Results Snapshot
Figures in Million
Standalone Annual Results
Dec'06
Dec'03
Interest Earned
16,69,505.00
4,94,694.00
Income On Investments
1,35,239.00
1,879.00
Interest On Balances With Rbi Other Inter Bank Funds
1,44,549.00
36,475.00
Interest / Discount On Advances / Bills
13,67,965.00
4,55,483.00
Others
21,752.00
857.00
Other Income
5,51,725.00
1,23,158.00
Total Income
22,21,230.00
6,17,852.00
Interest Expended
9,89,139.00
3,29,070.00
Net Interest Income
6,80,366.00
1,65,624.00
Total Expenditure (Excl Depreciation)
5,77,860.00
1,52,168.00
Employee Cost
1,87,462.00
51,041.00
Other Operating Expenses
3,50,376.00
1,01,127.00
Operating Profit Before Provisions and Contingencies
6,79,988.00
1,13,218.00
Exceptional Items
-25,757.00
23,396.00
Provisions and contingencies
42,902.00
11,558.00
Profit Before Tax
6,11,329.00
1,25,056.00
Tax
1,41,200.00
34,872.00
Profit After Tax
4,70,129.00
90,184.00
Extraordinary Items
0.00
0.00
Prior Period Expenses
0.00
0.00
Other Adjustments
0.00
0.00
Net Profit
4,70,129.00
90,184.00
Face Value
0.0
0.0
Reserves
7,80,933.00
1,39,948.00
Earnings per share (EPS)
586.05
94.55
Diluted Earnings per share
586.05
94.55
Operating Profit Margin (Excl OI)
0.0%
0.0%
Gross Profit Margin
36.62%
25.28%
PAT Margin
28.16%
18.23%
Net Interest Margin
0.0%
0.0%
Return on Assets
0.0%
0.0%
CASA (%)
0.0%
0.0%
CASA Amount
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
Amount of Net NPAs
0.00
0.00
% of Net NPAs
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
Number of ATMs
0.0
0.0
Number of Branches
0.0
0.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Dec 2006 is 237.48%
Net Profit
YoY Growth in year ended Dec 2006 is 421.30%
Operating Profit (PBDIT)
YoY Growth in year ended Dec 2006 is 500.60%
% of Net NPAs
YoY Growth in year ended Dec 2006 is 0.00%
% of Gross NPAs
YoY Growth in year ended Dec 2006 is 0.00%
Compare Annual Results Of Saigon Thuong Tin Commercial Joint Stock Bank With
Figures in Million
Consolidate Annual Results
Change(VND)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Annual - Interest Earned
Interest Earned 166950.5 Million
in Dec 2006Figures in Million
YoY Growth in year ended Dec 2006 is 237.48%
Annual - Net Profit
Net Profit 47,012.90 Million
in Dec 2006Figures in Million
YoY Growth in year ended Dec 2006 is 421.30%
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 67,998.80 Million
in Dec 2006Figures in Million
YoY Growth in year ended Dec 2006 is 500.60%
Annual - % of Net NPAs
No % of Net NPAs in the last few periods
Annual - % of Gross NPAs
No % of Gross NPAs in the last few periods






