Unum Group

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US91529Y1064
USD
73.34
-0.21 (-0.29%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

312.76 k

Shareholding (Mar 2025)

FII

17.26%

Held by 225 FIIs

DII

42.41%

Held by 59 DIIs

Promoter

0.03%

How big is Unum Group?

22-Jun-2025

As of Jun 18, Unum Group has a market capitalization of $21.58 billion, with shareholder's funds of $10.96 billion and total assets of $53.55 billion.

Market Cap: As of Jun 18, Unum Group has a market capitalization of 21,583.01 million, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Unum Group reported net sales of 0.00 million and a consolidated net profit of 1,573.00 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, Unum Group's shareholder's funds amounted to 10,961.10 million, while total assets were reported at 53,549.40 million.

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What does Unum Group do?

22-Jun-2025

Unum Group is a mid-cap insurance provider specializing in financial protection benefits, with a recent net profit of $189 million and a market cap of approximately $21.58 billion. Key metrics include a P/E ratio of 14.00, a dividend yield of 1.50%, and a return on equity of 14.03%.

Overview:<BR>Unum Group is a provider of financial protection benefits in the insurance industry, operating within the mid-cap market.<BR><BR>Financial Snapshot:<BR>- Most recent Net Profit: 189 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 21,583.01 Million (Mid Cap)<BR><BR>Key Metrics:<BR>- P/E: 14.00<BR>- Dividend Yield: 1.50%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: 14.03%<BR>- Price to Book: 1.92<BR><BR>Contact Details:<BR>- Address: 1 Fountain Sq, CHATTANOOGA TN: 37402-1307<BR>- Tel: ['1 423 2941011', '1 423 2948996']<BR>- Fax: 1 302 6365454<BR>- Website: https://www.unum.com/

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Who are in the management team of Unum Group?

22-Jun-2025

As of March 2022, Unum Group's management team includes Non-Executive Chairman Kevin Kabat, CEO Richard McKenney, and Independent Directors Theodore Bunting, Susan Cross, Susan DeVore, and Joseph Echevarria, who collectively guide the company's strategic direction and governance.

As of March 2022, the management team of Unum Group includes the following individuals:<BR><BR>- Mr. Kevin Kabat, who serves as the Non-Executive Independent Chairman of the Board.<BR>- Mr. Richard McKenney, who is the President, Chief Executive Officer, and Director.<BR>- Mr. Theodore Bunting, serving as an Independent Director.<BR>- Ms. Susan Cross, also an Independent Director.<BR>- Ms. Susan DeVore, who is an Independent Director.<BR>- Mr. Joseph Echevarria, another Independent Director.<BR><BR>This team is responsible for guiding the company's strategic direction and governance.

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Is Unum Group technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Unum Group's technical trend is mildly bearish, with mixed signals from MACD and Bollinger Bands, despite outperforming the S&P 500 in various time frames but underperforming year-to-date and over the last five and ten years.

As of 3 October 2025, the technical trend for Unum Group has changed from sideways to mildly bearish. The weekly MACD is bullish, but the monthly MACD is mildly bearish, indicating mixed signals. The daily moving averages are mildly bearish, while the weekly and monthly Bollinger Bands are bullish. The KST is bearish on the weekly and mildly bearish on the monthly, and Dow Theory shows a mildly bullish stance on both weekly and monthly time frames. <BR><BR>In terms of performance, Unum Group has outperformed the S&P 500 over the past week, month, year, and three years, but underperformed year-to-date and over the last five and ten years. Overall, the current technical stance is mildly bearish, driven primarily by the daily moving averages and KST indicators.

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Is Unum Group overvalued or undervalued?

02-Dec-2025

As of November 28, 2025, Unum Group is fairly valued with a P/E ratio of 14, a PEG ratio of 0.58 indicating potential undervaluation, and a strong long-term performance of 234.37% over five years, despite mixed recent results.

