Bajaj Finance

Why is Bajaj Finance Ltd falling/rising?

As of 05-Aug, Bajaj Finance Ltd's stock price is at 1,150.05, down 0.26%. Despite today's decline, the stock has strong long-term fundamentals and has appreciated significantly year-to-date, indicating a positive long-term outlook.

As of 05-Aug, Bajaj Finance Ltd's stock price is currently at 1,150.05, reflecting a decrease of 2.95 points or 0.26%. Despite this decline, the stock has shown strong performance over various periods, with a 1-week increase of 9.10% and a 1-month rise of 11.33%. Year-to-date, the stock has appreciated by 16.56%, significantly outperforming the Sensex, which has fallen by 7.79% during the same timeframe.<BR><BR>The stock is trading close to its 52-week high, just 2.4% away from Rs 1,177.6, indicating that it has been performing well overall. However, today's performance has underperformed the sector by 0.74%, which may contribute to the slight decline in price. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 38.62% compared to the 5-day average, suggesting reduced trading activity and possibly impacting the stock's price negatively.<BR><BR>On the positive side, Bajaj Finance Ltd has strong long-term fundamentals, with an average return on equity (ROE) of 18.03% and impressive growth in operating profit at an annual rate of 30.47%. The company reported its highest quarterly net sales and cash equivalents recently, which reflects robust financial health. Furthermore, high institutional holdings at 36.61% indicate confidence from larger investors who typically have more resources to analyze company fundamentals.<BR><BR>In summary, while Bajaj Finance Ltd has experienced a slight decline in its stock price today, its overall strong performance metrics and fundamentals suggest that the long-term outlook remains positive, despite the current dip.

Which are the latest news on Bajaj Finance?

Are Bajaj Finance Ltd latest results good or bad?

Bajaj Finance Ltd's latest Q1 FY27 results are strong, with a net profit of ₹5,985.75 crore (up 27.37% year-on-year) and revenue of ₹23,165.45 crore (up 18.65%). The improved operating margin and profit after tax margin indicate solid operational efficiency, making the results favorable.

Bajaj Finance Ltd's latest results for Q1 FY27 are quite strong, reflecting positive growth across multiple financial metrics. The company reported a net profit of ₹5,985.75 crore, which is a significant increase of 27.37% year-on-year. Revenue also saw a robust rise, reaching ₹23,165.45 crore, marking an 18.65% increase compared to the same quarter last year.<BR><BR>Additionally, the operating margin improved to 71.11%, up from 70.28% in the previous year, indicating enhanced operational efficiency. The profit after tax margin also expanded to 26.41%, further showcasing the company's ability to manage costs effectively while growing its top line.<BR><BR>Overall, Bajaj Finance's performance demonstrates strong momentum and operational strength, making the latest results favorable.

Should I buy, sell or hold Bajaj Finance Ltd?

What does Bajaj Finance do?

Bajaj Finance Ltd is a large-cap Non-Banking Financial Company (NBFC) that primarily provides financing solutions for two and three-wheelers. As of March 2026, it reported net sales of ₹21,606 Cr and a net profit of ₹5,465 Cr, with a market cap of ₹554,888 Cr.

Overview:<BR>Bajaj Finance Ltd is a large-cap Non-Banking Financial Company (NBFC) primarily focused on providing financing solutions for two and three-wheelers.<BR><BR>History:<BR>Bajaj Finance Ltd was incorporated on March 25, 1987, originally as Bajaj Auto Finance Limited. It became a deemed Public Company on October 20, 1987, and was registered as a Public Limited Company on September 24, 1988. The company registered with the RBI as a Non-Bank Company on March 5, 1998. The most recent quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 21,606 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 5,465 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 554,888 Cr (Large Cap)<BR><BR>Key Metrics:<BR>- P/E: 29.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 3.82<BR>- Return on Equity: 16.86%<BR>- Price to Book: 4.84<BR><BR>Contact Details:<BR>- Address: Mumbai-Pune Road, Akurdi Pune Maharashtra : 411035<BR>- Phone: 91-20-30405060/71576403<BR>- Email: investor.service@bajajfinserv.in<BR>- Website: http://www.bajajfinserv.in

How big is Bajaj Finance?

