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Bandhan Bank

  • Market Cap: Small Cap
  • Industry: Private Sector Bank
  • ISIN: INE545U01014
  • NSEID: BANDHANBNK
  • BSEID: 541153
INR
140.10
-6 (-4.11%)
BSENSE

Dec 05

BSE+NSE Vol: 1.2 cr

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stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
21,948.23
18,869.62
15,904.70
13,871.12
12,524.21
10,885.49
6,643.37
Income On Investments
2,181.87
2,013.57
1,886.30
1,478.30
1,174.15
832.81
614.53
Interest On Balances With Rbi Other Inter Bank Funds
97.18
77.81
69.37
140.51
118.21
163.26
73.32
Interest / Discount On Advances / Bills
19,367.46
16,506.20
13,775.16
12,183.90
10,891.79
9,486.24
5,727.23
Others
301.72
272.03
173.87
68.41
340.05
403.19
228.28
Other Income
2,966.60
2,171.42
2,468.55
2,822.82
2,022.25
1,549.20
1,063.05
Total Income
24,914.83
21,041.04
18,373.25
16,693.94
14,546.47
12,434.69
7,706.42
Interest Expended
10,457.65
8,550.78
6,645.08
5,157.10
4,960.86
4,561.58
2,147.95
Net Interest Income
11,490.58
10,318.84
9,259.62
8,714.02
7,563.35
6,323.91
4,495.42
Total Expenditure (Excl Depreciation)
7,068.50
5,850.78
4,636.82
3,523.44
2,816.89
2,426.54
1,810.28
Employee Cost
4,360.98
3,542.92
2,715.07
2,134.88
1,664.63
1,367.04
1,008.69
Other Operating Expenses
2,707.52
2,307.86
1,921.75
1,388.56
1,152.26
1,059.50
801.59
Operating Profit Before Provisions and Contingencies
7,388.69
6,639.48
7,091.35
8,013.40
6,768.72
5,446.57
3,748.19
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,765.41
3,696.57
4,198.37
7,884.78
3,820.07
1,393.15
735.13
Profit Before Tax
3,623.28
2,942.91
2,892.98
128.62
2,948.65
4,053.42
3,013.05
Tax
877.98
713.35
698.35
2.83
743.20
1,029.68
1,061.55
Profit After Tax
2,745.30
2,229.56
2,194.64
125.79
2,205.46
3,023.74
1,951.50
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
2,745.30
2,229.56
2,194.64
125.79
2,205.46
3,023.74
1,951.50
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
22,748.13
19,954.48
17,961.37
15,770.38
15,797.58
13,585.21
10,008.66
Earnings per share (EPS)
17.04
13.84
13.62
0.78
13.69
18.78
16.36
Diluted Earnings per share
17.04
13.84
13.62
0.78
13.69
18.76
16.34
Operating Profit Margin (Excl OI)
50.64%
49.4%
44.45%
17.76%
47.01%
64.91%
61.68%
Gross Profit Margin
16.51%
15.6%
18.19%
0.93%
23.54%
37.24%
45.35%
PAT Margin
12.51%
11.82%
13.8%
0.91%
17.61%
27.78%
29.38%
Net Interest Margin
7.1%
7.3%
7.2%
8.2%
7.8%
8.13%
10.4%
Return on Assets
0.0%
0.0%
0.0%
0.0%
2.13%
0.0%
4.23%
CASA (%)
31.4%
37.1%
39.3%
41.6%
43.4%
36.84%
40.75%
CASA Amount
47,440.00
50,150.00
42,460.00
40,080.00
33,830.00
21,028.00
17,618.00
Capital Adequacy Ratio (Total)
18.71%
14.69%
19.76%
20.1%
23.47%
27.43%
29.2%
Capital Adequacy Ratio (Tier 1)
17.9%
13.8%
18.7%
18.9%
22.5%
25.2%
27.88%
Provision Coverage Ratio (%)
73.7%
71.8%
76.8%
75.5%
50.0%
0.0%
0.0%
Amount of Gross NPAs
6,435.56
4,784.88
5,298.62
6,380.00
5,757.76
992.78
819.56
Amount of Net NPAs
1,692.85
1,347.61
1,228.27
1,564.23
2,861.03
389.40
228.32
% of Net NPAs
1.28%
1.11%
1.17%
1.66%
3.51%
0.58%
0.58%
% of Gross NPAs
4.71%
3.84%
4.87%
6.46%
6.81%
1.48%
2.04%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
438.0
438.0
0.0
471.0
487.0
485.0
481.0
Number of Branches
1715.0
1700.0
0.0
1189.0
1147.0
1018.0
986.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2025 is 16.32% vs 18.64% in Mar 2024

