Results Snapshot
Figures in Million
Standalone Annual Results
Dec'08
Dec'07
Interest Earned
12,93,370.18
4,44,437.87
Income On Investments
1,12,460.01
1,380.29
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
Interest / Discount On Advances / Bills
11,75,747.78
4,42,962.11
Others
5,162.39
95.47
Other Income
3,46,795.65
1,75,389.77
Total Income
16,40,165.83
6,19,827.64
Interest Expended
11,32,570.45
3,54,976.00
Net Interest Income
1,60,799.74
89,461.88
Total Expenditure (Excl Depreciation)
2,20,344.47
76,098.78
Employee Cost
85,397.89
31,595.05
Other Operating Expenses
1,34,946.59
44,503.73
Operating Profit Before Provisions and Contingencies
2,87,250.91
1,88,752.86
Exceptional Items
0.00
0.00
Provisions and contingencies
17,890.29
12,518.06
Profit Before Tax
2,69,360.62
1,76,234.80
Tax
74,590.87
49,345.74
Profit After Tax
1,94,769.75
1,26,889.06
Extraordinary Items
0.00
0.00
Prior Period Expenses
0.00
0.00
Other Adjustments
0.00
0.00
Net Profit
1,94,769.75
1,26,889.06
Face Value
0.0
0.0
Reserves
2,69,006.63
1,78,409.11
Earnings per share (EPS)
499.82
1260.89
Diluted Earnings per share
499.82
1260.89
Operating Profit Margin (Excl OI)
0.0%
0.0%
Gross Profit Margin
20.83%
39.65%
PAT Margin
15.06%
28.55%
Net Interest Margin
0.0%
0.0%
Return on Assets
0.0%
0.0%
CASA (%)
0.0%
0.0%
CASA Amount
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
Amount of Net NPAs
0.00
0.00
% of Net NPAs
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
Number of ATMs
0.0
0.0
Number of Branches
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2008 is 191.01%
Net Profit
YoY Growth in year ended Dec 2008 is 53.50%
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2008 is 52.18%
% of Net NPAs
YoY Growth in year ended Dec 2008 is 0.00%
% of Gross NPAs
YoY Growth in year ended Dec 2008 is 0.00%
Compare Annual Results Of Sai Gon - Hanoi Commercial Joint Stock Bank With
Figures in Million
Consolidate Annual Results
Change(VND)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 129337.02 Million
in Dec 2008Figures in Million
Annual - Net Profit
Net Profit 19,476.97 Million
in Dec 2008Figures in Million
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 28,725.09 Million
in Dec 2008Figures in Million
Annual - % of Net NPAs
No % of Net NPAs in the last few periods
Annual - % of Gross NPAs
No % of Gross NPAs in the last few periods