As of 10th June, Bajaj Finance Ltd has a market capitalization of 554,888.00 Cr, with net sales of 82,322.06 Cr and a net profit of 19,017.39 Cr reported in the latest four quarters. The company has shareholder's funds of 96,692.87 Cr and total assets of 464,985.63 Cr for the annual period ending March 2025.

As of 10th June, Bajaj Finance Ltd has a market capitalization of 554,888.00 Cr, classified as a Large Cap company.<BR><BR>In the latest four quarters, Bajaj Finance reported net sales of 82,322.06 Cr and a net profit of 19,017.39 Cr.<BR><BR>For the latest annual period ending March 2025, Bajaj Finance had shareholder's funds amounting to 96,692.87 Cr and total assets of 464,985.63 Cr.

Who are in the management team of Bajaj Finance?

The management team of Bajaj Finance includes key individuals such as Rajiv Bajaj (Director), Sanjiv Bajaj (Chairman), Rajeev Jain (Managing Director), and several independent directors. They oversee the company's strategic direction and regulatory compliance.

The management team of Bajaj Finance includes the following key individuals:<BR><BR>1. **Rajiv Bajaj** - Director<BR>2. **Sanjiv Bajaj** - Chairman (Non-Executive)<BR>3. **D J Balaji Rao** - Independent Director<BR>4. **Rajeev Jain** - Managing Director<BR>5. **Vijay R** - Company Secretary & Compliance Officer<BR>6. **Naushad Forbes** - Independent Director<BR>7. **Anami Roy** - Independent Director<BR>8. **Pramit Jhaveri** - Independent Director<BR>9. **Radhika Haribhakti** - Independent Director<BR>10. **Rakesh Bhatt** - Executive Director<BR>11. **Anup Saha** - Executive Director<BR><BR>This team is responsible for guiding the company's strategic direction and ensuring compliance with regulatory requirements. If you have any more questions about Bajaj Finance or its operations, feel free to ask!

Who are the peers of the Bajaj Finance?

Bajaj Finance's peers include Shriram Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance, with varying management risk, growth, and capital structure ratings. Aditya Birla Cap has the highest 1-year return at 38.19%, while SBI Cards has the lowest at -41.95%, with Bajaj Finance at -6.78%.

Peers: The peers of Bajaj Finance are Shriram Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and SBI Cards, while Good management risk is found at Shriram Finance, Aditya Birla Cap, HDB FINANC SER, and Sundaram Finance. Average management risk is present at Jio Financial and L&T Finance Ltd. For Growth, Excellent growth is noted at Jio Financial, while Good growth is seen at Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, Aditya Birla Cap, and the rest. Below Average growth is found at L&T Finance Ltd, while Average growth is observed at SBI Cards and Sundaram Finance. In terms of Capital Structure, Excellent capital structure is noted at Bajaj Finance, Shriram Finance, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, and SBI Cards, while Good capital structure is present at Cholaman.Inv.&Fn and HDB FINANC SER, and the rest have a Below Average rating.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Aditya Birla Cap at 38.19%, while the peer with the lowest is SBI Cards at -41.95%. Bajaj Finance's 1-year return is -6.78%, which is higher than SBI Cards but lower than Aditya Birla Cap. Additionally, several peers, including Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, L&T Finance Ltd, SBI Cards, and Sundaram Finance, have negative six-month returns.

Is Bajaj Finance technically bullish or bearish?

As of November 21, 2025, Bajaj Finance's technical trend is mildly bullish, supported by bullish MACD and KST indicators, although recent price weakness and a lack of momentum in RSI and Dow Theory suggest caution.

