Results Snapshot
YoYQoQ
Figures in Million
Standalone Quarterly Results
Sep'07
Jun'07
Mar'07
Sep'06
Jun'06
Mar'06
Interest Earned
11,65,546.00
10,67,068.00
6,39,300.00
4,27,428.00
3,70,305.79
3,21,569.84
Income On Investments
0.00
0.00
0.00
0.00
0.00
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0.00
0.00
0.00
0.00
0.00
0.00
Interest / Discount On Advances / Bills
11,65,546.00
10,67,068.00
6,39,300.00
4,27,428.00
3,70,305.79
3,21,569.84
Others
0.00
0.00
0.00
0.00
0.00
0.00
Other Income
0.00
0.00
2,26,160.00
97,286.00
1,60,474.00
81,641.00
Total Income
11,65,546.00
10,67,068.00
8,65,460.00
5,24,714.00
5,30,779.79
4,03,210.84
Interest Expended
7,70,606.00
7,58,124.00
3,79,581.00
2,61,138.00
2,23,251.42
2,00,090.27
Net Interest Income
3,94,940.00
3,08,944.00
2,59,719.00
1,66,290.00
1,47,054.37
1,21,479.57
Total Expenditure (Excl Depreciation)
0.00
0.00
1,83,372.00
1,36,760.00
1,26,136.00
97,702.00
Employee Cost
0.00
0.00
0.00
0.00
0.00
0.00
Other Operating Expenses
0.00
0.00
1,83,372.00
1,36,760.00
1,26,136.00
97,702.00
Operating Profit Before Provisions and Contingencies
3,94,940.00
3,08,944.00
3,02,507.00
1,26,816.00
1,81,392.37
1,05,418.57
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
Profit Before Tax
3,94,940.00
3,08,944.00
3,02,507.00
1,26,816.00
1,81,392.37
1,05,418.57
Tax
38,151.00
40,083.00
34,844.00
35,508.00
50,789.92
29,517.76
Profit After Tax
3,56,789.00
2,68,861.00
2,67,663.00
91,308.00
1,30,602.45
75,900.81
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
3,56,789.00
2,68,861.00
2,67,663.00
91,308.00
1,30,602.45
75,900.81
Face Value
0.0
0.0
0.0
0.0
0.0
0.0
Reserves
24,62,678.00
10,20,548.00
9,67,597.00
9,13,070.00
7,89,247.47
6,10,184.88
Earnings per share (EPS)
356.9
282.28
317.2
95.73
136.93
79.58
Diluted Earnings per share
356.9
282.28
317.2
95.73
136.93
79.58
Operating Profit Margin (Excl OI)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Gross Profit Margin
33.88%
28.95%
47.32%
29.67%
48.98%
32.78%
PAT Margin
30.61%
25.2%
41.87%
21.36%
35.27%
23.6%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Amount of Gross NPAs
0.00
0.00
0.00
0.00
0.00
0.00
Amount of Net NPAs
0.00
0.00
0.00
0.00
0.00
0.00
% of Net NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
% of Gross NPAs
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
Quarterly Analysis Highlights - QoQ
Interest Earned
QoQ Growth in quarter ended Sep 2007 is 9.23% vs 66.91% in Jun 2007
Net Profit
QoQ Growth in quarter ended Sep 2007 is 32.70% vs 0.45% in Jun 2007
Operating Profit (PBDIT)
QoQ Growth in quarter ended Sep 2007 is 27.84% vs 2.13% in Jun 2007
% of Net NPAs
QoQ Growth in quarter ended Sep 2007 is 0.00% vs 0.00% in Jun 2007
% of Gross NPAs
QoQ Growth in quarter ended Sep 2007 is 0.00% vs 0.00% in Jun 2007
Compare Quarterly Results Of Saigon Thuong Tin Commercial Joint Stock Bank With
Figures in Million
Consolidate Quarterly Results
Change(VND)
Change(%)
Interest Earned
0
0
0.00
Income On Investments
0
0
0.00
Interest On Balances With Rbi Other Inter Bank Funds
0
0
0.00
Interest / Discount On Advances / Bills
0
0
0.00
Others
0
0
0.00
Other Income
0
0
0.00
Total Income
0
0
0.00
Interest Expended
0
0
0.00
Net Interest Income
0
0
0.00
Total Expenditure (Excl Depreciation)
0
0
0.00
Employee Cost
0
0
0.00
Other Operating Expenses
0
0
0.00
Operating Profit Before Provisions and Contingencies
0
0
0.00
Exceptional Items
0
0
0.00
Provisions and contingencies
0
0
0.00
Profit Before Tax
0
0
0.00
Tax
0
0
0.00
Profit After Tax
0
0
0.00
Extraordinary Items
0
0
0.00
Prior Period Expenses
0
0
0.00
Other Adjustments
0
0
0.00
Net Profit
0
0
0.00
Face Value
0
0
0.00
Reserves
0
0
0.00
Earnings per share (EPS)
0
0
0.00
Diluted Earnings per share
0
0
0.00
Operating Profit Margin (Excl OI)
0%
0%
0.00
0.00%
Gross Profit Margin
0%
0%
0.00
0.00%
PAT Margin
0%
0%
0.00
0.00%
Net Interest Margin
0%
0%
0.00
0.00%
Return on Assets
0%
0%
0.00
0.00%
CASA (%)
0%
0%
0.00
0.00%
CASA Amount
0
0
0.00
Capital Adequacy Ratio (Total)
0%
0%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0%
0%
0.00
0.00%
Provision Coverage Ratio (%)
0%
0%
0.00
0.00%
Amount of Gross NPAs
0
0
0.00
Amount of Net NPAs
0
0
0.00
% of Net NPAs
0%
0%
0.00
0.00%
% of Gross NPAs
0%
0%
0.00
0.00%
Public Share Holdings (%)
0%
0%
0.00
0.00%
Pledged Promotor Holding (%)
0%
0%
0.00
0.00%
Pledged Capital (%)
0%
0%
0.00
0.00%
Number of ATMs
0
0
0.00
Number of Branches
0
0
0.00
Quarterly - Interest Earned
Interest Earned 116554.6 Million
in Sep 2007Figures in Million
QoQ Growth in quarter ended Sep 2007 is 9.23% vs 66.91% in Jun 2007
YoY Growth in quarter ended Sep 2007 is 172.69%
Quarterly - Net Profit
Net Profit 35,678.90 Million
in Sep 2007Figures in Million
QoQ Growth in quarter ended Sep 2007 is 32.70% vs 0.45% in Jun 2007
YoY Growth in quarter ended Sep 2007 is 290.75%
Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 39,494.00 Million
in Sep 2007Figures in Million
QoQ Growth in quarter ended Sep 2007 is 27.84% vs 2.13% in Jun 2007
YoY Growth in quarter ended Sep 2007 is 211.43%
Quarterly - % of Net NPAs
No % of Net NPAs in the last few periods
Quarterly - % of Gross NPAs
No % of Gross NPAs in the last few periods






