Is CRISIL overvalued or undervalued?

As of March 20, 2023, CRISIL is considered very expensive and overvalued with a PE ratio of 55.38 and an EV to EBITDA of 40.01, significantly higher than its peers ICRA and CARE Ratings, despite a strong 32.25% return over the past year.

As of 20 March 2023, CRISIL's valuation grade has moved from expensive to very expensive, indicating a significant increase in perceived valuation. The company is currently considered overvalued. Key ratios include a PE ratio of 55.38, an EV to EBITDA of 40.01, and a PEG ratio of 6.47, all of which suggest that the stock price is high relative to its earnings and growth potential.<BR><BR>In comparison to its peers, ICRA has a PE ratio of 37.22 and an EV to EBITDA of 29.75, while CARE Ratings shows a PE of 38.63 and an EV to EBITDA of 33.65. These figures highlight that CRISIL is trading at a premium compared to its competitors in the capital markets industry. Despite a strong recent performance with a 32.25% return over the past year, the current valuation metrics indicate that CRISIL's stock may not be justified at its current price level.

Who are in the management team of CRISIL?

As of December 2022, the management team of CRISIL includes Amish Pramodrai Mehta (Managing Director & CEO), Ewout Steenbergen (Chairman), and several independent directors, among others. Key members also include Minal Bhosale (Company Secretary) and Girish Ganesan (Additional Director).

As of December 2022, the management team of CRISIL includes the following individuals:<BR><BR>1. **Vinita Bali** - Independent Director<BR>2. **Minal Bhosale** - Company Secretary & Compliance Officer<BR>3. **Girish Paranjpe** - Independent Director<BR>4. **Ewout Steenbergen** - Chairman (Non-Executive)<BR>5. **Shyamala Gopinath** - Independent Director<BR>6. **Amish Pramodrai Mehta** - Managing Director & CEO<BR>7. **Amar-Raj Bindra** - Independent Director<BR>8. **Girish Ganesan** - Additional Director<BR>9. **Yann Le Pallec** - Director<BR><BR>As of December 2022, this is the composition of the management team at CRISIL.

When is the next results date for CRISIL?

No Upcoming Board Meetings

What does CRISIL do?

CRISIL Ltd. is a prominent provider of ratings, research, risk, and policy advisory services in the capital markets, with a market cap of Rs 39,159 Cr and a net profit of 160 Cr for the quarter ending March 2025. Founded in 1987, it is recognized as a large-cap company with key metrics including a P/E ratio of 55.00 and a return on equity of 26.67%.

Overview:<BR>CRISIL Ltd. is a leading provider of ratings, research, risk, and policy advisory services in the capital markets industry and is categorized as a large-cap company.<BR><BR>History:<BR>CRISIL Limited was incorporated in 1987 under the name Credit Rating Information Services of India Ltd. The company underwent a name change to CRISIL Limited in December 2003. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 813 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 160 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: Rs 39,159 Cr (Large Cap)<BR><BR>Key Metrics:<BR>- P/E: 55.00<BR>- Industry P/E: 50<BR>- Dividend Yield: 1.08%<BR>- Debt Equity: -0.44<BR>- Return on Equity: 26.67%<BR>- Price to Book: 15.05<BR><BR>Contact Details:<BR>Address: CRISIL House Central Avenue, Hiranandani Business Park, Powai, Mumbai, Maharashtra: 400076 <BR>Tel: 91-22-33423000 <BR>Email: investors@crisil.com <BR>Website: http://www.crisil.com

Who are the peers of the CRISIL?

CRISIL's peers include HDFC AMC, Motil.Oswal.Fin., Nippon Life Ind., 360 ONE, Multi Comm. Exc., ICICI Securities, Angel One, Nuvama Wealth, C D S L, and BSE. In terms of performance, Multi Comm. Exc. leads with an 85.35% 1-year return, while CRISIL has a 28.00% return, and growth ratings vary from Below Average for CRISIL to Excellent for peers like Angel One and Nuvama Wealth.

Peers: The peers of CRISIL are HDFC AMC, Motil.Oswal.Fin., Nippon Life Ind., 360 ONE, Multi Comm. Exc., ICICI Securities, Angel One, Nuvama Wealth, C D S L, and BSE.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC AMC, Nippon Life Ind., 360 ONE, Angel One, Nuvama Wealth, C D S L, while Good management risk is found at Motil.Oswal.Fin., Multi Comm. Exc., and ICICI Securities. Average growth is seen at HDFC AMC and Nippon Life Ind., while Good growth is noted at Motil.Oswal.Fin., Multi Comm. Exc., and ICICI Securities, and Excellent growth is present at Angel One, Nuvama Wealth, and C D S L. CRISIL shows Below Average growth.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Multi Comm. Exc. at 85.35%, while the lowest is C D S L at 0.00%. CRISIL's 1-year return of 28.00% is higher than C D S L's but lower than Multi Comm. Exc.'s. Additionally, the six-month return is negative for 360 ONE, CRISIL, and Multi Comm. Exc.

