Avasara Finance

Who are in the management team of Avasara Finance?

As of March 2019, the management team of Avasara Finance includes K Sanjay Prabhu (Director), Naresh Gandhi and Uma Prasad Bontha (Independent Directors), Charmi Gindra (Company Secretary), G Koteswar (Whole-time Director), and Sabarinath G (Additional Director).

As of March 2019, the management team of Avasara Finance includes the following individuals:<BR><BR>1. K Sanjay Prabhu - Director<BR>2. Naresh Gandhi - Independent Director<BR>3. Charmi Gindra - Company Secretary<BR>4. Uma Prasad Bontha - Independent Director<BR>5. G Koteswar - Whole-time Director<BR>6. Sabarinath G - Additional Director<BR><BR>These members play various roles within the company's governance and operations.

What does Avasara Finance do?

Avasara Finance Ltd is a non-banking finance company in India focused on loan financing, categorized as a Micro Cap with a market cap of INR 16 Cr. The company reported a net profit of -1 Cr for the quarter ending September 2024.

Overview:<BR>Avasara Finance Ltd is a non-banking finance company engaged in loan financing activities in India, categorized as a Micro Cap in the Finance/NBFC industry.<BR><BR>History:<BR>The company was incorporated on May 24, 1994, originally as TRC Financial and Management Services Private Limited, and later converted into a public limited company on October 12, 1994. The latest quarterly results reported are for September 2024.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: -1 Cr (Quarterly Results - Sep 2024)<BR>Market-cap value: INR 16 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A (Loss Making)<BR>Industry P/E: 9<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: -9.17%<BR>Price to Book: 7.55<BR><BR>Contact Details:<BR>Address: Bandra Hill View CHS 3rd Flr, 85 Hill Road Bandra(W) Mumbai Maharashtra : 400050<BR>Tel: 91-22-26414725/65437933<BR>Email: trcfsltd@gmail.com<BR>Website: http://www.trcfin.com

Who are the top shareholders of the Avasara Finance?

The top shareholder of Avasara Finance is Jupiter Capital Private Limited, holding 65.88% of the company. Individual investors own 28.09%, with Sumant Chadha as the largest public shareholder at 2%, while mutual funds hold 1.72% and there are no foreign institutional investors.

The top shareholders of Avasara Finance are primarily its promoters, with Jupiter Capital Private Limited holding the largest stake at 65.88%. There are no pledged promoter holdings, and individual investors collectively own 28.09% of the company. Additionally, Sumant Chadha is the highest public shareholder with a 2% stake. Mutual funds hold a small portion through three schemes, accounting for 1.72%, while there are currently no foreign institutional investors (FIIs) involved.

Should I buy, sell or hold Avasara Finance?

How has been the historical performance of Avasara Finance?

Avasara Finance has experienced a declining trend in net sales and profitability, with net sales dropping to 0.00 Cr in March 2025 from a peak of 1.05 Cr in March 2020, resulting in significant losses and negative reserves. The company has faced ongoing financial challenges, leading to a complete halt in revenue generation by March 2025.

Answer:<BR>The historical performance of Avasara Finance shows a declining trend in net sales and profitability over the years, culminating in a significant loss in the most recent fiscal year.<BR><BR>Breakdown:<BR>Avasara Finance reported net sales of 0.00 Cr in March 2025, a decrease from 0.23 Cr in March 2022 and 0.63 Cr in March 2021, with the highest sales recorded at 1.05 Cr in March 2020. The total operating income mirrored this decline, dropping to 0.00 Cr in March 2025 from 0.23 Cr in March 2022. The company's total expenditure, excluding depreciation, was 0.45 Cr in March 2025, which was lower than the 0.59 Cr in March 2022 but higher than the 0.35 Cr in March 2021. Operating profit (PBDIT) turned negative at -0.45 Cr in March 2025, compared to a positive 0.28 Cr in March 2021. Profit before tax also fell to -0.45 Cr in March 2025 from 0.27 Cr in March 2021, and profit after tax followed suit, reaching -0.45 Cr in March 2025. The company's reserves have been negative, standing at -2.99 Cr in March 2025, indicating ongoing financial challenges. Total assets decreased to 2.48 Cr in March 2025 from 3.06 Cr in March 2024, while total liabilities were recorded at 2.48 Cr in March 2025. The cash flow statements indicated no cash inflow or outflow for the recent years, reflecting a stagnant operational status. Overall, Avasara Finance has faced significant financial difficulties, leading to a complete halt in revenue generation by March 2025.

Is Avasara Finance overvalued or undervalued?

As of October 23, 2025, Avasara Finance is considered overvalued with a valuation grade of risky, reflected by a PE ratio of -77.66 and unfavorable comparisons to peers like Bajaj Finance and Life Insurance, despite short-term stock outperformance against the Sensex.

As of 23 October 2025, Avasara Finance's valuation grade has moved from very expensive to risky, indicating a significant shift in its perceived value. The company is currently considered overvalued. Key ratios reveal a PE ratio of -77.66, an EV to EBIT of -15.53, and a ROE of -9.95%. <BR><BR>In comparison to its peers, Avasara Finance's metrics stand out unfavorably; for instance, Bajaj Finance has a PE ratio of 39.07, while Life Insurance boasts a much more attractive PE of 11.68. The negative earnings ratios suggest underlying issues that may not justify the current price of 31.06, especially when considering the recent stock performance against the Sensex, where Avasara Finance has outperformed in the short term but lags over longer periods.

When is the next results date for Avasara Finance?

Avasara Finance will announce its results on 30 January 2026.

Avasara Finance is scheduled to declare its results on 30 January 2026.

Which are the latest news on Avasara Finance?

Why is Avasara Finance Ltd falling/rising?

As of 08-Feb, Avasara Finance Ltd's stock price is at Rs. 15.57, showing a minor increase but significant underperformance overall, with a 47.04% decline year-to-date and a new 52-week low of Rs. 14.8. Despite a rise in investor participation, the stock remains below key moving averages, indicating ongoing challenges.

As of 08-Feb, Avasara Finance Ltd's stock price is experiencing a slight rise, currently at Rs. 15.57, with a change of 0.03 (0.19%) upward. However, despite this minor increase, the stock has shown significant underperformance in various time frames. Over the past week, the stock has remained flat with a 0.00% change, while it has declined by 0.45% over the past month and a substantial 47.04% year-to-date. <BR><BR>Today, the stock hit a new 52-week low of Rs. 14.8, indicating ongoing challenges. Additionally, it has underperformed its sector by 0.58% today and has been trading below all key moving averages (5-day, 20-day, 50-day, 100-day, and 200-day), suggesting a bearish trend. The trading activity has also been erratic, with the stock not trading on 4 out of the last 20 days. <BR><BR>On a more positive note, there has been a rise in investor participation, with delivery volume increasing by 112.67% against the 5-day average, which may indicate some renewed interest from investors. However, the overall liquidity remains adequate for trading, as it is based on 2% of the 5-day average traded value. <BR><BR>In summary, while there is a slight uptick in the stock price today, the broader context shows significant declines and underperformance, which suggests that the stock is facing considerable challenges despite some positive indicators in trading volume.