Hua Xia Bank Co., Ltd. Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Million

Standalone Quarterly Results

Sep'10

Jun'10

Mar'10

Dec'09

Sep'09

Jun'09

Mar'09

Interest Earned

11,529.23

10,474.66

9,646.14

7,590.20

8,557.35

8,042.79

8,316.12

Income On Investments

0.00

Interest On Balances With Rbi Other Inter Bank Funds

0.00

Interest / Discount On Advances / Bills

0.00

220.83

0.00

Others

11,529.23

10,474.66

9,646.14

7,369.37

8,557.35

8,042.79

8,316.12

Other Income

497.69

567.56

623.59

360.61

409.49

499.11

471.35

Total Income

12,026.92

11,042.21

10,269.73

7,950.82

8,966.83

8,541.90

8,787.48

Interest Expended

5,753.97

4,927.83

4,575.33

2,989.38

4,339.55

4,384.81

4,985.54

Net Interest Income

5,775.26

5,546.83

5,070.81

4,600.82

4,217.80

3,657.98

3,330.59

Total Expenditure (Excl Depreciation)

3,046.98

2,870.51

3,094.72

2,773.59

2,316.32

2,131.77

2,121.47

Employee Cost

0.00

Other Operating Expenses

3,046.98

2,870.51

3,094.72

2,773.59

2,316.32

2,131.77

2,121.47

Operating Profit Before Provisions and Contingencies

3,225.97

3,243.87

2,599.68

2,187.85

2,310.96

2,025.33

1,680.47

Exceptional Items

0.00

Provisions and contingencies

1,216.58

972.77

858.78

798.03

1,021.27

750.26

807.47

Profit Before Tax

2,009.39

2,271.10

1,740.90

1,389.82

1,289.69

1,275.07

873.01

Tax

489.67

570.19

434.27

272.11

312.76

311.60

170.88

Profit After Tax

1,519.72

1,700.91

1,306.63

1,117.71

976.92

963.47

702.13

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,519.72

1,700.91

1,306.63

1,117.71

976.92

963.47

702.13

Face Value

0.0

Reserves

29,185.51

27,672.35

26,597.17

25,243.66

24,128.71

23,167.35

22,984.01

Earnings per share (EPS)

0.16

0.18

0.14

0.12

0.1

0.08

Diluted Earnings per share

0.16

0.18

0.14

0.12

0.1

0.08

Operating Profit Margin (Excl OI)

0.0%

Gross Profit Margin

17.43%

21.68%

18.05%

18.31%

15.07%

15.85%

10.5%

PAT Margin

13.18%

16.24%

13.55%

14.73%

11.42%

11.98%

8.44%

Net Interest Margin

0.0%

Return on Assets

0.0%

CASA (%)

0.0%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

0.0%

10.57%

0.0%

10.2%

0.0%

10.36%

0.0%

Capital Adequacy Ratio (Tier 1)

0.0%

6.49%

0.0%

6.84%

0.0%

6.84%

0.0%

Provision Coverage Ratio (%)

0.0%

Amount of Gross NPAs

0.00

6,282.95

0.00

6,457.27

0.00

6,613.35

0.00

Amount of Net NPAs

0.00

6,282.95

0.00

6,457.27

0.00

6,613.35

0.00

% of Net NPAs

0.0%

1.32%

0.0%

1.54%

0.0%

1.59%

0.0%

% of Gross NPAs

0.0%

1.32%

0.0%

1.54%

0.0%

1.59%

0.0%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

0.0

Number of Branches

0.0

Quarterly Analysis Highlights - QoQ

Interest Earned

QoQ Growth in quarter ended Sep 2010 is 10.07% vs 8.59% in Jun 2010

Net Profit

QoQ Growth in quarter ended Sep 2010 is -10.65% vs 30.18% in Jun 2010

Operating Profit (PBDIT)

QoQ Growth in quarter ended Sep 2010 is -0.55% vs 24.78% in Jun 2010

% of Net NPAs

QoQ Growth in quarter ended Sep 2010 is -1.32% vs 1.32% in Jun 2010

% of Gross NPAs

QoQ Growth in quarter ended Sep 2010 is -1.32% vs 1.32% in Jun 2010

Compare Quarterly Results Of Hua Xia Bank Co., Ltd. With

Select Peers

Figures in Million

Consolidate Quarterly Results

Change(CNY)

Change(%)

Interest Earned

11,530.21

Income On Investments

0.00

Interest On Balances With Rbi Other Inter Bank Funds

0.00

Interest / Discount On Advances / Bills

0.00

Others

11,529.23

Other Income

485.94

Total Income

485.94

Interest Expended

5,753.97

Net Interest Income

5,776.24

Total Expenditure (Excl Depreciation)

4,250.41

Employee Cost

0.00

Other Operating Expenses

4,250.41

Operating Profit Before Provisions and Contingencies

0.00

Exceptional Items

0.00

Provisions and contingencies

0.00

Profit Before Tax

2,009.39

Tax

489.67

Profit After Tax

1,519.72

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

1,519.72

Face Value

1.00

0.00

Reserves

34,176.04

Earnings per share (EPS)

0.16

Diluted Earnings per share

0.16

Operating Profit Margin (Excl OI)

0.00%

0.00

0.00%

Gross Profit Margin

17.43%

0.00

17.43%

PAT Margin

12.65%

0.00

12.65%

Net Interest Margin

0.00%

0.00

0.00%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

0.00%

0.00

0.00%

CASA Amount

0.00

Capital Adequacy Ratio (Total)

0.00%

0.00

0.00%

Capital Adequacy Ratio (Tier 1)

0.00%

0.00

0.00%

Provision Coverage Ratio (%)

0.00

0.00%

Amount of Gross NPAs

0.00

Amount of Net NPAs

0.00

% of Net NPAs

0.00%

0.00

0.00%

% of Gross NPAs

0.00%

0.00

0.00%

Public Share Holdings (%)

0.00

0.00%

Pledged Promotor Holding (%)

0.00

0.00%

Pledged Capital (%)

0.00

0.00%

Number of ATMs

0.00

Number of Branches

0.00

Quarterly - Interest Earned

Interest Earned 1152.92 Million

in Sep 2010

Figures in Million

QoQ Growth in quarter ended Sep 2010 is 10.07% vs 8.59% in Jun 2010

YoY Growth in quarter ended Sep 2010 is 34.73% vs -6.32% in Sep 2009

Quarterly - Net Profit

Net Profit 151.97 Million

in Sep 2010

Figures in Million

QoQ Growth in quarter ended Sep 2010 is -10.65% vs 30.18% in Jun 2010

YoY Growth in quarter ended Sep 2010 is 55.56% vs -17.10% in Sep 2009

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 322.60 Million

in Sep 2010

Figures in Million

QoQ Growth in quarter ended Sep 2010 is -0.55% vs 24.78% in Jun 2010

YoY Growth in quarter ended Sep 2010 is 39.59% vs 0.71% in Sep 2009

Quarterly - % of Net NPAs

No % of Net NPAs in the last few periods

Quarterly - % of Gross NPAs

No % of Gross NPAs in the last few periods