Saraswati Commer

Why is Saraswati Commercial (India) Ltd falling/rising?

As of 16-Aug, Saraswati Commercial (India) Ltd's stock price is declining at Rs 12,210.00, down 2.97%, due to underperformance against its sector and recent intraday lows. Despite a spike in delivery volume, the stock has struggled over the past month, contrasting with a rising benchmark Sensex.

As of 16-Aug, Saraswati Commercial (India) Ltd is experiencing a decline in its stock price, currently at Rs 12,210.00, which reflects a change of -374.1 or -2.97%. This drop can be attributed to several factors. <BR><BR>Firstly, the stock has underperformed compared to its sector, with a performance today that is -2.18% lower than the sector average. Additionally, the stock touched an intraday low of Rs 12,175, marking a decrease of 3.25% during the trading session. <BR><BR>Despite a notable increase in delivery volume on August 13, which rose by 952.42% against the 5-day average, the overall trend shows that the stock has been struggling over the past month, with a decline of 3.52%, while the benchmark Sensex has increased by 1.24%. Year-to-date, the stock is down 4.38%, contrasting with a more significant decline of 8.46% in the Sensex.<BR><BR>Moreover, while the stock's moving averages are higher than the 5-day, 50-day, 100-day, and 200-day averages, it is lower than the 20-day moving average, indicating a potential short-term weakness. The erratic trading pattern, where the stock did not trade on one day out of the last 20 days, may also contribute to investor uncertainty.<BR><BR>Overall, the combination of underperformance relative to the sector, recent intraday lows, and mixed trading signals are contributing to the decline in the stock price of Saraswati Commercial (India) Ltd.

Which are the latest news on Saraswati Commer?

Should I buy, sell or hold Saraswati Commercial (India) Ltd?

Who are in the management team of Saraswati Commer?

The management team of Saraswati Commer includes Ketan Desai (Independent Director), Avani Sanghavi (Company Secretary & Compliance Officer), Ritesh Zaveri, Sandeep Kejariwal, Hetal Rajnikant Khalpada (all Non-Executive Directors), and independent directors Rupal Vora and Vallabh Prasad Biyani.

The management team of Saraswati Commer includes the following members:<BR><BR>1. Ketan Desai - Independent Director<BR>2. Avani Sanghavi - Company Secretary & Compliance Officer<BR>3. Ritesh Zaveri - Non-Executive Director<BR>4. Sandeep Kejariwal - Non-Executive Director<BR>5. Rupal Vora - Independent Director<BR>6. Hetal Rajnikant Khalpada - Non-Executive Director<BR>7. Vallabh Prasad Biyani - Independent Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does Saraswati Commer do?

Saraswati Commercial (India) Ltd is a Non Banking Financial Company (NBFC) focused on investment and trading in shares and securities, as well as lending activities. As of June 2026, it reported net sales of 76 Cr and a net profit of 64 Cr, with a market cap of INR 1,441 Cr.

Overview:<BR>Saraswati Commercial (India) Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap segment, primarily engaged in investment and trading in shares and securities, as well as lending activities.<BR><BR>History:<BR>The company was incorporated on January 24, 1983, and is registered with the Reserve Bank of India. The latest quarterly results reported are for June 2026, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>- Net Sales: 76 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 64 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 1,441 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 10.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 0.00%<BR>- Price to Book: 1.15<BR><BR>Contact Details:<BR>Address: 209/210 Arcadia Building, 2nd Floor 195 Nariman Point Mumbai Maharashtra : 400021<BR>Tel: 91-22-66708600<BR>Email: saraswati.investor@gcvl.in<BR>Website: http://www.saraswaticommercial.com

Who are the peers of the Saraswati Commer?

Saraswati Commer's peers include Summit Securitie, Balmer Law. Inv., Ugro Capital, PNB Gilts, Innovassynth Tec, GYFTR, Centrum Capital, A.K.Capital Serv, and Jindal Poly Inve. In terms of performance, GYFTR leads with a 1-year return of 55.50%, while Saraswati Commer has a return of -5.41%.

