Five-Star Bus.Fi

Which are the latest news on Five-Star Bus.Fi?

Why is Five-Star Business Finance Ltd falling/rising?

As of 05-Sep, Five-Star Business Finance Ltd's stock price is at 523.10, down 2.0% today and showing a negative trend over the past week and month. Despite strong long-term fundamentals, current market sentiment is negative, leading to decreased investor participation and a bearish short-term outlook.

As of 05-Sep, Five-Star Business Finance Ltd's stock price is falling, currently at 523.10, which reflects a decrease of 10.7 points or 2.0%. The stock has underperformed the sector today by 3.29%, indicating a weaker performance relative to its peers. Additionally, the stock reached an intraday low of Rs 513, marking a decline of 3.9%. <BR><BR>Over the past week, the stock has decreased by 2.66%, and it has also shown a negative trend over the past month with a decline of 3.74%. Year-to-date, the stock is down 4.34%, while it has only slightly outperformed the Sensex over the past year with a decrease of 0.80% compared to the Sensex's 5.21% drop. <BR><BR>Investor participation has notably fallen, as evidenced by a significant drop in delivery volume, which decreased by 61.87% against the 5-day average. Although the stock is trading above its 100-day and 200-day moving averages, it is below the shorter-term moving averages of 5-day, 20-day, and 50-day, suggesting a bearish trend in the short term. <BR><BR>Despite the company's strong long-term fundamentals, including a healthy growth rate in net sales and operating profit, the current market sentiment appears to be negative, contributing to the stock's decline.

Who are in the management team of Five-Star Bus.Fi?

The management team of Five-Star Bus.Fi includes Chairman & Managing Director Deenadayalan Lakshmipathy, along with several non-executive directors and independent directors, ensuring a diverse governance structure.

The management team of Five-Star Bus.Fi includes the following individuals:<BR><BR>1. **Deenadayalan Lakshmipathy** - Chairman & Managing Director<BR>2. **Thirulokchand Vasan** - Non-Executive & Non-Independent Director<BR>3. **Vikram Vaidyanathan** - Non-Executive & Non-Independent Director<BR>4. **Ganapathyagraharam Venkataraman Ravishankar** - Non-Executive & Non-Independent Director<BR>5. **R Anand** - Independent Director<BR>6. **Bhama Krishnamurthy** - Independent Director<BR>7. **T T Srinivasaraghavan** - Independent Director<BR>8. **Ramkumar Ramamoorthy** - Independent Director<BR><BR>This team comprises a mix of executive and non-executive directors, along with independent directors, contributing to the governance and strategic direction of the company.

What does Five-Star Bus.Fi do?

Five-Star Business Finance Ltd is a Small Cap NBFC established in 1984, specializing in financial services. As of June 2026, it reported net sales of ₹829 Cr and a net profit of ₹271 Cr, with a market cap of ₹15,652 Cr.

Overview:<BR>Five-Star Business Finance Ltd operates in the Non Banking Financial Company (NBFC) sector and is categorized as a Small Cap company.<BR><BR>History:<BR>The company was incorporated in 1984 as 'Five-Star Business Credits Private Limited' in Chennai, Tamil Nadu. It transitioned from a Private Limited to a Public Limited company in 1988, changing its name to 'Five-Star Business Credits Limited.' The name was further changed to 'Five-Star Business Finance Limited' in 2016. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 829 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 271 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 15,652 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 14.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.37% <BR>Debt-Equity: 1.11 <BR>Return on Equity: 14.96% <BR>Price to Book: 2.16 <BR><BR>Contact Details:<BR>No Company Details Available <BR>Registrar Address: Not available.

Who are the peers of the Five-Star Bus.Fi?

Five-Star Bus.Fi's peers include Tata Inv.Corpn., Manappuram Fin., Chola Financial, IIFL Finance, Capri Global, SBFC Finance, Religare Enterp., Bengal & Assam, and Paisalo Digital. In terms of management risk, growth, and returns, Five-Star Bus.Fi shows good management risk and growth, with a 1-year return of -2.00%.

