Sai Gon Thuong Tin Commercial Joint Stock Bank (Sacombank) is a Vietnam-based financial institution. The Bank is engaged in the provision of commercial banking services to individual and corporate clients. Under personal banking business, it provides cards, loans, deposits and money transfer services. Under corporate banking business, the Bank is engaged in credit activities, deposit taking, international settlement and cash management. Via its subsidiaries, the Bank also partakes in debt and asset management, fund management, foreign exchange and gold trading, financial leasing and the offering of securities brokerage services.