As of 21 November 2025, the technical trend for Bajaj Finance has changed from bullish to mildly bullish. The weekly MACD and KST indicators remain bullish, supporting a positive outlook, while the moving averages on the daily chart also indicate a mildly bullish stance. However, both the RSI and Dow Theory show no significant trends in the weekly and monthly time frames, suggesting a lack of momentum. Overall, the current technical stance is mildly bullish, driven primarily by the bullish MACD and KST indicators, despite recent price weakness.

How has been the historical performance of Bajaj Finance?

Bajaj Finance has shown significant growth from March 2020 to March 2025, with net sales increasing from ₹26,373.80 crore to ₹69,683.51 crore, and profit after tax rising from ₹3,994.99 crore to ₹16,761.67 crore, reflecting a strong upward trend in financial performance. Total assets and liabilities also surged, indicating substantial operational scale.

Answer:<BR>The historical performance of Bajaj Finance shows significant growth in net sales and profits over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Bajaj Finance has demonstrated a robust increase in net sales, rising from 26,373.80 crore in March 2020 to 69,683.51 crore in March 2025. The total operating income followed a similar upward trajectory, reaching 69,683.51 crore in March 2025. Operating profit (PBDIT) also saw substantial growth, climbing from 17,089.96 crore in March 2020 to 47,713.60 crore in March 2025. Profit before tax increased from 6,179.16 crore in March 2019 to 22,061.82 crore in March 2025, while profit after tax rose from 3,994.99 crore to 16,761.67 crore in the same period. The company's total assets surged from 1,63,541.24 crore in March 2020 to 4,64,985.63 crore in March 2025, reflecting a strong asset base. Total liabilities also increased, from 1,63,541.24 crore to 4,64,985.63 crore, indicating a significant scale of operations. Cash flow from operating activities remained negative but improved from -24,411.00 crore in March 2020 to -68,154.00 crore in March 2025, while cash flow from financing activities showed a positive trend, peaking at 70,527.00 crore in March 2025. Overall, Bajaj Finance's financial metrics indicate a strong growth trajectory over the years.

How has been the historical performance of Bajaj Finance?

Bajaj Finance has shown consistent growth in net sales, operating income, and profits from March 2019 to March 2025, with net sales increasing from 18,487.14 crore to 69,683.51 crore and profit after tax rising from 3,994.99 crore to 16,761.67 crore. Despite challenges in cash flow, the company has significantly expanded its total assets and liabilities during this period.

Answer:<BR>The historical performance of Bajaj Finance shows a consistent growth trajectory in net sales, operating income, and profit metrics over the years leading up to March 2025.<BR><BR>Breakdown:<BR>Bajaj Finance's net sales have increased significantly from 18,487.14 crore in March 2019 to 69,683.51 crore in March 2025, reflecting a robust growth trend. Total operating income followed a similar pattern, rising from 26,373.80 crore in March 2020 to 69,683.51 crore in March 2025. The total expenditure, excluding depreciation, also grew, reaching 22,011.18 crore in March 2025, up from 5,553.31 crore in March 2019. Operating profit (PBDIT) has shown a strong upward movement, climbing from 12,946.87 crore in March 2019 to 47,713.60 crore in March 2025. Profit before tax increased from 6,179.16 crore in March 2019 to 22,061.82 crore in March 2025, while profit after tax rose from 3,994.99 crore to 16,761.67 crore in the same period. The company's total assets have expanded from 1,63,541.24 crore in March 2020 to 4,64,985.63 crore in March 2025, indicating strong asset growth. Total liabilities also increased, from 1,63,541.24 crore to 4,64,985.63 crore, with total debt rising from 1,08,379.28 crore to 2,89,845.52 crore. Cash flow from operating activities remained negative, reflecting challenges in cash generation, but cash flow from financing activities showed positive inflows, particularly in March 2025 at 70,527.00 crore. Overall, Bajaj Finance has demonstrated significant growth in revenue and profitability, despite facing cash flow challenges.