stock-summary

Net Profit

YoY Growth in year ended Mar 2025 is 23.13% vs 1.59% in Mar 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2025 is 11.28% vs -6.37% in Mar 2024

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2025 is 0.17% vs -0.06% in Mar 2024

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2025 is 0.87% vs -1.03% in Mar 2024

Compare Annual Results Of Bandhan Bank With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
21,948.23
9,678.04
12,270.19
126.78%
Income On Investments
2,181.87
1,622.47
559.40
34.48%
Interest On Balances With Rbi Other Inter Bank Funds
97.18
20.12
77.06
383.0%
Interest / Discount On Advances / Bills
19,367.46
8,007.65
11,359.81
141.86%
Others
301.72
27.80
273.92
985.32%
Other Income
2,966.60
1,829.55
1,137.05
62.15%
Total Income
24,914.83
11,507.59
13,407.24
116.51%
Interest Expended
10,457.65
5,418.12
5,039.53
93.01%
Net Interest Income
11,490.58
4,259.92
7,230.66
169.74%
Total Expenditure (Excl Depreciation)
7,068.50
2,877.14
4,191.36
145.68%
Employee Cost
4,360.98
1,449.21
2,911.77
200.92%
Other Operating Expenses
2,707.52
1,427.93
1,279.59
89.61%
Operating Profit Before Provisions and Contingencies
7,388.69
3,212.33
4,176.36
130.01%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,765.41
621.60
3,143.81
505.76%
Profit Before Tax
3,623.28
2,590.73
1,032.55
39.86%
Tax
877.98
649.09
228.89
35.26%
Profit After Tax
2,745.30
1,941.64
803.66
41.39%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
2,745.30
1,941.64
803.66
41.39%
Face Value
10.00
2.00
0.00
Reserves
22,748.13
11,768.52
10,979.61
93.3%
Earnings per share (EPS)
17.04
20.10
-3.06
-15.22%
Diluted Earnings per share
17.04
20.10
-3.06
-15.22%
Operating Profit Margin (Excl OI)
50.64%
63.85%
0.00
-13.21%
Gross Profit Margin
16.51%
26.77%
0.00
-10.26%
PAT Margin
12.51%
20.06%
0.00
-7.55%
Net Interest Margin
7.10%
4.09%
3.01
3.01%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
31.40%
27.27%
4.13
4.13%
CASA Amount
47,440.00
27,832.00
19,608.00
70.45%
Capital Adequacy Ratio (Total)
18.71%
18.17%
0.54
0.54%
Capital Adequacy Ratio (Tier 1)
17.90%
17.12%
0.78
0.78%
Provision Coverage Ratio (%)
73.70%
96.81%
-23.11
-23.11%
Amount of Gross NPAs
6,435.56
641.80
5,793.76
902.74%
Amount of Net NPAs
1,692.85
166.21
1,526.64
918.5%
% of Net NPAs
1.28%
0.20%
1.08
1.08%
% of Gross NPAs
4.71%
0.76%
3.95
3.95%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
438.00
2,252.00
-1,814.00
-80.55%
Number of Branches
1,715.00
888.00
827.00
93.13%
Annual - Interest Earned
Interest Earned 21948.23 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 16.32% vs 18.64% in Mar 2024

Annual - Net Profit
Net Profit 2,745.30 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 23.13% vs 1.59% in Mar 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 7,388.69 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 11.28% vs -6.37% in Mar 2024

Annual - % of Net NPAs
% of Net NPAs 1.28%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is 0.17% vs -0.06% in Mar 2024

Annual - % of Gross NPAs
% of Gross NPAs 4.71%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is 0.87% vs -1.03% in Mar 2024

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