Indian Bank

Who are the top shareholders of the Indian Bank?

The top shareholders of Indian Bank are the President of India with 73.84%, mutual funds holding 12.69%, and foreign institutional investors at 4.74%. HDFC Mutual Fund is the largest public shareholder with a 3.66% stake, while individual investors own 2.87%.

The top shareholders of Indian Bank include the President of India, who holds the largest stake at 73.84%. Other significant shareholders are mutual funds, which collectively hold 12.69% through 32 different schemes, and foreign institutional investors (FIIs), who hold 4.74% across 222 entities. Additionally, HDFC Mutual Fund is the highest public shareholder with a 3.66% stake, while individual investors collectively own 2.87%.

What does Indian Bank do?

Indian Bank is a public sector bank in India offering various deposit and loan schemes for individuals and organizations. As of March 2025, it reported net sales of ₹15,855.89 crore and a net profit of ₹2,956 crore, with a market capitalization of ₹85,027 crore.

Overview:<BR>Indian Bank is a premier public sector bank owned by the Government of India, providing a range of deposit and loan schemes tailored for both individuals and organizations.<BR><BR>History:<BR>Indian Bank was incorporated on March 5, 1907, and commenced operations on August 15, 1907, as part of the Swadeshi Movement. The latest quarterly results reported are for March 2025, showing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 15,855.89 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2,956 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 85,027 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 1.91% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: 66 Rajaji Salai, P B No 1384 Chennai Tamil Nadu : 600001 <BR>Phone: 91-44-25233231/25231253/25231254 <BR>Email: ibinvestorrelations@indianbank.co.i <BR>Website: http://www.indianbank.in

Has Indian Bank declared dividend?

Yes, Indian Bank has declared a 162% dividend, amounting to ₹12 per share, with an ex-date of June 7, 2024. The bank has shown strong total returns across various periods, with a total return of 1143.35% over the past 5 years.

Indian Bank has declared a 162% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 162%<BR>- Amount per share: 12<BR>- Ex-date: Jun-07-2024<BR><BR>Dividend Yield: 1.91%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 6.75%, the dividend return was 2.72%, resulting in a total return of 9.47%.<BR><BR>Over the past year, the price return reached 16.37%, with a dividend return of 3.01%, leading to a total return of 19.38%.<BR><BR>In the 2-year period, the price return was an impressive 125.47%, while the dividend return contributed 9.96%, culminating in a total return of 135.43%.<BR><BR>For the 3-year period, the price return soared to 287.04%, with a dividend return of 25.27%, resulting in a total return of 312.31%.<BR><BR>In the last 4 years, the price return was 340.81%, and the dividend return was 29.29%, achieving a total return of 370.1%.<BR><BR>Over the past 5 years, the price return skyrocketed to 1074.4%, with a dividend return of 68.95%, leading to a total return of 1143.35%.<BR><BR>Overall, Indian Bank has declared a substantial dividend and demonstrated strong total returns across all periods, indicating robust financial performance and shareholder value enhancement.

Who are the peers of the Indian Bank?

The peers of Indian Bank include State Bank of India, Bank of Baroda, Punjab National Bank, Union Bank, Canara Bank, Indian Overseas Bank, Bank of India, Bank of Maharashtra, UCO Bank, and Central Bank. Indian Bank has the highest 1-year return at 5.16%, while Indian Overseas Bank has the lowest at -44.38%.

Peers: The peers of Indian Bank are St Bk of India, Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, I O B, Bank Of India, Bank of Maha, UCO Bank, and Central Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Bank Of India, and Bank of Maha, while Average management risk is found at Punjab Natl.Bank, I O B, UCO Bank, and Central Bank. Growth is excellent at Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, and Bank of Maha, while good growth is noted at St Bk of India, Bank Of Baroda, I O B, Bank Of India, and UCO Bank, and the rest have average growth. In terms of capital structure, good ratings are seen at Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, and the rest have average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indian Bank at 5.16%, while I O B has the lowest at -44.38%. Indian Bank's return is significantly better than I O B's. Additionally, UCO Bank and Central Bank have negative six-month returns.

Who are in the management team of Indian Bank?

