ScoreWhy is Poonawalla Fincorp Ltd ?
1
Strong Long Term Fundamental Strength with a 58.75% CAGR growth in Operating Profits
2
Healthy long term growth as Operating profit has grown by an annual rate of 58.75%
3
With a growth in Net Profit of 69.61%, the company declared Outstanding results in Mar 26
- The company has declared positive results for the last 3 consecutive quarters
- PAT(9M) At Rs 479.21 cr has Grown at 222.88%
- NET SALES(9M) At Rs 5,476.21 cr has Grown at 70.48%
- PBT LESS OI(Q) At Rs 336.17 cr has Grown at 195.4% (vs previous 4Q average)
4
With ROE of 5.2, it has a Very Expensive valuation with a 3.4 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0.49%, its profits have risen by 651% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Poonawalla Fin should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Poonawalla Fin for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Poonawalla Fin
0.48%
0.01
36.81%
Sensex
-6.4%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
65
Industry P/E
20
Price to Book Value
3.39
EV to EBIT
23.89
EV to EBITDA
23.27
EV to Capital Employed
1.42
EV to Sales
12.26
PEG Ratio
0.11
Dividend Yield
NA
ROCE (Latest)
5.96%
ROE (Latest)
5.24%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend37What is working for the Company
PAT(9M)
At Rs 479.21 cr has Grown at 222.88%
NET SALES(9M)
At Rs 5,476.21 cr has Grown at 70.48%
PBT LESS OI(Q)
At Rs 336.17 cr has Grown at 195.4% (vs previous 4Q average
PBDIT(Q)
Highest at Rs 1,205.76 cr.
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 293.68 cr
OPERATING PROFIT TO NET SALES(Q)
Highest at 57.00%
EPS(Q)
Highest at Rs 3.15
-3What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 4.68 times
Loading Valuation Snapshot...
Here's what is working for Poonawalla Fin
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 336.17 cr has Grown at 195.4% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 113.79 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 254.79 cr has Grown at 191.7% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 87.34 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 2,115.49 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 2,115.49 cr has Grown at 44.9% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 1,460.24 CrMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1,205.76 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 336.17 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 254.79 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 57.00%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Earnings per Share (EPS) - Quarterly
Highest at Rs 3.15
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 293.68 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Poonawalla Fin
Debt-Equity Ratio - Half Yearly
Highest at 4.68 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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