Fedbank Financi.

Why is Fedbank Financial Services Ltd falling/rising?

As of 23-Jun, Fedbank Financial Services Ltd's stock price is declining, currently at 151.40, down 1.62% and reflecting a total drop of 7.36% over the last five days. Despite strong long-term fundamentals, the stock is underperforming its sector and benchmarks, indicating a bearish trend and cautious investor sentiment.

As of 23-Jun, Fedbank Financial Services Ltd is experiencing a decline in its stock price, currently at 151.40, which reflects a change of -2.5 or -1.62%. This downward movement is part of a broader trend, as the stock has been losing value for the last five days, accumulating a total decline of -7.36% during this period. Additionally, the stock has underperformed its sector by -0.73% today.<BR><BR>In terms of performance relative to benchmarks, the stock has seen a significant drop of -7.09% over the past week, while the Sensex has only decreased by -0.79%. Over the past month, the stock has also fallen by -2.32%, contrasting with a positive return of +1.04% for the Sensex. Despite a year-to-date increase of +0.36%, the recent trends indicate a struggle against both sector performance and broader market conditions.<BR><BR>While there are positive long-term fundamentals, such as a 24.72% CAGR growth in operating profits and a strong return on equity of 11.7, these factors have not been sufficient to counteract the recent price declines. The stock is currently trading below its 5-day, 20-day, and 50-day moving averages, indicating a bearish trend in the short term. Furthermore, despite rising investor participation, as evidenced by an 853.01% increase in delivery volume, the stock's recent performance suggests that investor sentiment may be cautious, contributing to the ongoing price decline.

Which are the latest news on Fedbank Financi.?

What does Fedbank Financi. do?

Fedbank Financial Services Ltd is a small-cap NBFC focused on lending against gold and property, wholesale lending, and distributing retail loans and insurance products. As of March 2026, it reported net sales of ₹616 Cr and a net profit of ₹101 Cr, with a market cap of ₹5,781 Cr.

Overview:<BR>Fedbank Financial Services Ltd is a small-cap company operating in the Non-Banking Financial Company (NBFC) sector, primarily engaged in lending against gold and property, wholesale lending, and distributing retail loan and insurance products for a fee.<BR><BR>History:<BR>Fedbank Financial Services Ltd was incorporated on 17th April 1995 and became a subsidiary of The Federal Bank Limited. It was registered as a Non-Banking Financial Company (NBFC) on 24th August 2010. The latest quarterly results report net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 616 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 101 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 5,781 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 16.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt-Equity: 4.67<BR>- Return on Equity: 11.74%<BR>- Price to Book: 2.01<BR><BR>Contact Details:<BR>No Company Details Available. Registrar Address: Not available.

How big is Fedbank Financi.?

As of 10th June, Fedbank Financial Services Ltd has a market capitalization of 5,781.00 Cr, with net sales of 2,223.60 Cr and net profit of 343.60 Cr over the latest four quarters. Shareholder's funds are 2,547.36 Cr, and total assets amount to 13,239.00 Cr as of March 2025.

As of 10th June, <BR><BR>Market Cap: Fedbank Financial Services Ltd has a market capitalization of 5,781.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2,223.60 Cr, while the sum of Net Profit for the same period is 343.60 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds stand at 2,547.36 Cr, and Total Assets amount to 13,239.00 Cr.

Who are in the management team of Fedbank Financi.?

The management team of Fedbank Financi includes K Balakrishnan (Chairman), Anil Kothuri (Managing Director & CEO), and several independent and non-executive directors such as Gauri Rushabh Shah and Shyam Srinivasan.

The management team of Fedbank Financi includes the following individuals:<BR><BR>1. **K Balakrishnan** - Chairman & Independent Director<BR>2. **Gauri Rushabh Shah** - Independent Director<BR>3. **Anil Kothuri** - Managing Director & CEO<BR>4. **Shyam Srinivasan** - Non-Executive Director<BR>5. **Maninder Singh Juneja** - Non-Executive Director / Nominee<BR>6. **Ashutosh Khajuria** - Non-Executive Director / Nominee<BR>7. **P R Seshadri** - Independent Director<BR><BR>If you have any more questions about the company or its operations, feel free to ask!

Who are the peers of the Fedbank Financi.?

No Peers Information Available

Should I buy, sell or hold Fedbank Financial Services Ltd?

Are Fedbank Financial Services Ltd latest results good or bad?

Fedbank Financial Services Ltd's latest Q4 FY25 results are positive, with a 40.32% increase in net profit to ₹100.53 crores and a revenue growth of 14.96% year-on-year. However, the company's high debt-to-equity ratio of 4.67x raises concerns about financial stability.

