Ashika Credit

Who are in the management team of Ashika Credit?

As of March 2023, the management team of Ashika Credit includes Pawan Jain (Executive Chairman), Daulat Jain (Managing Director & CEO), and several independent directors, along with a Company Secretary. They oversee the company's operations and strategic direction.

As of March 2023, the management team of Ashika Credit includes the following individuals:<BR><BR>1. Pawan Jain - Executive Chairman<BR>2. Sagar Jain - Independent Director<BR>3. Daulat Jain - Managing Director & CEO<BR>4. Suparna Sengupta - Independent Director<BR>5. Sonu Jain - Independent Director<BR>6. Anju Mundhra - Company Secretary & Compliance Officer<BR>7. Amit Jain - Non-Executive Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

What does Ashika Credit do?

Ashika Credit Capital Ltd is a Small Cap NBFC focused on Issue Management and related services. As of March 2025, it reported net sales of 2 Cr and a net loss of 54 Cr, with a market cap of Rs 1,426 Cr.

Overview:<BR>Ashika Credit Capital Ltd is engaged in the business of Issue Management and related services within the Non Banking Financial Company (NBFC) sector, categorized as a Small Cap company.<BR><BR>History:<BR>The company was incorporated as a Private Limited Company on 8th March 1994 and was later converted to a Public Limited Company. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 2 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: -54 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: Rs 1,426 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: N/A (Loss Making)<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.21<BR>- Return on Equity: -23.25%<BR>- Price to Book: 6.42<BR><BR>Contact Details:<BR>Address: Trinity 7th Floor, 226/1 A J C Bose Road, Kolkata, West Bengal: 700020 <BR>Tel: 91-33-22839952/40102500 <BR>Email: ashika@ashikagroup.com <BR>Website: http://www.ashikagroup.com

Has Ashika Credit declared dividend?

Yes, Ashika Credit Capital Ltd has declared a 10% dividend, amounting to 1 per share. However, the dividend yield is 0%, as it has not contributed to overall returns, which have shown significant price growth over various periods.

Ashika Credit Capital Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 01 Aug 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -51.47%, the dividend return was 0%, resulting in a total return of -51.47%.<BR><BR>For the 1-year period, the price return was 574.48%, the dividend return was 0%, leading to a total return of 574.48%.<BR><BR>Over the 2-year period, the price return was 1025.61%, the dividend return was 0%, which resulted in a total return of 1025.61%.<BR><BR>In the 3-year period, the price return was 966.35%, the dividend return was 0%, culminating in a total return of 966.35%.<BR><BR>For the 4-year period, the price return was 677.35%, the dividend return was 0%, resulting in a total return of 677.35%.<BR><BR>In the 5-year period, the price return was 2041.42%, the dividend return was 0%, leading to a total return of 2041.42%.<BR><BR>Overall, while Ashika Credit Capital Ltd has declared a dividend, the dividend yield remains at 0%, indicating that the dividend has not significantly contributed to returns. However, the price returns over various periods show substantial growth, particularly over the longer term.

Who are the peers of the Ashika Credit?

Ashika Credit's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capital India, Centrum Capital, Vardhman Hold., and Mufin Green. Ashika Credit has the highest 1-year return at 585.17%, while Jio Financial has the lowest at -20.19%.

Peers: The peers of Ashika Credit are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capital India, Centrum Capital, Vardhman Hold., and Mufin Green.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and Shriram Finance. Below Average management risk is noted for Ashika Credit, Capital India, Centrum Capital, Vardhman Hold., and Mufin Green. Growth is Excellent for Jio Financial and Centrum Capital, Good for Bajaj Finance, Cholaman.Inv.&Fn, and Capital India, while Average growth is seen at Ashika Credit and Muthoot Finance, and the rest have either Average or Below Average growth. Excellent capital structure is noted for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Ashika Credit, Capital India, Vardhman Hold., and Mufin Green, while Centrum Capital has a Below Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ashika Credit at 585.17%, while the lowest is Jio Financial at -20.19%. Ashika Credit's 1-year return significantly outperforms all peers. Additionally, Jio Financial, Mufin Green, and Pacheli Indust. have negative six-month returns.

