Fusion Finance

Who are in the management team of Fusion Finance?

As of March 2023, the management team of Fusion Finance includes Devesh Sachdev (Managing Director & CEO), Ratna Dharashree Vishwanathan, Namrata Kaul, Pankaj Vaish (all Independent Directors), Narendra Ostawal and Kenneth Dan Vander Weele (Nominees), and Deepak Madaan (Company Secretary & Compliance Officer). Each member contributes to the company's governance and operational oversight.

As of March 2023, the management team of Fusion Finance includes the following individuals:<BR><BR>1. Devesh Sachdev - Managing Director & CEO<BR>2. Ratna Dharashree Vishwanathan - Independent Director<BR>3. Namrata Kaul - Independent Director<BR>4. Pankaj Vaish - Independent Director<BR>5. Narendra Ostawal - Nominee<BR>6. Kenneth Dan Vander Weele - Nominee<BR>7. Deepak Madaan - Company Secretary & Compliance Officer<BR><BR>Each member plays a distinct role within the organization, contributing to its governance and operational oversight.

Has Fusion Finance declared dividend?

No Dividend History Available

Who are the peers of the Fusion Finance?

Fusion Finance's peers include REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, Tour. Fin. Corp., Spandana Sphoort, and Satin Creditcare, with varying management risks and growth rates. Fusion Finance has a 1-year return of -54.42%, lower than its peers, with CreditAcc. Gram. showing the highest return at 1.47%.

Peers: The peers of Fusion Finance are REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, Tour. Fin. Corp., Spandana Sphoort, and Satin Creditcare.<BR><BR>Quality Snapshot: Excellent management risk is observed at REC Ltd, while Average management risk is found at HUDCO, Muthoot Microfin, and Spandana Sphoort, and the rest. Below Average management risk is noted for IFCI, Tour. Fin. Corp., Fusion Finance, Satin Creditcare, and the rest. Growth is Excellent at Indian Renewable, Average at REC Ltd, Muthoot Microfin, and the rest, while Below Average growth is seen at HUDCO, IFCI, Tour. Fin. Corp., Spandana Sphoort, Fusion Finance, Satin Creditcare, and the rest. Capital Structure is Excellent at HUDCO, CreditAcc. Gram., Muthoot Microfin, Tour. Fin. Corp., Spandana Sphoort, Fusion Finance, Satin Creditcare, and the rest, while Good is noted for REC Ltd and Indian Renewable.<BR><BR>Return Snapshot: The peer with the highest 1-year return is CreditAcc. Gram. at 1.47%, while the lowest is Indian Renewable at -41.23%. Fusion Finance's 1-year return of -54.42% is lower than both. Additionally, IFCI, Spandana Sphoort, and Fusion Finance have negative six-month returns.

What does Fusion Finance do?

Fusion Finance Ltd is a small-cap finance company based in India, originally incorporated in 1994. As of March 2025, it reported net sales of 4,661 Cr and a net loss of 1,646 Cr, with a market cap of INR 1,981 Cr.

Overview:<BR>Fusion Finance Ltd operates in the finance industry and is categorized as a small-cap company.<BR><BR>History:<BR>Fusion Finance Limited was originally incorporated as Ambience Fincap Private Limited on September 5, 1994, in New Delhi, India. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 4,661 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: -1,646 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 1,981 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 3.90 <BR>Return on Equity: -74.52% <BR>Price to Book: 1.19 <BR><BR>Contact Details:<BR>No Company Details Available <BR>Registrar Address: Not available.

Who are the top shareholders of the Fusion Finance?

The top shareholders of Fusion Finance include Honey Rose Investment Ltd with 32.83%, mutual funds holding 10.76%, 33 foreign institutional investors with 2.58%, and individual investors at 16.13%, with Nippon Life India Trustee Ltd as the highest public shareholder at 6.04%.

