Ashika Credit

Why is Ashika Credit Capital Ltd falling/rising?

As of 27-Jul, Ashika Credit Capital Ltd's stock price is rising to 430.55, reflecting a 7.81% increase. The stock has significantly outperformed the Sensex over various timeframes, showing strong long-term performance and momentum despite a recent decrease in investor participation.

As of 27-Jul, Ashika Credit Capital Ltd's stock price is rising, currently at 430.55, which reflects an increase of 31.2 or 7.81%. This upward movement is supported by several factors. Over the past week, the stock has gained 7.60%, significantly outperforming the Sensex, which has declined by 1.12%. In the last month, the stock has risen by 11.74%, while the Sensex has seen a slight decrease of 0.34%. Year-to-date, Ashika Credit has increased by 16.62%, contrasting with the Sensex's drop of 9.84%. <BR><BR>The stock has also shown impressive long-term performance, with a staggering 1079.59% increase over the past three years and 779.57% over the last five years. Today, the stock is close to its 52-week high, being only 1.62% away from the peak of Rs 440. Additionally, it has outperformed its sector by 6.52% today and has been on a consecutive gain streak for the last four days, accumulating a total return of 9.51% during this period.<BR><BR>Despite high volatility, with an intraday volatility of 7.48%, the stock is trading above its moving averages across various timeframes, indicating strong momentum. However, it is worth noting that investor participation has decreased, with delivery volume falling by 16.99% against the five-day average. Nonetheless, the overall positive performance metrics suggest that the stock's price is rising due to strong historical returns and current market dynamics.

Which are the latest news on Ashika Credit?

How big is Ashika Credit?

Summary could not be generated.

As of 10th June, <BR><BR>Market Cap: Ashika Credit Capital Ltd has a market capitalization of 2,814.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 184.80 Cr, while the sum of Net Profit for the same period is 24.19 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is not specified, and the values for Shareholder's Funds and Total Assets are unavailable.

Who are in the management team of Ashika Credit?

The management team of Ashika Credit includes Pawan Jain (Executive Chairman), Daulat Jain (Managing Director & CEO), and several independent directors: Sagar Jain, Suparna Sengupta, and Sonu Jain, along with Anju Mundhra (Company Secretary) and Amit Jain (Non-Executive Director). They oversee the company's operations and strategic direction.

The management team of Ashika Credit includes the following individuals:<BR><BR>1. **Pawan Jain** - Executive Chairman<BR>2. **Sagar Jain** - Independent Director<BR>3. **Daulat Jain** - Managing Director & CEO<BR>4. **Suparna Sengupta** - Independent Director<BR>5. **Sonu Jain** - Independent Director<BR>6. **Anju Mundhra** - Company Secretary & Compliance Officer<BR>7. **Amit Jain** - Non-Executive Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction. If you have any more questions about Ashika Credit or its management, feel free to ask!

Who are the peers of the Ashika Credit?

Ashika Credit's peers include Indostar Capital, SG Finserve, Kalyani Invest., Mufin Green, Shipping Land, PTC India Fin, and Grand Oak Canyon. Notably, Mufin Green has the highest 1-year return at 53.45%, while Indostar Capital has the lowest at -29.83%, with Ashika Credit at -7.35%.

Peers: The peers of Ashika Credit are Indostar Capital, SG Finserve, Kalyani Invest., Mufin Green, Shipping Land, PTC India Fin, and Grand Oak Canyon.<BR><BR>Quality Snapshot: Excellent management risk is observed at SG Finserve, Ashika Credit, Kalyani Invest., and Mufin Green, while Below Average management risk is found at Indostar Capital, Shipping Land, PTC India Fin, and Grand Oak Canyon. Growth is Excellent for SG Finserve, Ashika Credit, Kalyani Invest., and Mufin Green, while Below Average growth is noted for Indostar Capital and Shipping Land, and the rest. Capital Structure is Excellent for Indostar Capital, SG Finserve, Ashika Credit, Kalyani Invest., Mufin Green, and PTC India Fin, while Below Average capital structure is seen at Shipping Land and Grand Oak Canyon.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Mufin Green at 53.45%, while the peer with the lowest is Indostar Capital at -29.83%. Ashika Credit's 1-year return is -7.35%, which is better than Indostar Capital but worse than Mufin Green. Additionally, Shipping Land and PTC India Fin have negative six-month returns.