As of March 2023, the management team of Indian Bank includes S L Jain (Managing Director & CEO), Ashwani Kumar, Imran Amin Siddiqui, MAHESH KUMAR BAJAJ, and Ashutosh Choudhury as Executive Directors, along with several independent and nominee directors, reflecting a diverse governance structure.

As of March 2023, the management team of Indian Bank includes the following individuals:<BR><BR>1. S L Jain - Managing Director & CEO (Remuneration: 40.74 lacs)<BR>2. Ashwani Kumar - Executive Director (Remuneration: 47.23 lacs)<BR>3. Imran Amin Siddiqui - Executive Director (Remuneration: 36.53 lacs)<BR>4. MAHESH KUMAR BAJAJ - Executive Director (Remuneration: 11.34 lacs)<BR>5. Ashutosh Choudhury - Executive Director (Remuneration: 0)<BR>6. Shiv Bajrang Singh - Executive Director (Remuneration: 0)<BR>7. Dina Nath Kumar - Company Secretary & Compliance Officer (Remuneration: 0)<BR>8. Bharath Krishna Sankar - Director (Shareholder) (Remuneration: 0)<BR>9. Papia Sengupta - Director (Shareholder) (Remuneration: 0)<BR>10. Vishvesh Kumar Goel - Part Time Non Official Independent Director (Remuneration: 0)<BR>11. Balmukund Sahay - Part Time Non Official Independent Director (Remuneration: 0)<BR>12. Aditya Gaiha - Nominee (RBI) (Remuneration: 0)<BR>13. Maruthi Prasad Tangirala - Nominee (Government) (Remuneration: 0)<BR><BR>This team comprises a mix of executive directors and independent directors, reflecting a diverse governance structure.

How big is Indian Bank?

As of 24th July, Indian Bank has a market capitalization of 84,556.00 Cr and reported a Net Profit of 11,487.69 Cr for the latest four quarters, with Shareholder's Funds at 69,309.94 Cr and Total Assets of 8,74,654.17 Cr. Net Sales data is unavailable.

As of 24th July, Indian Bank has a market capitalization of 84,556.00 Cr, classifying it as a Large Cap company.<BR><BR>In terms of recent quarterly performance, the company reported Net Sales of 0.00 Cr, indicating no valid data found for summing. The Net Profit for the latest four quarters is 11,487.69 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's Funds stand at 69,309.94 Cr, while Total Assets amount to 8,74,654.17 Cr.

How has been the historical performance of Indian Bank?

Indian Bank has shown significant growth from 2019 to 2025, with interest earned increasing from ₹19,184.81 crore to ₹62,002.16 crore, and profit after tax rising from ₹321.95 crore to ₹10,918.29 crore. Key financial metrics, including total income and deposits, have also substantially improved during this period.

Answer:<BR>The historical performance of Indian Bank shows significant growth over the years, particularly from 2019 to 2025.<BR><BR>Breakdown:<BR>Indian Bank's interest earned has increased from 19,184.81 crore in March 2019 to 62,002.16 crore in March 2025, reflecting a strong upward trend. The total income has also risen substantially, from 21,067.70 crore in March 2019 to 71,225.64 crore in March 2025. Net interest income has followed a similar trajectory, climbing from 7,018.09 crore in March 2019 to 25,176.37 crore in March 2025. Profit before tax has surged from 284.21 crore in March 2019 to 14,786.93 crore in March 2025, while profit after tax has grown from 321.95 crore to 10,918.29 crore in the same period. The bank's total liabilities increased from 3,09,468.18 crore in March 2020 to 8,74,654.16 crore in March 2025, with deposits also rising from 2,60,225.90 crore to 7,37,153.56 crore. Cash and cash equivalents have improved, reaching 54,867.00 crore in March 2025, up from 13,924.00 crore in March 2020. Overall, Indian Bank has demonstrated robust growth in key financial metrics over the years.

Is Indian Bank technically bullish or bearish?

As of December 3, 2025, the trend is mildly bullish due to positive weekly MACD and KST indicators, but mixed signals from Dow Theory and a lack of momentum in the RSI suggest caution.

As of 3 December 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, primarily driven by the weekly MACD and KST indicators showing bullish signals, while the moving averages on the daily timeframe also reflect a mildly bullish outlook. However, the Dow Theory indicates a mildly bearish sentiment on the weekly timeframe, which tempers the overall bullishness. The RSI shows no signals on both weekly and monthly timeframes, suggesting a lack of momentum. Overall, while there are positive indicators, the mixed signals from the Dow Theory and KST suggest caution.