Who are the top shareholders of the Ashika Credit?

The top shareholders of Ashika Credit include Ashika Global Securities Private Limited with 17.32%, followed by Eminence Global Fund holding 2.75%, and individual investors owning 20.81%. There are no pledged promoter holdings or mutual funds invested in the company.

The top shareholders of Ashika Credit are primarily the promoters, with Ashika Global Securities Private Limited holding the highest stake at 17.32%. In terms of public shareholders, Eminence Global Fund Pcc-eubilia Capital Partners Fund I is the largest, holding 2.75%. Additionally, individual investors collectively own 20.81% of the company. There are also 4 Foreign Institutional Investors (FIIs) that hold a combined 0.85% of the shares. Notably, there are no pledged promoter holdings and no mutual funds currently invested in the company.

How big is Ashika Credit?

As of 24th July, Ashika Credit Capital Ltd has a market capitalization of 1,470.00 Cr and reported net sales of 39.22 Cr with a net profit loss of 51.42 Cr over the latest four quarters; data on shareholder's funds and total assets is unavailable.

As of 24th July, <BR><BR>Market Cap: Ashika Credit Capital Ltd has a market capitalization of 1,470.00 Cr and is classified as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 39.22 Cr, while the sum of Net Profit for the same period reflects a loss of 51.42 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is the latest annual period. However, data for Shareholder's Funds and Total Assets is unavailable.

Is Ashika Credit technically bullish or bearish?

As of October 20, 2025, the market trend has shifted to a bearish stance with weak strength, indicated by bearish daily moving averages, weekly Bollinger Bands, and mixed signals from the MACD and KST.

As of 20 October 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a weak strength. Key indicators driving this include the daily moving averages indicating bearishness, weekly Bollinger Bands also showing bearish signals, and the KST on both weekly and monthly time frames being bearish or mildly bearish. The MACD shows a conflicting mildly bullish signal on the weekly chart but is mildly bearish on the monthly, which adds to the overall bearish sentiment. The lack of trend signals in Dow Theory further supports the bearish outlook.

How has been the historical performance of Ashika Credit?

Ashika Credit experienced a significant decline in financial performance from March 2024 to March 2025, with net sales dropping from 18.38 Cr to 4.24 Cr and a loss after tax of 51.48 Cr compared to a profit of 10.70 Cr the previous year. Despite this downturn, the company reported a net cash inflow of 7.00 Cr in March 2025.

Answer:<BR>The historical performance of Ashika Credit shows a significant decline in financial metrics from March 2024 to March 2025.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, Ashika Credit reported net sales of 4.24 Cr, a sharp decrease from 18.38 Cr in the previous year. Total operating income mirrored this decline, falling from 18.38 Cr to 4.24 Cr. The company's total expenditure surged to 63.38 Cr, up from 5.04 Cr, primarily driven by manufacturing expenses of 50.42 Cr and an increase in employee costs to 3.44 Cr. Consequently, the operating profit (PBDIT) plummeted to -59.09 Cr from a positive 13.50 Cr, leading to a profit before tax of -66.68 Cr compared to 12.76 Cr in the prior year. The profit after tax also reflected this downturn, resulting in a loss of 51.48 Cr versus a profit of 10.70 Cr in March 2024. The earnings per share (EPS) fell to -15.54 from 9.01, indicating a severe deterioration in profitability. The operating profit margin and PAT margin also turned negative, recording -1394.81% and -1214.15%, respectively, compared to positive margins in the previous year. Despite these challenges, the company saw a net cash inflow of 7.00 Cr in March 2025, contrasting with no cash inflow in March 2024, primarily due to financing activities that generated 398.00 Cr.

Is Ashika Credit overvalued or undervalued?

As of December 4, 2025, Ashika Credit is considered very expensive and overvalued, with a negative PE ratio of -120.78 and poor financial metrics compared to peers like Bajaj Finance and Life Insurance, alongside a year-to-date return of -60.29% versus the Sensex's 9.12% gain.

