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Utkarsh Small F.

  • Market Cap: Small Cap
  • Industry: Other Bank
  • ISIN: INE735W01017
  • NSEID: UTKARSHBNK
  • BSEID: 543942
INR
15.91
-0.11 (-0.69%)
BSENSE

Dec 05

BSE+NSE Vol: 40.34 lacs

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
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  • Financials
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stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'18
Interest Earned
1,720.88
1,952.87
1,476.81
1,173.05
872.16
409.66
Income On Investments
167.99
129.12
98.44
68.68
83.31
0.00
Interest On Balances With Rbi Other Inter Bank Funds
82.47
77.28
51.10
32.10
25.43
0.00
Interest / Discount On Advances / Bills
1,470.41
1,746.46
1,327.27
1,072.25
763.41
409.66
Others
0.01
0.01
0.01
0.02
0.02
0.00
Other Income
235.09
207.23
197.07
158.99
81.62
37.29
Total Income
1,955.97
2,160.10
1,673.88
1,332.04
953.78
446.95
Interest Expended
968.59
821.54
613.26
447.13
392.73
179.67
Net Interest Income
752.29
1,131.33
863.55
725.92
479.43
229.99
Total Expenditure (Excl Depreciation)
899.06
750.87
601.72
464.55
328.86
148.97
Employee Cost
464.44
415.97
346.86
265.40
191.00
0.00
Other Operating Expenses
434.62
334.90
254.86
199.15
137.86
148.97
Operating Profit Before Provisions and Contingencies
88.32
587.69
458.90
420.35
232.18
118.31
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
872.16
333.38
159.91
181.11
182.06
58.78
Profit Before Tax
-783.84
254.31
298.99
239.25
50.12
59.53
Tax
-195.90
65.53
77.08
62.04
12.46
0.00
Profit After Tax
-587.95
188.79
221.91
177.20
37.67
59.53
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
-587.95
188.79
221.91
177.20
37.67
59.53
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
-4.53
1.46
1.72
1.98
0.42
0.81
Diluted Earnings per share
-4.53
1.44
1.9
1.97
0.44
0.81
Operating Profit Margin (Excl OI)
-2.93%
44.48%
48.43%
44.96%
41.42%
49.29%
Gross Profit Margin
-45.55%
13.02%
20.25%
20.4%
5.75%
14.53%
PAT Margin
-34.17%
9.67%
15.03%
15.11%
4.32%
14.53%
Net Interest Margin
0.0%
9.1%
0.0%
0.0%
0.0%
0.0%
Return on Assets
-2.14%
0.76%
1.15%
0.0%
0.0%
0.0%
CASA (%)
0.0%
20.0%
20.0%
22.0%
0.0%
0.0%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.0%
0.0%
0.0%
0.0%
28.06%
27.53%
Capital Adequacy Ratio (Tier 1)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Provision Coverage Ratio (%)
0.0%
77.7%
94.6%
78.2%
0.0%
0.0%
Amount of Gross NPAs
2,276.08
718.74
403.53
543.85
700.79
0.00
Amount of Net NPAs
847.91
159.97
21.64
118.56
286.10
0.00
% of Net NPAs
5.02%
0.89%
0.16%
1.04%
3.55%
0.0%
% of Gross NPAs
12.42%
3.88%
2.81%
4.61%
8.27%
0.0%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
344.0
313.0
0.0
0.0
0.0
Number of Branches
0.0
967.0
871.0
738.0
0.0
0.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is -11.88% vs 32.24% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is -411.43% vs -14.92% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is -84.97% vs 28.06% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is 4.13% vs 0.73% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is 8.54% vs 1.07% in Sep 2024

Compare Half Yearly Results Of Utkarsh Small F. With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
1,720.88
2,556.84
-835.96
-32.7%
Income On Investments
167.99
228.00
-60.01
-26.32%
Interest On Balances With Rbi Other Inter Bank Funds
82.47
31.45
51.02
162.23%
Interest / Discount On Advances / Bills
1,470.41
2,295.82
-825.41
-35.95%
Others
0.01
1.57
-1.56
-99.36%
Other Income
235.09
511.56
-276.47
-54.04%
Total Income
1,955.97
3,068.40
-1,112.43
-36.25%
Interest Expended
968.59
1,341.38
-372.79
-27.79%
Net Interest Income
752.29
1,215.46
-463.17
-38.11%
Total Expenditure (Excl Depreciation)
899.06
1,149.92
-250.86
-21.82%
Employee Cost
464.44
706.54
-242.10
-34.27%
Other Operating Expenses
434.62
443.38
-8.76
-1.98%
Operating Profit Before Provisions and Contingencies
88.32
577.10
-488.78
-84.7%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
872.16
400.18
471.98
117.94%
Profit Before Tax
-783.84
176.92
-960.76
-543.05%
Tax
-195.90
0.00
-195.90
Profit After Tax
-587.95
176.92
-764.87
-432.33%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
-587.95
176.92
-764.87
-432.33%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
-4.53
16.81
-21.34
-126.95%
Diluted Earnings per share
-4.53
16.73
-21.26
-127.08%
Operating Profit Margin (Excl OI)
-2.93%
39.37%
0.00
-42.30%
Gross Profit Margin
-45.55%
6.92%
0.00
-52.47%
PAT Margin
-34.17%
6.92%
0.00
-41.09%
Net Interest Margin
0.00%
6.60%
-6.60
-6.60%
Return on Assets
-2.14%
0.00%
-2.14
-2.14%
CASA (%)
0.00%
18.30%
-18.30
-18.30%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
0.00%
0.00%
0.00
0.00%
Capital Adequacy Ratio (Tier 1)
0.00%
0.00%
0.00
0.00%
Provision Coverage Ratio (%)
0.00%
67.93%
-67.93
-67.93%
Amount of Gross NPAs
2,276.08
871.00
1,405.08
161.32%
Amount of Net NPAs
847.91
279.00
568.91
203.91%
% of Net NPAs
5.02%
0.94%
4.08
4.08%
% of Gross NPAs
12.42%
2.87%
9.55
9.55%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
61.00
-61.00
-100.0%
Number of Branches
0.00
0.00
0.00
Half Yearly - Interest Earned
Interest Earned 1720.88 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -11.88% vs 32.24% in Sep 2024

Half Yearly - Net Profit
Net Profit -587.95 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -411.43% vs -14.92% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 88.32 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -84.97% vs 28.06% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 5.02%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is 4.13% vs 0.73% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 12.42%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is 8.54% vs 1.07% in Sep 2024

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