Peers: The peers of Saraswati Commer are Summit Securitie, Balmer Law. Inv., Ugro Capital, PNB Gilts, Innovassynth Tec, GYFTR, Centrum Capital, A.K.Capital Serv, and Jindal Poly Inve.<BR><BR>Quality Snapshot: Excellent management risk is observed at Summit Securitie, Ugro Capital, and Saraswati Commer, while Below Average management risk is found at Balmer Law. Inv., PNB Gilts, Centrum Capital, A.K.Capital Serv, and Vardhman Hold. Average management risk is noted at Innovassynth Tec, GYFTR, and Jindal Poly Inve. For growth, Excellent growth is seen at Summit Securitie, Ugro Capital, Saraswati Commer, and Jindal Poly Inve, while Average growth is found at Balmer Law. Inv., A.K.Capital Serv., and GYFTR. Below Average growth is noted at Innovassynth Tec. In terms of capital structure, Excellent capital structure is observed at Summit Securitie, Ugro Capital, Balmer Law. Inv., Innovassynth Tec, GYFTR, A.K.Capital Serv, and Jindal Poly Inve, while Below Average capital structure is found at PNB Gilts and Centrum Capital.<BR><BR>Return Snapshot: The peer with the highest 1-year return is GYFTR at 55.50%, while the lowest is Ugro Capital at -44.78%. Saraswati Commer's 1-year return is -5.41%, which is higher than Ugro Capital's but lower than GYFTR's. Additionally, the peers with negative six-month returns include Ugro Capital, PNB Gilts, Centrum Capital, and Vardhman Hold.

How big is Saraswati Commer?

As of 14th August, Saraswati Commercial (India) Ltd has a market capitalization of 1,402.68 Cr, with recent net sales of 165.07 Cr and a net profit of 132.30 Cr. The balance sheet for March 2025 shows shareholder's funds of 967.56 Cr and total assets of 1,108.63 Cr.

As of 14th August, Saraswati Commercial (India) Ltd has a market capitalization of 1,402.68 Cr, which classifies it as a Micro Cap company.<BR><BR>In the latest four quarters, Saraswati Commercial reported Net Sales of 165.07 Cr and a Net Profit of 132.30 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds of 967.56 Cr and Total Assets of 1,108.63 Cr.

When is the next results date for Saraswati Commercial (India) Ltd?

The next results date for Saraswati Commercial (India) Ltd is 12 August 2026.

The next results date for Saraswati Commercial (India) Ltd is scheduled for 12 August 2026.

Are Saraswati Commercial (India) Ltd latest results good or bad?

Saraswati Commercial (India) Ltd's latest results are concerning, with a net profit of ₹-16.31 crores and negative net sales of ₹-16.48 crores in Q4 FY26, marking significant declines. The company's stock has underperformed over the past year, raising caution for potential investors.

The latest results for Saraswati Commercial (India) Ltd are quite concerning. In the fourth quarter of FY26, the company reported a net profit of ₹-16.31 crores, which is a significant decline of 165.90% compared to the previous quarter. Similarly, net sales turned negative at ₹-16.48 crores, marking a 150.41% drop from the prior quarter's positive revenue of ₹32.69 crores. This marks the second consecutive quarter with negative net sales, indicating persistent challenges in generating positive trading revenues.<BR><BR>Over the past year, the stock has underperformed significantly, declining 36.64%, while the Sensex has only fallen by 6.97%. This underperformance raises concerns about the sustainability of the company’s trading-focused business model, which has been characterized by extreme volatility in earnings. <BR><BR>While the stock did see a slight gain of 2.36% immediately following the results announcement, the broader picture reflects ongoing difficulties. The company's average return on equity (ROE) stands at 12.84%, which is moderate but below the levels typically seen in more successful financial services firms.<BR><BR>Overall, the results indicate a challenging environment for Saraswati Commercial, with significant volatility and losses that suggest caution for potential investors.

