Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
14,182.29
11,892.02
9,856.54
7,272.53
6,310.83
5,764.07
5,672.88
Income On Investments
3,126.53
2,613.59
2,251.76
2,125.84
2,206.18
2,047.85
2,115.96
Interest On Balances With Rbi Other Inter Bank Funds
175.71
106.61
32.58
29.59
38.58
228.42
110.09
Interest / Discount On Advances / Bills
10,858.10
9,141.41
7,536.85
5,071.40
3,893.65
3,398.80
3,138.60
Others
21.95
30.41
35.35
45.70
172.42
89.00
308.23
Other Income
1,670.14
1,685.73
1,296.43
819.15
1,519.08
734.71
814.91
Total Income
15,852.43
13,577.75
11,152.97
8,091.68
7,829.91
6,498.78
6,487.79
Interest Expended
7,643.00
6,286.16
5,084.82
3,699.79
3,405.34
3,555.73
3,602.67
Net Interest Income
6,539.29
5,605.86
4,771.72
3,572.74
2,905.49
2,208.34
2,070.21
Total Expenditure (Excl Depreciation)
3,065.24
2,795.32
2,284.51
1,728.26
1,918.18
1,512.29
1,474.89
Employee Cost
1,702.40
1,711.58
1,341.33
856.75
1,063.83
936.93
826.77
Other Operating Expenses
1,362.84
1,083.74
943.18
871.51
854.35
575.36
648.12
Operating Profit Before Provisions and Contingencies
5,144.19
4,496.27
3,783.64
2,663.63
2,506.39
1,430.76
1,410.23
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
1,623.29
1,772.59
1,760.90
1,127.68
1,690.75
944.82
1,279.95
Profit Before Tax
3,520.90
2,723.68
2,022.74
1,535.95
815.64
485.94
130.28
Tax
295.00
103.42
220.88
548.99
343.96
254.85
-65.47
Profit After Tax
3,225.90
2,620.26
1,801.86
986.96
471.68
231.09
195.75
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
3,225.90
2,620.26
1,801.86
986.96
471.68
231.09
195.75
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
18,903.46
11,149.18
7,406.94
5,577.41
4,400.40
3,666.65
1,613.17
Earnings per share (EPS)
4.19
3.7
2.54
1.47
0.7
0.35
0.34
Diluted Earnings per share
4.19
3.7
2.59
1.47
0.71
0.39
0.34
Operating Profit Margin (Excl OI)
66.94%
61.59%
58.96%
60.73%
42.81%
57.37%
51.44%
Gross Profit Margin
24.83%
22.9%
20.52%
21.12%
12.92%
8.43%
2.3%
PAT Margin
22.75%
22.03%
18.28%
13.57%
7.47%
4.01%
3.45%
Net Interest Margin
3.9%
3.98%
3.88%
3.41%
3.16%
2.57%
2.77%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
50.35%
49.29%
50.71%
56.27%
53.91%
50.51%
48.23%
CASA Amount
1,55,979.00
1,36,173.00
1,21,337.00
1,10,204.00
97,889.00
80,125.00
0.00
Capital Adequacy Ratio (Total)
18.13%
17.26%
17.61%
16.71%
14.67%
13.18%
11.83%
Capital Adequacy Ratio (Tier 1)
14.96%
13.13%
13.72%
12.89%
11.38%
10.31%
10.01%
Provision Coverage Ratio (%)
98.34%
98.31%
98.4%
96.06%
92.38%
87.15%
82.71%
Amount of Gross NPAs
4,372.06
4,009.84
4,016.97
5,038.87
6,403.17
9,105.44
15,408.51
Amount of Net NPAs
442.08
432.53
410.46
986.49
1,910.31
3,219.90
4,406.56
% of Net NPAs
0.18%
0.2%
0.23%
0.68%
1.73%
3.3%
5.48%
% of Gross NPAs
1.72%
1.84%
2.19%
3.4%
5.56%
8.81%
16.86%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
2391.0
2220.0
2023.0
1728.0
1860.0
Number of Branches
2665.0
2508.0
2341.0
2066.0
1985.0
1850.0
1832.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2025 is 19.26% vs 20.65% in Sep 2024
Net Profit
Growth in half year ended Sep 2025 is 23.11% vs 45.42% in Sep 2024
Operating Profit (PBDIT)
