ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Greene County Bancorp, Inc. ?
1
Strong Long Term Fundamental Strength with a 10.70% CAGR growth in Net Profits
2
Positive results in Jun 25
- NII(Q) Highest at USD 16.71 MM
- NET SALES(Q) Highest at USD 30.74 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
3
With ROA of 0.54%, it has a expensive valuation with a 1.63 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -26.97%, its profits have risen by 16.5% ; the PEG ratio of the company is 0.8
4
Increasing Participation by Institutional Investors
- Institutional investors have increased their stake by 0.82% over the previous quarter and collectively hold 17.42% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Greene County Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Greene County Bancorp, Inc. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Greene County Bancorp, Inc.
-20.91%
-0.69
35.90%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.17%
EBIT Growth (5y)
10.46%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
19.69%
Pledged Shares
0
Institutional Holding
17.42%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.63
EV to EBIT
10.30
EV to EBITDA
9.95
EV to Capital Employed
1.90
EV to Sales
2.66
PEG Ratio
0.79
Dividend Yield
1.64%
ROCE (Latest)
18.47%
ROE (Latest)
12.46%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend15What is working for the Company
NII(Q)
Highest at USD 16.71 MM
NET SALES(Q)
Highest at USD 30.74 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 10.96 MM
OPERATING PROFIT MARGIN(Q)
Highest at 35.65 %
PRE-TAX PROFIT(Q)
Highest at USD 10.96 MM
NET PROFIT(Q)
Highest at USD 9.33 MM
EPS(Q)
Highest at USD 0.55
-1What is not working for the Company
CASH AND EQV(HY)
Lowest at USD 25.51 MM
Here's what is working for Greene County Bancorp, Inc.
NII
Highest at USD 16.71 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 30.74 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Operating Profit
Highest at USD 10.96 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 35.65 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 10.96 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 10.96 MM has Grown at 60.42%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 9.33 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.55
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for Greene County Bancorp, Inc.
Cash and Eqv
Lowest at USD 25.51 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Capital Adequacy Ratio
Lowest at 15.4%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