Who are the top shareholders of the Bajaj Finance?

The top shareholders of Bajaj Finance include Bajaj Finserv Limited with 51.39%, foreign institutional investors at 19.18%, and mutual funds holding 8.95%. Life Insurance Corporation of India is the largest public shareholder with 2.62%, while individual investors own 7.18%.

The top shareholders of Bajaj Finance include Bajaj Finserv Limited, which holds the largest stake at 51.39%. Other significant shareholders are foreign institutional investors (FIIs) with a combined holding of 19.18% and mutual funds, which are represented by 45 schemes holding 8.95%. Additionally, Life Insurance Corporation of India is the highest public shareholder with a 2.62% stake, while individual investors collectively hold 7.18% of the company.

What is the bonus history of the Bajaj Finance?

Bajaj Finance's most recent bonus issue was a 4:1 bonus announced on June 16, 2025. Previously, the company issued a 1:1 bonus on September 8, 2016.

Bajaj Finance has a notable bonus history. The most recent bonus issue was a 4:1 bonus announced with an ex-date of June 16, 2025. Prior to that, the company issued a 1:1 bonus on September 8, 2016, with a record date of September 10, 2016. This reflects Bajaj Finance's approach to rewarding its shareholders through bonus shares over the years.

Is Bajaj Finance overvalued or undervalued?

As of January 2, 2025, Bajaj Finance is considered very expensive and overvalued, with a PE ratio of 35.01 and higher valuation metrics compared to peers like HDFC Ltd., despite a strong year-to-date return of 40.92%.

As of 2 January 2025, Bajaj Finance's valuation grade has moved from expensive to very expensive, indicating a significant shift in its market perception. The company is currently considered overvalued. Key ratios reveal a PE ratio of 35.01, an EV to EBITDA of 19.51, and a PEG ratio of 2.38, all of which suggest that the stock is trading at a premium compared to its earnings growth potential.<BR><BR>In comparison to its peers, Bajaj Finance's valuation metrics are notably high; for instance, its PE ratio aligns closely with the industry average but remains elevated. Other peers in the Non-Banking Financial Company sector, such as HDFC Ltd. with a PE of 28.00, further illustrate this overvaluation. Additionally, while Bajaj Finance has outperformed the Sensex with a year-to-date return of 40.92% compared to the Sensex's 5.61%, this strong performance does not mitigate the concerns regarding its current valuation.

When is the next results date for Bajaj Finance?

No Upcoming Board Meetings

Has Bajaj Finance declared dividend?

Yes, Bajaj Finance has declared a dividend of 2200% (₹44 per share) with an ex-date of May 30, 2025, and a dividend yield of 1.03%. The company has shown strong total returns across various periods, with a five-year total return of 296.39%.

Bajaj Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2200%<BR>- Amount per share: 44<BR>- Ex-date: May 30, 2025<BR><BR>Dividend Yield: 1.03%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Bajaj Finance achieved a price return of 36.51%, a dividend return of 0.82%, resulting in a total return of 37.33%.<BR><BR>Over the past year, the company recorded a price return of 35.24%, a dividend return of 1.29%, leading to a total return of 36.53%.<BR><BR>In the two-year period, Bajaj Finance saw a price return of 31.57%, with a dividend return of 1.65%, culminating in a total return of 33.22%.<BR><BR>For the three-year period, the price return was 55.52%, the dividend return was 2.61%, resulting in a total return of 58.13%.<BR><BR>In the four-year span, the company experienced a price return of 56.21%, a dividend return of 2.52%, leading to a total return of 58.73%.<BR><BR>Over the last five years, Bajaj Finance achieved an impressive price return of 291.27%, with a dividend return of 5.12%, resulting in a total return of 296.39%.<BR><BR>Overall, Bajaj Finance has declared a significant dividend and demonstrated strong total returns across various periods, indicating robust performance and shareholder value enhancement.