NMI Holdings, Inc.

How big is NMI Holdings, Inc.?

As of Jun 18, NMI Holdings, Inc. has a market capitalization of $3,095.62 million and reported shareholder's funds of $2,217.43 million with total assets of $3,360.81 million.

Market Cap: As of Jun 18, NMI Holdings, Inc. has a market capitalization of 3,095.62 million, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, NMI Holdings, Inc. reported net sales of 0.00 million and a net profit of 373.62 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 2,217.43 million and total assets of 3,360.81 million.

What does NMI Holdings, Inc. do?

NMI Holdings, Inc. (NMIH) provides private mortgage guaranty insurance and is classified as a small-cap company with a market cap of approximately $3.1 billion. As of March 2025, it reported a net profit of $103 million, with a P/E ratio of 8.00 and a return on equity of 16.32%.

Overview:<BR>NMI Holdings, Inc. (NMIH) provides private mortgage guaranty insurance and operates within the insurance industry, categorized as a small-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Profit: 103 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 3,095.62 Million (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 8.00<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: 16.32%<BR>- Price to Book: 1.33<BR><BR>Contact Details:<BR>- Address: 2100 Powell St Fl 12, EMERYVILLE CA 94608-1894<BR>- Tel: ['1 855 5306642', '1 510 7888417']<BR>- Fax: 1 302 6555049<BR>- Website: http://www.nationalmi.com/

Should I buy, sell or hold NMI Holdings, Inc.?

Who are in the management team of NMI Holdings, Inc.?

As of March 2022, the management team of NMI Holdings, Inc. includes Executive Chairman Bradley Shuster, CEO Claudia Merkle, Lead Independent Director Steven Scheid, and Independent Directors Michael Embler, James Jones, Lynn McCreary, and Michael Montgomery. They oversee the company's strategic direction and operations.

As of March 2022, the management team of NMI Holdings, Inc. includes the following individuals:<BR><BR>- Mr. Bradley Shuster, who serves as the Executive Chairman of the Board and Director.<BR>- Ms. Claudia Merkle, who is the President, Chief Executive Officer, and Director.<BR>- Mr. Steven Scheid, who holds the position of Lead Independent Director.<BR>- Mr. Michael Embler, Mr. James Jones, Ms. Lynn McCreary, and Mr. Michael Montgomery, all of whom are Independent Directors. <BR><BR>This team is responsible for overseeing the company's strategic direction and operations.

Is NMI Holdings, Inc. overvalued or undervalued?

As of August 8, 2025, NMI Holdings, Inc. is fairly valued with a P/E ratio of 8 and a PEG ratio of 0.51, indicating potential undervaluation compared to peers, despite recent underperformance against the S&P 500.

As of 8 August 2025, the valuation grade for NMI Holdings, Inc. has moved from attractive to fair, indicating a shift in its perceived value. The company appears to be fairly valued at this time, with a P/E ratio of 8, a Price to Book Value of 1.34, and a PEG Ratio of 0.51, suggesting that it may be undervalued relative to its growth potential. <BR><BR>In comparison to peers, NMI Holdings, Inc. has a lower P/E ratio than American Financial Group, Inc. at 15.03 and a significantly lower EV to EBITDA ratio than Everest Group Ltd. at 264.56, which indicates that it is trading at a discount relative to some competitors. While NMI Holdings has underperformed the S&P 500 over the past year with a return of -5.45% compared to the index's 17.14%, it has outperformed over the longer term with a 3-year return of 86.42% versus 70.41% for the S&P 500, reinforcing the notion that it may be a value opportunity in the insurance sector.

Is NMI Holdings, Inc. technically bullish or bearish?

As of October 24, 2025, NMI Holdings, Inc. exhibits a mildly bearish technical trend, supported by bearish MACD and KST indicators on both weekly and monthly time frames, despite some mixed signals from daily moving averages and OBV.

As of 24 October 2025, the technical trend for NMI Holdings, Inc. has changed from sideways to mildly bearish. The weekly MACD is bearish, and the monthly MACD is mildly bearish, indicating a negative momentum. The weekly KST is also bearish, while the monthly KST is mildly bearish, reinforcing the bearish outlook. The Dow Theory supports this with a mildly bearish stance on both weekly and monthly time frames. Although the daily moving averages show a mildly bullish signal, this is overshadowed by the overall bearish indicators. The Bollinger Bands are mildly bearish on the weekly and sideways on the monthly, suggesting limited volatility. The OBV shows a mixed picture with a mildly bearish weekly signal but a bullish monthly signal. Overall, the technical stance is mildly bearish, with key indicators such as MACD and KST driving this view. There is no available return data to compare the company's performance against the S&P 500.