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Utkarsh Small F.

  • Market Cap: Small Cap
  • Industry: Other Bank
  • ISIN: INE735W01017
  • NSEID: UTKARSHBNK
  • BSEID: 543942
INR
15.79
-0.23 (-1.44%)
BSENSE

Dec 05

BSE+NSE Vol: 69.42 lacs

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
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  • Financials
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stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'18
Interest Earned
3,764.93
3,178.41
2,504.98
1,848.81
1,580.99
519.03
Income On Investments
278.01
209.33
150.54
154.93
148.69
0.00
Interest On Balances With Rbi Other Inter Bank Funds
149.94
89.00
76.29
47.72
46.52
0.00
Interest / Discount On Advances / Bills
3,336.96
2,880.06
2,278.12
1,646.13
1,385.74
519.03
Others
0.01
0.02
0.03
0.04
0.03
0.00
Other Income
599.83
400.34
299.31
184.83
124.85
42.84
Total Income
4,364.76
3,578.76
2,804.29
2,033.65
1,705.84
561.86
Interest Expended
1,742.06
1,292.61
975.95
787.96
741.74
250.73
Net Interest Income
2,022.87
1,885.80
1,529.03
1,060.85
839.25
268.30
Total Expenditure (Excl Depreciation)
1,615.77
1,288.88
990.01
733.75
545.06
235.55
Employee Cost
845.60
736.95
570.06
429.83
326.20
0.00
Other Operating Expenses
770.17
551.93
419.95
303.92
218.86
235.55
Operating Profit Before Provisions and Contingencies
1,006.93
997.27
838.32
511.93
419.04
75.58
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
979.28
337.88
302.51
432.22
267.60
138.60
Profit Before Tax
27.65
659.39
535.81
79.71
151.44
-63.02
Tax
3.95
161.76
131.31
18.25
39.62
0.00
Profit After Tax
23.70
497.63
404.50
61.46
111.82
-63.02
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
23.70
497.63
404.50
61.46
111.82
-63.02
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
1,872.89
1,873.73
1,104.42
676.78
520.02
0.00
Earnings per share (EPS)
0.18
3.84
4.52
0.69
1.32
-1.34
Diluted Earnings per share
0.19
4.03
4.51
0.7
1.46
-1.73
Operating Profit Margin (Excl OI)
31.07%
48.82%
48.4%
36.93%
48.6%
27.91%
Gross Profit Margin
0.73%
20.75%
21.39%
4.31%
9.58%
-12.14%
PAT Margin
0.63%
15.66%
16.15%
3.32%
7.07%
-12.14%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.09%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
21.8%
21.0%
21.0%
0.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
21.59%
21.88%
17.4%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
51.2%
98.9%
88.3%
0.0%
0.0%
0.0%
Amount of Gross NPAs
1,854.38
417.58
431.50
648.16
315.29
0.00
Amount of Net NPAs
905.27
4.49
50.51
235.80
108.82
0.00
% of Net NPAs
4.84%
0.03%
0.39%
2.31%
1.33%
0.0%
% of Gross NPAs
9.43%
2.51%
3.23%
6.1%
3.75%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
369.0
320.0
0.0
0.0
0.0
0.0
Number of Branches
1092.0
888.0
830.0
0.0
0.0
0.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2025 is 18.45% vs 26.88% in Mar 2024

stock-summary

Net Profit

YoY Growth in year ended Mar 2025 is -95.24% vs 23.02% in Mar 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2025 is 0.97% vs 18.96% in Mar 2024

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2025 is 4.81% vs -0.36% in Mar 2024

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2025 is 6.92% vs -0.72% in Mar 2024

Compare Annual Results Of Utkarsh Small F. With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
3,764.93
4,709.79
-944.86
-20.06%
Income On Investments
278.01
377.26
-99.25
-26.31%
Interest On Balances With Rbi Other Inter Bank Funds
149.94
62.55
87.39
139.71%
Interest / Discount On Advances / Bills
3,336.96
4,268.41
-931.45
-21.82%
Others
0.01
1.58
-1.57
-99.37%
Other Income
599.83
775.86
-176.03
-22.69%
Total Income
4,364.76
5,485.65
-1,120.89
-20.43%
Interest Expended
1,742.06
2,316.66
-574.60
-24.8%
Net Interest Income
2,022.87
2,393.13
-370.26
-15.47%
Total Expenditure (Excl Depreciation)
1,615.77
1,942.63
-326.86
-16.83%
Employee Cost
845.60
1,210.42
-364.82
-30.14%
Other Operating Expenses
770.17
732.21
37.96
5.18%
Operating Profit Before Provisions and Contingencies
1,006.93
1,226.37
-219.44
-17.89%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
979.28
752.69
226.59
30.1%
Profit Before Tax
27.65
473.68
-446.03
-94.16%
Tax
3.95
-27.74
31.69
114.24%
Profit After Tax
23.70
501.42
-477.72
-95.27%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
23.70
501.42
-477.72
-95.27%
Face Value
10.00
10.00
0.00
Reserves
1,872.89
3,986.55
-2,113.66
-53.02%
Earnings per share (EPS)
0.18
47.73
-47.55
-99.62%
Diluted Earnings per share
0.19
47.67
-47.48
-99.6%
Operating Profit Margin (Excl OI)
31.07%
42.77%
0.00
-11.70%
Gross Profit Margin
0.73%
10.06%
0.00
-9.33%
PAT Margin
0.63%
10.65%
0.00
-10.02%
Net Interest Margin
0.00%
7.60%
-7.60
-7.60%
Return on Assets
0.09%
0.00%
0.09
0.09%
CASA (%)
21.80%
18.00%
3.80
3.80%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.00%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
51.20%
66.09%
-14.89
-14.89%
Amount of Gross NPAs
1,854.38
749.60
1,104.78
147.38%
Amount of Net NPAs
905.27
254.19
651.08
256.14%
% of Net NPAs
4.84%
0.94%
3.90
3.90%
% of Gross NPAs
9.43%
2.71%
6.72
6.72%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
369.00
61.00
308.00
504.92%
Number of Branches
1,092.00
802.00
290.00
36.16%
Annual - Interest Earned
Interest Earned 3764.93 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 18.45% vs 26.88% in Mar 2024

Annual - Net Profit
Net Profit 23.70 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is -95.24% vs 23.02% in Mar 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 1,006.93 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 0.97% vs 18.96% in Mar 2024

Annual - % of Net NPAs
% of Net NPAs 4.84%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is 4.81% vs -0.36% in Mar 2024

Annual - % of Gross NPAs
% of Gross NPAs 9.43%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is 6.92% vs -0.72% in Mar 2024

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