Indian Bank

Why is Indian Bank falling/rising?

As of 30-Jun, Indian Bank's stock price is rising to 817.05 after a trend reversal, indicating a potential shift in market sentiment. Increased investor participation and strong fundamentals support a positive outlook for the stock despite recent declines.

As of 30-Jun, Indian Bank's stock price is rising, currently at 817.05, with a change of 1.9 (0.23%) upwards. This rise follows a trend reversal after seven consecutive days of decline, indicating a potential shift in market sentiment. The stock has outperformed its sector by 1.21% today, which suggests that it is gaining traction compared to its peers.<BR><BR>Additionally, there has been a significant increase in investor participation, with delivery volume rising by 688.74% against the five-day average, reaching 78.22 lacs on June 29. This surge in trading activity often reflects growing interest and confidence among investors.<BR><BR>Despite trading lower than its moving averages across various time frames, the stock's strong fundamentals support its current price level. Indian Bank has demonstrated robust long-term growth, with a 32.25% compound annual growth rate (CAGR) in net profits and a low gross non-performing asset (NPA) ratio of 1.98%. These factors contribute to a positive outlook for the bank, reinforcing the stock's resilience even in the face of recent declines. Overall, the combination of a trend reversal, increased trading volume, and strong financial performance are key reasons for the stock's rise.

Which are the latest news on Indian Bank?

Should I buy, sell or hold Indian Bank?

How big is Indian Bank?

As of 10th June, Indian Bank has a market capitalization of 115,125.00 Cr and reported a net profit of 12,155.65 Cr for the latest four quarters, with total assets valued at 9,89,323.23 Cr.

As of 10th June, <BR><BR>Market Cap: Indian Bank has a market capitalization of 115,125.00 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: The company reported net sales of 0.00 Cr for the latest quarters, indicating a lack of valid sales data. The net profit for the latest four quarters was 12,155.65 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2026. Shareholder's funds stood at 78,291.25 Cr, while total assets were valued at 9,89,323.23 Cr.

Who are in the management team of Indian Bank?

The management team of Indian Bank includes S L Jain (Managing Director & CEO), Ashwani Kumar, Imran Amin Siddiqui, Mahesh Kumar Bajaj, Ashutosh Choudhury, Shiv Bajrang Singh (all Executive Directors), along with other key members such as Dina Nath Kumar (Company Secretary), and various directors including nominees from the RBI and Government. They oversee the bank's operations and strategic direction.

The management team of Indian Bank includes the following key members:<BR><BR>1. **S L Jain** - Managing Director & CEO<BR>2. **Ashwani Kumar** - Executive Director<BR>3. **Imran Amin Siddiqui** - Executive Director<BR>4. **MAHESH KUMAR BAJAJ** - Executive Director<BR>5. **Ashutosh Choudhury** - Executive Director<BR>6. **Shiv Bajrang Singh** - Executive Director<BR>7. **Dina Nath Kumar** - Company Secretary & Compliance Officer<BR>8. **Bharath Krishna Sankar** - Director (Shareholder)<BR>9. **Papia Sengupta** - Director (Shareholder)<BR>10. **Vishvesh Kumar Goel** - Part Time Non Official Independent Director<BR>11. **Balmukund Sahay** - Part Time Non Official Independent Director<BR>12. **Aditya Gaiha** - Nominee (RBI)<BR>13. **Maruthi Prasad Tangirala** - Nominee (Government)<BR><BR>This team is responsible for overseeing the operations and strategic direction of the bank.

Who are the peers of the Indian Bank?

Indian Bank's peers include SBI, Bank of Baroda, Union Bank, Punjab National Bank, Canara Bank, Bank of India, Bank of Maharashtra, Indian Overseas Bank, UCO Bank, and Central Bank. Most peers show good management and growth, with Bank of Maharashtra exhibiting excellent growth and the highest 1-year return at 50.08%, while Indian Bank has a 1-year return of 32.08%.

