Capital India

Why is Capital India Finance Ltd falling/rising?

As of 20-Aug, Capital India Finance Ltd's stock price is slightly rising to 20.55, but it has a year-to-date decline of 41.52% and is trading below key moving averages, indicating a bearish trend. Investor participation has decreased significantly, suggesting ongoing challenges despite the recent uptick.

As of 20-Aug, Capital India Finance Ltd's stock price is rising slightly, with a current price of 20.55, reflecting a change of 0.11 (0.54%) upward. This increase comes after two consecutive days of decline, indicating a potential trend reversal. However, it is important to note that the stock has been underperforming in the longer term, with a year-to-date decline of 41.52% compared to a 9.02% drop in the benchmark Sensex. <BR><BR>Additionally, the stock is currently trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which suggests a bearish trend overall. Investor participation has also decreased significantly, with delivery volume on 19 August falling by 60.75% against the 5-day average. Despite today's slight rise, these factors indicate that the stock is still facing challenges, and the overall sentiment remains cautious.

Which are the latest news on Capital India?

Should I buy, sell or hold Capital India Finance Ltd?

Who are in the management team of Capital India?

The management team of Capital India includes Harsh Kumar Bhanwala (Executive Chairman), Keshav Porwal (Managing Director), and several independent directors: Vinod Somani, Yogendra Pal Singh, Rachna Dikshit, Subhash Chander Kalia, and Rashmi Pauzdar, bringing diverse expertise to the company.

The management team of Capital India includes the following members:<BR><BR>1. **Harsh Kumar Bhanwala** - Executive Chairman<BR>2. **Keshav Porwal** - Executive Director & Managing Director<BR>3. **Vinod Somani** - Independent Non-Executive Director<BR>4. **Yogendra Pal Singh** - Independent Director<BR>5. **Rachna Dikshit** - Independent Non-Executive Woman Director<BR>6. **Subhash Chander Kalia** - Independent Non-Executive Director<BR>7. **Rashmi Pauzdar** - Independent Non-Executive Director<BR><BR>This team brings a diverse range of expertise and leadership to the company.

What does Capital India do?

Capital India Finance Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, incorporated in 1994 and registered with the RBI in 2017. As of March 2026, it reported net sales of 125 Cr and a market cap of INR 870 Cr.

Overview: <BR>Capital India Finance Ltd operates as a Non-Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History: <BR>The company was incorporated on 16 November 1994 and was formerly known as Bhilwara Tex-fin Limited. It received a Certificate of Registration from the Reserve Bank of India (RBI) on 30th August 2017 to conduct business as an NBFC without accepting public deposits. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 125 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 870 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.09% <BR>Debt-Equity: 1.43 <BR>Return on Equity: -7.96% <BR>Price to Book: 1.28<BR><BR>Contact Details: <BR>Address: 2nd Floor DLF Centre Sansad Ma, New Delhi, New Delhi: 110001 <BR>Tel: 91-11-46546000 <BR>Email: secretarial@capitalindia.com <BR>Website: http://www.cpitalindia.com

Who are the peers of the Capital India?

Capital India's peers include Crest Ventures, STEL Holdings, Prime Securities, and others, with varying management risks and growth rates. Capital India has the lowest 1-year return at -38.13%, significantly underperforming its peers.

Peers: The peers of Capital India are Crest Ventures, STEL Holdings, Prime Securities, Finkurve Fin., VLS Finance, Hexa Tradex, Fedders Holding, Yogi Ltd, and Aryaman Fin.Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Crest Ventures, STEL Holdings, Prime Securities, and Aryaman Fin.Serv, while Average management risk is found at Finkurve Fin., VLS Finance, Hexa Tradex, Fedders Holding, Yogi Ltd, and the rest. Below Average management risk is noted for Capital India. In terms of Growth, Excellent growth is seen at Finkurve Fin., Fedders Holding, and Yogi Ltd, while Good growth is noted at Crest Ventures, and the rest show Below Average growth including Capital India, Prime Securities, VLS Finance, Hexa Tradex. Excellent capital structure is present in Crest Ventures, STEL Holdings, Prime Securities, Finkurve Fin., VLS Finance, Fedders Holding, Yogi Ltd, Aryaman Fin.Serv, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is STEL Holdings at 27.51%, while the lowest is Capital India at -38.13%. Capital India's 1-year return is significantly lower than all peers. Additionally, Finkurve Fin., Hexa Tradex, Yogi Ltd, Aryaman Fin.Serv, and Capital India have negative six-month returns.

