Fusion Finance

Why is Fusion Finance Ltd falling/rising?

As of 10-Jun, the stock price of Fusion Finance Ltd is Rs 167.05, reflecting a significant decline of -67.07% over three years, while the Sensex has gained 18.14%. Despite a recent profit increase, the company's fundamentals are weak, with low ROE and high valuation, leading to ongoing underperformance.

As of 10-Jun, the stock price of Fusion Finance Ltd is falling, currently at Rs 167.05, reflecting a change of -0.85 (-0.51%). The stock has underperformed significantly over various time frames, with a 1-month decline of -22.54% compared to a -4.33% drop in the benchmark Sensex. Additionally, the stock has shown a substantial decline of -67.07% over the past three years, while the Sensex has gained 18.14% during the same period.<BR><BR>Despite a notable increase in net profit of 712.74% reported in March, the long-term fundamentals of the company appear weak. The average return on equity (ROE) is only 0.28%, and net sales have decreased at an annual rate of -1.28%. Furthermore, the stock is considered expensive with a price-to-book value of 1.1, trading at a premium compared to its peers. The stock's performance has also been hindered by a decrease in promoter confidence, as promoters reduced their stake by -0.74% in the last quarter.<BR><BR>While there has been a rise in investor participation, with delivery volume increasing by 100.17% against the 5-day average, the overall trend indicates a consistent underperformance against the benchmark. This combination of weak long-term growth, high valuation, and diminishing promoter confidence contributes to the stock's current downward trajectory.

What does Fusion Finance do?

Fusion Finance Ltd is a small-cap finance company based in India, originally incorporated in 1994. As of March 2026, it reported net sales of 401 Cr and a net profit of 114 Cr, with a market cap of INR 2,677 Cr.

Overview: <BR>Fusion Finance Ltd operates in the finance industry and is categorized as a small-cap company.<BR><BR>History: <BR>Fusion Finance Limited was originally incorporated as Ambience Fincap Private Limited on September 5, 1994, in New Delhi, India. The latest quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 401 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 114 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 2,677 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 195.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.27 <BR>Return on Equity: 0.56% <BR>Price-to-Book: 1.11 <BR><BR>Contact Details: <BR>Details: No Company Details Available <BR>Registrar Address: Not available.

Which are the latest news on Fusion Finance?

How big is Fusion Finance?

As of 10th June, Fusion Finance Ltd has a market capitalization of 2,677.00 Cr, with Net Sales of 1,635.89 Cr and a Net Profit of 13.85 Cr in the latest 4 quarters. The company reported Shareholder's Funds of 1,643.33 Cr and Total Assets of 8,292.67 Cr for the annual period ending March 2025.

As of 10th June, Fusion Finance Ltd has a market capitalization of 2,677.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest 4 quarters, Fusion Finance reported Net Sales of 1,635.89 Cr and a Net Profit of 13.85 Cr.<BR><BR>For the latest annual period ending March 2025, the company had Shareholder's Funds of 1,643.33 Cr and Total Assets amounting to 8,292.67 Cr.

Who are in the management team of Fusion Finance?

The management team of Fusion Finance includes Devesh Sachdev (Managing Director & CEO), Ratna Dharashree Vishwanathan, Namrata Kaul, and Pankaj Vaish (all Independent Directors), Narendra Ostawal and Kenneth Dan Vander Weele (Nominees), and Deepak Madaan (Company Secretary & Compliance Officer).

The management team of Fusion Finance includes the following individuals:<BR><BR>1. **Devesh Sachdev** - Managing Director & CEO<BR>2. **Ratna Dharashree Vishwanathan** - Independent Director<BR>3. **Namrata Kaul** - Independent Director<BR>4. **Pankaj Vaish** - Independent Director<BR>5. **Narendra Ostawal** - Nominee<BR>6. **Kenneth Dan Vander Weele** - Nominee<BR>7. **Deepak Madaan** - Company Secretary & Compliance Officer<BR><BR>If you need more specific information about any of these individuals or their roles, feel free to ask!