Peers: The peers of Indian Bank are SBI, Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Bank Of India, Bank of Maha, I O B, UCO Bank, and Central Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at SBI, Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, Bank Of India, I O B, and UCO Bank. All peers exhibit Good growth, except for Bank of Maha, which shows Excellent growth. The Capital Structure is rated as Good across all peers except for Bank of Maha, which also has a Good rating.<BR><BR>Return Snapshot: Bank of Maha has the highest 1-year return at 50.08%, while I O B has the lowest at -17.05%. Indian Bank's 1-year return of 32.08% is significantly higher than that of I O B but lower than that of Bank of Maha. Additionally, the six-month returns are negative for Bank Of Baroda, Punjab Natl.Bank, Canara Bank, I O B, UCO Bank, and Central Bank.

What does Indian Bank do?

Indian Bank is a public sector bank in India, offering various deposit and loan schemes for individuals and organizations. As of March 2026, it reported net sales of ₹17,480.39 crore and a net profit of ₹3,103 crore, with a market capitalization of ₹115,125 crore.

Overview:<BR>Indian Bank is a premier public sector bank owned by the Government of India, offering a variety of deposit and loan schemes tailored to meet the needs of both individuals and organizations.<BR><BR>History:<BR>Indian Bank was incorporated on March 5, 1907, and commenced operations on August 15, 1907, as part of the Swadeshi Movement. The latest quarterly results reported are for March 2026, showing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 17,480.39 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 3,103 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 115,125 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>Industry: Public Sector Bank <BR>Market cap: INR 115,125 Cr <BR>Dividend Yield: 1.85% <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR>CAR: 16.40% <BR>Return on Assets: 1.23% <BR>Net NPA: 0.15% <BR>Gross NPA: 1.98%<BR><BR>Contact Details:<BR>Address: 66 Rajaji Salai, P B No 1384 Chennai Tamil Nadu : 600001 <BR>Tel: 91-44-25233231/25231253/25231254 <BR>Email: ibinvestorrelations@indianbank.co.i <BR>Website: http://www.indianbank.in

Are Indian Bank latest results good or bad?

Indian Bank's latest Q4 FY26 results show a net profit increase of 4.97% year-on-year and improved asset quality with a gross NPA ratio of 1.98%. However, rising provisions and a declining CASA ratio raise concerns about future performance, making the overall outlook mixed.

Indian Bank's latest results for Q4 FY26 present a mixed picture, showcasing both strengths and concerns. On the positive side, the bank reported a net profit of ₹3,103.13 crore, which reflects a year-on-year growth of 4.97% and a sequential increase of 1.36%. Additionally, the net interest income reached ₹7,109.51 crore, marking an impressive year-on-year growth of 11.27%, indicating strong core banking operations.<BR><BR>The gross non-performing asset (NPA) ratio improved to 1.98%, down from 2.23% in the previous quarter, suggesting better asset quality. Furthermore, the return on equity (ROE) of 15.35% demonstrates effective capital utilization.<BR><BR>However, there are notable concerns. The bank experienced a significant increase in provisions, which surged by 43.03% quarter-on-quarter to ₹1,225.76 crore. This rise in provisions raises questions about the sustainability of the improving asset quality metrics. Additionally, the CASA (Current Account Savings Account) ratio declined, indicating potential challenges in maintaining low-cost deposits, which could pressure net interest margins in the future.<BR><BR>Overall, while Indian Bank's financial performance shows strong growth in profit and income, the rising provisions and declining CASA ratio introduce caution. Investors may view the results as good in terms of profitability but should be mindful of the underlying challenges that could impact future performance.

When is the next results date for Indian Bank?

The next results date for Indian Bank is April 29, 2026.

The next results date for Indian Bank is scheduled for April 29, 2026.

Is Indian Bank technically bullish or bearish?

As of December 3, 2025, the trend is mildly bullish due to positive weekly MACD and KST indicators, but mixed signals from Dow Theory and a lack of momentum in the RSI suggest caution.

As of 3 December 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, primarily driven by the weekly MACD and KST indicators showing bullish signals, while the moving averages on the daily timeframe also reflect a mildly bullish outlook. However, the Dow Theory indicates a mildly bearish sentiment on the weekly timeframe, which tempers the overall bullishness. The RSI shows no signals on both weekly and monthly timeframes, suggesting a lack of momentum. Overall, while there are positive indicators, the mixed signals from the Dow Theory and KST suggest caution.

Is Indian Bank overvalued or undervalued?

As of December 3, 2025, Indian Bank is fairly valued with a PE ratio of 9.28, a Price to Book Value of 1.45, and a PEG ratio of 0.38, outperforming the Sensex with a 39.98% return over the past year, while maintaining competitive positioning against peers like State Bank of India and Bank of Baroda.

