IFCI

Why is IFCI Ltd. falling/rising?

As of 23-Jun, IFCI Ltd. is experiencing a decline in its stock price, currently at 81.58, reflecting a total drop of -4.89% over the last two days and an -8.14% decrease over the past week, underperforming its sector. Weak investor participation and significant declines in financial performance further indicate challenges for the company.

As of 23-Jun, IFCI Ltd. is experiencing a decline in its stock price, currently at 81.58, which represents a change of -1.79 (-2.15%). This downward movement is part of a broader trend, as the stock has been losing value for the last two days, accumulating a total decline of -4.89% during this period. <BR><BR>The stock has underperformed its sector by -0.96% today, indicating that it is not only falling in value but also lagging behind its peers. Additionally, the stock's performance over the past week shows a significant drop of -8.14%, while the benchmark Sensex has only decreased by -0.79%. <BR><BR>Investor participation has also weakened, with delivery volume on June 22 falling by -45.66% compared to the 5-day average, suggesting a lack of confidence among investors. The stock has touched an intraday high of Rs 85.18 but also a low of Rs 81.11, indicating volatility within the trading day.<BR><BR>Fundamentally, the company faces challenges, including a weak long-term growth outlook with a negative annual growth rate in net sales of -0.05%. Recent financial results have shown significant declines, with profit before tax falling by -83.8% and profit after tax down by -82.7% compared to previous quarters. The company's return on equity (ROE) is low at 1.30%, and it is trading at a high price-to-book value ratio of 2.5, which may deter potential investors.<BR><BR>Despite a strong performance over the long term, including a 32.11% return over the past year, the recent negative financial results and declining investor interest contribute to the stock's current downward trajectory.

Which are the latest news on IFCI?

How big is IFCI?

As of 10th June, IFCI Ltd. has a market capitalization of 20,288.00 Cr, classifying it as a Small Cap company, with recent net sales of 2068.32 Cr and a net profit of 180.89 Cr over the last four quarters.

As of 10th June, <BR><BR>Market Cap: IFCI Ltd. has a market capitalization of 20,288.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2068.32 Cr, while the sum of Net Profit for the same period is 180.89 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds stand at 8,690.75 Cr, and Total Assets amount to 25,723.77 Cr.

Who are in the management team of IFCI?

The management team of IFCI includes Manoj Mittal (Managing Director & CEO), Arvind Sahay, Narayana Swamy Balakrishnan, Kartikeya Misra, Mukesh Kumar Bansal, Surendra Behera, and Arvind Kumar Jain.

The management team of IFCI includes the following members:<BR><BR>1. **Manoj Mittal** - Managing Director & CEO<BR>2. **Arvind Sahay** - Non-Executive & Independent Director<BR>3. **Narayana Swamy Balakrishnan** - Non-Executive & Independent Director<BR>4. **Kartikeya Misra** - Nominee<BR>5. **Mukesh Kumar Bansal** - Nominee (Government)<BR>6. **Surendra Behera** - Additional Non-Executive Director<BR>7. **Arvind Kumar Jain** - Additional Non-Executive Director<BR><BR>If you have any more questions about IFCI or its management, feel free to ask!

Who are the peers of the IFCI?

The peers of IFCI include Power Fin. Corpn., I R F C, REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., Tour. Fin. Corp., Muthoot Microfin, and Fusion Finance, with varying management risks and growth rates. Tour. Fin. Corp. has the highest 1-year return at 62.26%, while IFCI's return is 12.74%.

Peers: The peers of IFCI are Power Fin.Corpn., I R F C, REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., Tour. Fin. Corp., Muthoot Microfin, and Fusion Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Power Fin.Corpn. and REC Ltd, while Average management risk is found at I R F C, HUDCO, Indian Renewable, Muthoot Microfin, and Fusion Finance, and Good management risk is noted at CreditAcc. Gram. Below Average management risk is present at IFCI and Tour. Fin. Corp. Growth is Average for Power Fin.Corpn., I R F C, HUDCO, and Muthoot Microfin, while Good growth is seen at Indian Renewable. Below Average growth is reported for IFCI, Tour. Fin. Corp., Fusion Finance, and the rest. Capital Structure is Excellent for IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, and CreditAcc. Gram., while Good capital structure is noted at REC Ltd and HUDCO, and Average at Power Fin.Corpn., I R F C, and Indian Renewable.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 62.26%, while the lowest is I R F C at -35.56%. IFCI's own 1-year return is 12.74%, which is significantly higher than I R F C's but lower than Tour. Fin. Corp.'s. Additionally, the six-month return is negative for I R F C, HUDCO, Indian Renewable, and Fusion Finance.