The top shareholders of Fusion Finance include a mix of promoters, mutual funds, foreign institutional investors (FIIs), and individual investors. The majority shareholder is Honey Rose Investment Ltd, which holds 32.83% of the company. <BR><BR>In terms of mutual funds, five schemes collectively hold 10.76%, while 33 FIIs have a combined holding of 2.58%. The highest public shareholder is Nippon Life India Trustee Ltd, representing the Nippon India Small Cap Fund, with a holding of 6.04%. Additionally, individual investors account for 16.13% of the total shares.

How big is Fusion Finance?

As of 24th July, Fusion Finance Ltd has a market capitalization of 1,867.00 Cr, with recent net sales of 2,319.76 Cr and a net profit loss of 1,224.54 Cr over the last four quarters.

As of 24th July, <BR><BR>Market Cap: Fusion Finance Ltd has a market capitalization of 1,867.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2,319.76 Cr, while the sum of Net Profit for the same period reflects a loss of 1,224.54 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2025, with Shareholder's Funds amounting to 1,643.33 Cr and Total Assets totaling 8,292.67 Cr.

When is the next results date for Fusion Finance?

The next results date for Fusion Finance is August 8, 2025.

The next results date for Fusion Finance is scheduled for August 8, 2025.

Is Fusion Finance overvalued or undervalued?

As of November 28, 2025, Fusion Finance is considered overvalued with a valuation grade of expensive, reflected by poor financial ratios and negative returns, especially when compared to healthier peers like Bajaj Finance and Life Insurance.

As of 28 November 2025, Fusion Finance's valuation grade has moved from risky to expensive, indicating a shift towards a less favorable assessment. The company is currently overvalued based on its financial ratios, which include a PE Ratio of -1.70, an EV to EBITDA of -35.21, and a Price to Book Value of 0.88. These figures suggest significant financial distress, particularly highlighted by a negative ROE of -52.04% and a negative ROCE of -2.93%.<BR><BR>In comparison to its peers, Fusion Finance stands out unfavorably; for instance, Bajaj Finance has a PE Ratio of 35.28 and an EV to EBITDA of 19.76, while Life Insurance boasts a PE Ratio of 11.07 and an EV to EBITDA of 9.12, both indicating healthier valuations. The company's recent stock performance has also lagged behind the Sensex, with a year-to-date return of -3.83% compared to the Sensex's 9.68%, reinforcing the notion that Fusion Finance is overvalued in the current market context.

How has been the historical performance of Fusion Finance?

Fusion Finance has experienced fluctuating performance over the past five years, with net sales rising from 855.81 Cr in Mar'21 to 2,319.76 Cr in Mar'25, but significant increases in expenditures led to negative operating profit and a profit after tax of -1,224.54 Cr in Mar'25. Despite improved cash flow from operations, the company faces ongoing financial challenges with total assets and liabilities both decreasing.

Answer:<BR>The historical performance of Fusion Finance shows a fluctuating trend in key financial metrics over the past five years.<BR><BR>Breakdown:<BR>Fusion Finance's net sales have shown consistent growth, increasing from 855.81 Cr in Mar'21 to 2,319.76 Cr in Mar'25, with a slight rise from 2,316.73 Cr in Mar'24. However, the total expenditure has surged significantly, reaching 3,490.23 Cr in Mar'25, up from 812.41 Cr in Mar'21, leading to an operating profit (PBDIT) that turned negative at -1,121.34 Cr in Mar'25, compared to a positive 672.27 Cr in Mar'24. This decline in profitability is reflected in the profit before tax, which fell to -1,133.01 Cr in Mar'25 from 663.26 Cr in Mar'24, resulting in a profit after tax of -1,224.54 Cr. The company's total assets decreased to 8,292.67 Cr in Mar'25 from 11,682.65 Cr in Mar'24, while total liabilities also declined to 8,292.67 Cr in Mar'25 from 11,682.65 Cr in Mar'24. The cash flow from operating activities improved to 1,447.00 Cr in Mar'25, contrasting with the previous year's -1,350.00 Cr, but the net cash outflow was -691.00 Cr in Mar'25, indicating ongoing financial challenges.

Is Fusion Finance technically bullish or bearish?