How big is Capital India?

As of 14th August, Capital India Finance Ltd has a market capitalization of 830.60 Cr, with recent Net Sales of 526.60 Cr and a Net Profit of 38.89 Cr. Shareholder's Funds are 627.96 Cr and Total Assets amount to 1,842.12 Cr as of March 2025.

As of 14th August, Capital India Finance Ltd has a market capitalization of 830.60 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 526.60 Cr and a Net Profit of 38.89 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 627.96 Cr and Total Assets totaling 1,842.12 Cr.

Are Capital India Finance Ltd latest results good or bad?

Capital India Finance Ltd's latest results are concerning, showing a consolidated net loss of ₹0.16 crore in Q4 FY26, a 94.52% decline from the previous quarter, and a 72.88% drop year-on-year, alongside falling net sales and a troubling return on equity of -7.60%. Overall, the company faces significant operational challenges, making it a risky investment.

The latest results for Capital India Finance Ltd are concerning and indicate a challenging financial situation. In Q4 FY26, the company reported a consolidated net loss of ₹0.16 crore, which is a significant decline of 94.52% compared to the previous quarter and a 72.88% drop year-on-year. Additionally, net sales fell to ₹125.15 crore, down 14.88% sequentially and 10.18% year-on-year, marking the lowest quarterly revenue since June 2025.<BR><BR>While there was a slight improvement in the operating margin, which increased to 18.55% from 15.67% in the previous quarter, this does not offset the overall negative trend in profitability. The return on equity remains troubling at -7.60%, indicating that the company is failing to generate returns for its shareholders.<BR><BR>Overall, these results reflect a pattern of declining revenues and persistent losses, suggesting that Capital India Finance is facing significant operational challenges. The company’s performance is below industry standards, and it exhibits characteristics of a value trap, making it a risky investment at this time.

When is the next results date for Capital India Finance Ltd?

The next results date for Capital India Finance Ltd is 20 May 2026.

The next results date for Capital India Finance Ltd is scheduled for 20 May 2026.

Is Capital India technically bullish or bearish?

As of December 4, 2025, Capital India shows a neutral trend with mixed signals: bearish weekly MACD, mildly bullish Bollinger Bands, and bullish OBV, indicating no strong momentum in either direction.

As of 4 December 2025, the technical trend for Capital India has changed from mildly bearish to sideways. The current stance is neutral, with mixed signals across different indicators. The weekly MACD remains bearish, while the monthly MACD is mildly bearish. The RSI shows no signal on both weekly and monthly time frames. Bollinger Bands indicate a bullish stance on both weekly and monthly charts, while moving averages are mildly bearish on the daily timeframe. The KST is mildly bullish weekly but mildly bearish monthly, and Dow Theory reflects a similar pattern. The OBV is bullish on both weekly and monthly charts. Overall, the mixed indicators suggest a neutral position with no strong bullish or bearish momentum at this time.

Is Capital India overvalued or undervalued?

As of November 17, 2025, Capital India is considered overvalued with a valuation grade of expensive, reflected in its negative PE ratio of -26.53 and an EV to EBITDA of 29.15, while underperforming the Sensex with a stock return of -8.97%.

