade, especially compared to peers like Bajaj Finance, indicating potential for recovery despite recent underperformance.

As of 28 November 2025, Optimus Finance has moved from a fair to an attractive valuation grade. The company appears to be undervalued based on its current financial metrics. Key ratios include a PE Ratio of 17.85, an EV to EBITDA of 8.99, and a ROCE of 15.27%. <BR><BR>In comparison to its peers, Optimus Finance's valuation stands out; for instance, Bajaj Finance is considered very expensive with a PE Ratio of 35.28, while Life Insurance is very attractive with a PE of 11.07. The current price of Optimus Finance at 14.64 is significantly lower than its 52-week high of 29.00, indicating potential upside. Despite recent underperformance compared to the Sensex, particularly in the year-to-date return of -40.24% versus the Sensex's 9.68%, the overall valuation suggests that the stock is positioned for recovery.

Are Optimus Finance Ltd latest results good or bad?

Optimus Finance Ltd's latest results show positive revenue and profit growth, with a net profit of ₹1.72 crores and net sales of ₹46.11 crores. However, concerns about low return on equity, negative cash flow, and significant stock decline suggest caution for investors.

Optimus Finance Ltd's latest results present a mixed picture. In Q2 FY26, the company reported a consolidated net profit of ₹1.72 crores, which reflects a positive growth of 19.44% quarter-on-quarter (QoQ) and 23.74% year-on-year (YoY). Additionally, net sales grew to ₹46.11 crores, marking a 15.83% increase QoQ and a robust 27.91% increase YoY. This indicates strong operational performance and revenue growth.<BR><BR>However, there are significant concerns that overshadow these positive results. The company's return on equity (ROE) is at 12.32%, which is below the average quality expected in the financial services sector. Furthermore, the stock has underperformed significantly, with a one-year decline of 31.69%, indicating market skepticism about the sustainability of its growth and profitability. <BR><BR>Additionally, the company has faced challenges with cash flow, reporting negative operating cash flow of ₹10 crores in FY25 despite a profit before tax of ₹11 crores. This raises questions about the quality of earnings and operational efficiency. <BR><BR>Overall, while there are positive indicators in terms of revenue growth and profit increases, the underlying issues with cash flow, declining ROE, and poor stock performance suggest that the results may not be viewed as entirely good. Investors should approach with caution, considering the structural weaknesses that remain.

Should I buy, sell or hold Optimus Finance Ltd?

Why is Optimus Finance Ltd falling/rising?

As of 08-May, the stock price of Optimus Finance Ltd is currently rising at 12.00, following a trend reversal after three days of decline. Despite this short-term recovery, the stock has significant long-term declines, with a year-to-date decrease of 28.78% and a one-year drop of 43.37%, alongside declining investor participation.

As of 08-May, the stock price of Optimus Finance Ltd is rising, currently at 12.00, with a change of 0.13 (1.1%) upward. This increase comes after a trend reversal, as the stock has gained after three consecutive days of decline. Additionally, it has outperformed its sector by 1.99%. <BR><BR>However, it is important to note that the stock has experienced significant declines over longer periods, with a year-to-date decrease of 28.78% and a one-year drop of 43.37%. Despite these longer-term challenges, the stock's current performance indicates a temporary recovery, as it is trading higher than its 5-day moving averages, although it remains lower than its 20-day, 50-day, 100-day, and 200-day moving averages. <BR><BR>Investor participation appears to be declining, as evidenced by a 40.85% drop in delivery volume compared to the 5-day average. This suggests that while the stock is currently rising, there may be underlying concerns regarding sustained investor interest. Overall, the recent uptick in price reflects a short-term recovery amidst a backdrop of longer-term declines.

Which are the latest news on Optimus Finance?