Sai Gon - Hanoi Commercial Joint Stock Bank

  • Market Cap: Large Cap
  • Industry: Major Banks
  • ISIN: VN000000SHB9
VND
15,550.00
100 (0.65%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 32.60%

 
2

Flat results in Dec 25

3

With ROA of 1.01%, it has a very attractive valuation with a 1.16 Price to Book Value

4

Market Beating Performance

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Major Banks

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Market cap

VND 74,877,373 Million (Large Cap)

stock-summary
P/E

8.00

stock-summary
Industry P/E

NA

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Dividend Yield

3.91%

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Debt Equity

0.00

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Return on Equity

14.18%

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Price to Book

1.14

Revenue and Profits:
Net Sales:
14,209,023 Million
(Quarterly Results - Dec 2025)
Net Profit:
2,259,937 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-6.61%
0%
-6.61%
6 Months
-9.86%
0%
-9.86%
1 Year
77.31%
0%
77.31%
2 Years
64.59%
0%
64.59%
3 Years
127.87%
0%
127.87%
4 Years
19.76%
0%
19.76%
5 Years
0%
0%
0.0%

Sai Gon - Hanoi Commercial Joint Stock Bank for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
12.80%
EBIT Growth (5y)
31.48%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.07%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.16
EV to EBIT
19.76
EV to EBITDA
19.57
EV to Capital Employed
1.05
EV to Sales
4.47
PEG Ratio
0.31
Dividend Yield
3.98%
ROCE (Latest)
5.30%
ROE (Latest)
14.73%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshotstock-summary
Icon
No data for shareholding present.
Shareholding Compare (%holding) stock-summary
Icon
No data for shareholding present.
stock-summaryFinancial
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  {
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    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Mar'10 - QoQ",
    "rhs": [
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        "prefix": "Interest Earned ",
        "suffix": "QoQ Growth in quarter ended Mar 2010 is 29.9% vs 43.1% in Sep 2009",
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      {
        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2010 is 93.57% vs -60.65% in Sep 2009",
        "dir": 1
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        "Mar'10",
        "Sep'09",
        "Change(%)"
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          "val1": "689,146.40",
          "val2": "530,528.20",
          "chgp": "29.9%",
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        {
          "field": "Operating Profit (PBDIT)",
          "val1": "161,086.30",
          "val2": "83,247.10",
          "chgp": "93.50%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "% of Gross NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "val2": "62,435.30",
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    "header": "Annual Results Snapshot (Standalone) - Dec'08",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
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    "table": {
      "header": [
        "Dec'08",
        "Dec'07",
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Quarterly Results Snapshot (Standalone) - Mar'10 - QoQstock-summary

Mar'10
Sep'09
Change(%)
Interest Earned
689,146.40
530,528.20
29.9%
Operating Profit (PBDIT)
161,086.30
83,247.10
93.50%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
0.00
0.00
Net Profit
120,855.50
62,435.30
93.57%
USD in Million.
Direction Arrows
Interest Earned

QoQ Growth in quarter ended Mar 2010 is 29.9% vs 43.1% in Sep 2009

Direction Arrows
Net Profit

QoQ Growth in quarter ended Mar 2010 is 93.57% vs -60.65% in Sep 2009

Annual Results Snapshot (Standalone) - Dec'08stock-summary

Dec'08
Dec'07
Change(%)
Interest Earned
1,293,370.20
444,437.90
191.01%
Operating Profit (PBDIT)
287,250.90
188,752.90
52.18%
% of Net NPAs
0.00%
0.00%
% of Gross NPAs
0.00%
0.00%
Exceptional Items
0.00
0.00
Net Profit
194,769.70
126,889.10
53.50%
USD in Million.
Interest Earned

Not Applicable: The company has declared_date for only one period

Net Profit

Not Applicable: The company has declared_date for only one period

stock-summaryCompany CV
About Sai Gon - Hanoi Commercial Joint Stock Bank stock-summary
stock-summary
Sai Gon - Hanoi Commercial Joint Stock Bank
Major Banks
Saigon - Hanoi Commercial Joint Stock Bank is a Vietnam-based financial institution. The Bank is engaged in commercial banking business for individual and corporate clients. Its products for individual clients include personal loans, such as home mortgage loans, home improvement loans, mortgage swap, education loans for studying abroad, car loans and loan guarantees, as well as individual deposits, such as current accounts, savings accounts, time deposits, on-call deposits and deposit certificates. Its products for corporate clients comprise current accounts, business savings accounts, time deposits, trade financing, documentary discounting, corporate loans, payment guarantees and remittances.
Company Coordinates stock-summary
Company Details
77 Tran Hung Dao - Hoan Kiem , HANOI None : None
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Tel: 84 4 39423388
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Registrar Details