Who are the peers of the Fusion Finance?

Fusion Finance's peers include HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Satin Creditcare, Spandana Sphoort, and Guj. State Fin., with varying management risks and growth ratings, and a 1-year return of -12.59%.

Peers: The peers of Fusion Finance are HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Satin Creditcare, Spandana Sphoort, and Guj. State Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at CreditAcc. Gram. and the rest. Average management risk is found at HUDCO, Indian Renewable, Muthoot Microfin, Fusion Finance, and Spandana Sphoort. Below Average management risk is noted at IFCI, Tour. Fin. Corp., and Satin Creditcare. Growth is rated as Good for Indian Renewable, Average for HUDCO, CreditAcc. Gram., and Satin Creditcare, while Below Average growth is seen at IFCI, Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, and Spandana Sphoort. Capital Structure is rated as Excellent for CreditAcc. Gram., IFCI, Tour. Fin. Corp., Muthoot Microfin, Satin Creditcare, Spandana Sphoort, and Fusion Finance, while Good is noted for HUDCO.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 61.69%, while the lowest is Indian Renewable at -34.75%. Fusion Finance's 1-year return is -12.59%, which is higher than Indian Renewable's but lower than Tour. Fin. Corp.'s. Additionally, the six-month return is negative for HUDCO, Indian Renewable, Spandana Sphoort, and Guj. State Fin.

Are Fusion Finance Ltd latest results good or bad?

Fusion Finance Ltd's latest results show a net profit of ₹114.19 crore for Q4 FY26, a turnaround from a loss last year, but this is largely due to a tax credit. Revenue declined by 13.89%, indicating ongoing operational challenges, and concerns remain regarding the company's financial health and sustainability of profits.

Fusion Finance Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹114.19 crore for Q4 FY26, a significant improvement from a net loss of ₹164.56 crore in the same quarter last year. This turnaround in profitability is noteworthy; however, it is largely attributed to a substantial tax credit of ₹76.78 crore, which raises concerns about the sustainability of this profit.<BR><BR>On the revenue side, the company faced a decline of 13.89% year-on-year, with Q4 FY26 revenues at ₹401.34 crore, down from ₹466.08 crore in Q4 FY25. This continued revenue contraction highlights ongoing operational challenges, as the company has struggled to grow its sales consistently.<BR><BR>While the operating margin improved to 41.26%, reflecting effective cost control measures, the underlying revenue decline suggests that the company is still facing significant hurdles. Additionally, the overall financial health remains concerning, with a return on equity (ROE) of 0.0% and a high debt-to-equity ratio of 2.57, indicating potential risks in its capital structure.<BR><BR>In summary, while the net profit figure may seem positive at first glance, the reliance on tax credits and ongoing revenue decline signal that the company's operational recovery is fragile. Investors should approach the results with caution, considering the broader context of the company's financial challenges.

Should I buy, sell or hold Fusion Finance Ltd?

When is the next results date for Fusion Finance Ltd?

The next results date for Fusion Finance Ltd is 15 May 2026.

The next results date for Fusion Finance Ltd is scheduled for 15 May 2026.

Is Fusion Finance technically bullish or bearish?

As of December 2, 2025, the technical trend is neutral with mixed signals, showing a mildly bearish weekly MACD and Bollinger Bands, while daily moving averages and KST are mildly bullish, indicating a lack of strong momentum in either direction.

As of 2 December 2025, the technical trend has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across different indicators. The weekly MACD remains bearish, while the monthly MACD is mildly bearish. RSI shows no signal on both weekly and monthly time frames. Bollinger Bands indicate a bearish stance on both weekly and monthly levels. However, daily moving averages are mildly bullish, and the KST is mildly bullish on a weekly basis. Dow Theory shows a mildly bullish trend weekly but no trend monthly. Overall, the indicators suggest a lack of strong momentum in either direction, reinforcing a neutral outlook.

