Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
24,947.45
20,494.69
15,898.46
13,019.22
11,868.54
11,495.44
10,849.60
Income On Investments
5,360.43
4,460.76
4,266.92
4,384.69
4,153.41
4,202.69
3,689.61
Interest On Balances With Rbi Other Inter Bank Funds
202.63
135.77
52.43
90.70
315.07
240.98
356.42
Interest / Discount On Advances / Bills
19,291.51
15,826.24
11,485.82
8,231.56
7,153.93
6,409.27
6,566.64
Others
92.88
71.92
93.29
312.27
246.13
642.50
236.93
Other Income
3,454.17
2,997.87
2,280.27
2,652.48
2,627.67
1,649.23
1,547.46
Total Income
28,401.62
23,492.56
18,178.73
15,671.70
14,496.21
13,144.67
12,397.06
Interest Expended
13,281.88
10,672.84
8,157.68
6,974.82
6,971.07
7,216.65
7,116.12
Net Interest Income
11,665.57
9,821.85
7,740.78
6,044.40
4,897.47
4,278.79
3,733.48
Total Expenditure (Excl Depreciation)
5,800.71
4,814.38
3,921.84
3,849.01
3,565.05
3,080.96
3,083.33
Employee Cost
3,442.23
2,838.13
2,058.28
2,070.59
2,255.21
1,743.82
1,794.17
Other Operating Expenses
2,358.48
1,976.25
1,863.56
1,778.42
1,309.84
1,337.14
1,289.16
Operating Profit Before Provisions and Contingencies
9,319.03
8,005.34
6,099.21
4,847.87
3,960.09
2,847.06
2,197.61
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,596.55
3,645.87
2,654.33
2,892.27
3,005.96
3,107.48
7,326.93
Profit Before Tax
5,722.48
4,359.47
3,444.88
1,955.60
954.13
-260.42
-5,129.32
Tax
202.69
304.44
842.85
804.06
403.88
-649.00
-345.44
Profit After Tax
5,519.79
4,055.03
2,602.03
1,151.54
550.25
388.58
-4,783.88
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
5,519.79
4,055.03
2,602.03
1,151.54
550.25
388.58
-4,783.88
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
18,903.46
11,149.18
7,406.94
5,577.41
4,400.40
3,666.65
1,613.17
Earnings per share (EPS)
7.18
5.73
3.87
1.71
0.84
0.67
-17.38
Diluted Earnings per share
7.48
5.78
3.87
1.72
0.88
0.67
-14.26
Operating Profit Margin (Excl OI)
62.33%
58.72%
58.64%
48.22%
44.64%
46.17%
4.05%
Gross Profit Margin
22.94%
21.27%
21.67%
15.02%
8.04%
-2.27%
-47.28%
PAT Margin
22.13%
19.79%
16.37%
8.84%
4.64%
3.38%
-44.09%
Net Interest Margin
4.0%
3.92%
3.56%
3.15%
2.84%
2.6%
2.53%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
53.28%
52.73%
53.88%
57.85%
53.99%
50.29%
49.65%
CASA Amount
1,63,657.00
1,42,774.00
1,24,961.00
1,17,036.00
93,945.00
75,475.00
0.00
Capital Adequacy Ratio (Total)
20.53%
17.38%
18.14%
16.48%
14.49%
13.52%
11.86%
Capital Adequacy Ratio (Tier 1)
16.86%
13.72%
14.25%
12.38%
10.98%
10.67%
9.91%
Provision Coverage Ratio (%)
98.26%
98.34%
98.28%
94.79%
89.86%
83.97%
81.49%
Amount of Gross NPAs
4,184.52
3,833.05
4,334.00
5,327.21
7,779.68
12,152.15
15,324.49
Amount of Net NPAs
431.78
408.99
435.18
1,276.57
2,544.32
4,145.38
4,559.33
% of Net NPAs
0.18%
0.2%
0.25%
0.97%
2.48%
4.77%
5.52%
% of Gross NPAs
1.74%
1.88%
2.47%
3.94%
7.23%
12.81%
16.4%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
2330.0
2128.0
1950.0
1851.0
1858.0
Number of Branches
2606.0
2489.0
2203.0
2022.0
1964.0
1833.0