What does IFCI do?

IFCI Ltd. is a small-cap financial services company in India, incorporated in 1993, with recent quarterly net sales of ₹470 Cr and a net profit of ₹13 Cr. It has a market cap of ₹20,288 Cr and key metrics include a P/E ratio of 101 and a debt-equity ratio of 0.39.

Overview: <BR>IFCI Ltd. is a financial services company operating in the small-cap segment of the finance industry.<BR><BR>History: <BR>IFCI Limited was incorporated on May 21, 1993, as a Public Limited Company under the name 'The Industrial Finance Corporation of India Limited' and commenced its business on June 24, 1993. The most recent quarterly results reported net sales and profit for March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 470 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 13 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 20,288 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 101.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.39 <BR>Return on Equity: 2.14% <BR>Price to Book: 2.32 <BR><BR>Contact Details: <BR>Address: IFCI Tower, 61 Nehru Place P B No 4499 New Delhi New Delhi : 110019 <BR>Tel: 91-11-41792800/41732000/26487444 <BR>Email: complianceofficer@ifciltd.com <BR>Website: http://www.ifciltd.com

Are IFCI Ltd. latest results good or bad?

The latest results for IFCI Ltd. are concerning, with a 94.18% year-on-year decline in net profit despite a 13.74% revenue growth. The significant drop in profitability and weak return on equity raise concerns about the company's operational efficiency.

The latest results for IFCI Ltd. are concerning. In Q4 FY26, the company reported a net profit of ₹13.22 crores, which reflects a dramatic decline of 94.18% year-on-year. This significant drop in profitability is alarming, especially considering that the company's profit before tax plummeted by 91.94% compared to the same quarter last year.<BR><BR>On a more positive note, revenue grew by 13.74% year-on-year, reaching ₹470.43 crores. However, this revenue growth did not translate into sustainable profitability, as the operating profit margin fell sharply from 119.24% to 33.20% year-on-year. The company's return on equity (ROE) remains weak at just 4.30%, which is significantly below industry standards.<BR><BR>Additionally, the stock price has recently declined by 2.09%, and while it has gained 36.51% over the past year, it is still 19.45% below its 52-week high. Overall, the financial performance indicates a troubling mix of revenue growth overshadowed by severe profitability issues, raising concerns about the company's operational efficiency and asset quality.

Should I buy, sell or hold IFCI Ltd.?

When is the next results date for IFCI Ltd.?

The next results date for IFCI Ltd. is April 28, 2026.

The next results date for IFCI Ltd. is scheduled for April 28, 2026.

Is IFCI overvalued or undervalued?

As of November 24, 2025, IFCI is considered undervalued with an attractive valuation grade, a PE ratio of 35.69, an EV to EBITDA of 9.27, and a low PEG ratio of 0.18, indicating strong growth potential despite recent underperformance against the Sensex.

As of 24 November 2025, the valuation grade for IFCI has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE ratio of 35.69, an EV to EBITDA of 9.27, and a PEG ratio of 0.18, which suggests that the stock is priced favorably relative to its growth potential.<BR><BR>In comparison to its peers, IFCI's PE ratio is higher than Bajaj Finance's 33.79 but lower than the very expensive Jio Financial, which stands at 118.44. Additionally, while Life Insurance has a more attractive EV to EBITDA of 9.13, IFCI's valuation remains compelling given its lower PEG ratio of 0.18 compared to Bajaj Finserv's 2.43. Despite recent underperformance against the Sensex, with a YTD return of -18.83% compared to the Sensex's 8.65%, the long-term performance of 290.94% over three years highlights its potential for recovery and growth.

Is IFCI technically bullish or bearish?

As of November 24, 2025, the trend has shifted to mildly bearish due to bearish signals in key indicators, despite daily moving averages showing mild bullishness, and the stock's underperformance against the Sensex reinforces this outlook.

As of 24 November 2025, the technical trend has changed from mildly bullish to mildly bearish. The current stance is mildly bearish, driven by bearish signals in the weekly and monthly MACD, Bollinger Bands, and KST. The Dow Theory also indicates a mildly bearish trend on both weekly and monthly time frames. Although the daily moving averages show a mildly bullish signal, the overall indicators suggest weakness. The stock has underperformed against the Sensex over multiple time frames, further supporting the bearish outlook.