As of 3 December 2025, the valuation grade for Indian Bank has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 9.28, a Price to Book Value of 1.45, and a PEG ratio of 0.38, indicating a solid valuation relative to its earnings growth potential.<BR><BR>In comparison to its peers, Indian Bank's PE ratio is lower than that of State Bank of India, which stands at 12.31, while it is more favorable than Bank of Baroda's PE of 7.73, suggesting that Indian Bank is positioned competitively within the sector. Notably, the company has demonstrated strong performance with a return on equity (ROE) of 15.67% and a return on assets (ROA) of 1.28%. Despite a recent decline in stock price, Indian Bank has outperformed the Sensex significantly over the past year with a return of 39.98% compared to the Sensex's 5.27%.

How has been the historical performance of Indian Bank?

Indian Bank has shown significant growth from 2019 to 2025, with interest earned increasing from ₹19,184.81 crore to ₹62,002.16 crore, and profit after tax rising from ₹321.95 crore to ₹10,918.29 crore. Key financial metrics, including total income and deposits, have also substantially improved during this period.

Answer:<BR>The historical performance of Indian Bank shows significant growth over the years, particularly from 2019 to 2025.<BR><BR>Breakdown:<BR>Indian Bank's interest earned has increased from 19,184.81 crore in March 2019 to 62,002.16 crore in March 2025, reflecting a strong upward trend. The total income has also risen substantially, from 21,067.70 crore in March 2019 to 71,225.64 crore in March 2025. Net interest income has followed a similar trajectory, climbing from 7,018.09 crore in March 2019 to 25,176.37 crore in March 2025. Profit before tax has surged from 284.21 crore in March 2019 to 14,786.93 crore in March 2025, while profit after tax has grown from 321.95 crore to 10,918.29 crore in the same period. The bank's total liabilities increased from 3,09,468.18 crore in March 2020 to 8,74,654.16 crore in March 2025, with deposits also rising from 2,60,225.90 crore to 7,37,153.56 crore. Cash and cash equivalents have improved, reaching 54,867.00 crore in March 2025, up from 13,924.00 crore in March 2020. Overall, Indian Bank has demonstrated robust growth in key financial metrics over the years.

Who are the top shareholders of the Indian Bank?

The top shareholders of Indian Bank are the President of India with 73.84%, mutual funds holding 12.69%, and foreign institutional investors at 4.74%. HDFC Mutual Fund is the largest public shareholder with a 3.66% stake, while individual investors own 2.87%.

The top shareholders of Indian Bank include the President of India, who holds the largest stake at 73.84%. Other significant shareholders are mutual funds, which collectively hold 12.69% through 32 different schemes, and foreign institutional investors (FIIs), who hold 4.74% across 222 entities. Additionally, HDFC Mutual Fund is the highest public shareholder with a 3.66% stake, while individual investors collectively own 2.87%.

Has Indian Bank declared dividend?

Yes, Indian Bank has declared a 162% dividend, amounting to ₹12 per share, with an ex-date of June 7, 2024. The bank has shown strong total returns across various periods, with a total return of 1143.35% over the past 5 years.

Indian Bank has declared a 162% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 162%<BR>- Amount per share: 12<BR>- Ex-date: Jun-07-2024<BR><BR>Dividend Yield: 1.91%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 6.75%, the dividend return was 2.72%, resulting in a total return of 9.47%.<BR><BR>Over the past year, the price return reached 16.37%, with a dividend return of 3.01%, leading to a total return of 19.38%.<BR><BR>In the 2-year period, the price return was an impressive 125.47%, while the dividend return contributed 9.96%, culminating in a total return of 135.43%.<BR><BR>For the 3-year period, the price return soared to 287.04%, with a dividend return of 25.27%, resulting in a total return of 312.31%.<BR><BR>In the last 4 years, the price return was 340.81%, and the dividend return was 29.29%, achieving a total return of 370.1%.<BR><BR>Over the past 5 years, the price return skyrocketed to 1074.4%, with a dividend return of 68.95%, leading to a total return of 1143.35%.<BR><BR>Overall, Indian Bank has declared a substantial dividend and demonstrated strong total returns across all periods, indicating robust financial performance and shareholder value enhancement.