Saraswati Commer

Why is Saraswati Commercial (India) Ltd falling/rising?

As of 01-Jul, Saraswati Commercial (India) Ltd's stock price is at 9,500.00, reflecting a 5.56% increase due to a trend reversal and strong long-term fundamentals, despite a recent decline in investor participation. The company's impressive growth in profits and increased promoter confidence further support the stock's upward movement.

As of 01-Jul, Saraswati Commercial (India) Ltd's stock price is rising, currently at 9,500.00, reflecting a change of 500.0 or 5.56% increase. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 4.69% today, indicating a positive performance relative to its peers. Additionally, the stock has experienced a trend reversal, gaining after two consecutive days of decline, which may have encouraged investor confidence.<BR><BR>The stock opened with a significant gain of 5.56% today and reached an intraday high of Rs 9,500, maintaining this price without fluctuation throughout the trading session. Despite a recent decline in investor participation, as evidenced by a 37.5% drop in delivery volume compared to the five-day average, the stock's strong long-term fundamentals support its current rise. The company has demonstrated impressive growth in operating profits at a compound annual growth rate (CAGR) of 34.27%, alongside a substantial increase in net sales by 122.81% over the last six months.<BR><BR>Moreover, the rising confidence among promoters, who have increased their stake by 0.89% to 74.88%, signals a positive outlook for the company's future. While the stock has underperformed over the past year with a return of -37.00%, its profits have surged by 72.8%, suggesting that the current price movement may reflect a correction towards its fair value, especially given its attractive valuation metrics. Overall, these factors contribute to the stock's rising price as of the latest trading session.

Which are the latest news on Saraswati Commer?

What does Saraswati Commer do?

Saraswati Commercial (India) Ltd is a Non Banking Financial Company (NBFC) focused on investment and trading in shares and securities, as well as lending activities. It was incorporated in 1983, has a market cap of INR 1,045 Cr, and reported net sales and profit of -16 Cr for the quarter ending March 2026.

Overview:<BR>Saraswati Commercial (India) Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, primarily engaged in investment and trading in shares and securities as well as lending activities.<BR><BR>History:<BR>The company was incorporated on January 24, 1983, and is registered with the Reserve Bank of India. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: -16 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: -16 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 1,045 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 8.38% <BR>Price-to-Book: 0.93 <BR><BR>Contact Details:<BR>Address: 209/210 Arcadia Building, 2nd Floor 195 Nariman Point Mumbai Maharashtra : 400021 <BR>Tel: 91-22-66708600 <BR>Email: saraswati.investor@gcvl.in <BR>Website: http://www.saraswaticommercial.com

How big is Saraswati Commer?

As of 10th June, Saraswati Commercial (India) Ltd has a market capitalization of 1,045.00 Cr, with Net Sales of 120.96 Cr and a Net Profit of 92.32 Cr reported in the latest four quarters. Shareholder's Funds are 967.56 Cr and Total Assets are valued at 1,108.63 Cr for the annual period ending March 2025.

As of 10th June, Saraswati Commercial (India) Ltd has a market capitalization of 1,045.00 Cr, which classifies it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 120.96 Cr and a Net Profit of 92.32 Cr.<BR><BR>For the latest annual period ending in March 2025, the Shareholder's Funds amounted to 967.56 Cr, while the Total Assets were valued at 1,108.63 Cr.

Who are in the management team of Saraswati Commer?

The management team of Saraswati Commer includes Ketan Desai (Independent Director), Avani Sanghavi (Company Secretary & Compliance Officer), Ritesh Zaveri, Sandeep Kejariwal, Hetal Rajnikant Khalpada (all Non-Executive Directors), and independent directors Rupal Vora and Vallabh Prasad Biyani.

The management team of Saraswati Commer includes the following individuals:<BR><BR>1. Ketan Desai - Independent Director<BR>2. Avani Sanghavi - Company Secretary & Compliance Officer<BR>3. Ritesh Zaveri - Non-Executive Director<BR>4. Sandeep Kejariwal - Non-Executive Director<BR>5. Rupal Vora - Independent Director<BR>6. Hetal Rajnikant Khalpada - Non-Executive Director<BR>7. Vallabh Prasad Biyani - Independent Director<BR><BR>If you need more specific information about any of these members or their roles, feel free to ask!

Who are the peers of the Saraswati Commer?

Summary could not be generated.

Peers: The peers of Saraswati Commer are A.K.Capital Serv, Indl.& Prud.Inv., Centrum Capital, Vardhman Hold., Crest Ventures, STEL Holdings, Prime Securities, Capital India, Hexa Tradex, and Innovassynth Tec.<BR><BR>Quality Snapshot: Excellent management risk is observed at A.K.Capital Serv, Indl.& Prud.Inv., Vardhman Hold., and Capital India, while Average management risk is found at Crest Ventures, STEL Holdings, Prime Securities, Hexa Tradex, and Innovassynth Tec. Below Average management risk is noted for Saraswati Commer and Centrum Capital. Growth is Excellent for Saraswati Commer and Centrum Capital, Good for Crest Ventures, Average for A.K.Capital Serv, Prime Securities, and Indl.& Prud.Inv., while Below Average growth is seen in Vardhman Hold., Capital India, STEL Holdings, Hexa Tradex, and Innovassynth Tec. Excellent capital structure is present in A.K.Capital Serv, Indl.& Prud.Inv., Vardhman Hold., Crest Ventures, STEL Holdings, Prime Securities, and Innovassynth Tec, while Below Average capital structure is seen in Centrum Capital, and Good capital structure is noted for Hexa Tradex.<BR><BR>Return Snapshot: The peer with the highest 1-year return is STEL Holdings at 26.04%, while the lowest is Capital India at -42.61%, with Saraswati Commer's 1-year return being unavailable for comparison. Additionally, peers with negative six-month returns include Centrum Capital, Capital India, and Hexa Tradex.