As of 17 November 2025, the valuation grade for Capital India has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE ratio of -26.53, an EV to EBITDA of 29.15, and a Price to Book Value of 1.99. <BR><BR>In comparison to its peers, Capital India’s PE ratio is significantly lower than Bajaj Finance's 34.85 and higher than Life Insurance's 11.33, indicating a challenging valuation landscape. Additionally, its EV to EBITDA ratio is higher than Bajaj Finserv's 13.31, which further underscores its expensive valuation. Over the past year, Capital India has underperformed the Sensex, with a stock return of -8.97% compared to the Sensex's 9.50%, reinforcing the notion of its overvaluation in the current market context.

How has been the historical performance of Capital India?

Capital India's historical performance shows fluctuating financial metrics, with net sales and total operating income declining from March 2024 to March 2025, while operating profit improved slightly. However, the company faced significant challenges, including negative profit before and after tax, increased liabilities, and cash flow issues.

Answer:<BR>The historical performance of Capital India shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Capital India's net sales peaked at 682.50 Cr in March 2024 but declined to 614.54 Cr by March 2025. The total operating income followed a similar pattern, decreasing from 682.50 Cr in March 2024 to 614.54 Cr in March 2025. The company's total expenditure, excluding depreciation, also saw a decline from 564.81 Cr in March 2024 to 489.49 Cr in March 2025. Operating profit, excluding other income, improved slightly from 117.69 Cr in March 2024 to 125.05 Cr in March 2025, while the overall operating profit margin increased to 20.45% in March 2025 from 17.33% in the previous year. However, the profit before tax turned negative at -8.89 Cr in March 2025, following a positive 1.29 Cr in March 2024. The profit after tax also remained negative at -10.22 Cr in March 2025, compared to -6.43 Cr in March 2024. The company's total liabilities rose to 1,842.12 Cr in March 2025 from 1,790.60 Cr in March 2024, while total assets increased to 1,842.12 Cr in March 2025. Cash flow from operating activities was positive at 12.00 Cr in March 2025, although the net cash outflow for the year was -75.00 Cr, indicating challenges in cash management. Overall, while there were improvements in some operational metrics, the company faced significant challenges in profitability and cash flow.

Who are the top shareholders of the Capital India?

The top shareholders of Capital India are Capital India Corp Private Limited with 72.95%, followed by Dharampal Satyapal Limited at 9.87%. Individual investors own 2.87%, and foreign institutional investors hold 0.13%, with no pledged promoter holdings or mutual fund involvement.

The top shareholders of Capital India include the promoters, with Capital India Corp Private Limited holding the largest stake at 72.95%. The highest public shareholder is Dharampal Satyapal Limited, which holds 9.87%. Additionally, individual investors own 2.87% of the shares, while foreign institutional investors (FIIs) hold a small portion at 0.13%. There are no pledged promoter holdings, and no mutual funds are currently involved with the company.

Has Capital India declared dividend?

Yes, Capital India Finance Ltd has declared a 1% dividend, amounting to ₹0.1 per share, with an ex-date of September 20, 2024. The dividend yield is 0.06%, reflecting the company's focus on reinvesting profits for growth.

Capital India Finance Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.1<BR>- Ex-date: 20 Sep 2024<BR><BR>Dividend Yield: 0.06%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -7.14%, with a dividend return of 0%, resulting in a total return of -7.14%.<BR><BR>Over the past year, the price return was 67.27%, the dividend return was 0.46%, leading to a total return of 67.73%.<BR><BR>In the 2-year period, the price return was 82.27%, with a dividend return of 0.52%, culminating in a total return of 82.79%.<BR><BR>For the 3-year period, the price return was 54.62%, the dividend return was 0.84%, resulting in a total return of 55.46%.<BR><BR>In the last 4 years, the price return was 53.91%, with a dividend return of 1.36%, leading to a total return of 55.27%.<BR><BR>Over the past 5 years, the price return was 84.0%, with a dividend return of 2.07%, resulting in a total return of 86.07%.<BR><BR>Overall, Capital India Finance Ltd has declared a modest dividend while showing varying total returns across different periods, with significant growth in price returns particularly over the longer term. The dividend yield remains low, indicating that the company may be focusing on reinvesting profits for growth rather than distributing larger dividends.