Bank of Maharashtra Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Jun'24

Mar'24

Interest Earned

7,128.38

7,053.91

6,730.78

6,324.65

6,017.38

5,874.64

5,466.70

Income On Investments

1,633.82

1,492.71

1,379.85

1,366.99

1,313.02

1,300.57

1,098.91

Interest On Balances With Rbi Other Inter Bank Funds

32.32

143.39

65.01

31.01

10.13

96.48

85.64

Interest / Discount On Advances / Bills

5,450.71

5,407.39

5,233.17

4,916.93

4,683.74

4,457.67

4,263.83

Others

11.53

10.42

52.75

9.72

10.49

19.92

18.32

Other Income

845.23

824.91

980.66

787.78

791.80

893.93

1,021.55

Total Income

7,973.61

7,878.82

7,711.44

7,112.43

6,809.18

6,768.57

6,488.25

Interest Expended

3,880.81

3,762.19

3,614.35

3,381.38

3,210.62

3,075.54

2,882.33

Net Interest Income

3,247.57

3,291.72

3,116.43

2,943.27

2,806.76

2,799.10

2,584.37

Total Expenditure (Excl Depreciation)

1,518.55

1,546.69

1,577.35

1,428.04

1,396.59

1,398.73

1,396.30

Employee Cost

822.06

880.34

880.97

849.68

811.64

899.94

850.30

Other Operating Expenses

696.49

666.35

696.38

578.36

584.95

498.79

546.00

Operating Profit Before Provisions and Contingencies

2,574.25

2,569.94

2,519.74

2,303.01

2,201.97

2,294.30

2,209.62

Exceptional Items

0.00

Provisions and contingencies

755.87

867.42

983.25

840.70

822.12

950.47

942.30

Profit Before Tax

1,818.38

1,702.52

1,536.49

1,462.31

1,379.85

1,343.83

1,267.32

Tax

185.24

109.76

43.41

55.86

53.08

50.34

49.65

Profit After Tax

1,633.14

1,592.76

1,493.08

1,406.45

1,326.77

1,293.49

1,217.67

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,633.14

1,592.76

1,493.08

1,406.45

1,326.77

1,293.49

1,217.67

Face Value

10.0

Reserves

18,903.46

11,149.18

Earnings per share (EPS)

2.12

2.07

1.94

1.83

1.87

1.83

1.72

Diluted Earnings per share

2.12

2.07

1.94

1.83

1.87

1.83

1.72

Operating Profit Margin (Excl OI)

68.09%

65.78%

61.96%

64.13%

63.13%

60.01%

57.22%

Gross Profit Margin

25.51%

24.14%

22.83%

23.12%

22.93%

22.88%

23.18%

PAT Margin

22.91%

22.58%

22.18%

22.24%

22.05%

22.02%

22.27%

Net Interest Margin

3.85%

3.95%

4.01%

3.98%

3.97%

Return on Assets

0.0%

CASA (%)

50.35%

50.07%

53.28%

49.28%

49.29%

49.86%

52.73%

CASA Amount

1,55,979.00

1,52,738.00

1,63,657.00

1,37,493.00

1,36,173.00

1,33,334.00

1,42,774.00

Capital Adequacy Ratio (Total)

18.13%

20.06%

20.53%

18.71%

17.26%

17.04%

17.38%

Capital Adequacy Ratio (Tier 1)

14.96%

16.63%

16.86%

14.7%

13.13%

13.4%

13.72%

Provision Coverage Ratio (%)

98.34%

98.36%

98.26%

98.28%

98.4%

98.36%

98.34%

Amount of Gross NPAs

4,372.06

4,205.83

4,184.52

4,124.30

4,009.84

3,872.76

3,833.05

Amount of Net NPAs

442.08

434.42

431.78

442.77

432.53

414.70

408.99

% of Net NPAs

0.18%

0.2%

% of Gross NPAs

1.72%

1.74%

1.8%

1.84%

1.85%

1.88%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

Number of Branches

2665.0

2641.0

2606.0

2551.0

2508.0

2499.0

2489.0

Quarterly Analysis Highlights - QoQ

Interest Earned

QoQ Growth in quarter ended Sep 2025 is 1.06% vs 4.8% in Jun 2025

Net Profit

QoQ Growth in quarter ended Sep 2025 is 2.54% vs 6.68% in Jun 2025

Operating Profit (PBDIT)

QoQ Growth in quarter ended Sep 2025 is 0.17% vs 1.99% in Jun 2025

% of Net NPAs

QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Jun 2025

% of Gross NPAs

QoQ Growth in quarter ended Sep 2025 is -0.02% vs 0.00% in Jun 2025

Compare Quarterly Results Of Bank of Maha With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