Is Indian Bank overvalued or undervalued?

As of December 3, 2025, Indian Bank is fairly valued with a PE ratio of 9.28, a Price to Book Value of 1.45, and a PEG ratio of 0.38, outperforming the Sensex with a 39.98% return over the past year, while maintaining competitive positioning against peers like State Bank of India and Bank of Baroda.

As of 3 December 2025, the valuation grade for Indian Bank has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 9.28, a Price to Book Value of 1.45, and a PEG ratio of 0.38, indicating a solid valuation relative to its earnings growth potential.<BR><BR>In comparison to its peers, Indian Bank's PE ratio is lower than that of State Bank of India, which stands at 12.31, while it is more favorable than Bank of Baroda's PE of 7.73, suggesting that Indian Bank is positioned competitively within the sector. Notably, the company has demonstrated strong performance with a return on equity (ROE) of 15.67% and a return on assets (ROA) of 1.28%. Despite a recent decline in stock price, Indian Bank has outperformed the Sensex significantly over the past year with a return of 39.98% compared to the Sensex's 5.27%.

When is the next results date for Indian Bank?

The next results date for Indian Bank is 22 January 2026.

The next results date for Indian Bank is scheduled for 22 January 2026.

Are Indian Bank latest results good or bad?

Indian Bank's latest Q3 FY26 results are positive, with improved asset quality, a record Net Interest Income of ₹6,895.59 crores, and a net profit of ₹3,061.48 crores. The bank's Gross NPAs decreased to 2.23%, and it has shown strong operational progress, positioning it well for future growth.

Indian Bank's latest results for Q3 FY26 can be considered quite positive overall. The bank has shown significant improvement in asset quality, with Gross Non-Performing Assets (NPAs) declining to 2.23% from 2.60% in the previous quarter, marking the lowest level in recent quarters. Net NPAs also saw a slight reduction to 0.15%. This improvement reflects effective management strategies aimed at cleaning up the balance sheet.<BR><BR>Financially, the bank reported a record Net Interest Income (NII) of ₹6,895.59 crores, which is a growth of 5.26% quarter-on-quarter and 7.50% year-on-year. Additionally, the net profit for the quarter stood at ₹3,061.48 crores, reflecting a 1.43% increase from the previous quarter and a 7.33% increase year-on-year.<BR><BR>The bank's provision coverage ratio remains strong at 98.28%, providing a solid buffer against potential credit stress. Furthermore, the Return on Equity (ROE) is healthy at 15.67%, indicating efficient use of shareholders' funds.<BR><BR>While there are some areas for improvement, particularly regarding operating efficiency and the declining CASA ratio, the overall performance indicates a positive trend. The stock has also performed well, gaining 71.67% over the past year, significantly outperforming the broader market.<BR><BR>In summary, Indian Bank's latest results reflect strong operational progress and improved asset quality, positioning the bank favorably for future growth.

Should I buy, sell or hold Indian Bank?

Why is Indian Bank falling/rising?

As of 08-Feb, Indian Bank's stock price is declining, with a 0.87% drop and a total decline of 0.9% over the past two days. Despite strong long-term growth, reduced investor interest and an expensive valuation are contributing to the current short-term weakness.

As of 08-Feb, Indian Bank's stock price is currently falling, as indicated by a change of -7.65, which represents a decline of 0.87%. This downward movement is part of a broader trend, as the stock has been losing value for the past two days, accumulating a total decline of 0.9% during this period. Additionally, the stock has underperformed its sector by 0.58% today.<BR><BR>Despite its long-term positive performance, with a 59.23% increase over the past year and significant growth over three and five years, the stock is experiencing a decline in investor participation. The delivery volume on February 5 has decreased by 65.14% compared to the five-day average, indicating reduced interest from investors.<BR><BR>Moreover, while Indian Bank is trading above its moving averages for various periods, the recent consecutive falls and the current negative change suggest a short-term weakness in the stock's performance. The company's valuation is also considered expensive, with a Price to Book Value of 1.5, which may deter some investors. Overall, these factors contribute to the current decline in Indian Bank's stock price.

Which are the latest news on Indian Bank?