Are Saraswati Commercial (India) Ltd latest results good or bad?

Saraswati Commercial (India) Ltd's latest results are concerning, with a net profit of ₹-16.31 crores and negative net sales of ₹-16.48 crores in Q4 FY26, marking significant declines. The company's stock has underperformed over the past year, raising caution for potential investors.

The latest results for Saraswati Commercial (India) Ltd are quite concerning. In the fourth quarter of FY26, the company reported a net profit of ₹-16.31 crores, which is a significant decline of 165.90% compared to the previous quarter. Similarly, net sales turned negative at ₹-16.48 crores, marking a 150.41% drop from the prior quarter's positive revenue of ₹32.69 crores. This marks the second consecutive quarter with negative net sales, indicating persistent challenges in generating positive trading revenues.<BR><BR>Over the past year, the stock has underperformed significantly, declining 36.64%, while the Sensex has only fallen by 6.97%. This underperformance raises concerns about the sustainability of the company’s trading-focused business model, which has been characterized by extreme volatility in earnings. <BR><BR>While the stock did see a slight gain of 2.36% immediately following the results announcement, the broader picture reflects ongoing difficulties. The company's average return on equity (ROE) stands at 12.84%, which is moderate but below the levels typically seen in more successful financial services firms.<BR><BR>Overall, the results indicate a challenging environment for Saraswati Commercial, with significant volatility and losses that suggest caution for potential investors.

Should I buy, sell or hold Saraswati Commercial (India) Ltd?

When is the next results date for Saraswati Commercial (India) Ltd?

The next results date for Saraswati Commercial (India) Ltd is 26 May 2026.

The next results date for Saraswati Commercial (India) Ltd is scheduled for 26 May 2026.

Is Saraswati Commer overvalued or undervalued?

As of November 14, 2025, Saraswati Commer is considered very expensive with a PE ratio of 70.75 and an EV to EBIT ratio of 51.38, significantly higher than peers like Bajaj Finance and Life Insurance, indicating it is overvalued despite recent stock performance.

As of 14 November 2025, the valuation grade for Saraswati Commer has moved from expensive to very expensive. This suggests a significant increase in perceived valuation, indicating that the company is overvalued. Key ratios highlight this concern: the PE ratio stands at an exceptionally high 70.75, the EV to EBIT ratio is 51.38, and the ROE is a mere 2.01%. <BR><BR>In comparison to peers, Saraswati Commer's valuation metrics are starkly higher; for instance, Bajaj Finance has a PE ratio of 34.62 and an EV to EBITDA of 19.53, while Life Insurance shows a PE of 11.25 and an EV to EBITDA of 9.29. The disparity in these ratios underscores that Saraswati Commer is not only overvalued but also lacks the financial performance to justify such a premium. Despite a recent strong stock performance relative to the Sensex over the past week and month, the year-to-date and one-year returns indicate a troubling trend, further reinforcing the conclusion that Saraswati Commer is overvalued.

Is Saraswati Commer technically bullish or bearish?

As of November 13, 2025, the trend is mildly bearish, with daily moving averages indicating bearishness, while weekly indicators show mild bullishness, resulting in mixed signals and a lack of strong momentum.

As of 13 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish outlook, while the weekly MACD and KST show mild bullishness. The Bollinger Bands on the weekly chart are bullish, but the monthly indicators remain mildly bearish. Overall, the mixed signals suggest a lack of strong momentum in either direction, with the strength leaning towards a mild bearish sentiment.

How has been the historical performance of Saraswati Commer?

Saraswati Commer experienced significant fluctuations in financial performance, with net sales and profits declining from Mar'24 to Mar'25, while total liabilities and assets increased. Despite operational challenges, the company maintained a positive cash position with improved net cash inflow.

Answer:<BR>The historical performance of Saraswati Commer shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Saraswati Commer's net sales have varied considerably, with a peak of 128.34 Cr in Mar'24, followed by a decline to 75.45 Cr in Mar'25. The total operating income mirrored this trend, decreasing from 128.34 Cr in Mar'24 to 75.45 Cr in Mar'25. Operating profit (PBDIT) also saw a decline from 125.17 Cr in Mar'24 to 70.43 Cr in Mar'25, while profit before tax followed suit, dropping from 123.47 Cr to 68.82 Cr in the same period. Profit after tax decreased from 103.90 Cr in Mar'24 to 53.43 Cr in Mar'25. The company's total liabilities increased significantly from 770.28 Cr in Mar'24 to 1,108.63 Cr in Mar'25, driven by a rise in short-term borrowings from 0.01 Cr to 42.66 Cr. Total assets also grew from 770.28 Cr to 1,108.63 Cr, with current investments rising sharply from 761.93 Cr to 1,083.92 Cr. The cash flow from operating activities decreased from 32.00 Cr in Mar'24 to 8.00 Cr in Mar'25, while the net cash inflow increased from 2.00 Cr to 20.00 Cr, indicating a positive cash position despite the operational challenges.

Who are the top shareholders of the Saraswati Commer?

The top shareholders of Saraswati Commer are Winro Commercial (India) Ltd with 22.77%, followed by Ageless Capital And Finance Private Limited at 5.83%, and individual investors holding 9.2%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Saraswati Commer include Winro Commercial (India) Ltd, which holds the largest stake at 22.77%. The highest public shareholder is Ageless Capital And Finance Private Limited, with a holding of 5.83%. Additionally, individual investors collectively own 9.2% of the company. There are currently no mutual funds or foreign institutional investors holding shares in Saraswati Commer.

Has Saraswati Commer declared dividend?

No Dividend History Available