7,128.38

18,406.09

-11,277.71

-61.27%

Income On Investments

1,633.82

4,530.15

-2,896.33

-63.93%

Interest On Balances With Rbi Other Inter Bank Funds

32.32

787.37

-755.05

-95.9%

Interest / Discount On Advances / Bills

5,450.71

12,944.49

-7,493.78

-57.89%

Others

11.53

144.08

-132.55

-92.0%

Other Income

845.23

2,219.83

-1,374.60

-61.92%

Total Income

7,973.61

20,625.92

-12,652.31

-61.34%

Interest Expended

3,880.81

12,492.32

-8,611.51

-68.93%

Net Interest Income

3,247.57

5,913.77

-2,666.20

-45.08%

Total Expenditure (Excl Depreciation)

1,518.55

4,312.75

-2,794.20

-64.79%

Employee Cost

822.06

2,452.32

-1,630.26

-66.48%

Other Operating Expenses

696.49

1,860.43

-1,163.94

-62.56%

Operating Profit Before Provisions and Contingencies

2,574.25

3,820.85

-1,246.60

-32.63%

Exceptional Items

0.00

Provisions and contingencies

755.87

441.24

314.63

71.31%

Profit Before Tax

1,818.38

3,379.61

-1,561.23

-46.2%

Tax

185.24

825.04

-639.80

-77.55%

Profit After Tax

1,633.14

2,554.57

-921.43

-36.07%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,633.14

2,554.57

-921.43

-36.07%

Face Value

10.00

0.00

Reserves

18,903.46

0.00

18,903.46

Earnings per share (EPS)

2.12

5.61

-3.49

-62.21%

Diluted Earnings per share

2.12

5.61

-3.49

-62.21%

Operating Profit Margin (Excl OI)

68.09%

74.17%

0.00

-6.08%

Gross Profit Margin

25.51%

18.36%

0.00

7.15%

PAT Margin

22.91%

13.88%

0.00

9.03%

Net Interest Margin

3.85%

2.41%

1.44

1.44%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

50.35%

39.39%

10.96

10.96%

CASA Amount

1,55,979.00

0.00

1,55,979.00

Capital Adequacy Ratio (Total)

18.13%

16.69%

1.44

1.44%

Capital Adequacy Ratio (Tier 1)

14.96%

14.49%

0.47

0.47%

Provision Coverage Ratio (%)

98.34%

93.39%

4.95

4.95%

Amount of Gross NPAs

4,372.06

18,014.27

-13,642.21

-75.73%

Amount of Net NPAs

442.08

4,530.20

-4,088.12

-90.24%

% of Net NPAs

0.18%

0.65%

-0.47

-0.47%

% of Gross NPAs

1.72%

2.54%

-0.82

-0.82%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

0.00

7,696.00

-7,696.00

-100.0%

Number of Branches

2,665.00

5,375.00

-2,710.00

-50.42%

Quarterly - Interest Earned

Interest Earned 7128.38 Cr

in Sep 2025

Figures in Cr

QoQ Growth in quarter ended Sep 2025 is 1.06% vs 4.8% in Jun 2025

YoY Growth in quarter ended Sep 2025 is 18.46% vs 18.73% in Sep 2024

Quarterly - Net Profit

Net Profit 1,633.14 Cr

in Sep 2025

Figures in Cr

QoQ Growth in quarter ended Sep 2025 is 2.54% vs 6.68% in Jun 2025

YoY Growth in quarter ended Sep 2025 is 23.09% vs 44.25% in Sep 2024

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 2,574.25 Cr

in Sep 2025

Figures in Cr

QoQ Growth in quarter ended Sep 2025 is 0.17% vs 1.99% in Jun 2025

YoY Growth in quarter ended Sep 2025 is 16.91% vs 14.66% in Sep 2024

Quarterly - % of Net NPAs

% of Net NPAs 0.18%

in Sep 2025

Figures in %

QoQ Growth in quarter ended Sep 2025 is 0.00% vs 0.00% in Jun 2025

YoY Growth in quarter ended Sep 2025 is -0.02% vs -0.03% in Sep 2024

Quarterly - % of Gross NPAs

% of Gross NPAs 1.72%

in Sep 2025

Figures in %

QoQ Growth in quarter ended Sep 2025 is -0.02% vs 0.00% in Jun 2025

YoY Growth in quarter ended Sep 2025 is -0.12% vs -0.35% in Sep 2024