How has been the historical performance of IFCI?

IFCI's historical performance shows a decline in net sales from 2,873.90 Cr in Mar'20 to 1,876.10 Cr in Mar'25, but profitability has improved significantly, with profit before tax rising from a loss of 2,084.79 Cr in Mar'21 to a profit of 749.03 Cr in Mar'25. Total assets increased from 20,802.87 Cr to 25,723.77 Cr, although cash flow from operating activities was negative at -983.00 Cr in Mar'25.

Answer:<BR>The historical performance of IFCI shows a fluctuating trend in net sales, with a peak of 2,873.90 Cr in Mar'20, followed by a decline to 1,876.10 Cr in Mar'25. The total operating income has mirrored this trend, decreasing from 2,873.90 Cr in Mar'20 to 1,876.10 Cr in Mar'25. Operating profit (PBDIT) has shown improvement, rising from a negative 1,456.92 Cr in Mar'22 to 1,370.36 Cr in Mar'25. Profit before tax has also improved significantly, from a loss of 2,084.79 Cr in Mar'21 to a profit of 749.03 Cr in Mar'25. Profit after tax has turned positive, reaching 348.61 Cr in Mar'25, compared to a loss of 1,911.68 Cr in Mar'21. The company's total assets have increased from 20,802.87 Cr in Mar'20 to 25,723.77 Cr in Mar'25, while total liabilities have also risen from 18,657.04 Cr to 25,723.77 Cr in the same period. Cash flow from operating activities has been negative in Mar'25 at -983.00 Cr, contrasting with a positive cash flow of 11.00 Cr in Mar'24.<BR><BR>Breakdown:<BR>IFCI's financial performance over the years reveals a significant decline in net sales from 2,873.90 Cr in Mar'20 to 1,876.10 Cr in Mar'25, with total operating income following a similar downward trajectory. However, the company has made strides in operating profit, rebounding from substantial losses in previous years to achieve a positive operating profit of 1,370.36 Cr in Mar'25. Profit before tax has also shown a remarkable recovery, moving from a loss of 2,084.79 Cr in Mar'21 to a profit of 749.03 Cr in Mar'25, while profit after tax has turned positive for the first time in several years, reaching 348.61 Cr. The total assets of the company have increased, indicating growth, while total liabilities have risen in tandem. Despite the negative cash flow from operating activities in Mar'25, the overall financial health of IFCI appears to be improving, particularly in profitability metrics.

Who are the top shareholders of the IFCI?

The top shareholders of IFCI include the President of India with 72.57%, Life Insurance Corporation of India at 1.48%, and individual investors holding 17.86%. Additionally, 32 mutual fund schemes own 0.1%, while 98 foreign institutional investors have a combined stake of 2.73%.

The top shareholders of IFCI include the President of India, who holds the largest stake at 72.57%. Other significant shareholders are Life Insurance Corporation of India, with a holding of 1.48%, and individual investors, who collectively own 17.86%. Additionally, the company has 32 mutual fund schemes holding a total of 0.1% and 98 foreign institutional investors (FIIs) with a combined stake of 2.73%.

Has IFCI declared dividend?

Yes, IFCI Ltd. has declared a 10% dividend (₹1 per share) with an ex-date of February 17, 2016. However, the dividend yield is 0%, and while there has been significant price appreciation over various periods, there has been no dividend income.

Yes, IFCI Ltd. has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1<BR>- Ex-date: 17 Feb 16<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -0.33%, the dividend return was 0%, resulting in a total return of -0.33%.<BR><BR>For the 1-year period, the price return was 18.7%, with a dividend return of 0%, leading to a total return of 18.7%.<BR><BR>Over the 2-year period, the price return was 490.99%, the dividend return was 0%, yielding a total return of 490.99%.<BR><BR>In the 3-year period, the price return was 557.17%, with a dividend return of 0%, resulting in a total return of 557.17%.<BR><BR>For the 4-year period, the price return was 420.62%, the dividend return was 0%, leading to a total return of 420.62%.<BR><BR>In the 5-year period, the price return was 833.05%, with a dividend return of 0%, resulting in a total return of 833.05%.<BR><BR>Overall, while IFCI Ltd. has declared a dividend, the dividend yield remains at 0%. The total returns over various periods indicate strong price appreciation, particularly over the longer term, despite the absence of any significant dividend income.