Who are the top shareholders of the CRISIL?

The top shareholder of CRISIL is S&P India LLC, owning 42.68% of the company. Other significant shareholders include mutual funds (6.67%), foreign institutional investors (7.69%), and Rekha Rakesh Jhunjhunwala (5.19%), with individual investors holding a total of 12.12%.

The top shareholders of CRISIL include a mix of promoters, institutional investors, and individual shareholders. The largest shareholder is S&P India LLC, holding 42.68% of the company. Promoters collectively hold a significant portion, with no pledged promoter holdings reported. <BR><BR>In terms of institutional investment, mutual funds are involved through 82 schemes, accounting for 6.67% of the shares, while foreign institutional investors (FIIs) hold 7.69% through 222 different entities. Among public shareholders, Rekha Rakesh Jhunjhunwala stands out with a holding of 5.19%. Individual investors collectively own 12.12% of the company.

Has CRISIL declared dividend?

Yes, CRISIL Ltd. has declared a dividend of 900% (₹8 per share), with an ex-date of May 7, 2025. The company has demonstrated strong total returns across various periods, including 37.74% over the past year.

CRISIL Ltd. has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 900%<BR>- Amount per share: 8<BR>- Ex-date: May-07-2025<BR><BR>Dividend Yield: 0.98%.<BR><BR>Total Returns by Period:<BR>In the last 3 months, CRISIL Ltd. achieved a price return of 21.37%, a dividend return of 0.38%, resulting in a total return of 21.75%.<BR><BR>Over the past 6 months, the company recorded a price return of 7.81%, a dividend return of 0.84%, leading to a total return of 8.65%.<BR><BR>In the 1-year period, CRISIL Ltd. experienced a price return of 36.22%, a dividend return of 1.52%, culminating in a total return of 37.74%.<BR><BR>For the 2-year period, the price return was 52.15%, with a dividend return of 2.94%, resulting in a total return of 55.09%.<BR><BR>In the last 3 years, the company saw a price return of 76.6%, a dividend return of 4.90%, which brought the total return to 81.5%.<BR><BR>Over the 4-year period, CRISIL Ltd. achieved a price return of 90.27%, a dividend return of 7.59%, leading to a total return of 97.86%.<BR><BR>In the 5-year span, the company recorded a remarkable price return of 236.47%, with a dividend return of 12.97%, resulting in an impressive total return of 249.44%.<BR><BR>Overall, CRISIL Ltd. has declared a substantial dividend and has shown strong total returns across multiple periods, indicating a positive performance for investors.

How big is CRISIL?

As of 24th July, CRISIL Ltd. has a market capitalization of 42,494.00 Cr, with recent net sales of 3,380.95 Cr and net profit of 727.65 Cr over the latest four quarters.

As of 24th July, <BR><BR>Market Cap: CRISIL Ltd. has a market capitalization of 42,494.00 Cr and is classified as a Large Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 3,380.95 Cr, while the sum of Net Profit for the same period is 727.65 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is December 2024. Shareholder's Funds are valued at 2,564.82 Cr, and Total Assets amount to 3,865.37 Cr.

How has been the historical performance of CRISIL?

CRISIL has shown consistent growth from December 2019 to December 2024, with net sales increasing from 1,731.72 Cr to 3,259.78 Cr, and profit after tax rising from 343.95 Cr to 684.07 Cr. Key financial metrics, including operating profit and earnings per share, have also significantly improved, reflecting strong overall performance.