Peers: The peers of Five-Star Bus.Fi are Tata Inv.Corpn., Manappuram Fin., Chola Financial, IIFL Finance, Capri Global, SBFC Finance, Religare Enterp., Bengal & Assam, and Paisalo Digital.<BR><BR>Quality Snapshot: Excellent management risk is observed at Five-Star Bus.Fi, Tata Inv.Corpn., IIFL Finance, and SBFC Finance, while Good management risk is found at Manappuram Fin. and Capri Global. Average management risk is noted at Chola Financial, Religare Enterp., Bengal & Assam, and Paisalo Digital. For Growth, Excellent growth is seen at Chola Financial, Capri Global, and SBFC Finance, while Good growth is observed at Five-Star Bus.Fi and Manappuram Fin. Below Average growth is present at Tata Inv.Corpn., Religare Enterp., and Bengal & Assam. Lastly, Excellent capital structure is noted at Tata Inv.Corpn., Manappuram Fin., IIFL Finance, Capri Global, Five-Star Bus.Fi, SBFC Finance, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Paisalo Digital at 123.40%, while Chola Financial has the lowest at -13.88%. Five-Star Bus.Fi's 1-year return is -2.00%, which is higher than Chola Financial but lower than Paisalo Digital. Additionally, SBFC Finance and Chola Financial have negative six-month returns.

How big is Five-Star Bus.Fi?

As of 31st August, Five-Star Business Finance Ltd has a market capitalization of 15,652.00 Cr, with recent net sales of 3,260.44 Cr and a net profit of 1,103.85 Cr.

As of 31st August, Five-Star Business Finance Ltd has a market capitalization of 15,652.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 3,260.44 Cr and a Net Profit of 1,103.85 Cr.<BR><BR>The latest annual period for the balance sheet is March 2017, with Shareholder's Funds amounting to 225.05 Cr and Total Assets of 691.61 Cr.

Should I buy, sell or hold Five-Star Business Finance Ltd?

Are Five-Star Business Finance Ltd latest results good or bad?

Five-Star Business Finance Ltd's latest results show mixed performance, with a slight net profit increase of 0.79% quarter-on-quarter but a year-on-year growth deceleration to 1.91%. While the company maintains a strong return on equity, declining operating margins and modest revenue growth suggest challenges ahead, warranting caution from investors.

Five-Star Business Finance Ltd's latest results present a mixed picture. In Q1 FY27, the company reported a net profit of ₹271.41 crore, which reflects a slight increase of 0.79% compared to the previous quarter. This indicates some stability in profitability. However, year-on-year growth in net profit has decelerated to just 1.91%, which raises concerns about the sustainability of growth.<BR><BR>The operating margin has also come under pressure, declining to 64.29%, the lowest in seven quarters, primarily due to a significant increase in employee costs. This margin compression, alongside a modest revenue growth of 5.38% year-on-year, suggests that while the company is still generating revenue, it is facing challenges in maintaining profitability levels.<BR><BR>Overall, while there are positive aspects such as a strong return on equity of 14.89% and a commendable interest income growth, the deceleration in growth rates and margin erosion indicate that the company is navigating a challenging environment. Investors may need to exercise caution and closely monitor future performance to assess whether these trends will continue.

When is the next results date for Five-Star Business Finance Ltd?

The next results date for Five-Star Business Finance Ltd is July 25, 2026.

The next results date for Five-Star Business Finance Ltd is scheduled for July 25, 2026.

Is Five-Star Bus.Fi overvalued or undervalued?

