Greene County Bancorp, Inc.

How big is Greene County Bancorp, Inc.?

As of Jun 18, Greene County Bancorp, Inc. has a market capitalization of 367.41 million and total assets of 2,832.25 million. The company reported a net profit of 28.53 million for the latest four quarters.

Market Cap: As of Jun 18, Greene County Bancorp, Inc. has a market capitalization of 367.41 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the company reported total interest earned of 114.30 million and a net profit of 28.53 million.<BR><BR>Balance Sheet Snapshot: As of Jun 24, the company's shareholder's funds amounted to 206.00 million, while total assets were reported at 2,832.25 million.

What does Greene County Bancorp, Inc. do?

Greene County Bancorp, Inc. is the holding company for The Bank of Greene County, operating in the Savings Banks industry with a market cap of $367.41 million. As of March 2025, it reported net sales of $30 million and a net profit of $8 million.

Overview:<BR>Greene County Bancorp, Inc. is the holding company of The Bank of Greene County, operating in the Savings Banks industry and classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Sales: 30 Million (Quarterly Results - Mar 2025)<BR>- Most recent Net Profit: 8 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 367.41 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 13.00<BR>- Dividend Yield: 1.67%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 12.46%<BR>- Price to Book: 1.60<BR><BR>Contact Details:<BR>- Address: 302 Main St, CATSKILL NY : 12414-1801<BR>- Tel: 1 518 9432600<BR>- Website: https://www.thebankofgreenecounty.com/index.php

Should I buy, sell or hold Greene County Bancorp, Inc.?

Who are in the management team of Greene County Bancorp, Inc.?

As of March 2022, the management team of Greene County Bancorp, Inc. includes Mr. Paul Slutzky (Independent Chairman), Mr. Donald Gibson (President and CEO), and Ms. Michelle Plummer (CFO and COO), along with several directors on the Board.

As of March 2022, the management team of Greene County Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. Paul Slutzky, Independent Chairman of the Board<BR>- Mr. Donald Gibson, President, Chief Executive Officer, Director<BR>- Ms. Michelle Plummer, Chief Financial Officer, Chief Operating Officer, Executive Vice President, Director<BR><BR>Additionally, the Board of Directors consists of Mr. Charles Schaefer, Mr. Jay Cahalan, Mr. Peter Hogan, and Dr. David Jenkins, all serving as directors. <BR><BR>In summary, as of March 2022, Greene County Bancorp, Inc. has a management team led by Mr. Paul Slutzky and Mr. Donald Gibson, with Ms. Michelle Plummer also playing a key role.

Is Greene County Bancorp, Inc. overvalued or undervalued?

As of August 1, 2025, Greene County Bancorp, Inc. is fairly valued with a P/E ratio of 13, a low PEG ratio of 0.79, and a competitive position within its sector, despite recent underperformance.

As of 1 August 2025, the valuation grade for Greene County Bancorp, Inc. has moved from expensive to fair. Based on the current metrics, the company appears to be fairly valued. The P/E ratio stands at 13, which is comparable to the industry average of 13.14, while the PEG ratio is notably low at 0.79, indicating potential for growth relative to its price. Additionally, the EV to EBITDA ratio is 9.95, suggesting that the company is reasonably priced in relation to its earnings before interest, taxes, depreciation, and amortization.<BR><BR>In terms of peer comparison, TrustCo Bank Corp. NY has a P/E of 14.54, and Southern Missouri Bancorp, Inc. has a more attractive P/E of 11.64, highlighting that Greene County Bancorp is positioned competitively within its sector. Despite recent underperformance with a year-to-date return of -10.79% compared to the S&P 500's 12.22%, the five-year return of 124.31% suggests that the stock has the potential for recovery and growth moving forward.

Is Greene County Bancorp, Inc. technically bullish or bearish?

As of August 11, 2025, Greene County Bancorp, Inc. is in a mildly bearish trend, with mixed technical indicators showing short-term outperformance against the S&P 500 but a year-to-date return of -10.79%.

As of 11 August 2025, the technical trend for Greene County Bancorp, Inc. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a combination of indicators. The MACD is mildly bullish on the weekly timeframe but bearish on the monthly, while the Bollinger Bands show a bullish signal weekly and mildly bearish monthly. Moving averages indicate a mildly bearish trend on a daily basis. The KST is bullish weekly but bearish monthly, and Dow Theory supports a mildly bullish outlook on both weekly and monthly timeframes. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week and month, returning 1.64% and 6.14% respectively, but has significantly underperformed over the longer term, with a year-to-date return of -10.79% compared to the S&P 500's 12.22%.