Revenue and Profitability Trends
Over the four-year period ending March 2025, GIC Housing Fin’s net sales exhibited a gradual decline from ₹1,149.78 crores in March 2022 to ₹1,078.91 crores in March 2025. The total operating income mirrored this trend, reflecting a slight contraction but maintaining a robust scale above ₹1,000 crores annually. Notably, the company reported no other operating income during this period, indicating reliance on core business activities for revenue generation.
Operating expenses, excluding depreciation, decreased significantly from ₹216.40 crores in March 2022 to ₹151.21 crores in March 2025. This reduction was driven by a marked decline in other expenses, which fell from ₹167.62 crores to ₹76.64 crores, while employee costs rose steadily f...
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