How has been the historical performance of Fusion Finance?

Fusion Finance has experienced fluctuating performance over the past five years, with net sales rising from 855.81 Cr in Mar'21 to 2,319.76 Cr in Mar'25, but significant increases in expenditures led to negative operating profit and a profit after tax of -1,224.54 Cr in Mar'25. Despite improved cash flow from operations, the company faces ongoing financial challenges with total assets and liabilities both decreasing.

Answer:<BR>The historical performance of Fusion Finance shows a fluctuating trend in key financial metrics over the past five years.<BR><BR>Breakdown:<BR>Fusion Finance's net sales have shown consistent growth, increasing from 855.81 Cr in Mar'21 to 2,319.76 Cr in Mar'25, with a slight rise from 2,316.73 Cr in Mar'24. However, the total expenditure has surged significantly, reaching 3,490.23 Cr in Mar'25, up from 812.41 Cr in Mar'21, leading to an operating profit (PBDIT) that turned negative at -1,121.34 Cr in Mar'25, compared to a positive 672.27 Cr in Mar'24. This decline in profitability is reflected in the profit before tax, which fell to -1,133.01 Cr in Mar'25 from 663.26 Cr in Mar'24, resulting in a profit after tax of -1,224.54 Cr. The company's total assets decreased to 8,292.67 Cr in Mar'25 from 11,682.65 Cr in Mar'24, while total liabilities also declined to 8,292.67 Cr in Mar'25 from 11,682.65 Cr in Mar'24. The cash flow from operating activities improved to 1,447.00 Cr in Mar'25, contrasting with the previous year's -1,350.00 Cr, but the net cash outflow was -691.00 Cr in Mar'25, indicating ongoing financial challenges.

Is Fusion Finance overvalued or undervalued?

As of November 28, 2025, Fusion Finance is considered overvalued with a valuation grade of expensive, reflected by poor financial ratios and negative returns, especially when compared to healthier peers like Bajaj Finance and Life Insurance.

As of 28 November 2025, Fusion Finance's valuation grade has moved from risky to expensive, indicating a shift towards a less favorable assessment. The company is currently overvalued based on its financial ratios, which include a PE Ratio of -1.70, an EV to EBITDA of -35.21, and a Price to Book Value of 0.88. These figures suggest significant financial distress, particularly highlighted by a negative ROE of -52.04% and a negative ROCE of -2.93%.<BR><BR>In comparison to its peers, Fusion Finance stands out unfavorably; for instance, Bajaj Finance has a PE Ratio of 35.28 and an EV to EBITDA of 19.76, while Life Insurance boasts a PE Ratio of 11.07 and an EV to EBITDA of 9.12, both indicating healthier valuations. The company's recent stock performance has also lagged behind the Sensex, with a year-to-date return of -3.83% compared to the Sensex's 9.68%, reinforcing the notion that Fusion Finance is overvalued in the current market context.

Who are the top shareholders of the Fusion Finance?

The top shareholders of Fusion Finance include Honey Rose Investment Ltd with 32.83%, mutual funds holding 10.76%, 33 foreign institutional investors with 2.58%, and individual investors at 16.13%, with Nippon Life India Trustee Ltd as the highest public shareholder at 6.04%.

The top shareholders of Fusion Finance include a mix of promoters, mutual funds, foreign institutional investors (FIIs), and individual investors. The majority shareholder is Honey Rose Investment Ltd, which holds 32.83% of the company. <BR><BR>In terms of mutual funds, five schemes collectively hold 10.76%, while 33 FIIs have a combined holding of 2.58%. The highest public shareholder is Nippon Life India Trustee Ltd, representing the Nippon India Small Cap Fund, with a holding of 6.04%. Additionally, individual investors account for 16.13% of the total shares.

Has Fusion Finance declared dividend?

No Dividend History Available