As of December 4, 2025, Five-Star Bus.Fi is considered very attractive and undervalued with a PE ratio of 15.66, significantly lower than peers like Bajaj Finance and Bajaj Finserv, despite a year-to-date return of -23.67% compared to the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for Five-Star Bus.Fi has moved from attractive to very attractive, indicating a positive shift in its market assessment. The company is currently considered undervalued. Key ratios include a Price to Earnings (PE) ratio of 15.66, an EV to EBITDA of 10.67, and a Return on Equity (ROE) of 16.24%. <BR><BR>In comparison with peers, Five-Star Bus.Fi's PE ratio is significantly lower than that of Bajaj Finance, which stands at 34.9, and also lower than Bajaj Finserv at 33.78. Conversely, Life Insurance, which is rated very attractive, has a PE of 10.85, suggesting that Five-Star Bus.Fi is competitively positioned within its sector. Despite recent underperformance relative to the Sensex, with a year-to-date return of -23.67% compared to the Sensex's 9.12%, the company's fundamentals indicate it is a strong candidate for investment at its current valuation.

How has been the historical performance of Five-Star Bus.Fi?

Five-Star Bus.Fi has shown significant growth in net sales and profitability, with net sales increasing from 1,049.74 Cr in Mar'21 to 2,847.84 Cr in Mar'25, and profit after tax rising from 358.99 Cr to 1,072.49 Cr during the same period. The company's earnings per share improved from 14.0 to 36.43, reflecting strong financial performance.

Answer:<BR>The historical performance of Five-Star Bus.Fi shows significant growth in net sales and profitability over the years.<BR><BR>Breakdown:<BR>Five-Star Bus.Fi has demonstrated a strong upward trend in net sales, increasing from 1,049.74 Cr in Mar'21 to 2,847.84 Cr in Mar'25. This growth is reflected in the total operating income, which rose from 1,049.74 Cr in Mar'21 to 2,847.84 Cr in Mar'25. The company's operating profit (PBDIT) also saw a substantial increase, reaching 1,460.97 Cr in Mar'25, up from 487.82 Cr in Mar'21. Profit before tax followed a similar trajectory, climbing to 1,430.59 Cr in Mar'25 from 476.44 Cr in Mar'21, while profit after tax reached 1,072.49 Cr in Mar'25, compared to 358.99 Cr in Mar'21. The earnings per share (EPS) improved significantly from 14.0 in Mar'21 to 36.43 in Mar'25. Additionally, the company's reserves grew from 2,292.53 Cr in Mar'21 to 6,275.16 Cr in Mar'25, indicating a solid financial foundation. Overall, Five-Star Bus.Fi's performance reflects robust growth in revenue and profitability metrics over the reported years.

Is Five-Star Bus.Fi technically bullish or bearish?

As of October 24, 2025, Five-Star Bus.Fi's technical trend is mildly bearish, influenced by bearish MACD and moving averages, while showing some bullish momentum in the RSI and KST on the weekly chart.

As of 24 October 2025, the technical trend for Five-Star Bus.Fi has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a combination of indicators. The MACD is bearish on the weekly chart and mildly bearish on the monthly chart, while the RSI shows bullish momentum on the weekly but no signal on the monthly. Bollinger Bands indicate a mildly bearish trend on both weekly and monthly time frames. Daily moving averages are bearish, and Dow Theory reflects a mildly bearish stance on the weekly chart. Despite some bullish signals from the KST and OBV on the weekly, the overall technical picture remains weak.

Who are the top shareholders of the Five-Star Bus.Fi?

The top shareholders of Five-Star Bus.Fi include Foreign Institutional Investors (FIIs) with 58.75%, D Lakshmipathy as the largest promoter with 10.45%, mutual funds holding 5.65%, and Sirius Ii Pte. Ltd. along with individual investors each holding 5.98%.

The top shareholders of Five-Star Bus.Fi include a mix of institutional and individual investors. The largest group of shareholders are Foreign Institutional Investors (FIIs), holding 58.75% of the shares. Among the promoters, D Lakshmipathy has the highest individual holding at 10.45%. Additionally, mutual funds collectively hold 5.65% through 17 different schemes. Sirius Ii Pte. Ltd. is the highest public shareholder with a stake of 5.98%, which is also the same percentage held by individual investors.

Has Five-Star Bus.Fi declared dividend?

No Dividend History Available