As of 4 December 2025, the valuation grade for Ashika Credit has moved from risky to very expensive. The company is currently overvalued, as indicated by its significant negative PE ratio of -120.78, an EV to EBIT of -163.68, and an EV to EBITDA of -165.36. These ratios highlight a concerning financial position relative to its earnings and overall valuation metrics.<BR><BR>In comparison to its peers, Ashika Credit's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.9 and an EV to EBITDA of 19.63, while Life Insurance boasts a more attractive EV to EBITDA of 8.92. The substantial divergence in these ratios suggests that Ashika Credit is not only overvalued but also lacks the financial health exhibited by its competitors. Additionally, despite a recent positive stock return of 2.69% over the past week, the year-to-date return of -60.29% starkly contrasts with the Sensex's 9.12% gain, reinforcing the notion of overvaluation.

When is the next results date for Ashika Credit Capital Ltd?

The next results date for Ashika Credit Capital Ltd is February 4, 2026.

The next results date for Ashika Credit Capital Ltd is scheduled for February 4, 2026.

Are Ashika Credit Capital Ltd latest results good or bad?

Ashika Credit Capital Ltd's latest results are concerning, showing a net loss of ₹35.09 crores in Q4 FY26, a significant increase from the previous quarter, despite an 11.69% rise in net sales. The company's operational inefficiencies and negative profitability metrics suggest a challenging outlook for investors.

The latest results for Ashika Credit Capital Ltd indicate a challenging situation for the company. In Q4 FY26, the company reported a net loss of ₹35.09 crores, which is a significant increase of 828.31% compared to the previous quarter. This marks a troubling trend, especially considering the operating margin plummeted to -35.95%, highlighting severe operational inefficiencies.<BR><BR>On a more positive note, net sales did show growth, with an 11.69% increase quarter-on-quarter and a 13.99% increase year-on-year, reaching ₹49.79 crores. However, this revenue growth is overshadowed by the dramatic deterioration in profitability metrics. The profit before tax was negative ₹21.50 crores, and the PAT margin fell to -71.30%.<BR><BR>Additionally, the company's return on equity (ROE) stands at a modest 9.08%, which is below sector standards, further indicating inefficiencies in capital utilization. The sharp rise in employee costs, which surged by 81.46% quarter-on-quarter, raises concerns about the sustainability of the current cost structure.<BR><BR>Overall, while there are some signs of revenue growth, the substantial losses and operational challenges suggest that the latest results are more negative than positive. Investors may want to approach this company with caution until there is clearer evidence of improved operational performance and profitability.

Should I buy, sell or hold Ashika Credit Capital Ltd?

Why is Ashika Credit Capital Ltd falling/rising?

As of 28-May, Ashika Credit Capital Ltd's stock price is at 352.30, down 1.85 (-0.52%), and has declined for five consecutive days, totaling a 7.56% drop. The stock is underperforming against the Sensex and is trading below all major moving averages, indicating a bearish trend despite increased investor participation.

As of 28-May, Ashika Credit Capital Ltd's stock price is falling, currently at 352.30, reflecting a decrease of 1.85 (-0.52%). The stock has been on a downward trend, having lost value for the last five consecutive days, resulting in a total decline of 7.56% during this period. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>In terms of performance relative to the market, Ashika Credit has underperformed compared to the Sensex over various time frames, including a 1-week decline of 8.00% while the Sensex gained 0.73%. Over the past month, the stock has dropped by 11.16%, contrasting with a slight decline of 1.86% in the Sensex. Year-to-date, the stock is down 4.58%, while the Sensex has decreased by 10.97%. <BR><BR>Despite the falling price, there has been a notable increase in investor participation, with delivery volume rising by 75.94% against the 5-day average, suggesting that while the stock is currently declining, there is still interest from investors. However, the overall trend remains negative, contributing to the stock's current falling price.

Which are the latest news on Ashika Credit?