Is Saraswati Commer overvalued or undervalued?

As of November 14, 2025, Saraswati Commer is considered very expensive with a PE ratio of 70.75 and an EV to EBIT ratio of 51.38, significantly higher than peers like Bajaj Finance and Life Insurance, indicating it is overvalued despite recent stock performance.

As of 14 November 2025, the valuation grade for Saraswati Commer has moved from expensive to very expensive. This suggests a significant increase in perceived valuation, indicating that the company is overvalued. Key ratios highlight this concern: the PE ratio stands at an exceptionally high 70.75, the EV to EBIT ratio is 51.38, and the ROE is a mere 2.01%. <BR><BR>In comparison to peers, Saraswati Commer's valuation metrics are starkly higher; for instance, Bajaj Finance has a PE ratio of 34.62 and an EV to EBITDA of 19.53, while Life Insurance shows a PE of 11.25 and an EV to EBITDA of 9.29. The disparity in these ratios underscores that Saraswati Commer is not only overvalued but also lacks the financial performance to justify such a premium. Despite a recent strong stock performance relative to the Sensex over the past week and month, the year-to-date and one-year returns indicate a troubling trend, further reinforcing the conclusion that Saraswati Commer is overvalued.

Is Saraswati Commer technically bullish or bearish?

As of November 13, 2025, the trend is mildly bearish, with daily moving averages indicating bearishness, while weekly indicators show mild bullishness, resulting in mixed signals and a lack of strong momentum.

As of 13 November 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish outlook, while the weekly MACD and KST show mild bullishness. The Bollinger Bands on the weekly chart are bullish, but the monthly indicators remain mildly bearish. Overall, the mixed signals suggest a lack of strong momentum in either direction, with the strength leaning towards a mild bearish sentiment.

How has been the historical performance of Saraswati Commer?

Saraswati Commer experienced significant fluctuations in financial performance, with net sales and profits declining from Mar'24 to Mar'25, while total liabilities and assets increased. Despite operational challenges, the company maintained a positive cash position with improved net cash inflow.

Answer:<BR>The historical performance of Saraswati Commer shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>Saraswati Commer's net sales have varied considerably, with a peak of 128.34 Cr in Mar'24, followed by a decline to 75.45 Cr in Mar'25. The total operating income mirrored this trend, decreasing from 128.34 Cr in Mar'24 to 75.45 Cr in Mar'25. Operating profit (PBDIT) also saw a decline from 125.17 Cr in Mar'24 to 70.43 Cr in Mar'25, while profit before tax followed suit, dropping from 123.47 Cr to 68.82 Cr in the same period. Profit after tax decreased from 103.90 Cr in Mar'24 to 53.43 Cr in Mar'25. The company's total liabilities increased significantly from 770.28 Cr in Mar'24 to 1,108.63 Cr in Mar'25, driven by a rise in short-term borrowings from 0.01 Cr to 42.66 Cr. Total assets also grew from 770.28 Cr to 1,108.63 Cr, with current investments rising sharply from 761.93 Cr to 1,083.92 Cr. The cash flow from operating activities decreased from 32.00 Cr in Mar'24 to 8.00 Cr in Mar'25, while the net cash inflow increased from 2.00 Cr to 20.00 Cr, indicating a positive cash position despite the operational challenges.

Who are the top shareholders of the Saraswati Commer?

The top shareholders of Saraswati Commer are Winro Commercial (India) Ltd with 22.77%, followed by Ageless Capital And Finance Private Limited at 5.83%, and individual investors holding 9.2%. There are no mutual funds or foreign institutional investors involved.

The top shareholders of Saraswati Commer include Winro Commercial (India) Ltd, which holds the largest stake at 22.77%. The highest public shareholder is Ageless Capital And Finance Private Limited, with a holding of 5.83%. Additionally, individual investors collectively own 9.2% of the company. There are currently no mutual funds or foreign institutional investors holding shares in Saraswati Commer.

Has Saraswati Commer declared dividend?

No Dividend History Available