What does Ashika Credit do?

Ashika Credit Capital Ltd is a Non-Banking Financial Company (NBFC) focused on the Micro Cap market, incorporated in 1994 and listed on the Calcutta Stock Exchange. As of March 2026, it reported net sales of 50 Cr and a net loss of 35 Cr, with a market cap of INR 2,814 Cr.

Overview: <BR>Ashika Credit Capital Ltd operates as a Non Banking Financial Company (NBFC) within the Micro Cap market segment.<BR><BR>History: <BR>The company was incorporated on 8th March, 1994, initially as a Private Limited Company, and transitioned to a Public Limited Company on 3rd September, 1996. It floated its shares to the public in 2000 and is listed on the Calcutta Stock Exchange. The latest quarterly results reported net sales and profit for March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 50 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: -35 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 2,814 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 114.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.22 <BR>Return on Equity: 5.16% <BR>Price to Book: 2.37<BR><BR>Contact Details: <BR>Address: Trinity 7th Floor, 226/1 A J C Bose Road Kolkata West Bengal : 700020 <BR>Tel: 91-33-22839952/40102500 <BR>Email: ashika@ashikagroup.com <BR>Website: http://www.ashikagroup.com

Should I buy, sell or hold Ashika Credit Capital Ltd?

Are Ashika Credit Capital Ltd latest results good or bad?

Ashika Credit Capital Ltd's latest results are concerning, showing a net loss of ₹35.09 crores in Q4 FY26, a significant increase from the previous quarter, despite an 11.69% rise in net sales. The company's operational inefficiencies and negative profitability metrics suggest a challenging outlook for investors.

The latest results for Ashika Credit Capital Ltd indicate a challenging situation for the company. In Q4 FY26, the company reported a net loss of ₹35.09 crores, which is a significant increase of 828.31% compared to the previous quarter. This marks a troubling trend, especially considering the operating margin plummeted to -35.95%, highlighting severe operational inefficiencies.<BR><BR>On a more positive note, net sales did show growth, with an 11.69% increase quarter-on-quarter and a 13.99% increase year-on-year, reaching ₹49.79 crores. However, this revenue growth is overshadowed by the dramatic deterioration in profitability metrics. The profit before tax was negative ₹21.50 crores, and the PAT margin fell to -71.30%.<BR><BR>Additionally, the company's return on equity (ROE) stands at a modest 9.08%, which is below sector standards, further indicating inefficiencies in capital utilization. The sharp rise in employee costs, which surged by 81.46% quarter-on-quarter, raises concerns about the sustainability of the current cost structure.<BR><BR>Overall, while there are some signs of revenue growth, the substantial losses and operational challenges suggest that the latest results are more negative than positive. Investors may want to approach this company with caution until there is clearer evidence of improved operational performance and profitability.

When is the next results date for Ashika Credit Capital Ltd?

The next results date for Ashika Credit Capital Ltd is February 4, 2026.

The next results date for Ashika Credit Capital Ltd is scheduled for February 4, 2026.

Is Ashika Credit overvalued or undervalued?

As of December 4, 2025, Ashika Credit is considered very expensive and overvalued, with a negative PE ratio of -120.78 and poor financial metrics compared to peers like Bajaj Finance and Life Insurance, alongside a year-to-date return of -60.29% versus the Sensex's 9.12% gain.

As of 4 December 2025, the valuation grade for Ashika Credit has moved from risky to very expensive. The company is currently overvalued, as indicated by its significant negative PE ratio of -120.78, an EV to EBIT of -163.68, and an EV to EBITDA of -165.36. These ratios highlight a concerning financial position relative to its earnings and overall valuation metrics.<BR><BR>In comparison to its peers, Ashika Credit's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a more attractive EV to EBITDA of 8.92. The substantial divergence in these ratios suggests that Ashika Credit is not only overvalued but also lacks the financial health exhibited by its competitors. Additionally, despite a recent positive stock return of 2.69% over the past week, the year-to-date return of -60.29% starkly contrasts with the Sensex's 9.12% gain, reinforcing the notion of overvaluation.