1832.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 21.73% vs 28.91% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is 36.12% vs 55.84% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is 16.41% vs 31.25% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is -0.02% vs -0.05% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is -0.14% vs -0.59% in Mar 2024
Compare Annual Results Of Bank of Maha With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
24,947.45
70,826.30
-45,878.85
-64.78%
Income On Investments
5,360.43
17,205.03
-11,844.60
-68.84%
Interest On Balances With Rbi Other Inter Bank Funds
202.63
3,195.29
-2,992.66
-93.66%
Interest / Discount On Advances / Bills
19,291.51
50,044.94
-30,753.43
-61.45%
Others
92.88
381.04
-288.16
-75.62%
Other Income
3,454.17
8,993.62
-5,539.45
-61.59%
Total Income
28,401.62
79,819.92
-51,418.30
-64.42%
Interest Expended
13,281.88
46,432.35
-33,150.47
-71.4%
Net Interest Income
11,665.57
24,393.95
-12,728.38
-52.18%
Total Expenditure (Excl Depreciation)
5,800.71
16,975.46
-11,174.75
-65.83%
Employee Cost
3,442.23
10,299.60
-6,857.37
-66.58%
Other Operating Expenses
2,358.48
6,675.86
-4,317.38
-64.67%
Operating Profit Before Provisions and Contingencies
9,319.03
16,412.11
-7,093.08
-43.22%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,596.55
3,977.67
-381.12
-9.58%
Profit Before Tax
5,722.48
12,434.44
-6,711.96
-53.98%
Tax
202.69
3,215.42
-3,012.73
-93.7%
Profit After Tax
5,519.79
9,219.02
-3,699.23
-40.13%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
5,519.79
9,219.02
-3,699.23
-40.13%
Face Value
10.00
10.00
0.00
Reserves
18,903.46
65,781.38
-46,877.92
-71.26%
Earnings per share (EPS)
7.18
20.25
-13.07
-64.54%
Diluted Earnings per share
7.48
20.25
-12.77
-63.06%
Operating Profit Margin (Excl OI)
62.33%
70.42%
0.00
-8.09%
Gross Profit Margin
22.94%
17.56%
0.00
5.38%
PAT Margin
22.13%
13.02%
0.00
9.11%
Net Interest Margin
4.00%
2.82%
1.18
1.18%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
53.28%
40.29%
12.99
12.99%
CASA Amount
1,63,657.00
0.00
1,63,657.00
Capital Adequacy Ratio (Total)
20.53%
17.77%
2.76
2.76%
Capital Adequacy Ratio (Tier 1)
16.86%
15.47%
1.39
1.39%
Provision Coverage Ratio (%)
98.26%
92.39%
5.87
5.87%
Amount of Gross NPAs
4,184.52
21,748.89
-17,564.37
-80.76%
Amount of Net NPAs
431.78
5,358.49
-4,926.71
-91.94%
% of Net NPAs
0.18%
0.82%
-0.64
-0.64%
% of Gross NPAs
1.74%
3.27%
-1.53
-1.53%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
8,003.00
-8,003.00
-100.0%
Number of Branches
2,606.00
5,328.00
-2,722.00
-51.09%
Annual - Interest Earned
Interest Earned 24947.45 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 21.73% vs 28.91% in Mar 2024
Annual - Net Profit
Net Profit 5,519.79 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 36.12% vs 55.84% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 9,319.03 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 16.41% vs 31.25% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 0.18%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.02% vs -0.05% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 1.74%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.14% vs -0.59% in Mar 2024