As of 28 November 2025, the valuation grade for Unum Group has moved from expensive to fair, indicating a more favorable assessment of its stock price. The company appears to be fairly valued based on its P/E ratio of 14, which is slightly below its peer CNA Financial Corp. at 14.82, and its PEG ratio of 0.58 suggests it may be undervalued relative to its growth prospects. Additionally, the Price to Book Value stands at 2.01, which is reasonable within the insurance industry context.<BR><BR>In comparison to its peers, Unum Group's EV to EBITDA ratio of 185.80 is significantly higher than CNA Financial Corp.'s 180.26, yet it is lower than the Reinsurance Group of America, Inc., which is not applicable here. The stock has shown strong long-term performance, with a 5-year return of 234.37%, outperforming the S&P 500's 88.25% over the same period. However, recent performance has been mixed, with a year-to-date return of 2.97% compared to the S&P 500's 16.45%. Overall, Unum Group is fairly valued at this time.

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Dashboard
1

Poor long term growth as Operating profit has grown by an annual rate of -329.67%

 
2

Negative results in Jun 25

3

Underperformed the market in the last 1 year

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 20,131 Million (Small Cap)

stock-summary
P/E

14.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

1.61%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

13.42%

stock-summary
Price to Book

1.78

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
336 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
0.37%
0%
0.37%
6 Months
-9.1%
0%
-9.1%
1 Year
-3.08%
0%
-3.08%
2 Years
69.38%
0%
69.38%
3 Years
71.08%
0%
71.08%
4 Years
215.98%
0%
215.98%
5 Years
202.31%
0%
202.31%

Unum Group for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
1.65%
EBIT Growth (5y)
-329.67%
EBIT to Interest (avg)
-0.27
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.32%
Dividend Payout Ratio
16.60%
Pledged Shares
0
Institutional Holding
91.98%
ROCE (avg)
0
ROE (avg)
11.84%
Valuation key factors
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
2.01
EV to EBIT
NA
EV to EBITDA
185.80
EV to Capital Employed
2.12
EV to Sales
1.69
PEG Ratio
0.58
Dividend Yield
1.43%
ROCE (Latest)
ROE (Latest)
14.03%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 116 Schemes (40.28%)

Foreign Institutions

Held by 225 Foreign Institutions (17.26%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
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        "Jun'25",
        "Mar'25",
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          "val2": "52.00",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
30.20
30.00
0.67%
Interest
52.00
52.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
335.60
189.10
77.47%
Operating Profit Margin (Excl OI)
139.00%
103.10%
3.59%
USD in Million.
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 77.47% vs -45.77% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
116.10
108.80
6.71%
Interest
201.10
194.80
3.23%
Exceptional Items
0.00
0.00
Consolidate Net Profit
1,779.10
1,283.80
38.58%
Operating Profit Margin (Excl OI)
197.10%
155.70%
4.14%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 38.58% vs -8.77% in Dec 2023

stock-summaryCompany CV
About Unum Group stock-summary
stock-summary
Unum Group
Insurance
Unum Group is a provider of financial protection benefits in the United States and the United Kingdom. The Company's products include disability, life, accident, critical illness, dental and vision, and other related services. Its segments include Unum US, Unum UK, Colonial Life, Closed Block and Corporate. Its Unum US segment includes group long-term and short-term disability insurance, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. Its Unum UK segment includes insurance for group long-term disability, group life, and supplemental lines of business, which include dental, individual disability and critical illness products. Its Colonial Life segment includes insurance for accident, sickness, and disability products, life products, and cancer and critical illness products issued primarily by Colonial Life & Accident Insurance Company and marketed to employees. Its Closed Block segment consists of other insurance products.
Company Coordinates stock-summary
Company Details
1 Fountain Sq , CHATTANOOGA TN : 37402-1307
stock-summary
Tel: 1 423 29410111 423 2948996
stock-summary
Registrar Details