Growth in half year ended Sep 2025 is 14.41% vs 18.83% in Sep 2024
% of Net NPAs
Growth in half year ended Sep 2025 is -0.02% vs -0.03% in Sep 2024
% of Gross NPAs
Growth in half year ended Sep 2025 is -0.12% vs -0.35% in Sep 2024
Compare Half Yearly Results Of Bank of Maha With
Figures in Cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
14,182.29
36,758.28
-22,575.99
-61.42%
Income On Investments
3,126.53
9,153.76
-6,027.23
-65.84%
Interest On Balances With Rbi Other Inter Bank Funds
175.71
1,620.28
-1,444.57
-89.16%
Interest / Discount On Advances / Bills
10,858.10
25,736.77
-14,878.67
-57.81%
Others
21.95
247.47
-225.52
-91.13%
Other Income
1,670.14
4,385.93
-2,715.79
-61.92%
Total Income
15,852.43
41,144.21
-25,291.78
-61.47%
Interest Expended
7,643.00
24,776.40
-17,133.40
-69.15%
Net Interest Income
6,539.29
11,981.88
-5,442.59
-45.42%
Total Expenditure (Excl Depreciation)
3,065.24
8,537.58
-5,472.34
-64.1%
Employee Cost
1,702.40
4,848.51
-3,146.11
-64.89%
Other Operating Expenses
1,362.84
3,689.07
-2,326.23
-63.06%
Operating Profit Before Provisions and Contingencies
5,144.19
7,830.23
-2,686.04
-34.3%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
1,623.29
1,537.32
85.97
5.59%
Profit Before Tax
3,520.90
6,292.91
-2,772.01
-44.05%
Tax
295.00
1,486.22
-1,191.22
-80.15%
Profit After Tax
3,225.90
4,806.69
-1,580.79
-32.89%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
3,225.90
4,806.69
-1,580.79
-32.89%
Face Value
10.00
10.00
0.00
Reserves
18,903.46
0.00
18,903.46
Earnings per share (EPS)
4.19
10.56
-6.37
-60.32%
Diluted Earnings per share
4.19
10.56
-6.37
-60.32%
Operating Profit Margin (Excl OI)
66.94%
72.59%
0.00
-5.65%
Gross Profit Margin
24.83%
17.12%
0.00
7.71%
PAT Margin
22.75%
13.08%
0.00
9.67%
Net Interest Margin
3.90%
2.48%
1.42
1.42%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
50.35%
39.39%
10.96
10.96%
CASA Amount
1,55,979.00
0.00
1,55,979.00
Capital Adequacy Ratio (Total)
18.13%
16.69%
1.44
1.44%
Capital Adequacy Ratio (Tier 1)
14.96%
14.49%
0.47
0.47%
Provision Coverage Ratio (%)
98.34%
93.39%
4.95
4.95%
Amount of Gross NPAs
4,372.06
18,014.27
-13,642.21
-75.73%
Amount of Net NPAs
442.08
4,530.20
-4,088.12
-90.24%
% of Net NPAs
0.18%
0.65%
-0.47
-0.47%
% of Gross NPAs
1.72%
2.54%
-0.82
-0.82%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
7,696.00
-7,696.00
-100.0%
Number of Branches
2,665.00
5,375.00
-2,710.00
-50.42%
Half Yearly - Interest Earned
Interest Earned 14182.29 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is 19.26% vs 20.65% in Sep 2024
Half Yearly - Net Profit
Net Profit 3,225.90 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is 23.11% vs 45.42% in Sep 2024
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 5,144.19 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is 14.41% vs 18.83% in Sep 2024
Half Yearly - % of Net NPAs
% of Net NPAs 0.18%
in Sep 2025Figures in %
Growth in half year ended Sep 2025 is -0.02% vs -0.03% in Sep 2024
Half Yearly - % of Gross NPAs
% of Gross NPAs 1.72%
in Sep 2025Figures in %
Growth in half year ended Sep 2025 is -0.12% vs -0.35% in Sep 2024