Answer:<BR>The historical performance of CRISIL shows a consistent growth trajectory in net sales and profitability over the years.<BR><BR>Breakdown:<BR>CRISIL's net sales have increased from 1,731.72 Cr in December 2019 to 3,259.78 Cr in December 2024, reflecting a strong upward trend. The total operating income has similarly risen, reaching 3,259.78 Cr in December 2024, up from 1,731.72 Cr in December 2019. Operating profit (PBDIT) has also shown significant growth, climbing from 528.68 Cr in December 2019 to 1,000.45 Cr in December 2024, while the profit before tax increased from 491.59 Cr to 926.47 Cr in the same period. The profit after tax has followed suit, growing from 343.95 Cr in December 2019 to 684.07 Cr in December 2024. The company's earnings per share (EPS) have improved from 47.57 in December 2019 to 93.58 in December 2024, indicating enhanced shareholder value. On the balance sheet, total assets have expanded from 1,646.14 Cr in December 2019 to 3,865.37 Cr in December 2024, while total liabilities increased from 1,646.14 Cr to 3,865.37 Cr, reflecting the company's growth strategy. Cash flow from operating activities has remained robust, with a slight decrease from 780.00 Cr in December 2023 to 765.00 Cr in December 2024, while net cash outflow was recorded at -64.00 Cr in December 2024, down from a positive inflow of 46.00 Cr in December 2023. Overall, CRISIL's financial performance demonstrates a solid growth pattern across various metrics over the years.

Are CRISIL latest results good or bad?

CRISIL's Q2 FY26 results show solid growth with a net profit increase of 12.55% quarter-on-quarter and 12.56% year-on-year, alongside rising net sales. However, high valuation concerns and a year-to-date stock decline of 29.76% lead to a cautious outlook, resulting in a "SELL" rating.

CRISIL's latest results for Q2 FY26 indicate a solid performance overall. The company reported a net profit of ₹193.10 crores, which reflects a 12.55% increase quarter-on-quarter and a 12.56% increase year-on-year. This consistent growth in profitability is supported by a strong operating margin of 28.89%, which improved from the previous quarter.<BR><BR>Additionally, net sales rose to ₹911.24 crores, showing an 8.09% sequential growth and a 12.24% increase compared to the same quarter last year. These figures highlight CRISIL's ability to maintain operational momentum and capitalize on strong demand for its services.<BR><BR>However, despite these positive results, the stock faces challenges due to high valuation concerns. It is currently trading at a P/E ratio of 47.18x, which is considered demanding and has led to a "SELL" rating. The stock has also experienced significant underperformance, declining 29.76% year-to-date compared to the broader market.<BR><BR>In summary, while CRISIL's operational performance remains strong, the elevated valuation and recent stock performance issues suggest a cautious outlook for investors.

Should I buy, sell or hold CRISIL?

Is CRISIL technically bullish or bearish?

As of November 3, 2025, CRISIL's technical trend has shifted to a bearish stance, supported by bearish indicators such as MACD, Bollinger Bands, and moving averages, despite a mildly bullish signal from Dow Theory.

As of 3 November 2025, the technical trend for CRISIL has changed from mildly bearish to bearish. The current stance is bearish with moderate strength. Key indicators driving this include a bearish MACD on the weekly chart, bearish Bollinger Bands on both weekly and monthly time frames, and bearish moving averages on the daily chart. The KST is also bearish on the weekly chart, further supporting the bearish outlook. Despite a mildly bullish signal from Dow Theory on the weekly time frame, the overall technical picture remains negative.

Which are the latest news on CRISIL?

Why is CRISIL falling/rising?

As of 04-Dec, CRISIL Ltd. is seeing a decline in its stock price, currently at 4,433.30, with a year-to-date return of -33.68%. Despite strong management efficiency, the stock's performance is poor compared to the market, indicating unfavorable investor sentiment and a bearish trend.

As of 04-Dec, CRISIL Ltd. is experiencing a decline in its stock price, currently at 4,433.30, reflecting a decrease of 23.2 points or 0.52%. This downward movement is consistent with the company's performance over various time periods, particularly its year-to-date return of -33.68%, which starkly contrasts with the Sensex's gain of 9.12% during the same timeframe. <BR><BR>The stock has also underperformed in the last year, generating a return of -17.49% compared to the market's average return of 5.32%. This trend is compounded by the company's flat results reported in September and a relatively high Price to Book Value ratio of 11.5, indicating that the stock may be overvalued compared to its peers. <BR><BR>Despite showing high management efficiency with a return on equity (ROE) of 29.44% and a low debt-to-equity ratio, the company's long-term growth prospects appear poor, with net sales growing at an annual rate of only 13.49% over the last five years. Additionally, while profits have increased by 11.9% over the past year, the stock's negative return suggests that investor sentiment is not favorable, leading to a sell-off.<BR><BR>Moreover, the stock is trading below its moving averages across various time frames, indicating a bearish trend. Although there has been a rise in investor participation, with a significant increase in delivery volume, the overall market sentiment and the company's financial metrics suggest that the stock is currently facing downward pressure.