Fedbank Financial Services Ltd's latest results for Q4 FY25 can be considered good overall. The company reported a net profit of ₹100.53 crores, which is a significant increase of 40.32% compared to the previous quarter. Additionally, revenue grew by 14.96% year-on-year, reaching ₹616.45 crores, indicating strong operational momentum.<BR><BR>The company's profitability is also improving, with a PAT margin of 16.31%, up from 13.36% a year earlier. This reflects effective cost management and operational efficiencies. Furthermore, the operating profit before depreciation, interest, and tax (PBDIT) reached a record high, showcasing the company's ability to scale its operations effectively.<BR><BR>However, there are some concerns regarding the company's high leverage, as indicated by a debt-to-equity ratio of 4.67x, which is significantly above industry norms. This high level of debt raises questions about financial stability and capital adequacy, especially in a sector known for its inherent risks.<BR><BR>In summary, while Fedbank Financial Services has demonstrated impressive growth and profitability in its latest results, the high leverage poses potential risks that investors should consider.

When is the next results date for Fedbank Financial Services Ltd?

The next results date for Fedbank Financial Services Ltd is January 15, 2026.

The next results date for Fedbank Financial Services Ltd is scheduled for January 15, 2026.

Is Fedbank Financi. technically bullish or bearish?

As of November 28, 2025, Fedbank Financi's trend is mildly bullish, supported by daily moving averages and Bollinger Bands, but tempered by mildly bearish signals from the weekly MACD and KST.

As of 28 November 2025, the technical trend for Fedbank Financi. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by daily moving averages indicating mild bullishness and a bullish outlook in both weekly and monthly Bollinger Bands. However, the weekly MACD and KST are mildly bearish, which suggests some caution. The Dow Theory shows a mildly bullish trend on the weekly timeframe, while the OBV indicates a mixed signal with mildly bullish on the weekly and mildly bearish on the monthly. Overall, the strength of the bullish stance is tempered by the bearish signals in the MACD and KST.

Is Fedbank Financi. overvalued or undervalued?

As of October 20, 2025, Fedbank Financi. is fairly valued with a PE ratio of 22.37, lower than Bajaj Finance's 38.6 but higher than Life Insurance's 11.57, and has outperformed the Sensex year-to-date with a return of 42.51%.

As of 20 October 2025, the valuation grade for Fedbank Financi. has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 22.37, an EV to EBIT of 12.71, and a ROE of 9.64%. <BR><BR>In comparison to peers, Fedbank Financi.'s PE ratio is significantly lower than Bajaj Finance, which stands at 38.6, indicating that Fedbank is more reasonably priced relative to its earnings. However, it is also higher than Life Insurance, which has a PE ratio of 11.57, suggesting that while Fedbank is not overvalued, there are more attractive options in the market. Notably, the company's stock has outperformed the Sensex year-to-date with a return of 42.51% compared to the Sensex's 7.97%, reinforcing its competitive position in the market.

How has been the historical performance of Fedbank Financi.?

Fedbank Financi. has shown consistent growth in net sales and total assets over the past four years, with net sales increasing from 869.32 Cr in Mar'22 to 2,061.87 Cr in Mar'25, despite fluctuations in profit margins and negative cash flow from operations. Profit after tax remained strong at 225.18 Cr in Mar'25, down slightly from the previous year.

Answer:<BR>The historical performance of Fedbank Financi. shows a consistent growth trend in net sales and profit metrics over the past four years.<BR><BR>Breakdown:<BR>Fedbank Financi. has demonstrated significant growth in net sales, increasing from 869.32 Cr in Mar'22 to 2,061.87 Cr in Mar'25. Total operating income followed a similar trajectory, reaching 2,061.87 Cr in Mar'25, up from 869.32 Cr in Mar'22. The company's total expenditure also rose, from 707.73 Cr in Mar'22 to 1,727.22 Cr in Mar'25, while operating profit (PBDIT) fluctuated, peaking at 365.43 Cr in Mar'24 before slightly declining to 352.60 Cr in Mar'25. Profit before tax showed a slight decrease from 328.08 Cr in Mar'24 to 303.75 Cr in Mar'25, yet profit after tax remained robust at 225.18 Cr in Mar'25, compared to 244.70 Cr in Mar'24. The company's total assets increased significantly from 6,524.21 Cr in Mar'22 to 13,239.00 Cr in Mar'25, alongside a rise in total liabilities from 6,524.21 Cr to 13,239.00 Cr in the same period. Cash flow from operating activities remained negative, but cash flow from financing activities improved, resulting in a net cash inflow of 539.00 Cr in Mar'25, up from 91.00 Cr in Mar'24. Overall, Fedbank Financi. has shown a strong upward trend in sales and assets, despite challenges in profit margins and cash flow from operations.

Who are the top shareholders of the Fedbank Financi.?

The top shareholders of Fedbank Financi are The Federal Bank Limited with 61.03%, True North Fund VI LLP with 8.66%, mutual funds at 2.39%, foreign institutional investors at 0.49%, and individual investors holding 14.34%.

The top shareholders of Fedbank Financi include The Federal Bank Limited, which holds a significant 61.03% of the shares. The highest public shareholder is True North Fund VI LLP, with an 8.66% stake. Additionally, mutual funds hold 2.39% through two schemes, and foreign institutional investors (FIIs) have a combined holding of 0.49%. Individual investors collectively own 14.34% of the company.

Has Fedbank Financi. declared dividend?

No Dividend History Available