As of December 2, 2025, the technical trend is neutral with mixed signals, showing a mildly bearish weekly MACD and Bollinger Bands, while daily moving averages and KST are mildly bullish, indicating a lack of strong momentum in either direction.

As of 2 December 2025, the technical trend has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across different indicators. The weekly MACD remains bearish, while the monthly MACD is mildly bearish. RSI shows no signal on both weekly and monthly time frames. Bollinger Bands indicate a bearish stance on both weekly and monthly levels. However, daily moving averages are mildly bullish, and the KST is mildly bullish on a weekly basis. Dow Theory shows a mildly bullish trend weekly but no trend monthly. Overall, the indicators suggest a lack of strong momentum in either direction, reinforcing a neutral outlook.

Are Fusion Finance Ltd latest results good or bad?

Fusion Finance Ltd's latest Q3 FY26 results show a net profit of ₹14.05 crores, a significant improvement from last year's loss, and an operating margin of 33.14%. However, revenue declined by 15.73%, indicating ongoing challenges, so investors should remain cautious.

Fusion Finance Ltd's latest results for Q3 FY26 show a mixed picture, but overall, there are positive signs of improvement. The company reported a net profit of ₹14.05 crores, a significant turnaround from a loss of ₹719.32 crores in the same quarter last year. This marks the first profitable quarter after a series of losses, indicating a potential recovery.<BR><BR>The operating margin also improved dramatically, reaching 33.14%, compared to a negative margin of 63.18% a year ago. This reflects substantial operational efficiency gains and better management of interest costs, which decreased by 42.22% year-on-year.<BR><BR>However, revenue for the quarter was ₹399.30 crores, which is a decline of 15.73% compared to the previous year. This drop in revenue raises concerns about the company's ability to sustain growth moving forward. Additionally, while the net profit is a positive development, the company remains loss-making on a trailing twelve-month basis, with a negative return on equity of 52.04%.<BR><BR>In summary, while the latest results indicate a significant improvement in profitability and operational efficiency, the ongoing revenue decline and structural challenges suggest that the recovery is still fragile. Investors should remain cautious as the company navigates these challenges.

Should I buy, sell or hold Fusion Finance Ltd?

Why is Fusion Finance Ltd falling/rising?

As of 14-Feb, Fusion Finance Ltd's stock price is at 187.90, down 1.3 points or 0.69%. Despite recent declines, the stock has a year-to-date increase of 21.03%, but faces challenges with weak long-term fundamentals and declining investor participation.

As of 14-Feb, Fusion Finance Ltd's stock price is currently at 187.90, reflecting a decrease of 1.3 points or 0.69%. The stock has been experiencing a consecutive decline over the last two days, with a total drop of 2.59% during this period. Additionally, the stock touched an intraday low of Rs 184.95, which represents a decrease of 2.25% from its previous price.<BR><BR>Despite this recent downturn, the stock has shown positive performance over longer periods, with a year-to-date increase of 21.03% and a one-month rise of 13.84%. However, the stock's performance over the last three years has been significantly negative, with a decline of 52.65%. <BR><BR>Investor participation has also been declining, as evidenced by a 5.89% drop in delivery volume compared to the five-day average. This suggests a reduction in trading activity and interest among investors. On the positive side, there has been an increase in institutional investor participation, with a 1.03% rise in their stake over the previous quarter, indicating some level of confidence from these investors.<BR><BR>However, the company faces challenges with weak long-term fundamentals, highlighted by an average Return on Equity (ROE) of 0% and a concerning annual operating profit growth rate of -31.08%. The latest financial results show a net profit after tax of Rs -8.09 crore, which has decreased by 29.87%, and net sales have fallen by 6.2% compared to the previous quarter's average. The stock is also trading at a premium valuation, with a Price to Book Value of 1.6, which is considered expensive relative to its peers.<BR><BR>In summary, while Fusion Finance Ltd has shown some positive trends in the short term and increased institutional interest, the recent price decline is primarily driven by weak long-term fundamentals, declining investor participation, and a high valuation compared to its financial performance.

Which are the latest news on Fusion Finance?