How has been the historical performance of Ashika Credit?

Ashika Credit experienced a significant decline in financial performance from March 2024 to March 2025, with net sales dropping from 18.38 Cr to 4.24 Cr and a loss after tax of 51.48 Cr compared to a profit of 10.70 Cr the previous year. Despite this downturn, the company reported a net cash inflow of 7.00 Cr in March 2025.

Answer:<BR>The historical performance of Ashika Credit shows a significant decline in financial metrics from March 2024 to March 2025.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, Ashika Credit reported net sales of 4.24 Cr, a sharp decrease from 18.38 Cr in the previous year. Total operating income mirrored this decline, falling from 18.38 Cr to 4.24 Cr. The company's total expenditure surged to 63.38 Cr, up from 5.04 Cr, primarily driven by manufacturing expenses of 50.42 Cr and an increase in employee costs to 3.44 Cr. Consequently, the operating profit (PBDIT) plummeted to -59.09 Cr from a positive 13.50 Cr, leading to a profit before tax of -66.68 Cr compared to 12.76 Cr in the prior year. The profit after tax also reflected this downturn, resulting in a loss of 51.48 Cr versus a profit of 10.70 Cr in March 2024. The earnings per share (EPS) fell to -15.54 from 9.01, indicating a severe deterioration in profitability. The operating profit margin and PAT margin also turned negative, recording -1394.81% and -1214.15%, respectively, compared to positive margins in the previous year. Despite these challenges, the company saw a net cash inflow of 7.00 Cr in March 2025, contrasting with no cash inflow in March 2024, primarily due to financing activities that generated 398.00 Cr.

Is Ashika Credit technically bullish or bearish?

As of October 20, 2025, the market trend has shifted to a bearish stance with weak strength, indicated by bearish daily moving averages, weekly Bollinger Bands, and mixed signals from the MACD and KST.

As of 20 October 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a weak strength. Key indicators driving this include the daily moving averages indicating bearishness, weekly Bollinger Bands also showing bearish signals, and the KST on both weekly and monthly time frames being bearish or mildly bearish. The MACD shows a conflicting mildly bullish signal on the weekly chart but is mildly bearish on the monthly, which adds to the overall bearish sentiment. The lack of trend signals in Dow Theory further supports the bearish outlook.

Who are the top shareholders of the Ashika Credit?

The top shareholders of Ashika Credit include Ashika Global Securities Private Limited with 17.32%, followed by Eminence Global Fund holding 2.75%, and individual investors owning 20.81%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of Ashika Credit are primarily the promoters, with Ashika Global Securities Private Limited holding the highest stake at 17.32%. In terms of public shareholders, Eminence Global Fund Pcc-eubilia Capital Partners Fund I is the largest, holding 2.75%. Additionally, individual investors collectively own 20.81% of the company. There are also 4 Foreign Institutional Investors (FIIs) that hold a combined 0.85% of the shares. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

Has Ashika Credit declared dividend?

Yes, Ashika Credit Capital Ltd has declared a 10% dividend, amounting to 1 per share. However, the dividend yield is 0%, as it has not contributed to overall returns, which have shown significant price growth over various periods.

Ashika Credit Capital Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 01 Aug 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -51.47%, the dividend return was 0%, resulting in a total return of -51.47%.<BR><BR>For the 1-year period, the price return was 574.48%, the dividend return was 0%, leading to a total return of 574.48%.<BR><BR>Over the 2-year period, the price return was 1025.61%, the dividend return was 0%, which resulted in a total return of 1025.61%.<BR><BR>In the 3-year period, the price return was 966.35%, the dividend return was 0%, culminating in a total return of 966.35%.<BR><BR>For the 4-year period, the price return was 677.35%, the dividend return was 0%, resulting in a total return of 677.35%.<BR><BR>In the 5-year period, the price return was 2041.42%, the dividend return was 0%, leading to a total return of 2041.42%.<BR><BR>Overall, while Ashika Credit Capital Ltd has declared a dividend, the dividend yield remains at 0%, indicating that the dividend has not significantly contributed to returns. However, the price returns over various periods show substantial growth, particularly over the longer term.