Greene County Bancorp, Inc. is the holding company of The Bank of Greene County, a federally chartered savings bank. The Company's principal business is overseeing and directing the business of The Bank of Greene County and monitoring its cash position. The Bank of Greene County, through its affiliations, offers investment alternatives for customers. The Bank of Greene County operates a subsidiary, Greene County Commercial Bank. The purpose of Greene County Commercial Bank is to serve local municipalities' banking needs. It also operates a real estate investment trust, Greene Property Holdings, Ltd., which owns mortgages originated through The Bank of Greene County. Through its pooled captive insurance company subsidiary, Greene Risk Management, Inc., it provides additional insurance coverage. As of June 30, 2016, The Bank of Greene County operated 13 banking offices, operations center and lending center located in its market area within the Hudson Valley Region of New York State.