Poonawalla Fincorp Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Consolidate Quarterly Results

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Jun'24

Net Sales

1,818.42

1,542.30

1,313.97

1,166.27

1,057.03

988.87

977.59

Other Operating Income

0.00

Total Operating income

1,818.42

1,542.30

1,313.97

1,166.27

1,057.03

988.87

977.59

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

284.94

256.36

213.16

173.44

148.45

212.10

102.23

Power Cost

0.00

Manufacturing Expenses

32.05

30.00

0.00

93.10

8.31

4.75

1.97

Selling and Distribution Expenses

0.00

Other Expenses

538.47

497.24

449.28

348.65

474.94

1,042.71

167.40

Total Expenditure (Excl Depreciation)

855.46

783.60

662.44

615.19

631.70

1,259.56

271.60

Operating Profit (PBDIT) excl Other Income

962.96

758.70

651.53

551.08

425.33

-270.69

705.99

Other Income

0.06

0.47

0.04

7.04

0.14

7.63

18.27

Operating Profit (PBDIT)

963.02

759.17

651.57

558.12

425.47

-263.06

724.26

Interest

738.71

637.81

546.09

458.38

385.02

351.59

320.10

Exceptional Items

0.00

Gross Profit (PBDT)

224.31

121.36

105.48

99.74

40.45

-614.65

404.16

Depreciation

24.10

22.47

22.04

19.52

15.27

15.80

14.51

Profit Before Tax

200.21

98.89

83.44

80.22

25.18

-630.45

389.65

Tax

49.99

24.69

20.84

17.89

6.45

-159.41

98.01

Provisions and contingencies

0.00

Profit After Tax

150.22

74.20

62.60

62.33

18.73

-471.04

291.64

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

150.22

74.20

62.60

62.33

18.73

-471.04

291.64

Share in Profit of Associates

0.00

Minority Interest

0.00

Other related items

0.00

Consolidated Net Profit

150.22

74.20

62.60

62.33

18.73

-471.04

291.64

Equity Capital

161.56

161.49

154.76

154.58

154.53

153.98

Face Value

2.0

Reserves

0.00

Earnings per share (EPS)

1.86

0.92

0.81

0.24

-6.1

3.79

Diluted Earnings per share

1.85

0.95

0.81

0.24

-6.1

3.77

Operating Profit Margin (Excl OI)

52.96%

49.19%

49.58%

47.25%

40.24%

-27.37%

72.22%

Gross Profit Margin

12.34%

7.87%

8.03%

8.55%

3.83%

-62.16%

41.34%

PAT Margin

8.26%

4.81%

4.76%

5.34%

1.77%

-47.63%

29.83%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Quarterly Analysis Highlights - QoQ

Net Sales

QoQ Growth in quarter ended Dec 2025 is 17.90% vs 17.38% in Sep 2025

Consolidate Net Profit

QoQ Growth in quarter ended Dec 2025 is 102.45% vs 18.53% in Sep 2025

Operating Profit (PBDIT) excl Other Income

QoQ Growth in quarter ended Dec 2025 is 26.92% vs 16.45% in Sep 2025

Interest

QoQ Growth in quarter ended Dec 2025 is 15.82% vs 16.80% in Sep 2025

Operating Profit Margin (Excl OI)

QoQ Growth in quarter ended Dec 2025 has improved from Sep 2025

Compare Quarterly Results Of Poonawalla Fin With

Select Peers

Figures in Cr

Consolidate Quarterly Results

Change(INR)

Change(%)

Net Sales

1,818.42

604.91

1,213.51

200.61%

Other Operating Income

0.00

Total Operating income

1,818.42

604.91

1,213.51

200.61%

Raw Material Cost

0.00

Purchase of Finished goods

0.00

(Increase) / Decrease In Stocks

0.00

Employee Cost

284.94

19.18

265.76

1,385.61%

Power Cost

0.00

Manufacturing Expenses

32.05

0.66

31.39

4,756.06%

Selling and Distribution Expenses

0.00

Other Expenses

538.47

2.56

535.91

20,933.98%

Total Expenditure (Excl Depreciation)

855.46

22.40

833.06

3,719.02%

Operating Profit (PBDIT) excl Other Income

962.96

582.51

380.45

65.31%

Other Income

0.06

3.94

-3.88

-98.48%

Operating Profit (PBDIT)

963.02

586.45

376.57

64.21%

Interest

738.71

42.49

696.22

1,638.55%

Exceptional Items

0.00

Gross Profit (PBDT)

224.31

543.96

-319.65

-58.76%

Depreciation

24.10

4.74

19.36

408.44%

Profit Before Tax

200.21

539.22

-339.01

-62.87%

Tax

49.99

-228.11

278.10

121.91%

Provisions and contingencies

0.00

Profit After Tax

150.22

767.33

-617.11

-80.42%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

150.22

767.33

-617.11

-80.42%

Share in Profit of Associates

0.00

Minority Interest

0.00

0.46

-0.46

-100.00%

Other related items

0.00

Consolidated Net Profit

150.22

766.87

-616.65

-80.41%

Equity Capital

161.56

16.98

144.58

851.47%

Face Value

2.00

1.00

0.00

Reserves

0.00

Earnings per share (EPS)

1.86

45.16

-43.30

-95.88%

Diluted Earnings per share

1.85

45.18

-43.33

-95.91%

Operating Profit Margin (Excl OI)

52.96%

96.30%

0.00

-43.34%

Gross Profit Margin

12.34%

89.92%

0.00

-77.58%

PAT Margin

8.26%

126.85%

0.00

-118.59%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Quarterly - Net Sales

Net Sales 1,818.42 Cr

in Dec 2025

Figures in Cr

QoQ Growth in quarter ended Dec 2025 is 17.90% vs 17.38% in Sep 2025

YoY Growth in quarter ended Dec 2025 is 72.03% vs 38.61% in Dec 2024

Quarterly - Consolidate Net Profit

Consolidate Net Profit 150.22 Cr

in Dec 2025

Figures in Cr

QoQ Growth in quarter ended Dec 2025 is 102.45% vs 18.53% in Sep 2025

YoY Growth in quarter ended Dec 2025 is 702.03% vs -92.94% in Dec 2024

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 962.96 Cr

in Dec 2025

Figures in Cr

QoQ Growth in quarter ended Dec 2025 is 26.92% vs 16.45% in Sep 2025

YoY Growth in quarter ended Dec 2025 is 126.40% vs -27.23% in Dec 2024

Quarterly - Interest

Interest 738.71 Cr

in Dec 2025

Figures in Cr

QoQ Growth in quarter ended Dec 2025 is 15.82% vs 16.80% in Sep 2025

YoY Growth in quarter ended Dec 2025 is 91.86% vs 72.11% in Dec 2024

Quarterly - Operating Profit Margin (Excl OI)

Operating Profit Margin (Excl OI) 52.96%

in Dec 2025

Figures in %

QoQ Growth in quarter ended Dec 2025 has improved from Sep 2025

YoY Growth in quarter ended Dec 2025 has improved from Dec 2024