GIC Housing Fin

  • Market Cap: Micro Cap
  • Industry: Housing Finance Company
  • ISIN: INE289B01019
  • NSEID: GICHSGFIN
  • BSEID: 511676
INR
165.75
-0.45 (-0.27%)
BSENSE

Dec 05

BSE+NSE Vol: 20.44 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Consolidate Quarterly Results
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Mar'24
Net Sales
271.54
265.36
271.67
269.26
264.04
273.94
260.03
Other Operating Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Operating income
271.54
265.36
271.67
269.26
264.04
273.94
260.03
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
22.30
19.51
21.96
18.33
18.03
15.94
15.76
Power Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
0.23
0.19
0.10
0.11
0.07
0.03
-0.01
Selling and Distribution Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Expenses
12.55
90.39
7.69
12.98
19.29
36.68
-5.58
Total Expenditure (Excl Depreciation)
35.08
110.09
29.75
31.42
37.39
52.65
10.17
Operating Profit (PBDIT) excl Other Income
236.46
155.27
241.92
237.84
226.65
221.29
249.86
Other Income
0.19
0.08
4.16
0.96
1.66
3.25
5.51
Operating Profit (PBDIT)
236.65
155.35
246.08
238.80
228.31
224.54
255.37
Interest
172.58
173.12
173.56
178.55
176.87
173.98
172.33
Exceptional Items
0.00
0.00
-13.06
0.00
0.00
0.00
0.00
Gross Profit (PBDT)
64.07
-17.77
59.46
60.25
51.44
50.56
83.04
Depreciation
2.81
2.54
3.84
3.78
3.74
3.65
3.83
Profit Before Tax
61.26
-20.31
55.62
56.47
47.70
46.91
79.21
Tax
11.23
-27.73
20.42
6.76
11.18
7.92
25.54
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Profit After Tax
50.03
7.42
35.20
49.71
36.52
38.99
53.67
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
50.03
7.42
35.20
49.71
36.52
38.99
53.67
Share in Profit of Associates
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
50.03
7.42
35.20
49.71
36.52
38.99
53.67
Equity Capital
53.85
53.85
53.85
53.85
53.85
53.85
53.85
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
9.29
1.38
6.54
9.23
6.78
7.24
9.97
Diluted Earnings per share
9.29
1.38
6.54
9.23
6.78
7.24
9.97
Operating Profit Margin (Excl OI)
88.79%
58.95%
90.16%
89.24%
86.86%
85.4%
97.0%
Gross Profit Margin
24.06%
-6.75%
22.16%
22.61%
19.71%
19.51%
32.24%
PAT Margin
18.79%
2.82%
13.12%
18.65%
14.0%
15.05%
20.84%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Quarterly Analysis Highlights - YoY
stock-summary

Net Sales

YoY Growth in quarter ended Sep 2025 is 2.84% vs -1.33% in Sep 2024

stock-summary

Consolidate Net Profit

YoY Growth in quarter ended Sep 2025 is 36.99% vs 20.97% in Sep 2024

stock-summary

Operating Profit (PBDIT) excl Other Income

YoY Growth in quarter ended Sep 2025 is 4.33% vs 2.57% in Sep 2024

stock-summary

Interest

YoY Growth in quarter ended Sep 2025 is -2.43% vs -1.37% in Sep 2024

stock-summary

Operating Profit Margin (Excl OI)

YoY Growth in quarter ended Sep 2025 has improved from Sep 2024

Compare Quarterly Results Of GIC Housing Fin With
Markets Mojo
Figures in Cr
Consolidate Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Net Sales
271.54
441.29
-169.75
-38.47%
Other Operating Income
0.00
0.00
0.00
Total Operating income
271.54
441.29
-169.75
-38.47%
Raw Material Cost
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
Employee Cost
22.30
34.31
-12.01
-35.00%
Power Cost
0.00
0.00
0.00
Manufacturing Expenses
0.23
0.00
0.23
Selling and Distribution Expenses
0.00
0.00
0.00
Other Expenses
12.55
16.64
-4.09
-24.58%
Total Expenditure (Excl Depreciation)
35.08
50.95
-15.87
-31.15%
Operating Profit (PBDIT) excl Other Income
236.46
390.34
-153.88
-39.42%
Other Income
0.19
0.61
-0.42
-68.85%
Operating Profit (PBDIT)
236.65
390.95
-154.30
-39.47%
Interest
172.58
244.40
-71.82
-29.39%
Exceptional Items
0.00
0.00
0.00
Gross Profit (PBDT)
64.07
146.55
-82.48
-56.28%
Depreciation
2.81
7.90
-5.09
-64.43%
Profit Before Tax
61.26
138.65
-77.39
-55.82%
Tax
11.23
35.50
-24.27
-68.37%
Provisions and contingencies
0.00
0.00
0.00
Profit After Tax
50.03
103.15
-53.12
-51.50%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
50.03
103.15
-53.12
-51.50%
Share in Profit of Associates
0.00
6.51
-6.51
-100.00%
Minority Interest
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
Consolidated Net Profit
50.03
109.66
-59.63
-54.38%
Equity Capital
53.85
62.56
-8.71
-13.92%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
9.29
17.53
-8.24
-47.01%
Diluted Earnings per share
9.29
17.53
-8.24
-47.01%
Operating Profit Margin (Excl OI)
88.79%
88.69%
0.00
0.10%
Gross Profit Margin
24.06%
33.30%
0.00
-9.24%
PAT Margin
18.79%
23.44%
0.00
-4.65%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Quarterly - Net Sales
Net Sales 271.54 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 2.33% vs -2.32% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 2.84% vs -1.33% in Sep 2024

Quarterly - Consolidate Net Profit
Consolidate Net Profit 50.03 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 574.26% vs -78.92% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 36.99% vs 20.97% in Sep 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 236.46 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 52.29% vs -35.82% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 4.33% vs 2.57% in Sep 2024

Quarterly - Interest
Interest 172.58 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is -0.31% vs -0.25% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -2.43% vs -1.37% in Sep 2024

Quarterly - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 88.79%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 has improved from Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 has improved from Sep 2024